About Chandra Credit Limited
Data last updated:
Chandra Credit Limited is a public limited company based in Delhi, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 11 November 2002 and has been in existence for over 24 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74140DL2002PLC117643. Its GSTIN is 07AACCC6361R1Z5 (Delhi).
The company has an authorised share capital of ₹2 Cr and a paid-up capital of ₹7 Lakh. It was formerly known as Chandra Integrated Credit Management Limited and Chandra Integrated Credit Management Limited. It is led by directors including Sunayana Puri and Subhash Chandra.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 31 Fie Patparganj Indl.Area, Delhi, India – 110092.
As per the financials filed for FY 2025, the company reported a revenue of ₹88.99 Lakh, a growth of 11% compared to the previous year. For the same year it recorded a net profit of ₹4.66 Lakh (net margin 5.2%) and EBITDA of ₹12.42 Lakh (EBITDA margin 14%). Revenue has grown at a compounded annual rate (CAGR) of 155% over three years and 72% over five years.
The company is associated with 1 brand: Chandra Credit. Court records list 8 cases involving the company, including 5 filed by the company and 3 filed against it; 5 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website chandracredit.com.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered Address31 Fie Patparganj Indl.Area, Delhi, India – 110092
- IndustryFinancial Services, Diversified Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Chandra Credit Limited
The main business activity of Chandra Credit is financial and insurance service. In detail, this covers financial and credit leasing activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Chandra Credit Limited FY 2025 filings available
Chandra Credit Limited reported revenue of ₹88.99 Lakh (up 11% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Chandra Credit Limited
Revenue has grown at a compounded annual rate (CAGR) of 72% over five years, including 11% growth in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Chandra Credit Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹12.42 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹4.66 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Chandra Credit Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 14% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 5.2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Chandra Credit are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Chandra Credit Limited
Chandra Credit Limited is compared with the companies closest to it by revenue in the BFSI industry (Other Financial Services). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Jupiter Dealtrade Private Limited | ₹89.12 Lakh (FY 2025) | •••• | •••• | -91.0% | •••• | Kolkata, West Bengal, India |
| M2m Financial Services Private Limited | ₹89.11 Lakh (FY 2024) | •••• | •••• | 29.0% | •••• | Mumbai, Maharashtra, India |
| Haque Npa Assets Management Private Limited | ₹89.1 Lakh (FY 2024) | •••• | •••• | 2.0% | •••• | Barasat, West Bengal, India |
| U.S.D.Projects & Finance Limited. | ₹89.03 Lakh (FY 2025) | •••• | •••• | -73.0% | •••• | Mumbai, Maharashtra, India |
| Genious Management Cosultancy and Services Private Limited | ₹89 Lakh (FY 2024) | •••• | •••• | -13.0% | •••• | Pune, Maharashtra, India |
| Chandra Credit Limited this company | ₹88.99 Lakh (FY 2025) | •••• | •••• | 11.0% | •••• | Delhi, India |
| Shreyans Finserve Private Limited | ₹88.98 Lakh (FY 2025) | •••• | •••• | 42.0% | •••• | Kolkata, West Bengal, India |
| DCL Exim Private Limited | ₹88.83 Lakh (FY 2025) | •••• | •••• | -9.0% | •••• | Telangana, India |
| Harshidhi Capital Services Private Limited | ₹88.81 Lakh (FY 2024) | •••• | •••• | 399.0% | •••• | Mumbai, Maharashtra, India |
| Manisha Art Jewellers Private Limited | ₹88.77 Lakh (FY 2025) | •••• | •••• | -87.0% | •••• | Mumbai, Maharashtra, India |
| Green Financial Services Private Limited | ₹88.74 Lakh (FY 2025) | •••• | •••• | 149.0% | •••• | Mumbai, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below Chandra Credit by revenue in the BFSI industry (Other Financial Services), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Chandra Credit Limited
Chandra Credit Limited is audited by S A R B & ASSOCIATES for the financial year 2021.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| S A R B & ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Chandra Credit Limited
Chandra Credit has 3 current directors and 3 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sunayana Puri Also directs: Vinayak Vanijya Limited | Director | 01 Dec 2011 | 14 Years 10 Months | Current |
| Subhash Chandra | Director | 11 Nov 2002 | 23 Years 11 Months | Current |
| Nitin Puri Also directs: Ashbro Impacts Private Limited | Director | 25 Jul 2024 | 2 Years 2 Months | Current |
Ownership and Shareholding of Chandra Credit Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Chandra Credit Limited
Chandra Credit Limited does not have any charges (loans) registered with the Registrar of Companies.
Legal Cases of Chandra Credit Limited
Chandra Credit Limited has 8 court cases on record: 5 filed by Chandra Credit, 3 filed against it. 5 cases are pending and 3 are disposed. Status as checked between 21 Sep 2026 and 03 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 7 | 2 | 5 |
| High courts | 1 | 1 | 0 |
Cases on record (5 of 8)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Gautam Buddha Nagar, Uttar Pradesh | Criminal miscellaneous application | Filed by the company against an individual | Pending |
| District court, Gautam Buddha Nagar, Uttar Pradesh | Criminal miscellaneous application | Filed by the company against State of Uttar Pradesh | Pending |
| District court, Gautam Buddha Nagar, Uttar Pradesh | Criminal case | Filed by the company against an individual | Pending |
| District court, Ghaziabad, Uttar Pradesh | Criminal case | Filed by the company against Monarch Agro Commodities | Pending |
| District court, Central, Delhi | Criminal case | Filed by the company against Okwu Private Limited | Pending |
Full case history
All 8 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Associated Brands with Chandra Credit Limited
Chandra Credit operates one associated brand: Chandra Credit. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Financial consulting services including trade finance, project funding, and private equity in India and global locations. | chandracredit.com |
Employees and EPFO Compliance at Chandra Credit Limited
Employment history and EPFO contributions of people linked to Chandra Credit.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Name History of Chandra Credit Limited
Chandra Credit has undergone 3 name changes throughout its history. The company was previously known as Chandra Integrated Credit Management Limited, Chandra Integrated Credit Management Limited, and Chandra Integrated Credit Management Private Limited. The current legal name is Chandra Credit Limited.
| Company Name | Status |
|---|---|
| Chandra Credit Limited | Current |
| Chandra Integrated Credit Management Limited | Previous |
| Chandra Integrated Credit Management Limited | Previous |
| Chandra Integrated Credit Management Private Limited | Previous |
CIN History of Chandra Credit Limited
Chandra Credit has one previous CIN (Corporate Identification Number): U74140DL2002PTC117643. The current CIN is U74140DL2002PLC117643, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U74140DL2002PLC117643 | Current |
| U74140DL2002PTC117643 | Previous |
Recent Activity on Chandra Credit Limited
Chandra Credit Limited has 6 board changes on record since 2002: 4 appointments and 2 cessations. The latest: Nitin Puri was appointed as Director on 25 Jul 2024.
Credit Ratings, Litigation & Regulatory Alerts for Chandra Credit Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Chandra Credit Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Chandra Credit Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Chandra Credit Limited
Chandra Credit has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 07AACCC6361R1Z5 | Delhi | Active | 01 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Chandra Credit Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Chandra Credit Limited
Chandra Credit is an active public limited company based in Delhi, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 11 November 2002 (24+ years old) and is registered under CIN U74140DL2002PLC117643.
Chandra Credit reported revenue of ₹88.99 Lakh for FY 2025 (up 11% YoY).
Chandra Credit has 3 current directors:
- Sunayana Puri - Director
- Subhash Chandra - Director
- Nitin Puri - Director
Chandra Credit reported a net profit of ₹4.66 Lakh (net margin 5.2%) and EBITDA of ₹12.42 Lakh (EBITDA margin 14%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Chandra Credit is 155% over three years and 72% over five years. In the latest year (FY 2025) revenue rose 11%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Chandra Credit is 07AACCC6361R1Z5, registered in Delhi.
The CIN (Corporate Identification Number) of Chandra Credit is U74140DL2002PLC117643. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Chandra Credit has 8 court cases on record: 5 filed by the company and 3 filed against it. 5 are pending. Most are in the district courts.
Chandra Credit was incorporated on 11 November 2002, making it 24+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Chandra Credit by revenue are Jupiter Dealtrade Private Limited, M2m Financial Services Private Limited, Haque Npa Assets Management Private Limited, U.S.D.Projects & Finance Limited, Genious Management Cosultancy and Services Private Limited and 5 more, all in the BFSI industry (Other Financial Services).
Nitin Puri was appointed as Director on 25 Jul 2024. Aakash Puri was appointed as Director on 20 Dec 2023. Surinder Puri ceased to be Director on 14 May 2018. Chandra Credit has 6 board changes on record in total.