Bharat Financial Inclusion Limited - Company Profile

It is a financial services public limited company based in Mumbai, Maharashtra, India, established in 2003.

2003 Mumbai, Maharashtra, India Amalgamated

Last Updated: June 24, 2025

About Bharat Financial Inclusion Limited

Bharat Financial Inclusion Limited, a amalgamated public limited company, was established on 22 September 2003 in Mumbai, Maharashtra, India. Engaging in nbfc within the financial and insurance service sector, it holds CIN: L65999MH2003PLC250504. Registered under ROC Roc Mumbai. it is listed. It has an authorized capital of ₹170.00 Cr and a paid-up capital of ₹140.25 Cr.

Formerly known as Bharat Microfinance Limited, Bharat Inclusion Limited. It upholds a compliant status. In 2018, it reported revenue of ₹2,102.00 Cr and a net worth of ₹2,998.69 Cr. Its leadership includes Tarun Khanna (Director), Ramachandra Rao Madapati (Managing Director), Bala Chandran Srinivasan (Director). Past directors included Tarun Khanna, Sumir Chadha, Ramachandra Rao Madapati. It holds no open charges and ₹38,824.00 Cr settled loans. Its latest AGM occurred on 26 July 2018, with the balance sheet filed on 31 March 2018. It is based at Unit No 410, Madhava, Bandra Kurla Complex Bandra (East), Mumbai, Maharashtra, 400051.

Company Details

CIN/LLPIN
L65999MH2003PLC250504
Registration Number
250504
Incorporation Date
22 September 2003
Authorized Capital
₹170.00 Cr
Paid-Up Capital
₹140.25 Cr
ROC Code
Roc Mumbai
Listing Status
Listed
Company Status
Amalgamated

Key Metrics

Authorised Capital ₹ 170.00 Cr as on 24-06-2025
Paid Up Capital ₹ 140.25 Cr as on 24-06-2025
Company Age 22 Year, 4 Months
Last Filing with ROC 31 Mar 2018
Satisfied Charges ₹ 38,824.00 Cr as on 24-06-2025
Revenue Growth **** 21.65% (FY 2018)
Profit Growth **** 57.23% (FY 2018)
Ebitda **** 52.11% (FY 2018)
Net Worth 22.56% (FY 2018)
Total Assets **** 10.69% (FY 2018)

Comprehensive Company Insights

Explore comprehensive insights into Bharat Financial Inclusion Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Bharat Financial Inclusion Limited?

Current Directors

Name	Designation	Appointment Date	Status
Tarun Khanna	Director	01 Feb 2008	Current
Ramachandra Rao Madapati	Managing Director	20 Jul 2011	Current
Bala Chandran Srinivasan	Director	24 Jul 2014	Current
Ashish Damani	Cfo	18 Apr 2019	Current
Punita Kumar Sinha	Director	23 Mar 2015	Current
Hayagreeva Ravikumar Puranam	Director	22 Mar 2006	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Additional Director	07 Aug 2008	Past
Pramod Abcsdd	Director	04 May 2016	Past
Pramod Abcsdd	Additional Director	04 Oct 2010	Past
Pramod Abcsdd	Additional Director	29 Sep 2014	Past
Pramod Abcsdd	Additional Director	08 Dec 2008	Past
Pramod Abcsdd	Additional Director	10 Sep 2013	Past

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Financial Performance of Bharat Financial Inclusion.

Bharat Financial Inclusion Limited, for the financial year ended 2018, experienced significant growth in revenue, with a 21.65% increase. The company also saw a substantial improvement in profitability, with a 57.23% increase in profit. The company's net worth Soared by an impressive increase of 22.56%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

21.65%

*******

Revenue from Operations

*******

23.45%

*******

Total Assets

*******

10.69%

*******

Profit or Loss

*******

57.23%

*******

Net Worth

*******

22.56%

*******

EBITDA

*******

52.11%

*******

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What is the Ownership and Shareholding Structure of Bharat Financial Inclusion?

In 2018, Bharat Financial Inclusion had a promoter holding of 1.64% and a public holding of 98.37%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹0

Satisfied Charges

₹388,239,950,000.00

Charges Breakdown by Lending Institutions

Others : 15664.00 Cr
Yes Bank Limited : 3332.00 Cr
Hdfc Bank Limited : 1611.00 Cr
Axis Bank Limited : 1420.00 Cr
Dena Bank : 1130.00 Cr
Others : 15667.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
26 Mar 2019	Others	₹3,900.00 Cr	Satisfied
25 Feb 2019	Others	₹1,543.00 Cr	Satisfied
25 Jan 2019	Others	₹200.00 Cr	Satisfied
03 Sep 2018	Others	₹100.00 Cr	Satisfied
29 Aug 2018	Axis Bank Limited	₹300.00 Cr	Satisfied

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How Many Employees Work at Bharat Financial Inclusion?

Unlock and access historical data on people associated with Bharat Financial Inclusion, such as employment history, contributions to the Employees' Provident Fund Organization (EPFO), and related information.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Bharat Financial Inclusion, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Bharat Financial Inclusion's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Bharat Financial Inclusion

Recent Activity within the Organization

Charges

A charge registered on 26 Mar 2019 via Charge ID 100253441 with Others was fully satisfied on 18 Jun 2019. was recorded as a recent event.
18 Jun 2019
Charges

The activity A charge registered on 25 Feb 2019 via Charge ID 100244811 with Others was fully satisfied on 18 Jun 2019. was completed.
18 Jun 2019
Charges

The activity A charge registered on 11 Jul 2018 via Charge ID 100193671 with Others was fully satisfied on 18 Jun 2019. was completed.
18 Jun 2019
Charges

Progress on A charge registered on 13 Mar 2018 via Charge ID 100162467 with Others was fully satisfied on 18 Jun 2019. was documented.
18 Jun 2019
Charges

A charge registered on 23 Jan 2018 via Charge ID 100151907 with Others was fully satisfied on 18 Jun 2019. was recorded as a recent event.
18 Jun 2019
Charges

Progress on A charge registered on 14 Dec 2017 via Charge ID 100139955 with Others was fully satisfied on 18 Jun 2019. was documented.
18 Jun 2019

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