Bhartiya Micro Credit

Bhartiya Micro Credit - financial services in Lucknow, Uttar Pradesh, India. FY 2026 financials and compliance.
CIN U65992UP2008NPL034486 Incorporated 17 January 2008 ROC Kanpur HQ Lucknow, Uttar Pradesh, India
Under Insolvency Private Not For Profit Company financial services
Data last updated
Revenue · FY 2018
₹45.05 Cr
▲ 45.00% YoY
EBITDA · FY 2018
Locked
In full report
Net profit · FY 2018
Locked
In full report
Authorised capital
₹20 Cr
Registered with MCA
Paid-up capital
₹20 Cr
Issued & subscribed
Open charges
₹426.43 Cr
Satisfied ₹81.34 Cr
Company age
18 yrs
Est. 2008
Employees · EPFO
67
Latest available

About Bhartiya Micro Credit

Data last updated: 24 July 2025

Bhartiya Micro Credit is a private not for profit company based in Lucknow, Uttar Pradesh, India. The company is currently undergoing Corporate Insolvency Resolution Process (CIRP) under the Insolvency and Bankruptcy Code, 2016. Management control has been transferred to an insolvency professional. It specialises in microfinance institutions, a part of the broader financial services sector. Incorporated on 17 January 2008, the company has been in operation for over 18 years.

Registered with ROC Kanpur under CIN U65992UP2008NPL034486.

Capital: an authorised share capital of ₹20 Cr and a paid-up capital of ₹20 Cr. It is led by directors including Rakesh Kumar Jindal and Krishna Murari Kumar.

Last AGM: 28 September 2018. Financial statements filed for year ended 31 March 2018. Office: 645/A/57 Plot No. – 15 Janki Vihar Sector – I Jankipuram, Lucknow, Uttar Pradesh, India – 226021.

As per the financials filed for FY 2018, the company reported a revenue of ₹45.05 Cr, a growth of 45% compared to the previous year.

The company has a workforce of approximately 67 employees as per the latest available data.

As per MCA filings, the company has open charges of ₹426.43 Cr and satisfied charges of ₹81.34 Cr on record.

The company is undergoing Corporate Insolvency Resolution Process (CIRP) under the Insolvency and Bankruptcy Code, 2016. Management control has been transferred to an insolvency professional, and the company may not be able to independently enter into new commitments. The last known website on record is bmcindia.com.

Company Details of Bhartiya Micro Credit
CIN U65992UP2008NPL034486
Registration Number 034486
Incorporation Date 17 January 2008
ROC Kanpur
Listing Status Unlisted
Company Status Under CIRP
Date of Last AGM 28 September 2018
Date of Balance Sheet 31 March 2018
Compliance Status Active Non-Compliant
Key People
Vijay Pandey Managing Director Rakesh Kumar Jindal Irp/Rp/Liquidator Krishna Murari Kumar Director
Contact Details
  • Email
    Locked
  • Telephone
    Locked
  • Website
    bmcindia.com
  • Social Media
    Locked
  • Registered Address
    645/A/57 Plot No. – 15 Janki Vihar Sector – I Jankipuram, Lucknow, Uttar Pradesh, India – 226021
  • Industry
    Financial Services, Microfinance Institutions
Company report
Bhartiya Micro Credit - full intelligence report
  • Historical Financials and ratios
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Financials, compliance, directors, charges, ownership and filings for Bhartiya Micro Credit in one report.

10-year financials Directors & ownership Charges & compliance

Business Activity of Bhartiya Micro Credit

Bhartiya Micro Credit is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
K Financial and insurance Service K8 Other financial activities Locked
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Auditor Details of Bhartiya Micro Credit

Bhartiya Micro Credit is audited by UMESH K AGRAWAL & CO for the financial year 2018. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.

Name Status Appointment Date Cessation Date
UMESH K AGRAWAL & CO Locked Locked Locked
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Board of Directors of Bhartiya Micro Credit

Bhartiya Micro Credit is currently managed by 4 directors, with 19 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Directors (as last reported)
Name Designation Appointment Date Tenure Status
Rakesh Kumar Jindal
Also directs: Efficax Resolution Professionals Private Limited
Irp/Rp/Liquidator 29 Aug 2024 1 Years 11 Months As last reported
Krishna Murari Kumar Director 03 Sep 2016 9 Years 11 Months As last reported
Deepika Malik Director 22 Dec 2016 9 Years 8 Months As last reported
Vijay Pandey
Also directs: Greenwear Clothing Llp, Nimisha Finance India Private Limited, Bhartiya Maya Credit Services Private Limited and 1 more
Managing Director 17 Jan 2008 18 Years 7 Months As last reported
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Financials of Bhartiya Micro Credit FY 2018 filings available

Bhartiya Micro Credit reported revenue of ₹45.05 Cr (up 45.00% YoY) for FY 2018.

Revenue · FY 2018
₹45.05 Cr ▲ 45.00%
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Ownership and Shareholding of Bhartiya Micro Credit

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Charges & Borrowings of Bhartiya Micro Credit

Open charges
₹426.43 Cr
Satisfied charges
₹81.34 Cr
Breakdown by lending institutions
Others₹248.50 Cr
Yes Bank Limited₹65.00 Cr
Uco Bank₹28.21 Cr
Vijaya Bank₹18.00 Cr
Indian Bank₹18.00 Cr
Others₹48.72 Cr
Latest charge details
DateLenderAmountStatus
05 Jun 2019 Others ₹3 Cr Open
08 Mar 2019 Others ₹3 Cr Open
06 Feb 2019 Others ₹5 Cr Open
29 Nov 2018 Others ₹8 Cr Open
10 Oct 2018 Others ₹10 Cr Open

Total charge records: 130 View all charges

Employees and EPFO Compliance at Bhartiya Micro Credit

Bhartiya Micro Credit has a workforce of 67 employees as of Mar 29, 2024.

Employee count
67
Active EPFO establishments
1
Employee growth
-22.99%
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Employee and EPFO history for Bhartiya Micro Credit

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GST Compliance of Bhartiya Micro Credit

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GST registrations and filing compliance for Bhartiya Micro Credit

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Credit Ratings, Litigation & Regulatory Alerts for Bhartiya Micro Credit

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Credit ratings, litigation, and regulatory alerts for Bhartiya Micro Credit

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MSME Payment Delays by Bhartiya Micro Credit

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MSME payment history for Bhartiya Micro Credit

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Subsidiaries & Group Companies of Bhartiya Micro Credit

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Corporate group structure for Bhartiya Micro Credit

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MCA Filings & Documents of Bhartiya Micro Credit

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MCA filings and documents for Bhartiya Micro Credit

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Recent Activity on Bhartiya Micro Credit

Directors
29 Aug 2024
Rakesh Kumar Jindal was appointed as a IRP/RP/Liquidator on 29 Aug 2024 & has been associated with this company since 1 year 11 months.
Charges
16 Dec 2022
A charge with Others of Rs. 10.00 Cr registered on 26 Sep 2018 with Charge ID 100214271 was modified on 16 Dec 2022.
Charges
05 Jun 2019
A charge with Others amounted to Rs. 3.00 Cr with Charge ID 100271280 was registered on 05 Jun 2019.
Charges
08 Mar 2019
A charge with Others amounted to Rs. 3.00 Cr with Charge ID 100250105 was registered on 08 Mar 2019.
Charges
06 Feb 2019
A charge with Others amounted to Rs. 5.00 Cr with Charge ID 100239729 was registered on 06 Feb 2019.
Charges
29 Nov 2018
A charge with Others amounted to Rs. 8.00 Cr with Charge ID 100224187 was registered on 29 Nov 2018.

Frequently Asked Questions about Bhartiya Micro Credit

Bhartiya Micro Credit is undergoing "Corporate Insolvency Resolution Process" (CIRP) under the Insolvency and Bankruptcy Code, 2016. Management control has been transferred to an insolvency resolution professional. The company may not be able to independently enter into new commitments during this period. This is a high-risk status - verify the resolution status before any engagement.

Bhartiya Micro Credit is a company under insolvency, formerly operating as a private not for profit company in the financial services sector based in Lucknow, Uttar Pradesh, India. It was incorporated on 17 January 2008 and is registered under CIN U65992UP2008NPL034486. Caution is advised - the company may not have the legal capacity to fulfil new agreements.

Bhartiya Micro Credit reported revenue of ₹45.05 Cr for FY 2018 (up 45.00% YoY).

The current directors of Bhartiya Micro Credit are:

The CIN (Corporate Identification Number) of Bhartiya Micro Credit is U65992UP2008NPL034486. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Bhartiya Micro Credit has open charges of ₹426.43 Cr and satisfied charges of ₹81.34 Cr as per latest MCA filings.

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