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Capup Financial Services Private Limited
Capup Financial Services Private Limited - financial services in Bangalore, Karnataka, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹11.3 Cr
▲ 122% YoY
Net profit · FY 2025
₹1.05 Cr
Net margin 9.3%
EBITDA · FY 2025
₹7.07 Cr
EBITDA margin 62.6%
Authorised capital
₹10 Cr
Registered with MCA
Paid-up capital
₹5.43 Cr
Issued & subscribed
Open charges
₹7 Cr
Satisfied ₹24.46 Cr
Company age
7 yrs
Est. 2019
Directors on board
4
As per MCA filings
About Capup Financial Services Private Limited
Data last updated:
Capup Financial Services Private Limited is a private limited company based in Bangalore, Karnataka, India, recognised as a startup by DPIIT. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 14 January 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U65990KA2019PTC120350. Its GSTIN is 29AAKCP3025B1ZO (Karnataka).
The company has an authorised share capital of ₹10 Cr and a paid-up capital of ₹5.43 Cr. It was formerly known as Pupil Finance Private Limited. It is led by directors including Gopala Reddy and Swamidas Prasannakumar.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at Bangalore, Karnataka.
As per the financials filed for FY 2025, the company reported a revenue of ₹11.3 Cr, a growth of 122% compared to the previous year. For the same year it recorded a net profit of ₹1.05 Cr (net margin 9.3%) and EBITDA of ₹7.07 Cr (EBITDA margin 62.6%). Revenue has grown at a compounded annual rate (CAGR) of 216% over three years.
The company is associated with 1 brand: Edufeez. As per MCA filings, the company has open charges of ₹7 Cr and satisfied charges of ₹24.46 Cr on record. Court records list 2 cases involving the company, including 2 filed by the company; 1 case is pending.
Capup Financial Services Private Limited is registered as an MSME under the Udyam registration framework (Reg. No. UDYAM-KR-03-0165225). The current compliance status is marked as compliant by the Registrar of Companies.
Company Details of Capup Financial Services Private Limited
CIN U65990KA2019PTC120350
Registration Number 120350
Incorporation Date 14 January 2019
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2024
Date of Balance Sheet 31 March 2024
Compliance Status Active Compliant
DPIIT Recognition Recognised Startup
MSME Classification MSME
Udyam Registration UDYAM-KR-03-0165225
Recognitions & Rankings of Capup Financial Services
MSME (Udyam registered) Ministry of MSME
- Udyam number
- UDYAM-KR-03-0165225
Contact Details
- EmailLocked
- TelephoneLocked
- WebsiteLocked
- Social MediaLocked
- Registered AddressThird Floor 22/5 – 1, 4th Cross N R Road Behind Shivaji Talkies, Bangalore, Karnataka, India – 560002
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
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Associated Brands with Capup Financial Services Private Limited
Capup Financial Services operates one associated brand: Edufeez. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Educational loans for parents are provided via an online platform. | edufeez.com |
Business Activity of Capup Financial Services Private Limited
The main business activity of Capup Financial Services is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
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Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
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Financials of Capup Financial Services Private Limited FY 2024 filings available
Capup Financial Services Private Limited reported revenue of ₹11.3 Cr (up 122% YoY) for FY 2025.
Revenue · FY 2025
₹11.3 Cr ▲ 122%
Net profit · FY 2025
₹1.05 Cr margin 9.3%
EBITDA · FY 2025
₹7.07 Cr margin 62.6%
Compounded Annual Growth Rate (CAGR) of Capup Financial Services Private Limited
Revenue CAGR growth
1 year
▲ 122%
3 years · compounded
▲ 216%
EBITDA CAGR growth
1 year
▲ 63%
3 years · compounded
▲ 242%
Revenue has grown at a compounded annual rate (CAGR) of 216% over three years, including 122% growth in the latest year. EBITDA rose 63% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Capup Financial Services Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹7.07 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹1.05 Cr | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Capup Financial Services Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 62.6% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 9.3% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Capup Financial Services are in the company report.
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Financial statements from FY 2019
Earlier years and trend charts are in the company report.
- Income statements
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Verified entity values are shown only after access is granted.
Board of Directors of Capup Financial Services Private Limited
Capup Financial Services has 4 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Gopala Reddy | Director | 10 Jul 2023 | 3 Years 3 Months | Current |
| Swamidas Prasannakumar | Director | 10 Jul 2023 | 3 Years 3 Months | Current |
| Pankaj Bhandari | Director | 10 Jul 2023 | 3 Years 3 Months | Current |
| Garima Mangtani | Director | 10 Jul 2024 | 2 Years 3 Months | Current |
Peer Comparison of Capup Financial Services Private Limited
Capup Financial Services Private Limited is compared with the companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Bombay Oxygen Investments Limited Listed | ₹11.41 Cr (FY 2019) | •••• | •••• | -22.0% | •••• | Mumbai, Maharashtra, India |
| Pinnacle Capital Solutions Private Limited | ₹11.37 Cr (FY 2025) | •••• | •••• | -34.0% | •••• | Jamshedpur, Jharkhand, India |
| Reliable Agro Enggservices Pvt Ltd | ₹11.36 Cr (FY 2025) | •••• | •••• | 0.0% | •••• | Jalandhar, Punjab, India |
| Paras Credit Capital Private Limited | ₹11.33 Cr (FY 2025) | •••• | •••• | -75.0% | •••• | Kolkata, West Bengal, India |
| Rors Finance Private Limited | ₹11.32 Cr (FY 2025) | •••• | •••• | 11.0% | •••• | Srinivasapur, Karnataka, India |
| Capup Financial Services Private Limited this company | ₹11.3 Cr (FY 2025) | •••• | •••• | 122.0% | •••• | Bangalore, Karnataka, India |
| Acolyte Finserv Limited | ₹11.28 Cr (FY 2025) | •••• | •••• | 6975.0% | •••• | New Delhi, Delhi, India |
| Inventure Finance Private Limited | ₹11.27 Cr (FY 2019) | •••• | •••• | 0.0% | •••• | Mumbai, Maharashtra, India |
| NM Financiers Private Limited | ₹11.26 Cr (FY 2024) | •••• | •••• | 19.0% | •••• | Jaipur, Rajasthan, India |
| Lulu Financial Services (India) Private Limited | ₹11.25 Cr (FY 2025) | •••• | •••• | 98.0% | •••• | Kochi, Kerala, India |
| Gloomy Vincom Pvt Ltd | ₹11.22 Cr (FY 2024) | •••• | •••• | 298.0% | •••• | Chennai, Tamil Nadu, India |
Peers are the five companies nearest above and the five nearest below Capup Financial Services by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Capup Financial Services Private Limited
Capup Financial Services Private Limited is audited by R P A N & ASSOCIATES LLP for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| R P A N & ASSOCIATES LLP | Locked | Locked | Locked |
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Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
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Ownership and Shareholding of Capup Financial Services Private Limited
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Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
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Charges & Borrowings of Capup Financial Services Private Limited
Open charges
₹7 Cr
Satisfied charges
₹24.46 Cr
Breakdown by lending institutions
Latest charge details
| Date | Lender | Amount | Status |
|---|---|---|---|
| 30 Jun 2025 | City Union Bank Limited | ₹7 Cr | Open |
| 06 Sep 2022 | Others | ₹12.08 Cr | Satisfied |
| 30 Jun 2022 | Others | ₹12.38 Cr | Satisfied |
Total charge records: 3 View all charges
Legal Cases of Capup Financial Services Private Limited
Capup Financial Services Private Limited has 2 court cases on record: 2 filed by Capup Financial Services. 1 case is pending and 1 is disposed.
Total cases
2
Filed by the company
2
Pending
1
Disposed
1
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2 | 0 | 1 |
Cases on record (2 of 2)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against Benkaizer Technologies Private Limited | Pending |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against Benkaizer Technologies Pvt Ltd | Disposed |
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Full case history
All 2 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
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Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Capup Financial Services Private Limited
Capup Financial Services Private Limited has a workforce of 0 employees as of Apr 07, 2024.
Active EPFO establishments
1
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Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
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Recent Activity on Capup Financial Services Private Limited
Capup Financial Services Private Limited has 11 board changes on record since 2022: 4 appointments and 7 cessations. The latest: Garima Mangtani ceased to be Additional Director on 29 Sep 2024.
Charges
A charge with City Union Bank Limited amounted to Rs. 7.00 Cr with Charge ID 101121442 was registered on 30 Jun 2025.
AGM
Capup Financial Services Private Limited last Annual general meeting of members was held on 30 Sep 2024 as per latest MCA records.
Ceased
Garima Mangtani ceased to be Additional Director.
Appointed
Garima Mangtani was appointed as Director.
Filing
Capup Financial Services Private Limited has filed its annual Financial statements for the year ended 31 Mar 2024 with Roc Bangalore.
Ceased
Gopala Reddy ceased to be Additional Director.
Ceased
Swamidas Prasannakumar ceased to be Additional Director.
Appointed
Gopala Reddy was appointed as Director.
Ceased
Hassan Devendranath Praveen ceased to be Director.
Appointed
Pankaj Bhandari was appointed as Director.
Ceased
Saurabh Tarachand Jain ceased to be Director.
Appointed
Swamidas Prasannakumar was appointed as Director.
7 earlier events are listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Capup Financial Services Private Limited
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Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
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MSME Payment Delays by Capup Financial Services Private Limited
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MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
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Subsidiaries & Group Companies of Capup Financial Services Private Limited
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Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
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GST Compliance of Capup Financial Services Private Limited
Capup Financial Services has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAKCP3025B1ZO | Karnataka | Active | 26 Mar 2019 |
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GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
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MCA Filings & Documents of Capup Financial Services Private Limited
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MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
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Frequently Asked Questions about Capup Financial Services Private Limited
Capup Financial Services is an active private limited company based in Bangalore, Karnataka, India. The company works in nbfc, within the financial services industry. It was incorporated on 14 January 2019 (7+ years old) and is registered under CIN U65990KA2019PTC120350.
Capup Financial Services reported revenue of ₹11.3 Cr for FY 2025 (up 122% YoY).
Capup Financial Services has 4 current directors:
- Gopala Reddy - Director
- Swamidas Prasannakumar - Director
- Pankaj Bhandari - Director
- Garima Mangtani - Director
Capup Financial Services reported a net profit of ₹1.05 Cr (net margin 9.3%) and EBITDA of ₹7.07 Cr (EBITDA margin 62.6%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Capup Financial Services is 216% over three years. In the latest year (FY 2025) revenue rose 122%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Capup Financial Services is 29AAKCP3025B1ZO, registered in Karnataka.
The CIN (Corporate Identification Number) of Capup Financial Services is U65990KA2019PTC120350. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Capup Financial Services has 2 court cases on record: 2 filed by the company. 1 is pending.
Capup Financial Services was incorporated on 14 January 2019, making it 7+ years old. It is registered with the Registrar of Companies, Bangalore.
The peers of Capup Financial Services by revenue are Bombay Oxygen Investments Limited, Pinnacle Capital Solutions Private Limited, Reliable Agro Enggservices Pvt Ltd, Paras Credit Capital Private Limited, Rors Finance Private Limited and 5 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC).
Garima Mangtani ceased to be Additional Director on 29 Sep 2024. Garima Mangtani was appointed as Director on 10 Jul 2024. Gopala Reddy ceased to be Additional Director on 28 Sep 2023. Capup Financial Services has 11 board changes on record in total.