Charms Commercial Pvt Ltd
About Charms Commercial Pvt Ltd
Data last updated:
Charms Commercial Pvt Ltd is a private limited company based in Kolkata, West Bengal, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 15 January 1990 and has been in existence for over 36 years.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U24243WB1990PTC048198.
The company has an authorised share capital of ₹1.5 Cr and a paid-up capital of ₹1.21 Cr. It is led by directors Vishal Jhajharia and Prapti Jhajharia.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Kolkata, West Bengal.
As per the financials filed for FY 2025, the company reported a revenue of ₹17.65 Lakh, a decline of 16% compared to the previous year. For the same year it recorded a net profit of ₹3.86 Lakh (net margin 21.9%) and EBITDA of ₹6.26 Lakh (EBITDA margin 35.5%). Revenue has grown at a compounded annual rate (CAGR) of 32% over three years and 2% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Charms Commercial Pvt Ltd's registered office is in Kolkata, West Bengal. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered Address3B Camac Street, Mansarowar Building, Kolkata, West Bengal, India – 700016
- IndustryFinancial Services, NBFC
To see the full contact details of Charms Commercial Pvt Ltd, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Charms Commercial Pvt Ltd
FY 2025 filings availableCharms Commercial Pvt Ltd reported revenue of ₹17.65 Lakh (down 16% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 16% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 2%. EBITDA fell 5% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹6.26 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹3.86 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 35.5% | ||||
| Net Profit Margin | 21.9% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Charms Commercial Pvt Ltd, buy the company report.
Board of directors of Charms Commercial Pvt Ltd
Charms Commercial has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vishal Jhajharia | Director | 24 Nov 2003 | 22 Years 11 Months | Current |
| Prapti Jhajharia | Director | 24 Nov 2003 | 22 Years 11 Months | Current |
Auditor
Charms Commercial Pvt Ltd is audited by ASRM & CO for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ASRM & CO | FY 2023 | 328024E |
Shareholding
The shareholding of Charms Commercial Pvt Ltd is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Charms Commercial Pvt Ltd, buy the company report.
Legal cases
No court or tribunal cases involving Charms Commercial Pvt Ltd are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Charms Commercial Pvt Ltd; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Charms Commercial has 3 associated companies. This group structure data is as of FY 2023. The table lists each entity with its relationship and holding.
GST
No GST registration is on our record for Charms Commercial Pvt Ltd; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Charms Commercial Pvt Ltd has 2 board changes on record since 2003: 2 appointments. The latest: Prapti Jhajharia was appointed as Director on 24 Nov 2003.
Frequently asked questions
Charms Commercial is an active private limited company based in Kolkata, West Bengal, India. The company works in nbfc, within the financial services industry. It was incorporated on 15 January 1990 (36+ years old) and is registered under CIN U24243WB1990PTC048198.
Charms Commercial has 2 current directors:
- Vishal Jhajharia - Director
- Prapti Jhajharia - Director
The latest financial statements of Charms Commercial on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Charms Commercial is U24243WB1990PTC048198. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Charms Commercial was incorporated on 15 January 1990, making it 36+ years old. It is registered with the Registrar of Companies, Kolkata.
Prapti Jhajharia was appointed as Director on 24 Nov 2003. Vishal Jhajharia was appointed as Director on 24 Nov 2003.
The registered office of Charms Commercial is at 3B Camac Street, Mansarowar Building, Kolkata, West Bengal, India – 700016.
Charms Commercial operates in the financial services industry, in the nbfc segment.
The compliance status of Charms Commercial is compliant as of 16 September 2026. The company is actively filing with the Registrar of Companies.
Charms Commercial can be reached at its registered office: 3B Camac Street, Mansarowar Building, Kolkata, West Bengal, India – 700016.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
