Career Chit Fund Private Limited

Career Chit Fund Private Limited - financial services in Lucknow, Uttar Pradesh, India. FY 2026 financials & compliance.
CIN U65992UP1966PTC003108 Incorporated 09 February 1966 ROC Uttar Pradesh HQ Lucknow, Uttar Pradesh, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹59.48 Lakh
▲ 15% YoY
Net profit · FY 2025
₹1.55 Lakh
Net margin 2.6%
EBITDA · FY 2025
₹10.59 Lakh
EBITDA margin 17.8%
Authorised capital
₹15 Lakh
Registered with MCA
Paid-up capital
₹15 Lakh
Issued & subscribed
Open charges
₹19.5 Lakh
Secured borrowings
Company age
60 yrs
Est. 1966
Directors on board
2
As per MCA filings

About Career Chit Fund Private Limited

Data last updated:

Career Chit Fund Private Limited is a private limited company based in Lucknow, Uttar Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 09 February 1966 and has been in existence for over 60 years.

The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U65992UP1966PTC003108. Its GSTIN is 09AAACC9587F1ZA (Uttar Pradesh).

The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹15 Lakh. It is led by directors Nehaa Arora and Rahul Om Arora.

Its last annual general meeting (AGM) was held on 17 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Flat No 1 New Markethazaratganj Lucknow, Uttar Pradesh, India – 226001.

As per the financials filed for FY 2025, the company reported a revenue of ₹59.48 Lakh, a growth of 15% compared to the previous year. For the same year it recorded a net profit of ₹1.55 Lakh (net margin 2.6%) and EBITDA of ₹10.59 Lakh (EBITDA margin 17.8%). Revenue has grown at a compounded annual rate (CAGR) of 17% over three years and 4% over five years.

As per MCA filings, the company has open charges of ₹19.5 Lakh on record. Court records list 5 cases involving the company, including 5 filed by the company; 5 cases are pending.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65992UP1966PTC003108
Registration Number 003108
Incorporation Date 09 February 1966
ROC Uttar Pradesh
Listing Status Unlisted
Company Status Active
Date of Last AGM 17 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Career Chit Fund Private Limited's registered office is in Lucknow, Uttar Pradesh. Its e-mail address is in the company report.

  • Email
  • Registered Address
    Flat No 1 New Markethazaratganj Lucknow, Uttar Pradesh, India – 226001
  • Industry
    Financial Services, Microfinance Institutions

To see the full contact details of Career Chit Fund Private Limited, buy the company report.

Comprehensive company report
Career Chit Fund Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Career Chit Fund is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Career Chit Fund Private Limited, buy the company report.

Financials of Career Chit Fund Private Limited

FY 2025 filings available

Career Chit Fund Private Limited reported revenue of ₹59.48 Lakh (up 15% YoY) for FY 2025.

Revenue · FY 2025
₹59.48 Lakh ▲ 15%
Net profit · FY 2025
₹1.55 Lakh margin 2.6%
EBITDA · FY 2025
₹10.59 Lakh margin 17.8%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 15%
3 years · compounded
▲ 17%
5 years · compounded
▲ 4%
EBITDA CAGR growth
1 year
▼ 22%
3 years · compounded
▼ 2%
5 years · compounded
▼ 18%

Revenue has grown at a compounded annual rate (CAGR) of 4% over five years, including 15% growth in the latest year. EBITDA fell 22% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹10.59 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹1.55 Lakh
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin17.8%
Net Profit Margin2.6%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Career Chit Fund Private Limited, buy the company report.

Board of directors of Career Chit Fund Private Limited

Career Chit Fund has 2 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Nehaa AroraDirector16 Nov 20232 Years 11 MonthsCurrent
Rahul Om AroraDirector02 Mar 201511 Years 7 MonthsCurrent

Peer comparison

Career Chit Fund Private Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Rajavalsam Chits Private Limited₹59.73 Lakh (FY 2024)61.0%Pathanamthitta, Kerala, India
Career Chit Fund Private Limitedthis company₹59.48 Lakh (FY 2025)₹1.55 Lakh2.6%15.0%Lucknow, Uttar Pradesh, India
KKR Chits Private Limited₹59.44 Lakh (FY 2019)8.0%Hyderabad, Telangana, India
Aksharareddy Chit Funds Private Limited₹59.33 Lakh (FY 2024)68.0%Shankarpally, Telangana, India
Arikkatt Kuries Private Limited₹59.16 Lakh (FY 2025)3.0%Aloor, Kerala, India

To see the full peer comparison of Career Chit Fund Private Limited, buy the company report.

Auditor

Career Chit Fund Private Limited is audited by SETH & ASSOCIATES for the financial year 2021.

Auditor firmFinancial yearFirm registration number
SETH & ASSOCIATESFY 2021001167C

Shareholding

The shareholding of Career Chit Fund Private Limited is on record for 4 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2020FY 2018FY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Career Chit Fund Private Limited, buy the company report.

Charges & borrowings

Open charges
₹19.5 Lakh
Satisfied charges
None
Breakdown by lending institutions
Indian Bank₹0.20 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
29 Mar 2017100090683Indian Bank₹19.5 LakhOpen

Total charge records: 1 View all charges

MSME payment delays

No delayed payments to MSME suppliers are on our record for Career Chit Fund Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Career Chit Fund has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
09AAACC9587F1ZAUttar PradeshActive01 Jul 2017

To see the full GST registrations and return filing status of Career Chit Fund Private Limited, buy the company report.

Recent activity

Career Chit Fund Private Limited has 5 board changes on record since 2015: 2 appointments and 3 cessations. The latest: Raghunandan Nath Arora ceased to be Director on 03 Dec 2023.

AGM
Career Chit Fund Private Limited last Annual general meeting of members was held on 17 Sep 2025 as per latest MCA records.
Filing
Career Chit Fund Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Uttar Pradesh I.
Ceased
Raghunandan Nath Arora ceased to be Director.
Ceased
Savita Arora ceased to be Managing Director.
Appointed
Nehaa Arora was appointed as Director.
Ceased
Chetan Arora ceased to be Director.
Charges
A charge with Indian Bank amounted to Rs. 19.50 Lakh with Charge ID 100090683 was registered on 29 Mar 2017.
Appointed
Rahul Om Arora was appointed as Director.
Incorporation
09 Feb 1966
Career Chit Fund Private Limited was registered on 09 Feb 1966 with Roc Uttar Pradesh I & aged 60 years 8 months as per MCA records.

Frequently asked questions

Career Chit Fund is an active private limited company based in Lucknow, Uttar Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 09 February 1966 (60+ years old) and is registered under CIN U65992UP1966PTC003108.

Career Chit Fund has 2 current directors:

The latest financial statements of Career Chit Fund on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 17 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Career Chit Fund is 09AAACC9587F1ZA, registered in Uttar Pradesh.

The CIN (Corporate Identification Number) of Career Chit Fund is U65992UP1966PTC003108. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Career Chit Fund has 5 court cases on record: 5 filed by the company. 5 are pending.

Career Chit Fund was incorporated on 09 February 1966, making it 60+ years old. It is registered with the Registrar of Companies, Uttar Pradesh.

The peers of Career Chit Fund by revenue are Rajavalsam Chits Private Limited, KKR Chits Private Limited, Aksharareddy Chit Funds Private Limited, Arikkatt Kuries Private Limited, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).

Raghunandan Nath Arora ceased to be Director on 03 Dec 2023. Savita Arora ceased to be Managing Director on 03 Dec 2023. Nehaa Arora was appointed as Director on 16 Nov 2023. Career Chit Fund has 5 board changes on record in total.

The registered office of Career Chit Fund is at Flat No 1 New Markethazaratganj Lucknow, Uttar Pradesh, India – 226001.

Career Chit Fund operates in the financial services industry, in the microfinance institutions segment.