Capfloat Financial Services Private Limited

Capfloat Financial Services Private Limited - financial services in Bangalore, Karnataka, India. FY 2026 financials and compliance.
CIN U65993KA1993PTC074590 Incorporated 06 October 1993 ROC Bangalore HQ Bangalore, Karnataka, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2024
₹383.94 Cr
▲ 75.00% YoY
EBITDA · FY 2024
*****
▲ 306.00% YoY
Net profit · FY 2024
*****
▲ 87.00% YoY
Authorised capital
₹111.47 Cr
Registered with MCA
Paid-up capital
₹10.08 Cr
Issued & subscribed
Open charges
₹456.56 Cr
Satisfied ₹3,774.32 Cr
Company age
33 yrs
Est. 1993
Employees · EPFO
357
Latest available

About Capfloat Financial Services Private Limited

Data last updated: 13 March 2026

Capfloat Financial Services Private Limited is a private limited company based in Bangalore, Karnataka, India. It specialises in non-banking financial services (NBFC), a part of the broader financial services sector. Incorporated on 06 October 1993, the company has been in operation for over 33 years.

Registered with ROC Bangalore under CIN U65993KA1993PTC074590.

Capital: an authorised share capital of ₹111.47 Cr and a paid-up capital of ₹10.08 Cr. Formerly known as Zen Lefin Private Limited and Zen Lefin Pvt Ltd. It is led by directors including Venkataraman Murali and Mohamed Salim Asaria.

Last AGM: 30 September 2025. Financial statements filed for year ended 31 March 2025. Office: Bangalore, Karnataka.

As per the financials filed for FY 2024, the company reported a revenue of ₹383.94 Cr, a growth of 75% compared to the previous year.

The company has a workforce of approximately 357 employees as per the latest available data. Its group structure includes 2 subsidiaries.

The company is associated with 2 brands - Axio, Axio. As per MCA filings, the company has open charges of ₹456.56 Cr and satisfied charges of ₹3,774.32 Cr on record.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website capitalfloat.com.

Company Details of Capfloat Financial Services Private Limited
CIN U65993KA1993PTC074590
Registration Number 074590
Incorporation Date 06 October 1993
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
Key People
Venkataraman Murali Director Mohamed Salim Asaria Director Mahendra Jaywant Nerurkar Director
Contact Details
  • Email
    *****@*****.com
  • Telephone
    +91-****-******
  • Website
    capitalfloat.com
  • Social Media
  • Registered Address
    New No 3. (Old 211) Gokaldas Platinum Upper Palace Orchards Bellary Road Sad, Ashivnagar, Bangalore, Karnataka, India – 560080
  • Industry
    Financial Services, NBFC, Investment & Credit NBFC
Company report
Capfloat Financial Services Private Limited - full intelligence report
  • Historical Financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Litigation, compliance and MCA filings
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Financials, compliance, directors, charges, ownership and filings for Capfloat Financial Services Private Limited in one report.

10-year financials Directors & ownership Charges & compliance

Name History of Capfloat Financial Services Private Limited

Capfloat Financial Services Private Limited has undergone 2 name changes throughout its history. The company was previously known as Zen Lefin Private Limited, and Zen Lefin Pvt Ltd. The current legal name is Capfloat Financial Services Private Limited, reflecting the company's evolution and rebranding over time.

Company Name Status
Capfloat Financial Services Private Limited Current
Zen Lefin Private Limited Previous
Zen Lefin Pvt Ltd Previous

CIN History of Capfloat Financial Services Private Limited

Capfloat Financial Services Private Limited has one previous CIN (Corporate Identification Number): U65993WB1993PTC060354. The current CIN is U65993KA1993PTC074590, which is the unique identifier assigned by the Registrar of Companies.

CIN Status
U65993KA1993PTC074590 Current
U65993WB1993PTC060354 Previous

Associated Brands with Capfloat Financial Services Private Limited

Capfloat Financial Services Private Limited operates two associated brands: axio and axio. These brands represent Capfloat Financial Services Private Limited's diversified market presence and brand portfolio.

Brand Description Website
axio
Personal SMS inbox assistant and mobile expense tracker provided. getwalnut.com
axio
An online lending platform for point-of-sale financing is provided. axio.co.in

Competitors & Alternatives of Capfloat Financial Services Private Limited

Brands and companies operating in the same space as Capfloat Financial Services Private Limited include CRED, ZestMoney, Simpl and 7 more.

Competitor Description Location Founded
CRED CRED CRED is operated as a members-only financial rewards club. Bengaluru, India, India 2018
ZestMoney ZestMoney Online platform offering point-of-sale financing Delhi, India, India 2015
Simpl Simpl An online platform for purchase financing is provided by Simpl. Bengaluru, India, India 2015
Snapmint Snapmint No-credit-card EMI solutions for online purchases are provided. Mumbai, India, India 2015
PayJoy PayJoy Online platform for purchase financing San Francisco, United States, United States 2015
Finnable Finnable Online personal loans with minimal documentation are offered digitally. Bengaluru, India, India 2015
Lazypay Lazypay Provider of digital payment solutions, including deferred payment and personal loans Mumbai, India, India 2017
FincFriends FincFriends Unsecured digital loans are provided to underserved consumers. Gurugram, India, India 2017
CheQ CheQ Provider of credit card bill payment and rewards platform Bengaluru, India, India 2021
PayMeIndia PayMeIndia Developer of an online marketplace for personal loans Noida, India, India 2016

Business Activity of Capfloat Financial Services Private Limited

Capfloat Financial Services Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including financial and credit leasing activities.

Main Activity Group Code Description of Main Activity Business Activity Code Description of Business Activity Turnover Percentage
K Financial and insurance Service K5 Financial and Credit leasing activities *********

Auditor Details of Capfloat Financial Services Private Limited

Capfloat Financial Services Private Limited is audited by S.R. BATLIBOI & CO. LLP for the financial year 2019. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.

Name Status Appointment Date Cessation Date
S.R. BATLIBOI & CO. LLP blur-value blur-value blur-value

Board of Directors of Capfloat Financial Services Private Limited

Capfloat Financial Services Private Limited is currently managed by 10 directors, with 25 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.

Current Directors
Name Designation Appointment Date Tenure Status
Venkataraman Murali Director 29 Jun 2019 7 Years 0 Months Current
Mohamed Salim Asaria Director 30 Sep 2025 0 Years 9 Months Current
Mahendra Jaywant Nerurkar Director 03 Sep 2025 0 Years 10 Months Current
Mahavir Jindal Director 03 Sep 2025 0 Years 10 Months Current
Preetham Nagaraja Murthy Director 11 Sep 2025 0 Years 9 Months Current
Gaurav Dinesh Hinduja
Also directs: Gdn Estates Llp, Gaurav Sashank Bangalore Financial Ventures Private Limited, Axio Digital Private Limited and 1 more
Director 21 Oct 2013 12 Years 8 Months Current
Showing 6 of 10 current directors. View all directors

Financials of Capfloat Financial Services Private Limited FY 2025 filings available

Capfloat Financial Services Private Limited reported revenue of ₹383.94 Cr (up 75% YoY) for FY 2024. Profit growth despite declining revenue indicates effective cost management and margin discipline.

Revenue
₹383.94 Cr ▲ 75%
Profit
***** ▲ 87%
EBITDA
***** ▲ 306%
Metrics
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Revenue
Revenue from Operations
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Revenue Growth %
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Other Income
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Total Revenue
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Expenses
Total Expenses
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Raw Material Cost
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Change in Inventory FG
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Change in Inventory WIP
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Purchase of Traded Goods
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Employee Cost
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Managerial Remuneration
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Audit Fees
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Insurance
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Power & Fuel
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Interest
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Depreciation
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Other Expenses
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Profitability
EBITDA (Operating Profit)
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Operating Margin %
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Exceptional Items
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Extraordinary Items
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Profit Before Exceptional & Extraordinary Items
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Profit Before Tax
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Tax & Net Profit
Tax Expense
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Current Tax
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Deferred Tax
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Profit from Discontinued Operations
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Tax on Discontinued Operations
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Profit
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Net Margin %
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Metrics
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Shareholders' Funds
Total Shareholders' Funds
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Equity Capital
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Reserves & Surplus
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Money Against Warrants
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Other Equity
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Non-Current Liabilities
Total Non-Current Liabilities
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Long-Term Borrowings
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Deferred Tax Liabilities
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Other Non-Current Liabilities
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Long-Term Provisions
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Current Liabilities
Total Current Liabilities
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Short-Term Borrowings
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Trade Payables
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Other Current Liabilities
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Short-Term Provisions
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Total Equity & Liabilities
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Non-Current Assets
Non-Current Assets
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Tangible Assets
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Intangible Assets
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Capital WIP
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Intangibles Under Dev
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Investments
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Deferred Tax Assets
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LT Loans & Advances
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Other Non-Current Assets
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Current Assets
Current Assets
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Current Investments
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Inventories
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Trade Receivables
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Cash & Bank Balance
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ST Loans & Advances
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Other Current Assets
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Total Assets
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Metrics
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Cash from Operating Activities (CFO)
Profit Before Tax
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Non-Cash Adjustments
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+ Interest Expense
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+ Depreciation
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+/- Unrealized Forex
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- Dividend Income
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- Interest Income
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+/- Other Non-Cash Items
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Changes in Working Capital
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+/- Inventory
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+/- Debtors
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+/- Creditors
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Reconciliation Adjustments
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Cash Generated from Operations
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Income Taxes Paid
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Net CFO (Cash from Operations)
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Cash from Investing Activities (CFI)
Acquisitions & Disposals
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Disposal of Subsidiaries
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Acquisition of Subsidiaries
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Capex
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Purchase of Fixed Assets
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Sale of Fixed Assets
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Other Investing Cash Flows
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Net CFI (Cash from Investing)
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Cash from Financing Activities (CFF)
Equity Issuance
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Debt Raised
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Debt Repaid
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Dividends Paid
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Interest Paid
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Net CFF (Cash from Financing)
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Net Cash Position
Net Change in Cash (Pre-Forex)
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Closing Cash & Equivalents
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Metrics
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Liquidity
Current Ratio
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Quick Ratio
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Cash Ratio
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Efficiency
Inventory Days
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Debtor Days
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Creditor Days
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Cash Conversion Cycle
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Asset Turnover
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Profitability
Net Profit Margin %
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Operating Margin %
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ROE %
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ROCE %
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Net Worth Margin %
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Growth
Revenue Growth %
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Leverage
Equity Multiplier
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Debt / EBITDA
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Solvency
D/E Ratio
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ICR
*****
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Consolidated Statements

Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.

Unlock Complete Financial History (FY 2015 – Latest)
Standalone & Consolidated - Income Statement, Balance Sheet, Cash Flow, Financial Ratios and Growth Trends with 10+ years of line-item data.
10+ years of data Line-item breakdown Balance Sheet detail Cash Flow analysis 20+ ratios & metrics Downloadable PDF

Shareholding Pattern of Capfloat Financial Services Private Limited

As of FY 2024, Capfloat Financial Services Private Limited's shareholding pattern shows 60.65% by promoters, 8.73% by public shareholders, 30.62% by others. The promoters hold a majority stake, indicating strong promoter control.

2025
YEAR
38.19% Promoters
25.22% DII (Domestic Institutional)
10.28% FII (Foreign Institutional)
25.89% Public
2.42% Others
Shareholding Trend
Year 2025
Promoters 33.19%
DII 23.22%
FII 18.28%
Public 22.89%
Others 2.42%

Group Structure of Capfloat Financial Services Private Limited

Capfloat Financial Services Private Limited has 2 subsidiary companies. This group structure data is as of FY 2024. The corporate group structure reflects Capfloat Financial Services Private Limited's business expansion strategy and organizational complexity.

2
Subsidiary companies
Key Subsidiaries
Company Name CIN Shares Held
Axio Capital Private Limited U65990KA2022PTC165494
**.**%
Axio Digital Private Limited U72900PN2014PTC153050
**.**%

Showing major subsidiaries. Total: 2.

Charges & Borrowings of Capfloat Financial Services Private Limited

Open charges
₹456.56 Cr
Satisfied charges
₹3,774.32 Cr
Breakdown by lending institutions
Idbi Trusteeship Services Limited₹381.15 Cr
Others₹75.41 Cr
Latest charge details
DateLenderAmountStatus
06 Feb 2025 Others ₹5 Cr Open
25 Nov 2024 Others ₹20 Cr Open
27 Sep 2024 Others ₹4.15 Cr Open
06 Sep 2024 Idbi Trusteeship Services Limited ₹7 Cr Open
22 Aug 2024 Idbi Trusteeship Services Limited ₹2 Cr Open

Total charge records: 276 View all charges

Employees and EPFO Compliance at Capfloat Financial Services Private Limited

Capfloat Financial Services Private Limited has a workforce of 357 employees as of Jan 14, 2025.

Employee count
357
Active EPFO establishments
1
Employee growth
4.08%
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Employee Count & EPFO Data of Capfloat Financial Services Private Limited

Access employee headcount trends, monthly PF payment records, EPFO establishment details, and compliance data.

Monthly employee headcount & PF contributions
EPFO establishment details & ECR filing status
Year-wise workforce analytics & attrition trends
PF exemption, coverage & compliance verification

GST Compliance of Capfloat Financial Services Private Limited

XX%
Compliant
GSTR-1
GSTR-3B
GSTR-9
MH
KA
UP
TN
TS

GSTIN & GST Filing Data of Capfloat Financial Services Private Limited

Access GSTIN registrations, state-wise filing compliance, HSN/SAC codes, and detailed goods & services data.

GSTIN registrations & state-wise presence
Filing compliance - GSTR-1, GSTR-3B, GSTR-9
HSN/SAC codes with goods & services details
Taxpayer type, jurisdiction & business constitution

Credit Ratings, Litigation & Regulatory Alerts for Capfloat Financial Services Private Limited

Credit rating
AAA
AA+
AA
AA-
! !
2015 2017 2019 2021 2023
Litigation
District Court 35
High Court 45
Supreme Court 0
NCLT / NCLAT 0
Pending
Disposed
Regulatory alerts
GSTIN Cancelled
Andhra Pradesh
GSTIN Cancelled
Telangana (on application)
EPFO Delay
12 months delay - Haryana
Violations via Directors
20 MCA + 19 Bank defaults

Credit Ratings, Legal Cases & Regulatory Alerts of Capfloat Financial Services Private Limited

Access complete credit rating history, litigation records, regulatory alerts, and compliance data.

Credit rating history across CARE, ICRA, Brickwork & India Ratings
Instrument-wise ratings, outlook & action timeline
Court-wise litigation (District, High Court, Supreme Court, NCLT)
Group company & common directorship litigation
Statutory compliance alerts (GSTIN, EPFO, ROC)
Director & company violations (MCA, SEBI, Banks, BSE/NSE)

MSME Payment Delays by Capfloat Financial Services Private Limited

MSME Payment Delays by Capfloat Financial Services Private Limited

Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.

Amounts outstanding to MSME suppliers
Delay periods & reasons for delayed payments
Half-yearly MSME-1 filing history
Vendor-payment behaviour as a counterparty risk signal

Subsidiaries & Group Companies of Capfloat Financial Services Private Limited

Subsidiaries & Group Companies of Capfloat Financial Services Private Limited

See the full corporate group - holding company, subsidiaries, associates and joint ventures of Capfloat Financial Services Private Limited with ownership details.

Holding & parent company details
Subsidiaries & step-down subsidiaries with % holding
Associates & joint ventures with partner details
Investments in other entities year-on-year

MCA Filings & Documents of Capfloat Financial Services Private Limited

MCA Filings & Documents of Capfloat Financial Services Private Limited

Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.

Incorporation documents, MoA & AoA
Annual returns (MGT-7) & financial statements (AOC-4)
Charge filings (CHG-1, CHG-4) & resolutions
Complete document index with filing dates

Recent Activity on Capfloat Financial Services Private Limited

Charges
20 Feb 2026
A charge registered on 27 May 2024 via Charge ID 100937414 with Idbi Trusteeship Services Limited was fully satisfied on 20 Feb 2026.
Charges
20 Feb 2026
A charge registered on 09 May 2024 via Charge ID 100934242 with Idbi Trusteeship Services Limited was fully satisfied on 20 Feb 2026.
Charges
20 Feb 2026
A charge registered on 12 Apr 2024 via Charge ID 100929785 with Idbi Trusteeship Services Limited was fully satisfied on 20 Feb 2026.
Charges
20 Feb 2026
A charge registered on 02 Apr 2024 via Charge ID 100928820 with Idbi Trusteeship Services Limited was fully satisfied on 20 Feb 2026.
Charges
20 Feb 2026
A charge registered on 20 Mar 2024 via Charge ID 100914921 with Idbi Trusteeship Services Limited was fully satisfied on 20 Feb 2026.
Charges
20 Feb 2026
A charge registered on 15 Feb 2024 via Charge ID 100914867 with Idbi Trusteeship Services Limited was fully satisfied on 20 Feb 2026.

Recent News on Capfloat Financial Services Private Limited

India Ratings Assigns Gandalf 03 2023 Final Rating
14 Jun 2023 · India Ratings and Research

Frequently Asked Questions about Capfloat Financial Services Private Limited

Capfloat Financial Services Private Limited is an active private limited company in the financial services sector based in Bangalore, Karnataka, India. It was incorporated on 06 October 1993 (33+ years old) and is registered under CIN U65993KA1993PTC074590. The company has 357 employees.

Capfloat Financial Services Private Limited reported revenue of ₹383.94 Cr for FY 2024 (up 75.00% YoY).

The current directors of Capfloat Financial Services Private Limited are:

The primary industry of Capfloat Financial Services Private Limited is financial services. The company specifically operates in nbfc. The company is currently active in this sector.

Capfloat Financial Services Private Limited can be reached at the registered office: New No 3. Old 211 Gokaldas Platinum Upper Palace Orchards Bellary Road Sad, Ashivnagar, Bangalore, Karnataka, India – 560080, or through the website capitalfloat.com.

The authorised capital is ₹111.47 Cr, and the paid-up capital is ₹10.08 Cr.

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Financials, directors, compliance, charges and shareholding - sourced from MCA, SEBI and RBI filings.

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