About Chemm Finance Limited
Data last updated: 10 January 2026
Chemm Finance Limited is a public limited company based in Bangalore, Karnataka, India. It specialises in investment and credit NBFC, a part of the broader financial services sector. Incorporated on 02 August 1993, the company has been in operation for over 33 years.
Registered with ROC Bangalore under CIN U65910KA1993PTC014599.
Capital: an authorised share capital of ₹7 Cr and a paid-up capital of ₹6.34 Cr. It is led by directors including Thomas Mathew and Aloshiouskoodalypaul.
Last AGM: 25 July 2025. Financial statements filed for year ended 31 March 2025. Office: J Block Unity Building J.C.Road Bangalore, Karnataka, India – 560002.
The company has a workforce of approximately 110 employees as per the latest available data.
The company is associated with 1 brand - Chemm Finance Ltd. As per MCA filings, the company has open charges of ₹47.37 Cr and satisfied charges of ₹70.7 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website chemmfinance.com.
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Registered AddressJ Block Unity Building J.C.Road Bangalore, Karnataka, India – 560002
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IndustryFinancial Services, Investment & Credit NBFC, NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
CIN History of Chemm Finance Limited
Chemm Finance Limited has one previous CIN (Corporate Identification Number): U65910KA1993PTC014599. The current CIN is U85110KA1993PLC014599, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U85110KA1993PLC014599 | Current |
| U65910KA1993PTC014599 | Previous |
Associated Brands with Chemm Finance Limited
Chemm Finance Limited operates one associated brand: Chemm Finance Ltd. These brands represent Chemm Finance Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Gold lending and financial services in India. | chemmfinance.com |
Business Activity of Chemm Finance Limited
Chemm Finance Limited operates primarily in the financial and insurance service sector. The company has 2 registered business activity segments, reflecting its diverse operational portfolio.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| ********* | Financial and insurance Service | ********* | Other financial activities | ********* |
| ********* | Financial and insurance Service | ********* | Other financial activities | ********* |
Board of Directors of Chemm Finance Limited
Chemm Finance Limited is currently managed by 9 directors, with 11 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Thomas Mathew | Director | 28 Sep 2011 | 14 Years 9 Months | Current |
|
Aloshiouskoodalypaul
Also directs:
Chemmanur Jewellers Limited, Chemmanur Jewelleries (Bangalore) Limited, Chemmanur Jewels (Karnataka) Private Limited and 1 more
|
Director | 21 Mar 2005 | 21 Years 3 Months | Current |
| Thazhathe Padikkatu Radhakrishnan | Director | 20 Jun 2009 | 17 Years 0 Months | Current |
|
Shashikala Ramachandra
Also directs:
Krazybee Services Limited, Kogta Financial (India) Ltd
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Director | 10 May 2022 | 4 Years 2 Months | Current |
|
Wilson Onnunni
Also directs:
Chemmanur Extracts Private Limited, Chemmanur Jewellers Limited
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Director | 16 Mar 2021 | 5 Years 3 Months | Current |
| Kothamachu Sivaiah | Director | 13 Jun 2023 | 3 Years 0 Months | Current |
Financials of Chemm Finance Limited FY 2025 filings available
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| Change in Inventory WIP | ***** | ***** | ***** | ***** | ***** |
| Purchase of Traded Goods | ***** | ***** | ***** | ***** | ***** |
| Employee Cost | ***** | ***** | ***** | ***** | ***** |
| Managerial Remuneration | ***** | ***** | ***** | ***** | ***** |
| Audit Fees | ***** | ***** | ***** | ***** | ***** |
| Insurance | ***** | ***** | ***** | ***** | ***** |
| Power & Fuel | ***** | ***** | ***** | ***** | ***** |
| Interest | ***** | ***** | ***** | ***** | ***** |
| Depreciation | ***** | ***** | ***** | ***** | ***** |
| Other Expenses | ***** | ***** | ***** | ***** | ***** |
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| Operating Margin % | ***** | ***** | ***** | ***** | ***** |
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| Profit from Discontinued Operations | ***** | ***** | ***** | ***** | ***** |
| Tax on Discontinued Operations | ***** | ***** | ***** | ***** | ***** |
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| Other Equity | ***** | ***** | ***** | ***** | ***** |
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| Long-Term Borrowings | ***** | ***** | ***** | ***** | ***** |
| Deferred Tax Liabilities | ***** | ***** | ***** | ***** | ***** |
| Other Non-Current Liabilities | ***** | ***** | ***** | ***** | ***** |
| Long-Term Provisions | ***** | ***** | ***** | ***** | ***** |
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| Short-Term Borrowings | ***** | ***** | ***** | ***** | ***** |
| Trade Payables | ***** | ***** | ***** | ***** | ***** |
| Other Current Liabilities | ***** | ***** | ***** | ***** | ***** |
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| Total Equity & Liabilities | ***** | ***** | ***** | ***** | ***** |
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| Capital WIP | ***** | ***** | ***** | ***** | ***** |
| Intangibles Under Dev | ***** | ***** | ***** | ***** | ***** |
| Investments | ***** | ***** | ***** | ***** | ***** |
| Deferred Tax Assets | ***** | ***** | ***** | ***** | ***** |
| LT Loans & Advances | ***** | ***** | ***** | ***** | ***** |
| Other Non-Current Assets | ***** | ***** | ***** | ***** | ***** |
| Current Assets | |||||
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| Trade Receivables | ***** | ***** | ***** | ***** | ***** |
| Cash & Bank Balance | ***** | ***** | ***** | ***** | ***** |
| ST Loans & Advances | ***** | ***** | ***** | ***** | ***** |
| Other Current Assets | ***** | ***** | ***** | ***** | ***** |
| Total Assets | ***** | ***** | ***** | ***** | ***** |
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| Cash from Operating Activities (CFO) | |||||
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| Non-Cash Adjustments | ***** | ***** | ***** | ***** | ***** |
| + Interest Expense | ***** | ***** | ***** | ***** | ***** |
| + Depreciation | ***** | ***** | ***** | ***** | ***** |
| +/- Unrealized Forex | ***** | ***** | ***** | ***** | ***** |
| - Dividend Income | ***** | ***** | ***** | ***** | ***** |
| - Interest Income | ***** | ***** | ***** | ***** | ***** |
| +/- Other Non-Cash Items | ***** | ***** | ***** | ***** | ***** |
| Changes in Working Capital | ***** | ***** | ***** | ***** | ***** |
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| Income Taxes Paid | ***** | ***** | ***** | ***** | ***** |
| Net CFO (Cash from Operations) | ***** | ***** | ***** | ***** | ***** |
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| Acquisitions & Disposals | ***** | ***** | ***** | ***** | ***** |
| Disposal of Subsidiaries | ***** | ***** | ***** | ***** | ***** |
| Acquisition of Subsidiaries | ***** | ***** | ***** | ***** | ***** |
| Capex | ***** | ***** | ***** | ***** | ***** |
| Purchase of Fixed Assets | ***** | ***** | ***** | ***** | ***** |
| Sale of Fixed Assets | ***** | ***** | ***** | ***** | ***** |
| Other Investing Cash Flows | ***** | ***** | ***** | ***** | ***** |
| Net CFI (Cash from Investing) | ***** | ***** | ***** | ***** | ***** |
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| Equity Issuance | ***** | ***** | ***** | ***** | ***** |
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| Debt Repaid | ***** | ***** | ***** | ***** | ***** |
| Dividends Paid | ***** | ***** | ***** | ***** | ***** |
| Interest Paid | ***** | ***** | ***** | ***** | ***** |
| Net CFF (Cash from Financing) | ***** | ***** | ***** | ***** | ***** |
| Net Cash Position | |||||
| Net Change in Cash (Pre-Forex) | ***** | ***** | ***** | ***** | ***** |
| Closing Cash & Equivalents | ***** | ***** | ***** | ***** | ***** |
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| Liquidity | |||||
| Current Ratio | ***** | ***** | ***** | ***** | ***** |
| Quick Ratio | ***** | ***** | ***** | ***** | ***** |
| Cash Ratio | ***** | ***** | ***** | ***** | ***** |
| Efficiency | |||||
| Inventory Days | ***** | ***** | ***** | ***** | ***** |
| Debtor Days | ***** | ***** | ***** | ***** | ***** |
| Creditor Days | ***** | ***** | ***** | ***** | ***** |
| Cash Conversion Cycle | ***** | ***** | ***** | ***** | ***** |
| Asset Turnover | ***** | ***** | ***** | ***** | ***** |
| Profitability | |||||
| Net Profit Margin % | ***** | ***** | ***** | ***** | ***** |
| Operating Margin % | ***** | ***** | ***** | ***** | ***** |
| ROE % | ***** | ***** | ***** | ***** | ***** |
| ROCE % | ***** | ***** | ***** | ***** | ***** |
| Net Worth Margin % | ***** | ***** | ***** | ***** | ***** |
| Growth | |||||
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| Debt / EBITDA | ***** | ***** | ***** | ***** | ***** |
| Solvency | |||||
| D/E Ratio | ***** | ***** | ***** | ***** | ***** |
| ICR | ***** | ***** | ***** | ***** | ***** |
Consolidated Statements
Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.
Charges & Borrowings of Chemm Finance Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 22 Sep 2025 | Idbi Trusteeship Services Limited | ₹4.42 Cr | Open |
| 03 Jul 2025 | Others | ₹2 Cr | Open |
| 16 Dec 2024 | Idbi Trusteeship Services Limited | ₹1.84 Cr | Open |
| 09 Dec 2024 | Others | ₹4 Cr | Open |
| 21 Sep 2024 | Idbi Trusteeship Services Limited | ₹2.6 Cr | Open |
Total charge records: 68 View all charges
Employees and EPFO Compliance at Chemm Finance Limited
View historical data on people associated with Chemm Finance Limited, including employment history and EPFO contributions.
Employee Count & EPFO Data of Chemm Finance Limited
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GST Compliance of Chemm Finance Limited
GSTIN & GST Filing Data of Chemm Finance Limited
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Credit Ratings, Litigation & Regulatory Alerts for Chemm Finance Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Chemm Finance Limited
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MSME Payment Delays by Chemm Finance Limited
MSME Payment Delays by Chemm Finance Limited
Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.
Subsidiaries & Group Companies of Chemm Finance Limited
Subsidiaries & Group Companies of Chemm Finance Limited
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MCA Filings & Documents of Chemm Finance Limited
MCA Filings & Documents of Chemm Finance Limited
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Recent Activity on Chemm Finance Limited
Frequently Asked Questions about Chemm Finance Limited
Chemm Finance Limited is an active public limited company in the financial services sector based in Bangalore, Karnataka, India. It was incorporated on 02 August 1993 (33+ years old) and is registered under CIN U85110KA1993PLC014599. The company has 110 employees.
The current directors of Chemm Finance Limited are:
The primary industry of Chemm Finance Limited is financial services. The company specifically operates in investment and credit nbfc. The company is currently active in this sector.
Chemm Finance Limited can be reached at the registered office: J Block Unity Building J.C.Road Bangalore, Karnataka, India – 560002, or through the website chemmfinance.com.
The authorised capital is ₹7 Cr, and the paid-up capital is ₹6.34 Cr.
The company has its registered office at J Block Unity Building J.C.Road Bangalore, Karnataka, India – 560002.