Chettiar Chits Private Limited
About Chettiar Chits Private Limited
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Chettiar Chits Private Limited is a private limited company based in Chennai, Tamil Nadu, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 08 June 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U67100TN2017PTC117002. Its GSTIN is 33AAHCC0441R1ZK (Tamil Nadu).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors including Alagammai (Managing Director) and Narayanan.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Chennai, Tamil Nadu.
As per the financials filed for FY 2025, the company reported a revenue of ₹38.94 Lakh, a growth of 56% compared to the previous year. For the same year it recorded a net profit of ₹6.73 Lakh (net margin 17.3%) and EBITDA of ₹27.62 Lakh (EBITDA margin 70.9%). Revenue has grown at a compounded annual rate (CAGR) of 21% over three years and 16% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered Address16/1 (96/1) Karpagam Avenue, 3rd Street And Lane, Chennai, Tamil Nadu, India – 600028
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Business Activity of Chettiar Chits Private Limited
The main business activity of Chettiar Chits is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Chettiar Chits Private Limited FY 2025 filings available
Chettiar Chits Private Limited reported revenue of ₹38.94 Lakh (up 56% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Chettiar Chits Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 16% over five years, including 56% growth in the latest year. EBITDA rose 33% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Chettiar Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹27.62 Lakh | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹6.73 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Chettiar Chits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 70.9% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 17.3% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Chettiar Chits are in the company report.
Financial statements from FY 2018
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Board of Directors of Chettiar Chits Private Limited
Chettiar Chits has 4 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Narayanan Also directs: Kamalam Builders Private Limited | Director | 08 Jun 2017 | 9 Years 4 Months | Current |
| Alagammai Also directs: Kamalam Builders Private Limited, Kamalam Chits Private Limited | Managing Director | 08 Jun 2017 | 9 Years 4 Months | Current |
| Venkatachalam Arunachalam Also directs: Kamalam Builders Private Limited, Kamalam Chits Private Limited | Director | 08 Jun 2017 | 9 Years 4 Months | Current |
| Arunachalam Also directs: Kamalam Builders Private Limited | Director | 08 Jun 2017 | 9 Years 4 Months | Current |
Peer Comparison of Chettiar Chits Private Limited
Chettiar Chits Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Micro Finance). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Saroraj Chit Funds Private Limited | ₹39.28 Lakh (FY 2025) | •••• | •••• | -65.0% | •••• | Karur, Tamil Nadu, India |
| Svarnadri Chit Funds Private Limited | ₹39.25 Lakh (FY 2025) | •••• | •••• | -3.0% | •••• | Bengaluru, Karnataka, India |
| Saiyogi Nidhi Limited | ₹39.24 Lakh (FY 2024) | •••• | •••• | 28.0% | •••• | Coimbatore, Tamil Nadu, India |
| Bhagyati Micro Finance | ₹39.19 Lakh (FY 2025) | •••• | •••• | 18.0% | •••• | Agartala, Tripura, India |
| Virya Micro Finance Private Limited | ₹38.95 Lakh (FY 2025) | •••• | •••• | •••• | Bangalore, Karnataka, India | |
| Chettiar Chits Private Limited this company | ₹38.94 Lakh (FY 2025) | •••• | •••• | 56.0% | •••• | Chennai, Tamil Nadu, India |
| Iqra Microfinance Federation | ₹38.76 Lakh (FY 2021) | •••• | •••• | -31.0% | •••• | Varanasi, Uttar Pradesh, India |
| Silvercoin Micro Foundation | ₹38.71 Lakh (FY 2025) | •••• | •••• | 245.0% | •••• | New Delhi, Delhi, India |
| Jagini Chit Fund Private Limited | ₹38.57 Lakh (FY 2025) | •••• | •••• | -2.0% | •••• | Nalgonda, Telangana, India |
| Puthu Vasantham Chits Private Limited | ₹38.57 Lakh (FY 2024) | •••• | •••• | -8.0% | •••• | Coimbatore, Tamil Nadu, India |
| Suvarnakalash Chits Fund Private Limited | ₹38.44 Lakh (FY 2024) | •••• | •••• | 14.0% | •••• | Pune, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below Chettiar Chits by revenue in the BFSI industry (Micro Finance), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Chettiar Chits Private Limited
Chettiar Chits Private Limited is audited by JAGANNATHAN & SARABESWARAN for the financial year 2024.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| JAGANNATHAN & SARABESWARAN | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Chettiar Chits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Chettiar Chits Private Limited
Chettiar Chits Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Chettiar Chits Private Limited
Employment history and EPFO contributions of people linked to Chettiar Chits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Chettiar Chits Private Limited
Chettiar Chits Private Limited has 4 board changes on record since 2017: 4 appointments. The latest: Alagammai was appointed as Managing Director on 08 Jun 2017.
Credit Ratings, Litigation & Regulatory Alerts for Chettiar Chits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Chettiar Chits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Chettiar Chits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Chettiar Chits Private Limited
Chettiar Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAHCC0441R1ZK | Tamil Nadu | Active | 10 Feb 2026 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Chettiar Chits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Chettiar Chits Private Limited
Chettiar Chits is an active private limited company based in Chennai, Tamil Nadu, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 08 June 2017 (9+ years old) and is registered under CIN U67100TN2017PTC117002.
Chettiar Chits reported revenue of ₹38.94 Lakh for FY 2025 (up 56% YoY).
Chettiar Chits has 4 current directors:
- Alagammai - Managing Director
- Narayanan - Director
- Venkatachalam Arunachalam - Director
- Arunachalam - Director
Chettiar Chits reported a net profit of ₹6.73 Lakh (net margin 17.3%) and EBITDA of ₹27.62 Lakh (EBITDA margin 70.9%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Chettiar Chits is 21% over three years and 16% over five years. In the latest year (FY 2025) revenue rose 56%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Chettiar Chits is 33AAHCC0441R1ZK, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Chettiar Chits is U67100TN2017PTC117002. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Chettiar Chits was incorporated on 08 June 2017, making it 9+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Chettiar Chits by revenue are Saroraj Chit Funds Private Limited, Svarnadri Chit Funds Private Limited, Saiyogi Nidhi Limited, Bhagyati Micro Finance, Virya Micro Finance Private Limited and 5 more, all in the BFSI industry (Micro Finance).
Alagammai was appointed as Managing Director on 08 Jun 2017. Arunachalam was appointed as Director on 08 Jun 2017. Narayanan was appointed as Director on 08 Jun 2017. Chettiar Chits has 4 board changes on record in total.
The registered office of Chettiar Chits is at 161 961 Karpagam Avenue, 3rd Street And Lane, Chennai, Tamil Nadu, India – 600028.