MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-KR-03-0062385
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Card Tec (India) Private Limited - manufacturing in Bengaluru, Karnataka, India. FY 2026 financials & compliance.
Revenue · FY 2024
₹2.13 Cr
▼ 7% YoY
Net profit · FY 2024
₹4.39 Lakh
Net margin 2.1%
EBITDA · FY 2024
₹20.96 Lakh
EBITDA margin 9.8%
Authorised capital
₹30 Lakh
Registered with MCA
Paid-up capital
₹30 Lakh
Issued & subscribed
Open charges
₹80 Lakh
Satisfied ₹4 Lakh
Company age
29 yrs
Est. 1997
Directors on board
2
As per MCA filings
About Card Tec (India) Private Limited
Data last updated:
Card Tec (India) Private Limited is a private limited company based in Bengaluru, Karnataka, India. It operates in the plastic-based products segment of the manufacturing sector. It was incorporated on 06 May 1997 and has been in existence for over 29 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U31909KA1997PTC022207. Its GSTIN is 29AAACC8350N1Z8 (Karnataka).
The company has an authorised share capital of ₹30 Lakh and a paid-up capital of ₹30 Lakh. It is led by directors Manoj Kumar Agarwal and Divya Agarwal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Bengaluru, Karnataka.
As per the financials filed for FY 2024, the company reported a revenue of ₹2.13 Cr, a decline of 7% compared to the previous year. For the same year it recorded a net profit of ₹4.39 Lakh (net margin 2.1%) and EBITDA of ₹20.96 Lakh (EBITDA margin 9.8%). Revenue has grown at a compounded annual rate (CAGR) of 39% over three years and 5% over five years.
The company is associated with 1 brand: CardTec. As per MCA filings, the company has open charges of ₹80 Lakh and satisfied charges of ₹4 Lakh on record. Court records list 2 cases involving the company, including 2 filed by the company. The company has 3 deals on record (3 secondary share transfers); the latest was in November 2017.
Card Tec (India) Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-KR-03-0062385). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website cardtec.in.
Company details
CIN U31909KA1997PTC022207
Registration Number 022207
Incorporation Date 06 May 1997
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-KR-03-0062385
Recognitions & Rankings of Card Tec (India)
Contact details
Card Tec (India) Private Limited's registered office is in Bengaluru, Karnataka. Its website is cardtec.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered Address2nd Floor Adinath Towers No. 38/5 – 11 1st Main Road Industrial Suburb Yeshwa, Nthpur, Bengaluru, Karnataka, India – 560022
- IndustryManufacturing, Plastic-Based Products
To see the full contact details of Card Tec (India) Private Limited, buy the company report.
Comprehensive company report
Card Tec (India) Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Card Tec (India) operates one associated brand: CardTec. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Manufacturing of plastic cards, smart cards, and biometric equipment in India. | cardtec.in |
Business activity
The main business activity of Card Tec (India) is manufacturing. In detail, this covers wood and wood products, furniture, paper and paper products.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| C | Manufacturing | C3 | Wood and wood products, furniture, paper and paper products |
To see the full business activity and turnover split of Card Tec (India) Private Limited, buy the company report.
Financials of Card Tec (India) Private Limited
FY 2025 filings availableCard Tec (India) Private Limited reported revenue of ₹2.13 Cr (down 7% YoY) for FY 2024.
Revenue · FY 2024
₹2.13 Cr ▼ 7%
Net profit · FY 2024
₹4.39 Lakh margin 2.1%
EBITDA · FY 2024
₹20.96 Lakh margin 9.8%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 7%
3 years · compounded
▲ 39%
5 years · compounded
▲ 5%
EBITDA CAGR growth
1 year
▲ 34%
3 years · compounded
▲ 26%
5 years · compounded
▼ 5%
Revenue fell 7% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 5%. EBITDA rose 34% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹20.96 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹4.39 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 9.8% | ||||
| Net Profit Margin | 2.1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Card Tec (India) Private Limited, buy the company report.
Board of directors of Card Tec (India) Private Limited
Card Tec (India) has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Manoj Kumar Agarwal Also directs: Adinath Transport Company Private Limited, Colorplus Cards Private Limited, Cardz Smart Solutions Private Limited and 5 more | Director | 06 May 1997 | 29 Years 6 Months | Current |
| Divya Agarwal | Additional Director | 24 Jul 2018 | 8 Years 3 Months | Current |
Auditor
Card Tec (India) Private Limited is audited by Manoj Kumar for the financial year 2021.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Manoj Kumar | FY 2021 | 205956 |
Shareholding
The shareholding of Card Tec (India) Private Limited is on record for 5 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 | FY 2019 | FY 2018 | FY 2017 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Card Tec (India) Private Limited, buy the company report.
Charges & borrowings
Open charges
₹80 Lakh
Satisfied charges
₹4 Lakh
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 28 Oct 2004 | 90200960 | Canara Bank | ₹80 Lakh | Open | |
| 29 Jan 1998 | 80067862 | Canara Bank | ₹4 Lakh | Satisfied |
To see the full charge records of Card Tec (India) Private Limited, buy the company report.
Total charge records: 2 View all charges
Deals & funding
Card Tec (India) Private Limited has 3 deals on record (3 secondary share transfers); the latest was in November 2017.
Total deals
3
Secondary share transfers
3
Deals on record (3 of 3)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Nov 2017 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: Metro Commercial Limited, Konark Commercial Ltd |
| Mar 2015 | Secondary share transfer | Undisclosed | Buyer: an individual Seller: Sulabh Vyapaar Private Limited, Select Traders Pvt Ltd , Abharani Vinimay Pvt Ltd , an individual |
| Mar 2007 | Secondary share transfer | Undisclosed | Buyer: Aqarwal Traders Private Limited, 3 individuals Seller: 4 individuals |
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Card Tec (India) Private Limited has 2 court cases on record: 2 filed by Card Tec (India). All cases are disposed.
Total cases
2
Filed by the company
2
Disposed
2
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 0 | 0 |
| High courts | 1 | 0 | 0 |
Cases on record (2 of 2)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, BENGALURU, Karnataka | Execution petition | Filed by the company against Ms Radiant Info Systems Pvt.Ltd. | Disposed |
| High Court of Karnataka | Writ petition | Filed by the company against M/S M-Tech Innovations Limited and 1 other | Disposed |
To see the full case history of Card Tec (India) Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Card Tec (India) Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Card Tec (India) has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAACC8350N1Z8 | Karnataka | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Card Tec (India) Private Limited, buy the company report.
Recent activity
Card Tec (India) Private Limited has 3 board changes on record since 1997: 2 appointments and 1 cessation. The latest: Divya Agarwal was appointed as Additional Director on 24 Jul 2018.
AGM
Card Tec (India) Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Card Tec (India) Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Bangalore.
Charges
A charge with Canara Bank of Rs. 80.00 Lakh registered on 28 Oct 2004 with Charge ID 90200960 was modified on 06 Jul 2024.
Appointed
Divya Agarwal was appointed as Additional Director.
Ceased
Nisha Agarwal ceased to be Director.
Charges
A charge registered on 29 Jan 1998 via Charge ID 80067862 with Canara Bank was fully satisfied on 19 Feb 2015.
Charges
A charge with Canara Bank amounted to Rs. 80.00 Lakh with Charge ID 90200960 was registered on 28 Oct 2004.
Charges
A charge with Canara Bank amounted to Rs. 4.00 Lakh with Charge ID 80067862 was registered on 29 Jan 1998.
Appointed
Manoj Kumar Agarwal was appointed as Director.
Incorporation
06 May 1997
Card Tec (India) Private Limited was registered on 06 May 1997 with Roc Bangalore & aged 29 years 6 months as per MCA records.
Frequently asked questions
Card Tec (India) is an active private limited company based in Bengaluru, Karnataka, India. The company works in plastic-based products, within the manufacturing industry. It was incorporated on 06 May 1997 (29+ years old) and is registered under CIN U31909KA1997PTC022207.
Card Tec (India) has 2 current directors:
- Manoj Kumar Agarwal - Director
- Divya Agarwal - Additional Director
The latest financial statements of Card Tec (India) on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Card Tec (India) is 29AAACC8350N1Z8, registered in Karnataka.
The CIN (Corporate Identification Number) of Card Tec (India) is U31909KA1997PTC022207. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Card Tec (India) has 2 court cases on record: 2 filed by the company. Most are in the district courts.
Card Tec (India) was incorporated on 06 May 1997, making it 29+ years old. It is registered with the Registrar of Companies, Bangalore.
Card Tec (India) has 3 deals on record (3 secondary share transfers); the latest was in November 2017.
Divya Agarwal was appointed as Additional Director on 24 Jul 2018. Nisha Agarwal ceased to be Director on 23 Jul 2018. Manoj Kumar Agarwal was appointed as Director on 06 May 1997.
Yes, Card Tec (India) is registered as a micro enterprise under Udyam registration (number: UDYAM-KR-03-0062385).
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