About Cerita Holdings Private Limited
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Cerita Holdings Private Limited is a private limited company based in Chandigarh, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 13 December 2012 and has been in existence for over 14 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U74140CH2012PTC045986.
The company has an authorised share capital of ₹25 Cr and a paid-up capital of ₹22.81 Cr. It is led by directors including Rajinder Kumar Aggarwal and Sarita Aggarwal.
Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at F – 23 2nd Floor Uppal Marble Arch, Chandigarh, India – 160101.
As per the financials filed for FY 2025, the company reported a revenue of ₹4.36 Cr, a decline of 22% compared to the previous year. For the same year it recorded a net profit of ₹2.68 Cr (net margin 61.5%) and EBITDA of ₹3.68 Cr (EBITDA margin 84.4%). Revenue has grown at a compounded annual rate (CAGR) of 50% over three years and 183% over five years.
As per MCA filings, the company has open charges of ₹3.24 Cr and satisfied charges of ₹149.93 Cr on record. The company has 1 deal on record (1 funding round), with disclosed funding of ₹22.8 Cr; the latest was in July 2016. Its 5 peer companies in the BFSI industry (Holding Company), with the same principal business activity (other financial activities) are compared by revenue, 2 larger and 3 smaller; the largest is Ganpati Holdings Private Limited(Transferred From NCT of Delhi) with revenue of ₹4.62 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website jcblgroup.com.
Company details
CIN history
Cerita Holdings has one previous CIN (Corporate Identification Number): U74140DL2012PTC246155. The current CIN is U74140CH2012PTC045986, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U74140CH2012PTC045986 | Current |
| U74140DL2012PTC246155 | Previous |
Contact details
Cerita Holdings Private Limited's registered office is in Chandigarh, Chandigarh. Its website is jcblgroup.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressF – 23 2nd Floor Uppal Marble Arch, Chandigarh, India – 160101
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Cerita Holdings Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Cerita Holdings Private Limited
FY 2025 filings availableCerita Holdings Private Limited reported revenue of ₹4.36 Cr (down 22% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 22% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 183%. EBITDA fell 18% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹3.68 Cr | ||||
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| Net Profit (PAT) | ₹2.68 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 84.4% | ||||
| Net Profit Margin | 61.5% | ||||
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To see the full financial statements and ratios of Cerita Holdings Private Limited, buy the company report.
Board of directors of Cerita Holdings Private Limited
Cerita Holdings has 3 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Rajinder Kumar Aggarwal Also directs: Mobility Solutions Limited, JCBL Infra Equipments LLP, Globe Innovations LLP and 2 more | Director | 13 Dec 2012 | 13 Years 10 Months | Current |
| Sarita Aggarwal | Director | 13 Dec 2012 | 13 Years 10 Months | Current |
| Ram Gopal Arora Also directs: JCBL India Private Limited, JCBL India Private Limited, Globe Automobiles Private Limited and 4 more | Director | 09 Jun 2017 | 9 Years 5 Months | Current |
Peer comparison
Cerita Holdings Private Limited is compared with the 5 companies closest to it by revenue in the BFSI industry (Holding Company), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Ganpati Holdings Private Limited(Transferred From NCT of Delhi) | ₹4.62 Cr (FY 2025) | 1034.0% | Jaipur, Rajasthan, India | |||
| Mpsindia Holdings Private Limited | ₹4.6 Cr (FY 2022) | -21.0% | Perinthalmanna, Kerala, India | |||
| Cerita Holdings Private Limitedthis company | ₹4.36 Cr (FY 2025) | ₹2.68 Cr | 61.5% | -22.0% | Chandigarh, India | |
| Startup Investments (Holding) Limited | ₹4.24 Cr (FY 2025) | -53.0% | Delhi, India | |||
| Better Value Holdings Private Limited | ₹4.21 Cr (FY 2025) | 46.0% | Pune, Maharashtra, India | |||
| Moly Colloids Pvt Ltd | ₹4.18 Cr (FY 2025) | 364.0% | Mumbai, Maharashtra, India |
To see the full peer comparison of Cerita Holdings Private Limited, buy the company report.
Auditor
Cerita Holdings Private Limited is audited by Bhambri Chopra & Pushkarna for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Bhambri Chopra & Pushkarna | FY 2023 | 17046N |
Shareholding
The shareholding of Cerita Holdings Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Cerita Holdings Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 11 Dec 2024 | 101016541 | Others | ₹3.24 Cr | Open | |
| 06 Aug 2021 | 100484060 | State Bank of India | ₹65.39 Cr | Satisfied | |
| 03 Jun 2019 | 100273609 | State Bank of India | ₹84.54 Cr | Satisfied |
To see the full charge records of Cerita Holdings Private Limited, buy the company report.
Total charge records: 3 View all charges
Deals & funding
Cerita Holdings Private Limited has 1 deal on record (1 funding round), with disclosed funding of ₹22.8 Cr; the latest was in July 2016.
To see the full deal history of Cerita Holdings Private Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
No court or tribunal cases involving Cerita Holdings Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Cerita Holdings Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Cerita Holdings Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Cerita Holdings Private Limited has 4 board changes on record since 2012: 3 appointments and 1 cessation. The latest: Ram Gopal Arora ceased to be Additional Director on 26 Sep 2017.
1 earlier event is in the company report.
Frequently asked questions
Cerita Holdings is an active private limited company based in Chandigarh, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 13 December 2012 (14+ years old) and is registered under CIN U74140CH2012PTC045986.
Cerita Holdings has 3 current directors:
- Rajinder Kumar Aggarwal - Director
- Sarita Aggarwal - Director
- Ram Gopal Arora - Director
The latest financial statements of Cerita Holdings on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 29 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Cerita Holdings is U74140CH2012PTC045986. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Cerita Holdings was incorporated on 13 December 2012, making it 14+ years old. It is registered with the Registrar of Companies, Chandigarh.
Cerita Holdings has 1 deal on record (1 funding round), with disclosed funding of ₹22.8 Cr; the latest was in July 2016.
The peers of Cerita Holdings by revenue are Ganpati Holdings Private Limited(Transferred From NCT of Delhi), Mpsindia Holdings Private Limited, Startup Investments (Holding) Limited, Better Value Holdings Private Limited, Moly Colloids Pvt Ltd, all in the BFSI industry (Holding Company), with the same principal business activity (other financial activities).
Ram Gopal Arora ceased to be Additional Director on 26 Sep 2017. Ram Gopal Arora was appointed as Director on 09 Jun 2017. Rajinder Kumar Aggarwal was appointed as Director on 13 Dec 2012. Cerita Holdings has 4 board changes on record in total.
Cerita Holdings can be reached through the website jcblgroup.com. Its registered office is in Chandigarh, India.
The registered office of Cerita Holdings is at F – 23 2nd Floor Uppal Marble Arch, Chandigarh, India – 160101.
Cerita Holdings operates in the financial services industry, in the diversified financial services segment.
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