CFL Nidhi Limited
About CFL Nidhi Limited
Data last updated:
CFL Nidhi Limited is a nidhi company based in Kothamangalam, Kerala, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 19 February 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65920KL2016PLC040175.
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹15.14 Lakh. It is led by directors including Shajan Kuriakose and Binu Anachira Kuruvilla.
Its last annual general meeting (AGM) was held on 24 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Building No. Xvii/301(D) Navaratna Building High Range Junction, Kothamangalam, Kerala, India – 686691.
As per the financials filed for FY 2025, the company reported a revenue of ₹50.98 Lakh, a growth of 19% compared to the previous year. For the same year it recorded a net profit of ₹6.83 Lakh (net margin 13.4%) and EBITDA of ₹36.38 Lakh (EBITDA margin 71.4%). Revenue has grown at a compounded annual rate (CAGR) of 10% over three years and 97% over five years.
Court records list 3 cases involving the company, including 3 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressBuilding No. Xvii/301(D) Navaratna Building High Range Junction, Kothamangalam, Kerala, India – 686691
- IndustryFinancial Services, Diversified Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of CFL Nidhi Limited
The main business activity of CFL Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of CFL Nidhi Limited FY 2025 filings available
CFL Nidhi Limited reported revenue of ₹50.98 Lakh (up 19% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of CFL Nidhi Limited
Revenue has grown at a compounded annual rate (CAGR) of 97% over five years, including 19% growth in the latest year. EBITDA rose 28% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of CFL Nidhi Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹36.38 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹6.83 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of CFL Nidhi Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 71.4% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 13.4% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of CFL Nidhi are in the company report.
Financial statements from FY 2016
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of CFL Nidhi Limited
CFL Nidhi has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Shajan Kuriakose | Director | 24 Sep 2025 | 1 Years 0 Months | Current |
| Binu Anachira Kuruvilla Also directs: Capital Finserve Limited, Tot Cafe LLP | Director | 24 Sep 2025 | 1 Years 0 Months | Current |
| Paulosekutty Jacob Also directs: Goldtree Bullion India LLP, Goldtree Bullion India Private Limited, Goldtree Resorts Private Limited and 2 more | Director | 24 Sep 2025 | 1 Years 0 Months | Current |
Peer Comparison of CFL Nidhi Limited
CFL Nidhi Limited is compared with the companies closest to it by revenue in the BFSI industry (Other Financial Services). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Mangalsudha Vinimay Private Limited | ₹51.04 Lakh (FY 2025) | •••• | •••• | 20.0% | •••• | Kolkata, West Bengal, India |
| RK Fintech Private Limited | ₹51.03 Lakh (FY 2024) | •••• | •••• | 85.0% | •••• | Delhi, India |
| Indiabulls Limited Listed | ₹51 Lakh (FY 2025) | •••• | •••• | -84.0% | •••• | Gurgaon, Haryana, India |
| Prak Consultancy Private Limited. | ₹50.99 Lakh (FY 2024) | •••• | •••• | 989.0% | •••• | Kolkata, West Bengal, India |
| Evernew Impex Private Limited | ₹50.98 Lakh (FY 2025) | •••• | •••• | -41.0% | •••• | Kolkata, West Bengal, India |
| CFL Nidhi Limited this company | ₹50.98 Lakh (FY 2025) | •••• | •••• | 19.0% | •••• | Kothamangalam, Kerala, India |
| Loanshoan Finserv Private Limited | ₹50.98 Lakh (FY 2025) | •••• | •••• | 83.0% | •••• | Faridabad, Haryana, India |
| Ask Alternatives Managers Private Limited | ₹50.97 Lakh (FY 2025) | •••• | •••• | 101840.0% | •••• | Mumbai, Maharashtra, India |
| Noddy Properties Private Limited | ₹50.97 Lakh (FY 2025) | •••• | •••• | 5.0% | •••• | Kolkata, West Bengal, India |
| Ash Baker Consultancy Pvt. Ltd. | ₹50.96 Lakh (FY 2025) | •••• | •••• | -6.0% | •••• | Howrah, West Bengal, India |
| Amrapali Asset Reconstruction Company Private Limited | ₹50.95 Lakh (FY 2024) | •••• | •••• | 167.0% | •••• | Ahmedabad, Gujarat, India |
Peers are the five companies nearest above and the five nearest below CFL Nidhi by revenue in the BFSI industry (Other Financial Services), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of CFL Nidhi Limited
CFL Nidhi Limited is audited by BIJU GEORGE & CO for the financial year 2020.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| BIJU GEORGE & CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of CFL Nidhi Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of CFL Nidhi Limited
CFL Nidhi Limited does not have any charges (loans) registered with the Registrar of Companies.
Legal Cases of CFL Nidhi Limited
CFL Nidhi Limited has 3 court cases on record: 3 filed by CFL Nidhi. All cases are disposed. Status as checked between 30 Sep 2026 and 04 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2 | 0 | 0 |
| High courts | 1 | 0 | 0 |
Cases on record (3 of 3)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Kerala | Writ petition | Filed by the company against Union of India | Disposed |
| District court, Ernakulam, Kerala | Civil suit | Filed by the company against an individual | Disposed |
| District court, Ernakulam, Kerala | Civil suit | Filed by the company against an individual | Disposed |
Full case history
All 3 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Employees and EPFO Compliance at CFL Nidhi Limited
Employment history and EPFO contributions of people linked to CFL Nidhi.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on CFL Nidhi Limited
CFL Nidhi Limited has 6 board changes on record since 2016: 6 appointments. The latest: Binu Anachira Kuruvilla was appointed as Director on 24 Sep 2025.
Credit Ratings, Litigation & Regulatory Alerts for CFL Nidhi Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by CFL Nidhi Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of CFL Nidhi Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of CFL Nidhi Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of CFL Nidhi Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about CFL Nidhi Limited
CFL Nidhi is an active nidhi company based in Kothamangalam, Kerala, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 19 February 2016 (10+ years old) and is registered under CIN U65920KL2016PLC040175.
CFL Nidhi reported revenue of ₹50.98 Lakh for FY 2025 (up 19% YoY).
CFL Nidhi has 3 current directors:
- Shajan Kuriakose - Director
- Binu Anachira Kuruvilla - Director
- Paulosekutty Jacob - Director
CFL Nidhi reported a net profit of ₹6.83 Lakh (net margin 13.4%) and EBITDA of ₹36.38 Lakh (EBITDA margin 71.4%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of CFL Nidhi is 10% over three years and 97% over five years. In the latest year (FY 2025) revenue rose 19%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of CFL Nidhi is U65920KL2016PLC040175. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
CFL Nidhi has 3 court cases on record: 3 filed by the company. Most are in the district courts.
CFL Nidhi was incorporated on 19 February 2016, making it 10+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of CFL Nidhi by revenue are Mangalsudha Vinimay Private Limited, RK Fintech Private Limited, Indiabulls Limited, Prak Consultancy Private Limited, Evernew Impex Private Limited and 5 more, all in the BFSI industry (Other Financial Services).
Binu Anachira Kuruvilla was appointed as Director on 24 Sep 2025. Paulosekutty Jacob was appointed as Director on 24 Sep 2025. Shajan Kuriakose was appointed as Director on 24 Sep 2025. CFL Nidhi has 6 board changes on record in total.
The registered office of CFL Nidhi is at Building No. Xvii301D Navaratna Building High Range Junction, Kothamangalam, Kerala, India – 686691.