About Capital First Home Finance Limited
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Capital First Home Finance Limited was a public limited company based in Mumbai, Maharashtra, India, operated as a subsidiary of Capital First Limited. The company has been amalgamated - it was merged with another entity and no longer exists as a separate legal entity. It operated in the financial services and investment segment of the financial services sector. It was incorporated on 23 December 2010.
The company was registered with the Registrar of Companies (ROC), Mumbai, under CIN U65192MH2010PLC211307. The company has 5 GST registrations on record, none of which is active.
The company had an authorised share capital of ₹150 Cr and a paid-up capital of ₹137.73 Cr. It was formerly known as Future Capital Home Finance Private Limited. It was led by directors including Apul Nayyar and Brinda Jagirdar.
Its last annual general meeting (AGM) was held on 04 July 2018, and its latest financial statements are for the year ended 31 March 2018. The registered office was at One Indiabulls Centre Tower 2A & 2B 10th Floor Senapati Bapat Marg Lower Parel (West), Mumbai, Maharashtra, India – 400013.
As per the financials filed for FY 2018, the company reported a revenue of ₹172.36 Cr, a growth of 142% compared to the previous year. For the same year it recorded a net profit of ₹11.08 Cr (net margin 6.4%) and EBITDA of ₹111.29 Cr (EBITDA margin 64.6%). Revenue has grown at a compounded annual rate (CAGR) of 117% over three years.
The company was associated with 1 brand: Capital First. As per MCA filings, the company had satisfied charges of ₹425 Cr on record. Court records list 632 cases involving the company, including 606 filed by the company and 26 filed against it; 7 cases are pending. The company has 3 deals on record (1 funding round, 1 rights issue, 1 debt financing), with disclosed funding of ₹121.27 Cr; the latest was in March 2018. Its 5 peer companies in the BFSI industry (Finance, Housing Finance), with the same principal business activity (other financial activities) are compared by revenue, 3 larger and 2 smaller; the largest is Laxmi India Finance Limited with revenue of ₹175.02 Cr.
The last known website on record is capitalfirst.com.
Company details
Name history
Capital First Home Finance has undergone 2 name changes throughout its history. The company was previously known as Future Capital Home Finance Private Limited, and Capital First Home Finance Limited. The current legal name is Capital First Home Finance Limited.
| Company Name | Status |
|---|---|
| Capital First Home Finance Limited | Current |
| Future Capital Home Finance Private Limited | Previous |
CIN history
Capital First Home Finance has one previous CIN (Corporate Identification Number): U65192MH2010PTC211307. The current CIN is U65192MH2010PLC211307, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65192MH2010PLC211307 | Current |
| U65192MH2010PTC211307 | Previous |
Contact details
Capital First Home Finance Limited's registered office is in Mumbai, Maharashtra. Its website is capitalfirst.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressOne Indiabulls Centre Tower 2A & 2B 10th Floor Senapati Bapat Marg Lower Parel (West), Mumbai, Maharashtra, India – 400013
- IndustryFinancial Services, Financial Activities
To see the full contact details of Capital First Home Finance Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Capital First Home Finance operates one associated brand: Capital First. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Specialized financing for real estate infrastructure is provided in India. | capitalfirst.com |
Business activity
The main business activity of Capital First Home Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Capital First Home Finance Limited, buy the company report.
Financials of Capital First Home Finance Limited
FY 2018 filings availableCapital First Home Finance Limited reported revenue of ₹172.36 Cr (up 142% YoY) for FY 2018.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 117% over three years, including 142% growth in the latest year. EBITDA rose 122% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | ||||
| Other Income | ||||
| Total Revenue | ₹172.36 Cr | |||
| Cost of Materials Consumed | ||||
| Employee Benefit Expense | ||||
| Finance Costs | ||||
| Depreciation and Amortisation | ||||
| Other Expenses | ||||
| Total Expenses | ||||
| EBITDA | ₹111.29 Cr | |||
| Profit Before Tax | ||||
| Tax Expense | ||||
| Net Profit (PAT) | ₹11.08 Cr | |||
| Balance Sheet | ||||
| Share Capital | ||||
| Reserves and Surplus | ||||
| Net Worth (Total Equity) | ||||
| Long-term Borrowings | ||||
| Short-term Borrowings | ||||
| Trade Payables | ||||
| Total Liabilities | ||||
| Fixed Assets | ||||
| Investments | ||||
| Inventories | ||||
| Trade Receivables | ||||
| Cash and Bank Balance | ||||
| Total Assets | ||||
Financial Ratios
| Metrics | FY 2017-18 | FY 2016-17 | FY 2015-16 | FY 2014-15 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | 64.6% | |||
| Net Profit Margin | 6.4% | |||
| Return on Equity (ROE) | ||||
| Return on Capital Employed (ROCE) | ||||
| Return on Assets (ROA) | ||||
| Liquidity and Debt | ||||
| Current Ratio | ||||
| Quick Ratio | ||||
| Debt-to-Equity Ratio | ||||
| Interest Coverage Ratio | ||||
| Efficiency and Growth | ||||
| Asset Turnover | ||||
| Receivable Days | ||||
| Payable Days | ||||
| Inventory Days | ||||
| Revenue Growth | ||||
| Net Profit Growth | ||||
To see the full financial statements and ratios of Capital First Home Finance Limited, buy the company report.
Board of directors and KMP of Capital First Home Finance Limited
Capital First Home Finance Limited currently reports 5 directors and 1 key managerial person. 5 former directors have served the organization.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Apul Nayyar Also directs: Hero Housing Finance Limited | Director | 23 Dec 2010 | 15 Years 10 Months | As last reported |
| Daryl William Dsouza Also directs: Clean Slate Advisory LLP, Recyclink Private Limited | Ceo | 01 Jun 2017 | 9 Years 5 Months | As last reported |
| Brinda Jagirdar Also directs: NDR Invit Managers Private Limited, Rane Holdings Limited, Rane Steering Systems Private Limited and 1 more | Director | 09 Feb 2015 | 11 Years 8 Months | As last reported |
| Nihal Mahendra Desai | Director | 01 Aug 2017 | 9 Years 3 Months | As last reported |
| Mittur Swaminathan Sundararajan | Director | 09 Feb 2015 | 11 Years 8 Months | As last reported |
| Vaidyanathan Vembu Also directs: Idfc First Bank Limited | Director | 23 Dec 2010 | 15 Years 10 Months | As last reported |
Peer comparison
Capital First Home Finance Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Finance, Housing Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Laxmi India Finance Limited | ₹175.02 Cr (FY 2024) | 35.0% | Jaipur, Rajasthan, India | |||
| Mansukh Securities and Finance Limited | ₹173.64 Cr (FY 2025) | -15.0% | New Delhi, Delhi, India | |||
| Turquoise Investments and Finance Private Limited | ₹172.52 Cr (FY 2018) | -48.0% | Mumbai, Maharashtra, India | |||
| Capital First Home Finance Limitedthis company | ₹172.36 Cr (FY 2018) | ₹11.08 Cr | 6.4% | 142.0% | Mumbai, Maharashtra, India | |
| Ginni Finance Pvt. Ltd. | ₹171.04 Cr (FY 2025) | 12.0% | Kolkata, West Bengal, India | |||
| Ubs Finance India Private Limited | ₹168.12 Cr (FY 2018) | -15.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of Capital First Home Finance Limited, buy the company report.
Auditor
Capital First Home Finance Limited is audited by B S R & Co. LLP for the financial year 2018.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| B S R & Co. LLP | FY 2018 | 101248W/W100022 |
Shareholding
The shareholding of Capital First Home Finance Limited is on record for 3 financial years, the latest being FY 2018, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2018 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Capital First Home Finance Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 27 Sep 2017 | 100129540 | Dena Bank | ₹150 Cr | Satisfied | |
| 20 Jan 2016 | 10616794 | Dena Bank | ₹250 Cr | Satisfied | |
| 08 Aug 2014 | 10530006 | Hdfc Bank Limited | ₹10 Cr | Satisfied | |
| 29 Apr 2014 | 10493614 | Hdfc Bank Limited | ₹15 Cr | Satisfied |
To see the full charge records of Capital First Home Finance Limited, buy the company report.
Total charge records: 4 View all charges
Deals & funding
Capital First Home Finance Limited has 3 deals on record (1 funding round, 1 rights issue, 1 debt financing), with disclosed funding of ₹121.27 Cr; the latest was in March 2018.
Deals on record (3 of 3)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Mar 2018 | Debt financing | ₹85 Cr | Investors: Capital First Limited , Capital First Securities Limited |
| Jul 2017 | Rights issue | ₹100 Cr | Investors: Capital First Limited |
| Mar 2012 | Funding round | ₹36.27 Cr | Investors: Capital First Limited |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Capital First Home Finance Limited has 632 court cases on record: 606 filed by Capital First Home Finance, 26 filed against it. 7 cases are pending and 625 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 623 | 19 | 7 |
| High courts | 9 | 7 | 0 |
Cases on record (5 of 632)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Mumbai CMM Courts, Maharashtra | Interim or miscellaneous application | Filed by the company against Brand Wizion Consulting Pvt. Ltd. | Disposed |
| District court, Mumbai CMM Courts, Maharashtra | Interim or miscellaneous application | Filed by the company against Sonata Exports Ltd. | Disposed |
| District court, Mumbai CMM Courts, Maharashtra | Interim or miscellaneous application | Filed by the company against Ramchandra Engineers Pvt. Ltd. | Disposed |
| District court, Tiruvallur, Tamil Nadu | Civil suit | Filed against the company by an individual | Pending |
| District court, Pune, Maharashtra | Civil suit | Filed against the company | Pending |
To see the full case history of Capital First Home Finance Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Capital First Home Finance Limited was last rated by Icra on 09 Jan 2019.
| Rating agency | Rated on | Rating |
|---|---|---|
| Icra | 09 Jan 2019 |
To see the full credit ratings and regulatory alerts of Capital First Home Finance Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Capital First Home Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Capital First Home Finance has 5 GST registrations on record, and all of them have been cancelled or are inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of Capital First Home Finance Limited, buy the company report.
Recent activity
Capital First Home Finance Limited has 10 board changes on record since 2010: 6 appointments and 4 cessations. The latest: Nihal Mahendra Desai ceased to be Additional Director on 23 Nov 2017.
10 earlier events are in the company report.
News
Frequently asked questions
Capital First Home Finance has been "Amalgamated" (merged) as per MCA records. The company was combined with another entity and no longer exists as a separate legal entity. Business activities, if any, continue under the successor entity.
Capital First Home Finance was a public limited company based in Mumbai, Maharashtra, India. The company worked in financial activities, within the financial services industry. It was incorporated on 23 December 2010 and is registered under CIN U65192MH2010PLC211307. The company is recorded as amalgamated in MCA records and no longer exists as a legal entity.
Capital First Home Finance was incorporated on 23 December 2010. It is registered with the Registrar of Companies, Mumbai.
Capital First Home Finance had 6 directors and KMP:
- Apul Nayyar - Director
- Brinda Jagirdar - Director
- Nihal Mahendra Desai - Director
- Mittur Swaminathan Sundararajan - Director
- Vaidyanathan Vembu - Director
- Daryl William Dsouza - Ceo
The CIN (Corporate Identification Number) of Capital First Home Finance is U65192MH2010PLC211307. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
The registered office of Capital First Home Finance is at One Indiabulls Centre Tower 2A & 2B 10th Floor Senapati Bapat Marg Lower Parel West, Mumbai, Maharashtra, India – 400013.
Capital First Home Finance can be reached through the website capitalfirst.com. Its registered office is in Mumbai, Maharashtra, India.
The latest financial statements of Capital First Home Finance on record with the MCA are for the year ended 31 March 2018. Its last annual general meeting was held on 04 July 2018. Year-wise statements from 2015 are in the company report.
No. Capital First Home Finance has 5 GST registrations on record and all of them are cancelled or inactive.
Capital First Home Finance operated in the financial services industry, in the financial activities segment.
Capital First Home Finance has 3 deals on record (1 funding round, 1 rights issue, 1 debt financing), with disclosed funding of ₹121.27 Cr; the latest was in March 2018.
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