MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-PB-12-0094842
Bedi Financial Services Private Limited
Bedi Financial Services Private Limited - financial services in Ludhiana, Punjab, India. FY 2026 financials & compliance.
Revenue · FY 2024
₹8.36 Lakh
▼ 9% YoY
Net profit · FY 2024
₹87,591
Net margin 10.5%
EBITDA · FY 2024
₹2.05 Lakh
EBITDA margin 24.5%
Authorised capital
₹5 Lakh
Registered with MCA
Paid-up capital
₹1.12 Lakh
Issued & subscribed
Open charges
₹11.35 Lakh
Secured borrowings
Company age
30 yrs
Est. 1996
Directors on board
2
As per MCA filings
About Bedi Financial Services Private Limited
Data last updated:
Bedi Financial Services Private Limited is a private limited company based in Ludhiana, Punjab, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 29 January 1996 and has been in existence for over 30 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U67120PB1996PTC017648. Its GSTIN is 03AAACB7492G1ZT (Punjab).
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹1.12 Lakh. It is led by directors Surinder Bedi (Managing Director) and Uma Bedi.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at B – Xxxv – 95 An/17 – 18 New Asha Puri, Ludhiana, Punjab, India – 141008.
As per the financials filed for FY 2024, the company reported a revenue of ₹8.36 Lakh, a decline of 9% compared to the previous year. For the same year it recorded a net profit of ₹87,591 (net margin 10.5%) and EBITDA of ₹2.05 Lakh (EBITDA margin 24.5%). Revenue has declined at a compounded annual rate (CAGR) of 22% over three years and 7% over five years.
As per MCA filings, the company has open charges of ₹11.35 Lakh on record. Court records list 1 case involving the company, including 1 filed against it.
Bedi Financial Services Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-PB-12-0094842). The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN U67120PB1996PTC017648
Registration Number 017648
Incorporation Date 29 January 1996
ROC Chandigarh
Listing Status Unlisted
Company Status Active
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-PB-12-0094842
Key People
Surinder Bedi Managing Director Uma Bedi Director Recognitions & Rankings of Bedi Financial Services
Contact details
Bedi Financial Services Private Limited's registered office is in Ludhiana, Punjab. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressB – Xxxv – 95 An/17 – 18 New Asha Puri, Ludhiana, Punjab, India – 141008
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Bedi Financial Services Private Limited, buy the company report.
Comprehensive company report
Bedi Financial Services Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Secure checkout · GST invoice included
Business activity
The main business activity of Bedi Financial Services is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Bedi Financial Services Private Limited, buy the company report.
Financials of Bedi Financial Services Private Limited
FY 2025 filings availableBedi Financial Services Private Limited reported revenue of ₹8.36 Lakh (down 9% YoY) for FY 2024.
Revenue · FY 2024
₹8.36 Lakh ▼ 9%
Net profit · FY 2024
₹87,591 margin 10.5%
EBITDA · FY 2024
₹2.05 Lakh margin 24.5%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 9%
3 years · compounded
▲ 22%
5 years · compounded
▼ 7%
EBITDA CAGR growth
1 year
▲ 10%
3 years · compounded
▲ 3%
5 years · compounded
▼ 9%
Revenue has declined at a compounded annual rate (CAGR) of 7% over five years, including a 9% fall in the latest year. EBITDA rose 10% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹2.05 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹87,591 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 24.5% | ||||
| Net Profit Margin | 10.5% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Bedi Financial Services Private Limited, buy the company report.
Board of directors of Bedi Financial Services Private Limited
Bedi Financial Services has 2 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Surinder Bedi Also directs: Bedi Cars Private Limited | Managing Director | 29 Jan 1996 | 30 Years 9 Months | Current |
| Uma Bedi | Director | 29 Jan 1996 | 30 Years 9 Months | Current |
Auditor
Bedi Financial Services Private Limited is audited by RAJESH MAHAJAN & CO for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| RAJESH MAHAJAN & CO | FY 2020 | 011815N |
Shareholding
The shareholding of Bedi Financial Services Private Limited is on record for 3 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2020 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Bedi Financial Services Private Limited, buy the company report.
Charges & borrowings
Open charges
₹11.35 Lakh
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 26 Apr 2017 | 100096098 | Others | ₹11.35 Lakh | Open |
Total charge records: 1 View all charges
Legal cases
Bedi Financial Services Private Limited has 1 court case on record: 1 filed against it. All case is disposed.
Total cases
1
Filed against the company
1
Disposed
1
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 1 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Ludhiana, Punjab | Court case (TRAFFIC) | Filed against the company by State | Disposed |
To see the full case history of Bedi Financial Services Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Bedi Financial Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Bedi Financial Services has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 03AAACB7492G1ZT | Punjab | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Bedi Financial Services Private Limited, buy the company report.
Recent activity
Bedi Financial Services Private Limited has 2 board changes on record since 1996: 2 appointments. The latest: Surinder Bedi was appointed as Managing Director on 29 Jan 1996.
AGM
Bedi Financial Services Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Bedi Financial Services Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chandigarh.
Charges
A charge with Others amounted to Rs. 11.35 Lakh with Charge ID 100096098 was registered on 26 Apr 2017.
Appointed
Surinder Bedi was appointed as Managing Director.
Appointed
Uma Bedi was appointed as Director.
Incorporation
29 Jan 1996
Bedi Financial Services Private Limited was registered on 29 Jan 1996 with Roc Chandigarh & aged 30 years 9 months as per MCA records.
Frequently asked questions
Bedi Financial Services is an active private limited company based in Ludhiana, Punjab, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 29 January 1996 (30+ years old) and is registered under CIN U67120PB1996PTC017648.
Bedi Financial Services has 2 current directors:
- Surinder Bedi - Managing Director
- Uma Bedi - Director
The latest financial statements of Bedi Financial Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Bedi Financial Services is 03AAACB7492G1ZT, registered in Punjab.
The CIN (Corporate Identification Number) of Bedi Financial Services is U67120PB1996PTC017648. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Bedi Financial Services has 1 court case on record: 1 filed against it.
Bedi Financial Services was incorporated on 29 January 1996, making it 30+ years old. It is registered with the Registrar of Companies, Chandigarh.
Surinder Bedi was appointed as Managing Director on 29 Jan 1996. Uma Bedi was appointed as Director on 29 Jan 1996.
Yes, Bedi Financial Services is registered as a micro enterprise under Udyam registration (number: UDYAM-PB-12-0094842).
The registered office of Bedi Financial Services is at B – Xxxv – 95 An17 – 18 New Asha Puri, Ludhiana, Punjab, India – 141008.
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