About Cardup India Private Limited
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Cardup India Private Limited is a foreign private limited company based in Pune, Maharashtra, India, a subsidiary of Cardup Pte Ltd. It operates in the application development and software solutions segment of the technology and IT services sector. It was incorporated on 10 January 2019 and has been in existence for over 7 years.
The company is registered with the Registrar of Companies (ROC), Pune, under CIN U72200PN2019FTC181323. Its GSTIN is 27AAHCC9547J1Z4 (Maharashtra).
The company has an authorised share capital of ₹10,000 and a paid-up capital of ₹10,000. It is led by directors Anand Dilip Nirgudkar and Vikram Mahendrakar Annoji Rao.
Its last annual general meeting (AGM) was held on 26 June 2025, and its latest financial statements are for the year ended 31 December 2023. The registered office is at Office No 405 Rama Equator S. No 150 & 151 Plot No 1 2 & 8 Morwadi Pimpri, Pune, Maharashtra, India – 411018.
As per the financials filed for FY 2022, the company reported a revenue of ₹3.53 Cr, a growth of 88% compared to the previous year. For the same year it recorded a net loss of ₹11.53 Lakh (net margin -3.3%) and EBITDA of -₹9.76 Lakh (EBITDA margin -2.8%).
The company is associated with 1 brand: CardUp.
For more details, the company can be reached via its website cardup.co.
Company details
Contact details
Cardup India Private Limited's registered office is in Pune, Maharashtra. Its website is cardup.co. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered AddressOffice No 405 Rama Equator S. No 150 & 151 Plot No 1 2 & 8 Morwadi Pimpri, Pune, Maharashtra, India – 411018
- IndustryInformation Technology, Application Development & Software Solutions
To see the full contact details of Cardup India Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Cardup India is professional, scientific and technical activities. In detail, this covers other professional, scientific and technical activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| M | Professional, scientific and technical activities | 74 | Other professional, scientific and technical activities |
To see the full business activity and turnover split of Cardup India Private Limited, buy the company report.
Financials of Cardup India Private Limited
FY 2023 filings availableCardup India Private Limited reported revenue of ₹3.53 Cr (up 88% YoY) for FY 2022.
Compounded Annual Growth Rate (CAGR)
Revenue rose 88% in the latest year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | ₹3.53 Cr | |||
| Other Income | ||||
| Total Revenue | ||||
| Cost of Materials Consumed | ||||
| Employee Benefit Expense | ||||
| Finance Costs | ||||
| Depreciation and Amortisation | ||||
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| Total Expenses | ||||
| EBITDA | -₹9.76 Lakh | |||
| Profit Before Tax | ||||
| Tax Expense | ||||
| Net Profit (PAT) | -₹11.53 Lakh | |||
| Balance Sheet | ||||
| Share Capital | ||||
| Reserves and Surplus | ||||
| Net Worth (Total Equity) | ||||
| Long-term Borrowings | ||||
| Short-term Borrowings | ||||
| Trade Payables | ||||
| Total Liabilities | ||||
| Fixed Assets | ||||
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| Inventories | ||||
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Financial Ratios
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | -2.8% | |||
| Net Profit Margin | -3.3% | |||
| Return on Equity (ROE) | ||||
| Return on Capital Employed (ROCE) | ||||
| Return on Assets (ROA) | ||||
| Liquidity and Debt | ||||
| Current Ratio | ||||
| Quick Ratio | ||||
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| Efficiency and Growth | ||||
| Asset Turnover | ||||
| Receivable Days | ||||
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| Inventory Days | ||||
| Revenue Growth | ||||
| Net Profit Growth | ||||
To see the full financial statements and ratios of Cardup India Private Limited, buy the company report.
Board of directors of Cardup India Private Limited
Cardup India has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Anand Dilip Nirgudkar Also directs: FSMK Technologies India Private Limited | Director | 10 Jan 2019 | 7 Years 10 Months | Current |
| Vikram Mahendrakar Annoji Rao Also directs: FSMK Technologies India Private Limited | Additional Director | 19 Dec 2025 | 0 Years 10 Months | Current |
Auditor
Cardup India Private Limited is audited by KOYARI & CO for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| KOYARI & CO | FY 2022 | 144265W |
Shareholding
The shareholding of Cardup India Private Limited is on record for 2 financial years, the latest being FY 2021, split between promoters, domestic institutions, public shareholders and others.
| Shareholder category | FY 2021 | FY 2020 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Cardup India Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Cardup India Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Cardup India Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Cardup India has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAHCC9547J1Z4 | Maharashtra | Active | 19 Jun 2020 |
To see the full GST registrations and return filing status of Cardup India Private Limited, buy the company report.
Recent activity
Cardup India Private Limited has 6 board changes on record since 2019: 4 appointments and 2 cessations. The latest: Vikram Mahendrakar Annoji Rao was appointed as Additional Director on 19 Dec 2025.
News
Frequently asked questions
Cardup India is an active foreign private limited company based in Pune, Maharashtra, India. The company works in application development and software solutions, within the information technology industry. It was incorporated on 10 January 2019 (7+ years old) and is registered under CIN U72200PN2019FTC181323.
Cardup India has 2 current directors:
- Anand Dilip Nirgudkar - Director
- Vikram Mahendrakar Annoji Rao - Additional Director
The latest financial statements of Cardup India on record with the MCA are for the year ended 31 December 2023. Its last annual general meeting was held on 26 June 2025. Year-wise statements from FY 2019 are in the company report.
The GSTIN of Cardup India is 27AAHCC9547J1Z4, registered in Maharashtra.
The CIN (Corporate Identification Number) of Cardup India is U72200PN2019FTC181323. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Cardup India was incorporated on 10 January 2019, making it 7+ years old. It is registered with the Registrar of Companies, Pune.
Vikram Mahendrakar Annoji Rao was appointed as Additional Director on 19 Dec 2025. Nicola Louise Ramsay ceased to be Director on 08 Oct 2024. Lakshminarayana . Jampal ceased to be Additional Director on 27 Jun 2024. Cardup India has 6 board changes on record in total.
Cardup India can be reached through the website cardup.co. Its registered office is in Pune, Maharashtra, India.
The registered office of Cardup India is at Office No 405 Rama Equator S. No 150 & 151 Plot No 1 2 & 8 Morwadi Pimpri, Pune, Maharashtra, India – 411018.
Cardup India operates in the information technology industry, in the application development and software solutions segment.
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