Bss Sonata Microcredit Limited - Company Profile

It is a financial services public limited company based in Bangalore, Karnataka, India, established in 1994.

1994 Bangalore, Karnataka, India Active

Last Updated: December 31, 2025

About Bss Sonata Microcredit Limited

Bss Sonata Microcredit Limited, a active public limited company, was established on 05 April 1994 in Bangalore, Karnataka, India. Engaging in microfinance institutions within the financial and insurance service sector, it holds CIN: U66190KA1994PLC049746. Registered under ROC Roc Bangalore. it is unlisted. It has an authorized capital of ₹40.00 Cr and a paid-up capital of ₹31.84 Cr.

Formerly known as Oyster Capitals Pvt Ltd, Bss Microfinance Private Limited. It upholds a compliant status. Employing 7,267 professional, Its leadership includes Shwetha Kalappa (Director), Manish Kothari (Director), Anup Kumar Singh (Ceo). Past directors included Shwetha Kalappa, Noshir Rustom Dastur, Narayan Subramaniam Ayypankav. It holds ₹118.00 Cr open charges and ₹1,489.58 Cr settled loans. Its latest AGM occurred on 20 June 2025, with the balance sheet filed on 31 March 2025. It is based at No.11, 2Nd Block, 2Nd Stage, Outer Ring Road, Near Bda Complex, Nagarabhavi Layout, Bangalore, Karnataka, 560072.

Company Details

CIN/LLPIN
U66190KA1994PLC049746
Registration Number
049746
Incorporation Date
05 April 1994
Authorized Capital
₹40.00 Cr
Paid-Up Capital
₹31.84 Cr
ROC Code
Roc Bangalore
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 40.00 Cr as on 31-12-2025
Paid Up Capital ₹ 31.84 Cr as on 31-12-2025
Company Age 31 Year, 10 Months
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 118.00 Cr as on 31-12-2025
Satisfied Charges ₹ 1,489.58 Cr as on 31-12-2025

Comprehensive Company Insights

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Who are the key members and board of directors at Bss Sonata Microcredit Limited?

Current Directors

Name	Designation	Appointment Date	Status
Shwetha Kalappa	Director	28 Jun 2023	Current
Manish Kothari	Director	23 Apr 2024	Current
Anup Kumar Singh	Ceo	18 Oct 2025	Current
Devarajan Kannan	Director	27 Sep 2017	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Additional Director	20 Jun 2024	Past
Pramod Abcsdd	Additional Director	13 Feb 2018	Past
Pramod Abcsdd	Director	04 May 2022	Past
Pramod Abcsdd	Director	27 Sep 2017	Past
Pramod Abcsdd	Director	27 Sep 2017	Past
Pramod Abcsdd	Director	27 Sep 2017	Past

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Financial Performance of Bss Sonata Microcredit.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

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YOY Growth

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Total Revenue

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EBITDA

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What is the Ownership and Shareholding Structure of Bss Sonata Microcredit?

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Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹1,180,000,000.00

Satisfied Charges

₹14,895,805,136.00

Charges Breakdown by Lending Institutions

Others : 76.00 Cr
Mas Financial Services Limited : 32.00 Cr
Idbi Bank Limited : 10.00 Cr

Latest Charge Details

Date	Lender	Amount	Status
29 Nov 2016	Others	₹25.00 Cr	Open
27 Oct 2016	Others	₹25.00 Cr	Open
22 Jul 2016	Others	₹10.00 Cr	Open
07 Jun 2016	Others	₹16.00 Cr	Open
15 Feb 2016	Mas Financial Services Limited	₹10.00 Cr	Open

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How Many Employees Work at Bss Sonata Microcredit?

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Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

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Rating

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Alerts

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Latest Updates, News, and FAQs on Bss Sonata Microcredit

Recent Activity within the Organization

Charges

The activity A charge registered on 18 Nov 2015 via Charge ID 10607325 with Others was fully satisfied on 19 Nov 2025. was completed.
19 Nov 2025
Director Appointment

The activity Anup Kumar Singh was appointed as a CEO was appointed as a CEO on 18 Oct 2025 & has been associated with this company since 4 months 14 days . was completed.
18 Oct 2025
Annual General Meeting

The activity Bss Sonata Microcredit Limited last Annual general meeting of members was held on 20 Jun 2025 as per latest MCA records. was completed.
20 Jun 2025
Balance Sheet

Progress on Bss Sonata Microcredit Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Bangalore. was documented.
31 Mar 2025
Director Appointment

Manish Kothari was appointed as a Director was appointed as a Director on 23 Apr 2024 & has been associated with this company since 1 year 10 months . was recorded as a recent event.
23 Apr 2024
Director Appointment

Shwetha Kalappa was appointed as a Director was appointed as a Director on 28 Jun 2023 & has been associated with this company since 2 years 8 months . was recorded as a recent event.
28 Jun 2023

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