About Cheraman Financial Services Limited
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Cheraman Financial Services Limited is a public limited company based in Kochi, Kerala, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 30 November 2009 and has been in existence for over 17 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65923KL2009PLC025082. Its GSTIN is 32AAICA5449E1ZW (Kerala).
The company has an authorised share capital of ₹1,000 Cr and a paid-up capital of ₹36.97 Cr. It was formerly known as Al Barakah Financial Services Limited. It is led by directors including Acharath Parakat Mahalil Mohamedhanish (Managing Director) and Abdulla Poyil.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 33/2337 – E 2nd Floor Chakiapadath Building By Pass Road Ponnurunni Vyttila, Kochi, Kerala, India – 682019.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.9 Cr, a growth of 12% compared to the previous year. For the same year it recorded a net profit of ₹86.37 Lakh (net margin 29.8%) and EBITDA of ₹1.42 Cr (EBITDA margin 49%). Revenue has grown at a compounded annual rate (CAGR) of 5% over three years and 7% over five years.
The company has about 12 employees on its provident fund (EPFO) records. Its group structure includes 3 subsidiaries.
The company is associated with 1 brand: Cheraman Financial Services. Court records list 14 cases involving the company, including 11 filed by the company and 3 filed against it; 4 cases are pending. The company has 8 deals on record (6 funding rounds, 2 rights issues), with disclosed funding of ₹21.9 Cr; the latest was in June 2017.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website cheraman.com.
Company details
CIN history
Cheraman Financial Services has one previous CIN (Corporate Identification Number): U67110KL2009PLC025082. The current CIN is U65923KL2009PLC025082, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U65923KL2009PLC025082 | Current |
| U67110KL2009PLC025082 | Previous |
Contact details
Cheraman Financial Services Limited's registered office is in Kochi, Kerala. Its website is cheraman.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address33/2337 – E 2nd Floor Chakiapadath Building By Pass Road Ponnurunni Vyttila, Kochi, Kerala, India – 682019
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of Cheraman Financial Services Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Cheraman Financial Services operates one associated brand: Cheraman Financial Services. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Financial services including non-banking finance and infrastructure development in Kerala. | cheraman.com |
Business activity
The main business activity of Cheraman Financial Services is financial and insurance service. In detail, this covers financial and credit leasing activities and other financial activities. 2 activity segments are registered with the MCA.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K5 | Financial and Credit leasing activities | |
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Cheraman Financial Services Limited, buy the company report.
Financials of Cheraman Financial Services Limited
FY 2025 filings availableCheraman Financial Services Limited reported revenue of ₹2.9 Cr (up 12% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 7% over five years, including 12% growth in the latest year. EBITDA rose 11% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹1.42 Cr | ||||
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| Net Profit (PAT) | ₹86.37 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 49% | ||||
| Net Profit Margin | 29.8% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Cheraman Financial Services Limited, buy the company report.
Board of directors of Cheraman Financial Services Limited
Cheraman Financial Services has 14 current directors and 33 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Abdulla Poyil Also directs: Rare Roots International LLP, Pomac Hypermarket Private Limited, Minfra Structures Private Limited and 4 more | Director | 13 Aug 2016 | 10 Years 3 Months | Current |
| Kozhisseri Thodiyil Mohanan | Additional Director | 14 Jun 2025 | 1 Years 5 Months | Current |
| Mucheth Muhamed Abdul Basheer Also directs: Cochin Surfactants Private Limited, Active Char Products Private Limited, Cochin Gaskets Private Limited and 5 more | Director | 28 Jun 2017 | 9 Years 4 Months | Current |
| Jose Kurian Mundackal Also directs: Parisons Agrotech Private Limited, Parisons Roller Flour Mills P Ltd, Puthettu Developers Private Limited and 1 more | Nominee Director | 07 Sep 2023 | 3 Years 2 Months | Current |
| Jayakrishnan Krishna Menon | Director | 17 Jan 2020 | 6 Years 9 Months | Current |
| Hafiz Ali Ullatt | Director | 24 Aug 2019 | 7 Years 2 Months | Current |
Auditor
Cheraman Financial Services Limited is audited by R KRISHNA IYER & CO for the financial year 2024.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| R KRISHNA IYER & CO | FY 2024 | 01474S |
Shareholding
The shareholding of Cheraman Financial Services Limited is on record for 5 financial years, the latest being FY 2024, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Cheraman Financial Services Limited, buy the company report.
Deals & funding
Cheraman Financial Services Limited has 8 deals on record (6 funding rounds, 2 rights issues), with disclosed funding of ₹21.9 Cr; the latest was in June 2017.
Deals on record (5 of 8)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Jun 2017 | Rights issue | ₹2.07 Cr | Investors: Kerala State Industrial Development Corporation Limited, 2 individuals |
| Apr 2016 | Funding round | ₹3 Cr | Investors: 3 individuals |
| Dec 2014 | Funding round | ₹6.45 Cr | Investors: Eram Holdings Private Limited , 3 individuals |
| Jun 2014 | Rights issue | ₹6.4 Cr | Investors: Kerala State Industrial Development Corporation Limited, 3 individuals |
| May 2013 | Funding round | ₹4.36 Cr | Investors: Kerala State Industrial Development Corporation Limited, 3 individuals |
To see the full deal history of Cheraman Financial Services Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Cheraman Financial Services Limited has 14 court cases on record: 11 filed by Cheraman Financial Services, 3 filed against it. 4 cases are pending and 10 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 8 | 1 | 4 |
| High courts | 6 | 2 | 0 |
Cases on record (5 of 14)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court of Kerala | Writ petition | Filed by the company against Reserve Bank of India and 2 others | Disposed |
| High Court of Kerala | Court case (AR) | Filed by the company against MCF Foods India Pvt Ltd | Disposed |
| High Court of Kerala | Appeal | Filed by the company against Reserve Bank of India and 2 others | Disposed |
| District court, Palakkad, Kerala | Civil suit | Filed against the company by an individual | Pending |
| District court, Ernakulam, Kerala | Criminal case | Filed by the company against individuals | Pending |
To see the full case history of Cheraman Financial Services Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Cheraman Financial Services Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Group structure & subsidiaries
Cheraman Financial Services has 3 subsidiary companies. This group structure data is as of FY 2024. The table lists each entity with its relationship and holding.
| Company Name | CIN | Shares held |
|---|---|---|
| Suits India Private Limited | U17200KL2013PTC035538 | |
| Cheraman Infrastructure Private Limited | U45203KL2011PTC029094 | |
| Cheraman Funds Management Limited | U67190KL2012PLC032330 |
To see the full group structure of Cheraman Financial Services Limited, buy the company report.
Employees & EPFO
Cheraman Financial Services Limited has a workforce of 12 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2026-27 | 12 |
| FY 2025-26 | |
| FY 2024-25 | |
| FY 2023-24 | |
| FY 2022-23 | |
| FY 2021-22 | |
| FY 2020-21 | |
| FY 2019-20 | |
| FY 2018-19 | |
| FY 2017-18 | |
| FY 2016-17 |
To see the full employee and EPFO history of Cheraman Financial Services Limited, buy the company report.
GST
Cheraman Financial Services has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AAICA5449E1ZW | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Cheraman Financial Services Limited, buy the company report.
Recent activity
Cheraman Financial Services Limited has 45 board changes on record since 2009: 15 appointments and 30 cessations. The latest: Kozhisseri Thodiyil Mohanan was appointed as Additional Director on 14 Jun 2025.
36 earlier events are in the company report.
Frequently asked questions
Cheraman Financial Services is an active public limited company based in Kochi, Kerala, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 30 November 2009 (17+ years old) and is registered under CIN U65923KL2009PLC025082.
Cheraman Financial Services has 14 current directors:
- Acharath Parakat Mahalil Mohamedhanish - Managing Director
- Abdulla Poyil - Director
- Kozhisseri Thodiyil Mohanan - Additional Director
- Mucheth Muhamed Abdul Basheer - Director
- Jose Kurian Mundackal - Nominee Director
- Jayakrishnan Krishna Menon - Director
- Hafiz Ali Ullatt - Director
- Sidik Pockulangara - Director
- Hari Krishnan Ramakrishnan Nair - Nominee Director
- Najeeb Ellias Mohammed - Director
- Pulikkal Veettil Abdul Wahab - Director
- Pokkinary Ahammed - Director
- Muhammad Salman Ibrahim - Director
- Muslim Veettil Abdul Kader Asharf Ali - Director
The latest financial statements of Cheraman Financial Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Cheraman Financial Services is 32AAICA5449E1ZW, registered in Kerala.
The CIN (Corporate Identification Number) of Cheraman Financial Services is U65923KL2009PLC025082. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Cheraman Financial Services has 14 court cases on record: 11 filed by the company and 3 filed against it. 4 are pending. Most are in the district courts.
Cheraman Financial Services was incorporated on 30 November 2009, making it 17+ years old. It is registered with the Registrar of Companies, Ernakulam.
Cheraman Financial Services has 8 deals on record (6 funding rounds, 2 rights issues), with disclosed funding of ₹21.9 Cr; the latest was in June 2017.
Kozhisseri Thodiyil Mohanan was appointed as Additional Director on 14 Jun 2025. Hari Krishnan Ramakrishnan Nair was appointed as Nominee Director on 21 Dec 2024. Rajesh Jacob ceased to be Nominee Director on 21 Dec 2024. Cheraman Financial Services has 45 board changes on record in total.
Cheraman Financial Services can be reached through the website cheraman.com. Its registered office is in Kochi, Kerala, India.
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