Card Systems Private Limited
About Card Systems Private Limited
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Card Systems Private Limited is a private limited company based in New Delhi, Delhi, India. It operates in the IT consulting and support services segment of the technology and IT services sector. It was incorporated on 27 November 1989 and has been in existence for over 37 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U72200DL1989PTC038452. Its GSTIN is 33AAACC0927D1ZD (Tamil Nadu).
The company has an authorised share capital of ₹13.5 Cr and a paid-up capital of ₹9.52 Cr. It is led by directors Janardhan Prasad Gaur and Chivukula Rama Subramanya Bharadwaj.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 35 Thyagraj Nagar Market Near Lodhi Colony, New Delhi, Delhi, India – 110003.
As per the financials filed for FY 2025, the company reported a revenue of ₹22.18 Lakh, a decline of 93% compared to the previous year. For the same year it recorded a net loss of ₹33.56 Lakh (net margin -151.3%) and EBITDA of ₹3.45 Lakh (EBITDA margin 15.6%). Revenue has declined at a compounded annual rate (CAGR) of 47% over three years and 5% over five years.
Court records list 1 case involving the company, including 1 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered Address35 Thyagraj Nagar Market Near Lodhi Colony, New Delhi, Delhi, India – 110003
- IndustryInformation Technology, IT Consulting & Support Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Financials of Card Systems Private Limited FY 2025 filings available
Card Systems Private Limited reported revenue of ₹22.18 Lakh (down 93% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Card Systems Private Limited
Revenue has declined at a compounded annual rate (CAGR) of 5% over five years, including a 93% fall in the latest year. EBITDA fell 99% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Card Systems Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹3.45 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹33.56 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Card Systems Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 15.6% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -151.3% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Card Systems are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Card Systems Private Limited
Card Systems Private Limited is compared with the companies closest to it by revenue in the Information Technology industry (IT Consulting and Services). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Kasa Eshna India Private Limited | ₹22.24 Lakh (FY 2024) | •••• | •••• | -61.0% | •••• | Pune, Maharashtra, India |
| Ecosys Automation Solutions Private Limited | ₹22.23 Lakh (FY 2024) | •••• | •••• | -77.0% | •••• | Indore, Madhya Pradesh, India |
| Rxbillers Solutions Private Limited | ₹22.23 Lakh (FY 2025) | •••• | •••• | •••• | Ahmedabad, Gujarat, India | |
| Analytics Valley Technologies Private Limited | ₹22.19 Lakh (FY 2023) | •••• | •••• | -55.0% | •••• | Bangalore, Karnataka, India |
| Credscoreplus Private Limited | ₹22.18 Lakh (FY 2025) | •••• | •••• | -42.0% | •••• | Kolkata, West Bengal, India |
| Card Systems Private Limited this company | ₹22.18 Lakh (FY 2025) | •••• | •••• | -93.0% | •••• | New Delhi, Delhi, India |
| Mahakali Plasti-Weave Private Limited | ₹22.18 Lakh (FY 2025) | •••• | •••• | 4335.0% | •••• | Thane, Maharashtra, India |
| Ewayssoft Solutions Private Limited | ₹22.14 Lakh (FY 2022) | •••• | •••• | 19.0% | •••• | Panchkula, Haryana, India |
| Bithub Technologies Private Limited | ₹22.13 Lakh (FY 2024) | •••• | •••• | -24.0% | •••• | Dehradun, Uttarakhand, India |
| Brillo Technologies Private Limited | ₹22.1 Lakh (FY 2023) | •••• | •••• | 240.0% | •••• | New Delhi, Delhi, India |
| Govind Technology Pvt Ltd | ₹22.1 Lakh (FY 2025) | •••• | •••• | 1107.0% | •••• | New Delhi, Delhi, India |
Peers are the five companies nearest above and the five nearest below Card Systems by revenue in the Information Technology industry (IT Consulting and Services), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Card Systems Private Limited
Card Systems Private Limited is audited by SIVASUBRAMANIAN & RAO for the financial year 2020.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| SIVASUBRAMANIAN & RAO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Card Systems Private Limited
Card Systems has 2 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Janardhan Prasad Gaur | Director | 31 Mar 1998 | 28 Years 6 Months | Current |
| Chivukula Rama Subramanya Bharadwaj | Director | 31 Mar 1998 | 28 Years 6 Months | Current |
Ownership and Shareholding of Card Systems Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Card Systems Private Limited
Card Systems Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Legal Cases of Card Systems Private Limited
Card Systems Private Limited has 1 court case on record: 1 filed by Card Systems. All case is disposed. Status as checked on 01 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 0 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Central, Delhi | Commercial suit | Filed by the company against Low Carbon Future Private Limited | Disposed |
Full case history
All 1 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at Card Systems Private Limited
Employment history and EPFO contributions of people linked to Card Systems.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Card Systems Private Limited
Card Systems Private Limited has 4 board changes on record since 1998: 3 appointments and 1 cessation. The latest: Aruna Kashinath ceased to be Director on 22 May 2019.
Credit Ratings, Litigation & Regulatory Alerts for Card Systems Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Card Systems Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Card Systems Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Card Systems Private Limited
Card Systems has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAACC0927D1ZD | Tamil Nadu | Active | 19 Feb 2021 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Card Systems Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Card Systems Private Limited
Card Systems is an active private limited company based in New Delhi, Delhi, India. The company works in IT consulting and support services, within the information technology industry. It was incorporated on 27 November 1989 (37+ years old) and is registered under CIN U72200DL1989PTC038452.
Card Systems reported revenue of ₹22.18 Lakh for FY 2025 (down 93% YoY).
Card Systems has 2 current directors:
- Janardhan Prasad Gaur - Director
- Chivukula Rama Subramanya Bharadwaj - Director
Card Systems reported a net loss of ₹33.56 Lakh (net margin -151.3%) and EBITDA of ₹3.45 Lakh (EBITDA margin 15.6%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Card Systems is -47% over three years and -5% over five years. In the latest year (FY 2025) revenue fell 93%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Card Systems is 33AAACC0927D1ZD, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Card Systems is U72200DL1989PTC038452. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Card Systems has 1 court case on record: 1 filed by the company.
Card Systems was incorporated on 27 November 1989, making it 37+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Card Systems by revenue are Kasa Eshna India Private Limited, Ecosys Automation Solutions Private Limited, Rxbillers Solutions Private Limited, Analytics Valley Technologies Private Limited, Credscoreplus Private Limited and 5 more, all in the Information Technology industry (IT Consulting and Services).
Aruna Kashinath ceased to be Director on 22 May 2019. Aruna Kashinath was appointed as Director on 31 Mar 1998. Chivukula Rama Subramanya Bharadwaj was appointed as Director on 31 Mar 1998. Card Systems has 4 board changes on record in total.