Chengannur Chits Private Limited

Chengannur Chits Private Limited - financial services in Chengannur, Kerala, India. FY 2026 financials & compliance.
CIN U65992KL2012PTC031970 Incorporated 24 August 2012 ROC Ernakulam HQ Chengannur, Kerala, India
Active Private Limited Company financial services
Data last updated
Revenue · FY 2025
₹20.14 Lakh
▲ 33% YoY
Net profit · FY 2025
₹26,658
Net margin 1.3%
EBITDA · FY 2025
₹1.24 Lakh
EBITDA margin 6.1%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹9.5 Lakh
Issued & subscribed
Company age
14 yrs
Est. 2012
Directors on board
3
As per MCA filings
GST registrations
1
None active

About Chengannur Chits Private Limited

Data last updated:

Chengannur Chits Private Limited is a private limited company based in Chengannur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 24 August 2012 and has been in existence for over 14 years.

The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2012PTC031970. The company has 1 GST registration on record, which is no longer active.

The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹9.5 Lakh. It is led by directors including Ravindran Pillai Velliara Sankara Pillai and John Mathews.

Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at First Floor Art Chambers Govt Hospital Junction Mc Road, Chengannur, Kerala, India – 689121.

As per the financials filed for FY 2025, the company reported a revenue of ₹20.14 Lakh, a growth of 33% compared to the previous year. For the same year it recorded a net profit of ₹26,658 (net margin 1.3%) and EBITDA of ₹1.24 Lakh (EBITDA margin 6.1%). Revenue has grown at a compounded annual rate (CAGR) of 4% over five years.

Court records list 2 cases involving the company, including 2 filed by the company; 1 case is pending.

The current compliance status is marked as compliant by the Registrar of Companies.

Company details

CIN U65992KL2012PTC031970
Registration Number 031970
Incorporation Date 24 August 2012
ROC Ernakulam
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant

Contact details

Chengannur Chits Private Limited's registered office is in Chengannur, Kerala. Its e-mail address is in the company report.

  • Email
  • Registered Address
    First Floor Art Chambers Govt Hospital Junction Mc Road, Chengannur, Kerala, India – 689121
  • Industry
    Financial Services, Microfinance Institutions

To see the full contact details of Chengannur Chits Private Limited, buy the company report.

Comprehensive company report
Chengannur Chits Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Chengannur Chits is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Chengannur Chits Private Limited, buy the company report.

Financials of Chengannur Chits Private Limited

FY 2025 filings available

Chengannur Chits Private Limited reported revenue of ₹20.14 Lakh (up 33% YoY) for FY 2025.

Revenue · FY 2025
₹20.14 Lakh ▲ 33%
Net profit · FY 2025
₹26,658 margin 1.3%
EBITDA · FY 2025
₹1.24 Lakh margin 6.1%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 33%
5 years · compounded
▲ 4%
EBITDA CAGR growth
1 year
▲ 27%
3 years · compounded
▼ 29%
5 years · compounded
▼ 27%

Revenue has grown at a compounded annual rate (CAGR) of 4% over five years, including 33% growth in the latest year. EBITDA rose 27% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹1.24 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹26,658
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin6.1%
Net Profit Margin1.3%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Chengannur Chits Private Limited, buy the company report.

Board of directors of Chengannur Chits Private Limited

Chengannur Chits has 3 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.

Current Directors

Peer comparison

Chengannur Chits Private Limited is compared with the 7 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Kamatchi Chits (Madurai) Private Limited₹20.36 Lakh (FY 2024)12.0%Madurai, Tamil Nadu, India
Priyankari Chit Funds Private Limited₹20.31 Lakh (FY 2025)-7.0%Hanamkonda, Telangana, India
Native Chit Fund Private Limited₹20.27 Lakh (FY 2025)47.0%Kanpur, Uttar Pradesh, India
Shri Akilakrishnaa Nidhi Limited₹20.18 Lakh (FY 2025)8.0%Cuddalore Port, Tamil Nadu, India
Chengannur Chits Private Limitedthis company₹20.14 Lakh (FY 2025)₹26,6581.3%33.0%Chengannur, Kerala, India
Shivanshi India Nidhi Limited₹20.13 Lakh (FY 2022)47.0%Binjhiya, Mandla, Madhya Pradesh, India
Centre Point Chitties Private Limited₹20.1 Lakh (FY 2024)-31.0%Thrissur, Kerala, India
Shagun Micro Finance Association₹20.05 Lakh (FY 2025)130.0%Lucknow, Uttar Pradesh, India

To see the full peer comparison of Chengannur Chits Private Limited, buy the company report.

Auditor

Chengannur Chits Private Limited is audited by KALLUKALAM & CO for the financial year 2021.

Auditor firmFinancial yearFirm registration number
KALLUKALAM & COFY 2021011248S

Shareholding

The shareholding of Chengannur Chits Private Limited is on record for 3 financial years, the latest being FY 2021, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2021FY 2017FY 2016
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Chengannur Chits Private Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Chengannur Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

Chengannur Chits has 1 GST registration on record, and it has been cancelled or is inactive. Only active GST numbers are listed on this page.

Total GSTINs
1
Cancelled / inactive
1

To see the full GST registrations and return filing status of Chengannur Chits Private Limited, buy the company report.

Recent activity

Chengannur Chits Private Limited has 4 board changes on record since 2012: 3 appointments and 1 cessation. The latest: Cleetus Joseph was appointed as Director on 27 Jun 2022.

AGM
Chengannur Chits Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Filing
Chengannur Chits Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam.
Appointed
Cleetus Joseph was appointed as Director.
Appointed
John Mathews was appointed as Director.
Ceased
Samuel Kuzhiyil Skaria ceased to be Director.
Appointed
Ravindran Pillai Velliara Sankara Pillai was appointed as Director.
Incorporation
24 Aug 2012
Chengannur Chits Private Limited was registered on 24 Aug 2012 with Roc Ernakulam & aged 14 years 2 months as per MCA records.

Frequently asked questions

Chengannur Chits is an active private limited company based in Chengannur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 24 August 2012 (14+ years old) and is registered under CIN U65992KL2012PTC031970.

Chengannur Chits has 3 current directors:

The latest financial statements of Chengannur Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.

No. Chengannur Chits has 1 GST registration on record and it is cancelled or inactive.

The CIN (Corporate Identification Number) of Chengannur Chits is U65992KL2012PTC031970. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Chengannur Chits has 2 court cases on record: 2 filed by the company. 1 is pending.

Chengannur Chits was incorporated on 24 August 2012, making it 14+ years old. It is registered with the Registrar of Companies, Ernakulam.

The peers of Chengannur Chits by revenue are Kamatchi Chits (Madurai) Private Limited, Priyankari Chit Funds Private Limited, Native Chit Fund Private Limited, Shri Akilakrishnaa Nidhi Limited, Shivanshi India Nidhi Limited and 2 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).

Cleetus Joseph was appointed as Director on 27 Jun 2022. John Mathews was appointed as Director on 27 Jun 2022. Samuel Kuzhiyil Skaria ceased to be Director on 17 Jun 2022. Chengannur Chits has 4 board changes on record in total.

The registered office of Chengannur Chits is at First Floor Art Chambers Govt Hospital Junction Mc Road, Chengannur, Kerala, India – 689121.

Chengannur Chits operates in the financial services industry, in the microfinance institutions segment.