Cent Bank Home Finance Ltd. - Company Profile

Q: Who are the current directors of Cent Bank Home Finance Ltd.?

The current directors of Cent Bank Home Finance Ltd. are Pikkili Ramana Murthy, Malladi Venkat Murali Krishna, Pallatt Joseph Thomas, Mukul Narayan Dandige, Vasti Venkatesh, Yogesh Sopan Kadam, Rakesh Sharma, Sanju Vishwanathrao Mangrulkar, Ranjan Kumar Barun, Murali Krishna Jami, Rakesh Sharma, Ojas Sethi.

It is a financial services public limited company based in M.P., Madhya Pradesh, India, established in 1991.

1991 M.P., Madhya Pradesh, India Active

Last Updated: January 05, 2026

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About Cent Bank Home Finance Ltd.

Cent Bank Home Finance Ltd., a active public limited company, was established on 07 May 1991 in M.P., Madhya Pradesh, India. Engaging in housing finance companies within the financial and insurance service sector, it holds CIN: U65922MP1991PLC006427. Registered under ROC Roc Gwalior. it is unlisted. It has an authorized capital of ₹50.00 Cr and a paid-up capital of ₹25.00 Cr.

Formerly known as Apna Ghar Vitta Nigam Limited. It upholds a compliant status. Employing 109 professional, Its leadership includes Pikkili Ramana Murthy (Additional Director), Malladi Venkat Murali Krishna (Director), Pallatt Joseph Thomas (Director). Past directors included Rajendra Nivrutti Hirve, Govindan Vasantha, Animesh Chauhan. It holds ₹1,941.66 Cr open charges and ₹1,297.75 Cr settled loans. Its latest AGM occurred on 25 September 2024, with the balance sheet filed on 31 March 2024. It is based at Central Bank Of India Blde 9Arera Hills Jail Road Bhopal, M.P., Madhya Pradesh, 462011.

Company Details

CIN/LLPIN
U65922MP1991PLC006427
Registration Number
006427
Incorporation Date
07 May 1991
Authorized Capital
₹50.00 Cr
Paid-Up Capital
₹25.00 Cr
ROC Code
Roc Gwalior
Listing Status
Unlisted
Company Status
Active

Key Metrics

Authorised Capital ₹ 50.00 Cr as on 05-01-2026
Paid Up Capital ₹ 25.00 Cr as on 05-01-2026
Company Age 34 Year, 9 Months
Last Filing with ROC 31 Mar 2024
Open Charges ₹ 1,941.66 Cr as on 05-01-2026
Satisfied Charges ₹ 1,297.75 Cr as on 05-01-2026
Revenue Growth **** 15.16% (FY 2024)
Profit Growth **** -6.20% (FY 2024)
Ebitda **** 16.93% (FY 2024)
Net Worth 13.29% (FY 2024)
Total Assets **** 8.06% (FY 2024)

Comprehensive Company Insights

Explore comprehensive insights into Cent Bank Home Finance Ltd. — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Cent Bank Home Finance Ltd.?

Current Directors

Name	Designation	Appointment Date	Status
Pikkili Ramana Murthy	Additional Director	19 Nov 2024	Current
Malladi Venkat Murali Krishna	Director	30 Oct 2023	Current
Pallatt Joseph Thomas	Director	30 Oct 2023	Current
Mukul Narayan Dandige	Director	05 Sep 2020	Current
Vasti Venkatesh	Director	28 Nov 2022	Current
Rakesh Sharma	Managing Director	19 Nov 2024	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Additional Director	26 Dec 2017	Past
Pramod Abcsdd	Nominee Director	03 Apr 2019	Past
Pramod Abcsdd	Nominee Director	31 Dec 2014	Past
Pramod Abcsdd	Nominee Director	11 Jan 2013	Past
Pramod Abcsdd	Additional Director	23 Aug 2021	Past
Pramod Abcsdd	Additional Director	24 Sep 2021	Past

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Financial Performance of Cent Bank Home Finance.

Cent Bank Home Finance Ltd., for the financial year ended 2024, experienced significant growth in revenue, with a 15.16% increase. The company also saw a slight decrease in profitability, with a 6.2% decrease in profit. The company's net worth Soared by an impressive increase of 13.29%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

15.16%

*******

Revenue from Operations

*******

16.29%

*******

Total Assets

*******

8.06%

*******

Profit or Loss

*******

-6.20%

*******

Net Worth

*******

13.29%

*******

EBITDA

*******

16.93%

*******

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What is the Ownership and Shareholding Structure of Cent Bank Home Finance?

In 2024, Cent Bank Home Finance had a promoter holding of 100.00%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹19,416,566,382.00

Satisfied Charges

₹12,977,494,316.00

Charges Breakdown by Lending Institutions

Others : 1545.00 Cr
National Housing Bank : 150.00 Cr
Hdfc Bank Limited : 100.00 Cr
Idbi Bank Limited : 100.00 Cr
Idbi Trusteeship Services Limited : 46.66 Cr

Latest Charge Details

Date	Lender	Amount	Status
24 Oct 2025	Idbi Bank Limited	₹100.00 Cr	Open
16 May 2025	Others	₹30.00 Cr	Open
28 Apr 2025	Others	₹200.00 Cr	Open
27 Mar 2025	Others	₹200.00 Cr	Open
23 Jan 2025	Others	₹35.00 Cr	Open

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How Many Employees Work at Cent Bank Home Finance?

Cent Bank Home Finance has a workforce of 109 employees as of Apr 10, 2025. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Cent Bank Home Finance, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Cent Bank Home Finance's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Cent Bank Home Finance

Recent Activity within the Organization

Charges

A charge with Idbi Bank Limited amounted to Rs. 100.00 Cr with Charge ID 101183513 was registered on 24 Oct 2025. was recorded as a recent event.
24 Oct 2025
Director Appointment

Ojas Sethi was appointed as a Cfo was appointed as a Cfo on 14 Oct 2025 & has been associated with this company since 4 months 13 days . was recorded as a recent event.
14 Oct 2025
Charges

Progress on A charge registered on 05 Aug 2017 via Charge ID 100120701 with Others was fully satisfied on 04 Oct 2025. was documented.
04 Oct 2025
Charges

The activity A charge with Others amounted to Rs. 30.00 Cr with Charge ID 101105276 was registered on 16 May 2025. was completed.
16 May 2025
Charges

Progress on A charge with Others amounted to Rs. 200.00 Cr with Charge ID 101094914 was registered on 28 Apr 2025. was documented.
28 Apr 2025
Director Appointment

Progress on Murali Krishna Jami was appointed as a Additional Director was appointed as a Additional Director on 25 Apr 2025 & has been associated with this company since 10 months 1 day . was documented.
25 Apr 2025

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