Bhagyalaxmi Microfinance
About Bhagyalaxmi Microfinance
Data last updated:
Bhagyalaxmi Microfinance is a private not for profit company based in Mahoba, Uttar Pradesh, India. It operates in the retail trade segment of the trading and commerce sector. It was incorporated on 17 February 2012 and has been in existence for over 14 years.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U93030UP2012NPL048970.
The company has an authorised share capital of ₹5 Lakh and a paid-up capital of ₹3 Lakh. It is led by directors Ramesh Chandra Purwar (Managing Director) and Anand Kumar Purwar.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Ward & Moh – Jariganj Mahoba, Uttar Pradesh, India – 210427.
As per the financials filed for FY 2025, the company reported a revenue of ₹9.68 Lakh, a growth of 66% compared to the previous year. For the same year it recorded a net profit of ₹47,825 (net margin 4.9%) and EBITDA of ₹68,270 (EBITDA margin 7.1%). Revenue has grown at a compounded annual rate (CAGR) of 33% over three years and 25% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Bhagyalaxmi Microfinance's registered office is in Mahoba, Uttar Pradesh. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressWard & Moh – Jariganj Mahoba, Uttar Pradesh, India – 210427
- IndustryTrading, Retailers, Retail Trading
To see the full contact details of Bhagyalaxmi Microfinance, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Bhagyalaxmi Microfinance is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities |
To see the full business activity and turnover split of Bhagyalaxmi Microfinance, buy the company report.
Financials of Bhagyalaxmi Microfinance
FY 2025 filings availableBhagyalaxmi Microfinance reported revenue of ₹9.68 Lakh (up 66% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 25% over five years, including 66% growth in the latest year. EBITDA rose 82% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹68,270 | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹47,825 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 7.1% | ||||
| Net Profit Margin | 4.9% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Bhagyalaxmi Microfinance, buy the company report.
Board of directors of Bhagyalaxmi Microfinance
Bhagyalaxmi Microfinance has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anand Kumar Purwar Also directs: Navshakti Nidhi Limited | Director | 17 Feb 2012 | 14 Years 8 Months | Current |
| Ramesh Chandra Purwar Also directs: Navshakti Nidhi Limited | Managing Director | 17 Feb 2012 | 14 Years 8 Months | Current |
Peer comparison
Bhagyalaxmi Microfinance is compared with the 10 companies closest to it by revenue in the same principal business activity (financial and credit leasing activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Terraz Capital Private Limited | ₹9.86 Lakh (FY 2023) | 2205.0% | Chennai, Tamil Nadu, India | |||
| M2s Spoorthi Chits Private Limited | ₹9.86 Lakh (FY 2021) | 13.0% | Bangalore, Karnataka, India | |||
| Timely Fincap Private Limited | ₹9.84 Lakh (FY 2024) | -20.0% | Delhi, India | |||
| Mittaso Leasing and Finance Limited | ₹9.72 Lakh (FY 2018) | 0.0% | Delhi, India | |||
| South East Benefit Fund Ltd. | ₹9.71 Lakh (FY 2024) | -56.0% | Tamil Nadu, India | |||
| Bhagyalaxmi Microfinancethis company | ₹9.68 Lakh (FY 2025) | ₹47,825 | 4.9% | 66.0% | Mahoba, Uttar Pradesh, India | |
| Vasundhara Leasing Private Limited | ₹9.67 Lakh (FY 2019) | -71.0% | Patna, Bihar, India | |||
| Hsis Golden Nidhi Limited | ₹9.63 Lakh (FY 2024) | 251.0% | Chandigarh, India | |||
| New Tehri Nidhi Limited | ₹9.6 Lakh (FY 2022) | 939.0% | New Tehri, Uttarakhand, India | |||
| SNB Hospitality Services Private Limited | ₹9.43 Lakh (FY 2025) | 4.0% | Chennai, Tamil Nadu, India | |||
| Nsewa Service Private Limited | ₹9.4 Lakh (FY 2024) | Bangalore, Karnataka, India |
To see the full peer comparison of Bhagyalaxmi Microfinance, buy the company report.
Auditor
Bhagyalaxmi Microfinance is audited by RAHUL DEVENDRA & ASSOCIATES for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| RAHUL DEVENDRA & ASSOCIATES | FY 2017 | 020918C |
Shareholding
The shareholding of Bhagyalaxmi Microfinance is on record for 3 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 | FY 2015 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Bhagyalaxmi Microfinance, buy the company report.
Legal cases
No court or tribunal cases involving Bhagyalaxmi Microfinance are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Bhagyalaxmi Microfinance; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Bhagyalaxmi Microfinance; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Bhagyalaxmi Microfinance has 2 board changes on record since 2012: 2 appointments. The latest: Anand Kumar Purwar was appointed as Director on 17 Feb 2012.
Frequently asked questions
Bhagyalaxmi Microfinance is an active private not for profit company based in Mahoba, Uttar Pradesh, India. The company works in retailers, within the trading industry. It was incorporated on 17 February 2012 (14+ years old) and is registered under CIN U93030UP2012NPL048970.
Bhagyalaxmi Microfinance has 2 current directors:
- Ramesh Chandra Purwar - Managing Director
- Anand Kumar Purwar - Director
The latest financial statements of Bhagyalaxmi Microfinance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Bhagyalaxmi Microfinance is U93030UP2012NPL048970. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Bhagyalaxmi Microfinance was incorporated on 17 February 2012, making it 14+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Bhagyalaxmi Microfinance by revenue are Terraz Capital Private Limited, M2s Spoorthi Chits Private Limited, Timely Fincap Private Limited, Mittaso Leasing and Finance Limited, South East Benefit Fund Ltd. and 5 more, all in the same principal business activity (financial and credit leasing activities).
Anand Kumar Purwar was appointed as Director on 17 Feb 2012. Ramesh Chandra Purwar was appointed as Managing Director on 17 Feb 2012.
The registered office of Bhagyalaxmi Microfinance is at Ward & Moh – Jariganj Mahoba, Uttar Pradesh, India – 210427.
Bhagyalaxmi Microfinance operates in the trading industry, in the retailers segment.
The compliance status of Bhagyalaxmi Microfinance is compliant as of 08 August 2026. The company is actively filing with the Registrar of Companies.
Bhagyalaxmi Microfinance can be reached at its registered office: Ward & Moh – Jariganj Mahoba, Uttar Pradesh, India – 210427.