Bhartiya Micro Credit - Company Profile

It is a financial services private not for profit company based in Lucknow, Uttar Pradesh, India, established in 2008.
2008 Lucknow, Uttar Pradesh, India Under Cirp
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About Bhartiya Micro Credit

Bhartiya Micro Credit, a under cirp private not for profit company, was established on 17 January 2008 in Lucknow, Uttar Pradesh, India. Engaging in microfinance institutions within the financial and insurance service sector, it holds CIN: U65992UP2008NPL034486. Registered under ROC Roc Kanpur. it is unlisted. It has an authorized capital of ₹20.00 Cr and a paid-up capital of ₹20.00 Cr.

It upholds a active non-compliant status. Employing 67 professional, Its leadership includes Rakesh Kumar Jindal (Irp/Rp/Liquidator), Krishna Murari Kumar (Director), Deepika Malik (Director). Past directors included Siddharth Ravindran, Virender Kumar Kashyap, Himanshu Rajendra Asthana. It holds ₹426.43 Cr open charges and ₹81.34 Cr settled loans. Its latest AGM occurred on 28 September 2018, with the balance sheet filed on 31 March 2018. It is based at 645/A/57 Plot No.-15 Janki Vihar Sector - I Jankipuram, Lucknow, Uttar Pradesh, 226021.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
    **********
  • Social Media
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  • Apps
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Company Details

  • CIN/LLPIN

    U65992UP2008NPL034486

  • Registration Number

    034486

  • Incorporation Date

    17 January 2008

  • Authorized Capital

    ₹20.00 Cr

  • Paid-Up Capital

    ₹20.00 Cr

  • ROC Code

    Roc Kanpur

  • Listing Status

    Unlisted

  • Company Status

    Under Cirp

Key Metrics
  • Authorised Capital ₹ 20.00 Cr
  • Paid Up Capital ₹ 20.00 Cr
  • Company Age 18 Year, 25 Days
  • Last Filing with ROC 31 Mar 2018
  • Open Charges ₹ 426.43 Cr
  • Satisfied Charges ₹ 81.34 Cr
  • Revenue Growth **** 44.58%
  • Profit Growth **** 36.18%
  • Ebitda **** 51.28%
  • Net Worth 44.99%
  • Total Assets **** 94.46%
Company report

Bhartiya Micro Credit

Company Report FY 2025-2026

Comprehensive Company Insights

Explore comprehensive insights into Bhartiya Micro Credit — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Bhartiya Micro Credit?
Current Directors
Name Designation Appointment Date Status
Rakesh Kumar Jindal Irp/Rp/Liquidator 29 Aug 2024 Current
Krishna Murari Kumar Director 03 Sep 2016 Current
Deepika Malik Director 22 Dec 2016 Current
Vijay Pandey Managing Director 17 Jan 2008 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Director 26 Feb 2019 Past
Pramod Abcsdd Director 22 Apr 2016 Past
Pramod Abcsdd Nominee Director 19 Aug 2016 Past
Pramod Abcsdd Additional Director 24 Dec 2016 Past
Pramod Abcsdd Director 12 Apr 2015 Past
Pramod Abcsdd Director 22 Dec 2012 Past

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Financial Performance of Bhartiya Micro Credit.

Bhartiya Micro Credit, for the financial year ended 2018, experienced significant growth in revenue, with a 44.58% increase. The company also saw a substantial improvement in profitability, with a 36.18% increase in profit. The company's net worth Soared by an impressive increase of 44.99%.

Bhartiya Micro Credit revenue growth over time
Bhartiya Micro Credit profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
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 44.58%
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Revenue from Operations
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 44.96%
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*******
*******
Total Assets
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 94.46%
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Profit or Loss
*******
 36.18%
*******
*******
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*******
Net Worth
*******
 44.99%
*******
*******
*******
*******
EBITDA
*******
 51.28%
*******
*******
*******
*******

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What is the Ownership and Shareholding Structure of Bhartiya Micro Credit?

In 2018, Bhartiya Micro Credit had a promoter holding of 71.33% and a public holding of 28.67%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

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Charges (Loans)
Open Charges

₹4,264,300,000.00

Satisfied Charges

₹813,424,400.00

Charges Breakdown by Lending Institutions
  • Others : 248.50 Cr
  • Yes Bank Limited : 65.00 Cr
  • Uco Bank : 28.21 Cr
  • Vijaya Bank : 18.00 Cr
  • Indian Bank : 18.00 Cr
  • Others : 48.72 Cr
Latest Charge Details
Date Lender Amount Status
05 Jun 2019 Others ₹3.00 Cr Open
08 Mar 2019 Others ₹3.00 Cr Open
06 Feb 2019 Others ₹5.00 Cr Open
29 Nov 2018 Others ₹8.00 Cr Open
10 Oct 2018 Others ₹10.00 Cr Open

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How Many Employees Work at Bhartiya Micro Credit?

Bhartiya Micro Credit has a workforce of 67 employees as of Mar 29, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Bhartiya Micro Credit, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Bhartiya Micro Credit's trajectory.

Rating
Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts
Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Bhartiya Micro Credit
Recent Activity within the Organization
  • Director Appointment

    The activity Rakesh Kumar Jindal was appointed as a IRP/RP/Liquidator was appointed as a IRP/RP/Liquidator on 29 Aug 2024 & has been associated with this company since 1 year 5 months . was completed.

  • Charges

    A charge with Others of Rs. 10.00 Cr registered on 26 Sep 2018 with Charge ID 100214271 was modified on 16 Dec 2022. was recorded as a recent event.

  • Charges

    The activity A charge with Others amounted to Rs. 3.00 Cr with Charge ID 100271280 was registered on 05 Jun 2019. was completed.

  • Charges

    Progress on A charge with Others amounted to Rs. 3.00 Cr with Charge ID 100250105 was registered on 08 Mar 2019. was documented.

  • Charges

    Progress on A charge with Others amounted to Rs. 5.00 Cr with Charge ID 100239729 was registered on 06 Feb 2019. was documented.

  • Charges

    Progress on A charge with Others amounted to Rs. 8.00 Cr with Charge ID 100224187 was registered on 29 Nov 2018. was documented.

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Frequently Asked Questions
What is the CIN of Bhartiya Micro Credit?

The CIN of Bhartiya Micro Credit is U65992UP2008NPL034486.

Where is Bhartiya Micro Credit headquartered?

Bhartiya Micro Credit is headquartered at 645/A/57 Plot No.-15 Janki Vihar Sector - I Jankipuram, Lucknow, Uttar Pradesh, 226021.

When was Bhartiya Micro Credit incorporated?

Bhartiya Micro Credit was incorporated on 17 January 2008.

Who are the current directors of Bhartiya Micro Credit?

The current directors of Bhartiya Micro Credit are

What is the primary industry of Bhartiya Micro Credit?

The primary industry of Bhartiya Micro Credit is Financial And Insurance Service.

Is Bhartiya Micro Credit a listed company?

Bhartiya Micro Credit is unlisted.

What is the capital structure of Bhartiya Micro Credit?

The authorized capital of Bhartiya Micro Credit is ₹20.00 Cr, and the paid-up capital is ₹20.00 Cr.

What is the compliance status of Bhartiya Micro Credit?

The compliance status of Bhartiya Micro Credit is Active Non-Compliant.

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