About Chaitanya Micro Credit Foundation
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Chaitanya Micro Credit Foundation is a private not for profit company based in Varanasi, Uttar Pradesh, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 24 August 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Kanpur, under CIN U67100UP2016NPL085890. The company has 1 GST registration on record, which is no longer active.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Virendra Pratap Singh and Suman Singh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at C/O. Suresh Prasad Nai Basti Phoolwaria Manik Nagar Colony, Varanasi, Uttar Pradesh, India – 221106.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.89 Lakh, a decline of 36% compared to the previous year. For the same year it recorded a net loss of ₹13,673 (net margin -4.7%) and EBITDA of -₹13,424 (EBITDA margin -4.7%). Revenue has declined at a compounded annual rate (CAGR) of 17% over three years.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website cmcf.co.in.
Company details
Contact details
Chaitanya Micro Credit Foundation's registered office is in Varanasi, Uttar Pradesh. Its website is cmcf.co.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressC/O. Suresh Prasad Nai Basti Phoolwaria Manik Nagar Colony, Varanasi, Uttar Pradesh, India – 221106
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Chaitanya Micro Credit Foundation, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Chaitanya Micro Credit Foundation
FY 2025 filings availableChaitanya Micro Credit Foundation reported revenue of ₹2.89 Lakh (down 36% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 17% over three years, including a 36% fall in the latest year. EBITDA fell 91% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | -₹13,424 | ||||
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| Net Profit (PAT) | -₹13,673 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA Margin | -4.7% | ||||
| Net Profit Margin | -4.7% | ||||
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To see the full financial statements and ratios of Chaitanya Micro Credit Foundation, buy the company report.
Board of directors of Chaitanya Micro Credit Foundation
Chaitanya Micro Credit Foundation has 3 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Virendra Pratap Singh Also directs: Malik Microfinance Foundation | Director | 19 Nov 2025 | 0 Years 11 Months | Current |
| Suman Singh Also directs: Malik Microfinance Foundation, Lokhit Microcare Foundation | Director | 19 Nov 2025 | 0 Years 11 Months | Current |
| Shiv Kumari | Director | 14 Sep 2019 | 7 Years 1 Months | Current |
Peer comparison
Chaitanya Micro Credit Foundation is compared with the 10 companies closest to it by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Attur Shri Ganga Chit Funds Private Limited | ₹3 Lakh (FY 2020) | -70.0% | Salem, Tamil Nadu, India | |||
| Bhoomiputhra Abhivruddi Benefit Fund Nidhi Limited | ₹2.98 Lakh (FY 2024) | 13.0% | Hassan, Karnataka, India | |||
| Alwar Micro Finance | ₹2.97 Lakh (FY 2025) | 138.0% | Alwar, Rajasthan, India | |||
| Winpay Micro Sewa Foundation | ₹2.92 Lakh (FY 2024) | 1047.0% | Delhi, India | |||
| Bluehedge Nidhi Limited | ₹2.9 Lakh (FY 2021) | 88.0% | Thrissur, Kerala, India | |||
| Chaitanya Micro Credit Foundationthis company | ₹2.89 Lakh (FY 2025) | -₹13,673 | -4.7% | -36.0% | Varanasi, Uttar Pradesh, India | |
| R.S.R.Chit Fund Private Limited | ₹2.86 Lakh (FY 2018) | -52.0% | Chennai, Tamil Nadu, India | |||
| Ishidyuthi Chit Funds Private Limited | ₹2.86 Lakh (FY 2025) | -60.0% | Bangalore, Karnataka, India | |||
| Kashish Micro Finance Private Limited | ₹2.85 Lakh (FY 2025) | Campeirganj, Uttar Pradesh, India | ||||
| Head Line Chits Private Limited | ₹2.83 Lakh (FY 2025) | -76.0% | Thrissur, Kerala, India | |||
| Radha Ramaiaha Chits Tamilnadu Private Limited | ₹2.82 Lakh (FY 2021) | -68.0% | Chennai, Tamil Nadu, India |
To see the full peer comparison of Chaitanya Micro Credit Foundation, buy the company report.
Auditor
Chaitanya Micro Credit Foundation is audited by A R S S & Co. for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| A R S S & Co. | FY 2024 | 009002C |
Shareholding
The shareholding of Chaitanya Micro Credit Foundation is on record for 5 financial years, the latest being FY 2024, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2024 | FY 2023 | FY 2020 | FY 2019 | FY 2018 |
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| Domestic institutional investors (DII) | |||||
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| Others |
To see the full shareholding pattern of Chaitanya Micro Credit Foundation, buy the company report.
Legal cases
No court or tribunal cases involving Chaitanya Micro Credit Foundation are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Chaitanya Micro Credit Foundation; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Chaitanya Micro Credit Foundation has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.
To see the full GST registrations and return filing status of Chaitanya Micro Credit Foundation, buy the company report.
Recent activity
Chaitanya Micro Credit Foundation has 7 board changes on record since 2019: 3 appointments and 4 cessations. The latest: Seema Satyam ceased to be Director on 20 Nov 2025.
Frequently asked questions
Chaitanya Micro Credit Foundation is an active private not for profit company based in Varanasi, Uttar Pradesh, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 24 August 2016 (10+ years old) and is registered under CIN U67100UP2016NPL085890.
Chaitanya Micro Credit Foundation has 3 current directors:
- Virendra Pratap Singh - Director
- Suman Singh - Director
- Shiv Kumari - Director
The latest financial statements of Chaitanya Micro Credit Foundation on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2017 are in the company report.
No. Chaitanya Micro Credit Foundation has 1 GST registration on record and it is cancelled or inactive.
The CIN (Corporate Identification Number) of Chaitanya Micro Credit Foundation is U67100UP2016NPL085890. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Chaitanya Micro Credit Foundation was incorporated on 24 August 2016, making it 10+ years old. It is registered with the Registrar of Companies, Kanpur.
The peers of Chaitanya Micro Credit Foundation by revenue are Attur Shri Ganga Chit Funds Private Limited, Bhoomiputhra Abhivruddi Benefit Fund Nidhi Limited, Alwar Micro Finance, Winpay Micro Sewa Foundation, Bluehedge Nidhi Limited and 5 more, all in the BFSI industry (Micro Finance).
Seema Satyam ceased to be Director on 20 Nov 2025. Shiv Kumari ceased to be Director on 20 Nov 2025. Suman Singh was appointed as Director on 19 Nov 2025. Chaitanya Micro Credit Foundation has 7 board changes on record in total.
Chaitanya Micro Credit Foundation can be reached through the website cmcf.co.in. Its registered office is in Varanasi, Uttar Pradesh, India.
The registered office of Chaitanya Micro Credit Foundation is at CO. Suresh Prasad Nai Basti Phoolwaria Manik Nagar Colony, Varanasi, Uttar Pradesh, India – 221106.
Chaitanya Micro Credit Foundation operates in the financial services industry, in the microfinance institutions segment.