Cheppayil Chits Private Limited
About Cheppayil Chits Private Limited
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Cheppayil Chits Private Limited is a private limited company based in Ernakulam, Kerala, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 23 April 2015 and has been in existence for over 11 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2015PTC038343.
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹4 Lakh. It is led by directors Preetha Unnikrishnan and Unnikrishnan Vadakkecheppayil Madhavan.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Building No XI 535A Manakkapadi Malekkad Road Udayamperoor, Ernakulam, Kerala, India – 682307.
As per the financials filed for FY 2025, the company reported a revenue of ₹9.55 Lakh, a growth of 44% compared to the previous year. For the same year it recorded a net profit of ₹44,544 (net margin 4.7%) and EBITDA of ₹60,865 (EBITDA margin 6.4%). Revenue has grown at a compounded annual rate (CAGR) of 15% over three years and 11% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Cheppayil Chits Private Limited's registered office is in Ernakulam, Kerala. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressBuilding No XI 535A Manakkapadi Malekkad Road Udayamperoor, Ernakulam, Kerala, India – 682307
- IndustryFinancial Services, Financial Activities
To see the full contact details of Cheppayil Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Cheppayil Chits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Cheppayil Chits Private Limited, buy the company report.
Financials of Cheppayil Chits Private Limited
FY 2025 filings availableCheppayil Chits Private Limited reported revenue of ₹9.55 Lakh (up 44% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 11% over five years, including 44% growth in the latest year. EBITDA rose 64% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹60,865 | ||||
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| Net Profit (PAT) | ₹44,544 | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 6.4% | ||||
| Net Profit Margin | 4.7% | ||||
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To see the full financial statements and ratios of Cheppayil Chits Private Limited, buy the company report.
Board of directors of Cheppayil Chits Private Limited
Cheppayil Chits has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Preetha Unnikrishnan | Director | 23 Apr 2015 | 11 Years 6 Months | Current |
| Unnikrishnan Vadakkecheppayil Madhavan | Director | 23 Apr 2015 | 11 Years 6 Months | Current |
Peer comparison
Cheppayil Chits Private Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| R S Commerce Pvt Ltd | ₹9.56 Lakh (FY 2017) | 954.0% | Kolkata, West Bengal, India | |||
| Care and Dare Management Services Private Limited | ₹9.56 Lakh (FY 2018) | -11.0% | Lucknow, Uttar Pradesh, India | |||
| Swaran Chits Private Limited | ₹9.55 Lakh (FY 2020) | 8.0% | Gurgaon, Haryana, India | |||
| Guardian Consultancy Services Private Limited | ₹9.55 Lakh (FY 2025) | 18.0% | Hyderabad, Telangana, India | |||
| My Grow Mutual Benefit Nidhi Limited | ₹9.55 Lakh (FY 2023) | 2286.0% | Gwalior, Madhya Pradesh, India | |||
| Cheppayil Chits Private Limitedthis company | ₹9.55 Lakh (FY 2025) | ₹44,544 | 4.7% | 44.0% | Ernakulam, Kerala, India | |
| Pragati Nidhi Limited | ₹9.54 Lakh (FY 2020) | -50.0% | Noida, Uttar Pradesh, India | |||
| Synergy Dealcom (Ifsc) Private Limited | ₹9.54 Lakh (FY 2025) | -95.0% | Gift Sez, Gujarat, India | |||
| Synergy Total Solutions Private Limited | ₹9.54 Lakh (FY 2025) | 155.0% | Ahmedabad, Gujarat, India | |||
| Sethia India Ltd | ₹9.53 Lakh (FY 2025) | 0.0% | Kolkata, West Bengal, India | |||
| Haritha Nidhi Limited | ₹9.53 Lakh (FY 2025) | 11.0% | Thrissur, Kerala, India |
To see the full peer comparison of Cheppayil Chits Private Limited, buy the company report.
Auditor
Cheppayil Chits Private Limited is audited by ALEX & JOSE for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ALEX & JOSE | FY 2017 | 014256S |
Shareholding
The shareholding of Cheppayil Chits Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Cheppayil Chits Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Cheppayil Chits Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Cheppayil Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Cheppayil Chits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Cheppayil Chits Private Limited has 2 board changes on record since 2015: 2 appointments. The latest: Preetha Unnikrishnan was appointed as Director on 23 Apr 2015.
Frequently asked questions
Cheppayil Chits is an active private limited company based in Ernakulam, Kerala, India. The company works in financial activities, within the financial services industry. It was incorporated on 23 April 2015 (11+ years old) and is registered under CIN U65992KL2015PTC038343.
Cheppayil Chits has 2 current directors:
- Preetha Unnikrishnan - Director
- Unnikrishnan Vadakkecheppayil Madhavan - Director
The latest financial statements of Cheppayil Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from FY 2016 are in the company report.
The CIN (Corporate Identification Number) of Cheppayil Chits is U65992KL2015PTC038343. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Cheppayil Chits was incorporated on 23 April 2015, making it 11+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Cheppayil Chits by revenue are R S Commerce Pvt Ltd, Care and Dare Management Services Private Limited, Swaran Chits Private Limited, Guardian Consultancy Services Private Limited, My Grow Mutual Benefit Nidhi Limited and 5 more, all in the same principal business activity (other financial activities).
Preetha Unnikrishnan was appointed as Director on 23 Apr 2015. Unnikrishnan Vadakkecheppayil Madhavan was appointed as Director on 23 Apr 2015.
The registered office of Cheppayil Chits is at Building No XI 535A Manakkapadi Malekkad Road Udayamperoor, Ernakulam, Kerala, India – 682307.
Cheppayil Chits operates in the financial services industry, in the financial activities segment.
The compliance status of Cheppayil Chits is compliant as of 15 July 2026. The company is actively filing with the Registrar of Companies.
Cheppayil Chits can be reached at its registered office: Building No XI 535A Manakkapadi Malekkad Road Udayamperoor, Ernakulam, Kerala, India – 682307.