About Cardpay Technologies Private Limited
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Cardpay Technologies Private Limited is a private limited company based in Mumbai, Maharashtra, India, a subsidiary of Instant Global Paytech Private Limited and recognised as a startup by DPIIT. It operates in the customer loyalty and engagement solutions segment of the business services sector. It was incorporated on 20 March 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U72900MH2020PTC384707. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹45 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors Daykin John Creado and Vivek Vishwas Patel.
Its last annual general meeting (AGM) was held on 17 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 6th Floor Seasons Avenue Linking Road Khar, Mumbai, Maharashtra, India – 400052.
The company is associated with 1 brand: Grit First. The company has 1 deal on record (1 acquisition); the latest was in June 2020.
For more details, the company can be reached via its website gritfirst.com.
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- Website
- Social MediaLocked
- Registered Address6th Floor Seasons Avenue Linking Road Khar, Mumbai, Maharashtra, India – 400052
- IndustryBusiness Services, Customer Loyalty & Engagement Solutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Financials of Cardpay Technologies Private Limited FY 2025 filings available
Financial Statement Summary of Cardpay Technologies Private Limited
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|
| Profit and Loss Statement | |||
| Revenue from Operations | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• |
| EBITDA | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• |
| Net Profit (PAT) | •••• | •••• | •••• |
| Balance Sheet | |||
| Share Capital | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• |
Financial Ratios of Cardpay Technologies Private Limited
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | •••• | •••• | •••• |
| Net Profit Margin | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• |
| Liquidity and Debt | |||
| Current Ratio | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• |
| Efficiency and Growth | |||
| Asset Turnover | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Cardpay Technologies are in the company report.
Financial statements from FY 2020
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Auditor Details of Cardpay Technologies Private Limited
Cardpay Technologies Private Limited is audited by SGCO & Co LLP for the financial year 2022.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| SGCO & Co LLP | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Cardpay Technologies Private Limited
Cardpay Technologies has 2 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Daykin John Creado Also directs: Instant Global Paytech Private Limited | Director | 18 Jan 2021 | 5 Years 8 Months | Current |
| Vivek Vishwas Patel | Director | 18 Jan 2021 | 5 Years 8 Months | Current |
Ownership and Shareholding of Cardpay Technologies Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Cardpay Technologies Private Limited
Cardpay Technologies Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Deals & Funding of Cardpay Technologies Private Limited
Cardpay Technologies Private Limited has 1 deal on record (1 acquisition); the latest was in June 2020.
Deals on record (1 of 1)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Jun 2020 | Acquisition | ₹45.3 Lakh | Buyer: Avenuesai Limited |
Full deal history
All 1 deals with amounts, valuations, instruments and every party are in the company report.
- Every funding round and share transfer
- Amounts and valuations
- Investors, buyers and sellers
- Instruments and deal dates
Verified entity values are shown only after access is granted.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Associated Brands with Cardpay Technologies Private Limited
Cardpay Technologies operates one associated brand: Grit First. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Cloud-based spend management software | gritfirst.com |
Employees and EPFO Compliance at Cardpay Technologies Private Limited
Cardpay Technologies Private Limited has a workforce of 0 employees as of Apr 06, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
CIN History of Cardpay Technologies Private Limited
Cardpay Technologies has one previous CIN (Corporate Identification Number): U72900KA2020PTC133526. The current CIN is U72900MH2020PTC384707, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U72900MH2020PTC384707 | Current |
| U72900KA2020PTC133526 | Previous |
Recent Activity on Cardpay Technologies Private Limited
Cardpay Technologies Private Limited has 7 board changes on record since 2020: 2 appointments and 5 cessations. The latest: Daykin John Creado ceased to be Additional Director on 17 Sep 2021.
Credit Ratings, Litigation & Regulatory Alerts for Cardpay Technologies Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Cardpay Technologies Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Cardpay Technologies Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Cardpay Technologies Private Limited
Cardpay Technologies has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Cardpay Technologies Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Cardpay Technologies Private Limited
Cardpay Technologies is an active private limited company based in Mumbai, Maharashtra, India. The company works in customer loyalty and engagement solutions, within the business services industry. It was incorporated on 20 March 2020 (6+ years old) and is registered under CIN U72900MH2020PTC384707.
Cardpay Technologies has 2 current directors:
- Daykin John Creado - Director
- Vivek Vishwas Patel - Director
No. Cardpay Technologies has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of Cardpay Technologies is U72900MH2020PTC384707. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Cardpay Technologies was incorporated on 20 March 2020, making it 6+ years old. It is registered with the Registrar of Companies, Mumbai.
Cardpay Technologies has 1 deal on record (1 acquisition); the latest was in June 2020.
Daykin John Creado ceased to be Additional Director on 17 Sep 2021. Vivek Vishwas Patel ceased to be Additional Director on 17 Sep 2021. Vishal Ajitbhai Mehta ceased to be Additional Director on 20 Jan 2021. Cardpay Technologies has 7 board changes on record in total.
Yes, Cardpay Technologies is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Cardpay Technologies can be reached through the website gritfirst.com. Its registered office is in Mumbai, Maharashtra, India.
The registered office of Cardpay Technologies is at 6th Floor Seasons Avenue Linking Road Khar, Mumbai, Maharashtra, India – 400052.