Chemm Finance Limited - financial services in Bangalore, Karnataka, India. FY 2026 financials & compliance.
CIN U85110KA1993PLC014599 Incorporated 02 August 1993 ROC Bangalore HQ Bangalore, Karnataka, India
Active Public Limited Company financial services
Data last updated
Revenue · FY 2023
₹8.61 Cr
▲ 2% YoY
Authorised capital
₹7 Cr
Registered with MCA
Paid-up capital
₹6.34 Cr
Issued & subscribed
Open charges
₹47.37 Cr
Satisfied ₹70.7 Cr
Company age
33 yrs
Est. 1993
Employees · EPFO
110
Provident fund records
Directors on board
8
As per MCA filings
Active GSTINs
1
GST registered

About Chemm Finance Limited

Data last updated:

Chemm Finance Limited is a public limited company based in Bangalore, Karnataka, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 02 August 1993 and has been in existence for over 33 years.

The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U85110KA1993PLC014599. Its GSTIN is 29AAACC8524A1ZZ (Karnataka).

The company has an authorised share capital of ₹7 Cr and a paid-up capital of ₹6.34 Cr. It is led by directors including Thomas Mathew and Aloshiouskoodalypaul.

Its last annual general meeting (AGM) was held on 25 July 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at J Block Unity Building J.C.Road Bangalore, Karnataka, India – 560002.

As per the financials filed for FY 2023, the company reported a revenue of ₹8.61 Cr, a growth of 2% compared to the previous year.

The company has about 110 employees on its provident fund (EPFO) records.

The company is associated with 1 brand: Chemm Finance Ltd. As per MCA filings, the company has open charges of ₹47.37 Cr and satisfied charges of ₹70.7 Cr on record. Court records list 116 cases involving the company, including 89 filed by the company and 27 filed against it; 3 cases are pending.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website chemmfinance.com.

Company details

CIN U85110KA1993PLC014599
Registration Number 014599
Incorporation Date 02 August 1993
ROC Bangalore
Listing Status Unlisted
Company Status Active
Date of Last AGM 25 July 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

CIN history

Chemm Finance has one previous CIN (Corporate Identification Number): U65910KA1993PTC014599. The current CIN is U85110KA1993PLC014599, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U85110KA1993PLC014599Current
U65910KA1993PTC014599Previous

Contact details

Chemm Finance Limited's registered office is in Bangalore, Karnataka. Its website is chemmfinance.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Registered Address
    J Block Unity Building J.C.Road Bangalore, Karnataka, India – 560002
  • Industry
    Financial Services, Investment & Credit NBFC, NBFC

To see the full contact details of Chemm Finance Limited, buy the company report.

Comprehensive company report
Chemm Finance Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Chemm Finance operates one associated brand: Chemm Finance Ltd. Each brand links to its own profile.

BrandDescriptionWebsite
Gold lending and financial services in India.chemmfinance.com

Business activity

Chemm Finance operates primarily in the financial and insurance service sector. 2 business activities are registered with the MCA.

Main activity groupBusiness activityShare of turnover
Financial and insurance ServiceOther financial activities

To see the full business activity and turnover split of Chemm Finance Limited, buy the company report.

Financials of Chemm Finance Limited

FY 2025 filings available

Chemm Finance Limited reported revenue of ₹8.61 Cr (up 2% YoY) for FY 2023.

Revenue · FY 2023
₹8.61 Cr ▲ 2%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 2%

Revenue rose 2% in the latest year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2022-23FY 2021-22FY 2020-21FY 2019-20FY 2018-19
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue₹8.61 Cr
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA
Profit Before Tax
Tax Expense
Net Profit (PAT)
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2022-23FY 2021-22FY 2020-21FY 2019-20FY 2018-19
Profitability
EBITDA Margin
Net Profit Margin
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Chemm Finance Limited, buy the company report.

Board of directors of Chemm Finance Limited

Chemm Finance has 8 current directors and 11 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Thomas MathewDirector28 Sep 201115 Years 1 MonthsCurrent
AloshiouskoodalypaulDirector21 Mar 200521 Years 7 MonthsCurrent
Thazhathe Padikkatu RadhakrishnanDirector20 Jun 200917 Years 4 MonthsCurrent
Shashikala RamachandraDirector10 May 20224 Years 5 MonthsCurrent
Wilson OnnunniDirector16 Mar 20215 Years 7 MonthsCurrent
Kothamachu SivaiahDirector13 Jun 20233 Years 4 MonthsCurrent
Showing 6 of 8 current directors. View all directors

Auditor

Chemm Finance Limited is audited by P V MENON & ASSOCIATES for the financial year 2020.

Auditor firmFinancial yearFirm registration number
P V MENON & ASSOCIATESFY 2020002066S

Shareholding

The shareholding of Chemm Finance Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021FY 2020FY 2019
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Chemm Finance Limited, buy the company report.

Charges & borrowings

Open charges
₹47.37 Cr
Satisfied charges
₹70.7 Cr
Breakdown by lending institutions
Idbi Trusteeship Services Limited₹24.53 Cr
Others₹21.83 Cr
P V Menon and Associates₹0.50 Cr
P.V.Menon Chartered Associates₹0.50 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
22 Sep 2025101189792Idbi Trusteeship Services Limited₹4.42 CrOpen
03 Jul 2025101124733Others₹2 CrOpen
16 Dec 2024101029880Idbi Trusteeship Services Limited₹1.84 CrOpen
09 Dec 2024101016891Others₹4 CrOpen
21 Sep 2024101030396Idbi Trusteeship Services Limited₹2.6 CrOpen

To see the full charge records of Chemm Finance Limited, buy the company report.

Total charge records: 68 View all charges

Credit ratings & regulatory alerts

Chemm Finance Limited was last rated by Brickwork on 25 Oct 2021.

Rating agencyRated onRating
Brickwork25 Oct 2021

To see the full credit ratings and regulatory alerts of Chemm Finance Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Chemm Finance Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Chemm Finance Limited has a workforce of 110 employees on its EPFO records as of Apr 07, 2024, across 1 active EPFO establishment.

Employee count
110
Active EPFO establishments
1
Employee growth
-3.51%

GST

Chemm Finance has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
29AAACC8524A1ZZKarnatakaActive01 Jul 2017

To see the full GST registrations and return filing status of Chemm Finance Limited, buy the company report.

Recent activity

Chemm Finance Limited has 19 board changes on record since 2005: 8 appointments and 11 cessations. The latest: Kothamachu Sivaiah was appointed as Director on 13 Jun 2023.

Charges
A charge with Idbi Trusteeship Services Limited amounted to Rs. 4.42 Cr with Charge ID 101189792 was registered on 22 Sep 2025.
AGM
Chemm Finance Limited last Annual general meeting of members was held on 25 Jul 2025 as per latest MCA records.
Charges
A charge with Others amounted to Rs. 2.00 Cr with Charge ID 101124733 was registered on 03 Jul 2025.
Filing
Chemm Finance Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Bangalore.
Charges
A charge registered on 15 Dec 2021 via Charge ID 100535375 with Others was fully satisfied on 20 Jan 2025.
Charges
A charge with Idbi Trusteeship Services Limited amounted to Rs. 1.84 Cr with Charge ID 101029880 was registered on 16 Dec 2024.
Charges
A charge with Others amounted to Rs. 4.00 Cr with Charge ID 101016891 was registered on 09 Dec 2024.
Charges
A charge registered on 24 Mar 2011 via Charge ID 10285651 with Catholic Syrian Bank Limited was fully satisfied on 06 Dec 2024.
Charges
A charge registered on 06 Mar 2021 via Charge ID 100455721 with Others was fully satisfied on 25 Nov 2024.
Charges
A charge registered on 01 Oct 2018 via Charge ID 100218444 with Others was fully satisfied on 25 Nov 2024.
Charges
A charge registered on 22 Aug 2018 via Charge ID 100206330 with Others was fully satisfied on 25 Nov 2024.
Charges
A charge registered on 23 May 2018 via Charge ID 100184677 with Others was fully satisfied on 25 Nov 2024.

126 earlier events are in the company report.

Frequently asked questions

Chemm Finance is an active public limited company based in Bangalore, Karnataka, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 02 August 1993 (33+ years old) and is registered under CIN U85110KA1993PLC014599.

Chemm Finance has 8 current directors:

The latest financial statements of Chemm Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 25 July 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Chemm Finance is 29AAACC8524A1ZZ, registered in Karnataka.

The CIN (Corporate Identification Number) of Chemm Finance is U85110KA1993PLC014599. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Chemm Finance has 116 court cases on record: 89 filed by the company and 27 filed against it. 3 are pending. Most are in the district courts.

Chemm Finance was incorporated on 02 August 1993, making it 33+ years old. It is registered with the Registrar of Companies, Bangalore.

Kothamachu Sivaiah was appointed as Director on 13 Jun 2023. Shashikala Ramachandra ceased to be Additional Director on 09 Jul 2022. Shashikala Ramachandra was appointed as Director on 10 May 2022. Chemm Finance has 19 board changes on record in total.

Chemm Finance can be reached through the website chemmfinance.com. Its registered office is in Bangalore, Karnataka, India.

The registered office of Chemm Finance is at J Block Unity Building J.C.Road Bangalore, Karnataka, India – 560002.