BNPL Nidhi Limited
About BNPL Nidhi Limited
Data last updated:
BNPL Nidhi Limited is a nidhi company based in Patna, Bihar, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 11 December 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Patna, under CIN U65991BR2019PLN044482.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Guriya Kumari (Managing Director) and Alok Kumar.
Its last annual general meeting (AGM) was held on 31 December 2020, and its latest financial statements are for the year ended 31 March 2020. The registered office is at C/O – Smt. Premlata Devi Gosain Tola Sadakat Ashram Patna, Bihar, India – 800013.
As per the financials filed for FY 2020, the company reported a revenue of ₹12,957. For the same year it recorded a net profit of ₹71 (net margin 0.5%) and EBITDA of ₹2,129 (EBITDA margin 16.4%).
Court records list 1 case involving the company, including 1 filed against it; 1 case is pending.
Company details
Contact details
BNPL Nidhi Limited's registered office is in Patna, Bihar.
- Registered AddressC/O – Smt. Premlata Devi Gosain Tola Sadakat Ashram Patna, Bihar, India – 800013
- IndustryFinancial Services, Other Financial Intermediation, Mutual Fund
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of BNPL Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of BNPL Nidhi Limited, buy the company report.
Financials of BNPL Nidhi Limited
FY 2020 filings availableBNPL Nidhi Limited reported revenue of ₹12,957 for FY 2020.
Financial Statement Summary
| Metrics | FY 2019-20 |
|---|---|
| Profit and Loss Statement | |
| Revenue from Operations | |
| Other Income | |
| Total Revenue | |
| Cost of Materials Consumed | |
| Employee Benefit Expense | |
| Finance Costs | |
| Depreciation and Amortisation | |
| Other Expenses | |
| Total Expenses | |
| EBITDA | ₹2,129 |
| Profit Before Tax | |
| Tax Expense | |
| Net Profit (PAT) | ₹71 |
| Balance Sheet | |
| Share Capital | |
| Reserves and Surplus | |
| Net Worth (Total Equity) | |
| Long-term Borrowings | |
| Short-term Borrowings | |
| Trade Payables | |
| Total Liabilities | |
| Fixed Assets | |
| Investments | |
| Inventories | |
| Trade Receivables | |
| Cash and Bank Balance | |
| Total Assets | |
Financial Ratios
| Metrics | FY 2019-20 |
|---|---|
| Profitability | |
| EBITDA Margin | 16.4% |
| Net Profit Margin | 0.5% |
| Return on Equity (ROE) | |
| Return on Capital Employed (ROCE) | |
| Return on Assets (ROA) | |
| Liquidity and Debt | |
| Current Ratio | |
| Quick Ratio | |
| Debt-to-Equity Ratio | |
| Interest Coverage Ratio | |
| Efficiency and Growth | |
| Asset Turnover | |
| Receivable Days | |
| Payable Days | |
| Inventory Days | |
| Revenue Growth | |
| Net Profit Growth | |
To see the full financial statements and ratios of BNPL Nidhi Limited, buy the company report.
Board of directors of BNPL Nidhi Limited
BNPL Nidhi has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Alok Kumar | Director | 11 Dec 2019 | 6 Years 10 Months | Current |
| Purushottam Prasad | Director | 11 Dec 2019 | 6 Years 10 Months | Current |
| Guriya Kumari | Managing Director | 11 Dec 2019 | 6 Years 10 Months | Current |
Peer comparison
BNPL Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Fedfin Nidhi Limited | ₹13,062 (FY 2022) | Kechery, Kerala, India | ||||
| Sreeragam Kuries India Private Limited | ₹13,048 (FY 2024) | Thrissur, Kerala, India | ||||
| Mangalkari Investment Consultants Private Limited | ₹13,029 (FY 2017) | -48.0% | Kolkata, West Bengal, India | |||
| Corporate Securitisation & Asset Reconstruction Private Limited | ₹13,027 (FY 2025) | -54.0% | New Delhi, Delhi, India | |||
| Women Rural Financial Services | ₹13,000 (FY 2025) | -49.0% | Hyderabad, Telangana, India | |||
| BNPL Nidhi Limitedthis company | ₹12,957 (FY 2020) | ₹71 | 0.5% | Patna, Bihar, India | ||
| Kcube Fintech Private Limited | ₹12,940 (FY 2024) | -100.0% | Hyderabad, Telangana, India | |||
| Eidos Security Services Private Limited | ₹12,939 (FY 2018) | 1.0% | Mohali, Punjab, India | |||
| Salvis Chitties (Ollukkara) Private Limited | ₹12,932 (FY 2017) | Thrissur, Kerala, India | ||||
| Narnolia Commodities Brokers Private Limited | ₹12,922 (FY 2020) | -96.0% | Kolkata, West Bengal, India | |||
| Mool Capital Private Limited | ₹12,920 (FY 2025) | 101.0% | Delhi, India |
To see the full peer comparison of BNPL Nidhi Limited, buy the company report.
Legal cases
BNPL Nidhi Limited has 1 court case on record: 1 filed against it. All case is pending.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 1 | 1 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Patna, Bihar | Court case (Cr. Case Complaint (O)) | Filed against the company by The Registrar of Companies,Bihar | Pending |
To see the full case history of BNPL Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for BNPL Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for BNPL Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
BNPL Nidhi Limited has 3 board changes on record since 2019: 3 appointments. The latest: Alok Kumar was appointed as Director on 11 Dec 2019.
Frequently asked questions
BNPL Nidhi is an active nidhi company based in Patna, Bihar, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 11 December 2019 (7+ years old) and is registered under CIN U65991BR2019PLN044482.
BNPL Nidhi has 3 current directors:
- Guriya Kumari - Managing Director
- Alok Kumar - Director
- Purushottam Prasad - Director
The latest financial statements of BNPL Nidhi on record with the MCA are for the year ended 31 March 2020. Its last annual general meeting was held on 31 December 2020. Year-wise statements from FY 2020 are in the company report.
The CIN (Corporate Identification Number) of BNPL Nidhi is U65991BR2019PLN044482. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
BNPL Nidhi has 1 court case on record: 1 filed against it. 1 is pending.
BNPL Nidhi was incorporated on 11 December 2019, making it 7+ years old. It is registered with the Registrar of Companies, Patna.
The peers of BNPL Nidhi by revenue are Fedfin Nidhi Limited, Sreeragam Kuries India Private Limited, Mangalkari Investment Consultants Private Limited, Corporate Securitisation & Asset Reconstruction Private Limited, Women Rural Financial Services and 5 more, all in the same principal business activity (other financial activities).
Alok Kumar was appointed as Director on 11 Dec 2019. Guriya Kumari was appointed as Managing Director on 11 Dec 2019. Purushottam Prasad was appointed as Director on 11 Dec 2019.
The registered office of BNPL Nidhi is at CO – Smt. Premlata Devi Gosain Tola Sadakat Ashram Patna, Bihar, India – 800013.
BNPL Nidhi operates in the financial services industry, in the other financial intermediation segment.
BNPL Nidhi can be reached at its registered office: CO – Smt. Premlata Devi Gosain Tola Sadakat Ashram Patna, Bihar, India – 800013.