Chettiar Finance Private Limited
About Chettiar Finance Private Limited
Data last updated:
Chettiar Finance Private Limited is a private limited company based in Madurai, Tamil Nadu, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 14 December 1990 and has been in existence for over 36 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65191TN1990PTC020030.
The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹2 Cr. It is led by directors Manickam Ramaratnam and Ramaratnam Rajeswari.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Plot No. 31 K.K. Nagar, Madurai, Tamil Nadu, India – 625020.
As per the financials filed for FY 2025, the company reported a revenue of ₹19.58 Lakh, a decline of 1% compared to the previous year. For the same year it recorded a net profit of ₹19,476 (net margin 1%) and EBITDA of ₹1.29 Lakh (EBITDA margin 6.6%).
Court records list 2 cases involving the company, including 2 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Chettiar Finance Private Limited's registered office is in Madurai, Tamil Nadu. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressPlot No. 31 K.K. Nagar, Madurai, Tamil Nadu, India – 625020
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Chettiar Finance Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Chettiar Finance is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Chettiar Finance Private Limited, buy the company report.
Financials of Chettiar Finance Private Limited
FY 2025 filings availableChettiar Finance Private Limited reported revenue of ₹19.58 Lakh (down 1% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue fell 1% in the latest year. EBITDA rose 139% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹1.29 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹19,476 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 6.6% | ||||
| Net Profit Margin | 1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Chettiar Finance Private Limited, buy the company report.
Board of directors of Chettiar Finance Private Limited
Chettiar Finance has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Manickam Ramaratnam Also directs: Sculpture Property Developers Private Limited | Director | 14 Dec 1990 | 35 Years 10 Months | Current |
| Ramaratnam Rajeswari Also directs: Sculpture Property Developers Private Limited | Director | 14 Dec 1990 | 35 Years 10 Months | Current |
Peer comparison
Chettiar Finance Private Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Clarionet Tracon Pvt Ltd | ₹19.59 Lakh (FY 2019) | 47.0% | Kolkata, West Bengal, India | |||
| Chettiar Finance Private Limitedthis company | ₹19.58 Lakh (FY 2025) | ₹19,476 | 1% | -1.0% | Madurai, Tamil Nadu, India | |
| Praspur Finance Private Limited | ₹19.54 Lakh (FY 2025) | 47.0% | New Delhi, Delhi, India | |||
| Peerfintech Solutions Private Limited | ₹19.54 Lakh (FY 2024) | 78.0% | Delhi, India |
To see the full peer comparison of Chettiar Finance Private Limited, buy the company report.
Auditor
Chettiar Finance Private Limited is audited by ANAND & PONNAPPAN for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ANAND & PONNAPPAN | FY 2017 | 000111S |
Shareholding
The shareholding of Chettiar Finance Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Chettiar Finance Private Limited, buy the company report.
Legal cases
Chettiar Finance Private Limited has 2 court cases on record: 2 filed by Chettiar Finance. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2 | 0 | 0 |
Cases on record (2 of 2)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Madurai, Tamil Nadu | Civil suit | Filed by the company against an individual | Disposed |
| District court, Madurai, Tamil Nadu | Civil suit | Filed by the company against an individual | Disposed |
To see the full case history of Chettiar Finance Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Chettiar Finance Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Chettiar Finance Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Chettiar Finance Private Limited has 2 board changes on record since 1990: 2 appointments. The latest: Manickam Ramaratnam was appointed as Director on 14 Dec 1990.
Frequently asked questions
Chettiar Finance is an active private limited company based in Madurai, Tamil Nadu, India. The company works in nbfc, within the financial services industry. It was incorporated on 14 December 1990 (36+ years old) and is registered under CIN U65191TN1990PTC020030.
Chettiar Finance has 2 current directors:
- Manickam Ramaratnam - Director
- Ramaratnam Rajeswari - Director
The latest financial statements of Chettiar Finance on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Chettiar Finance is U65191TN1990PTC020030. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Chettiar Finance has 2 court cases on record: 2 filed by the company.
Chettiar Finance was incorporated on 14 December 1990, making it 36+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Chettiar Finance by revenue are Clarionet Tracon Pvt Ltd, Praspur Finance Private Limited, Peerfintech Solutions Private Limited, all in the BFSI industry (Finance, NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Manickam Ramaratnam was appointed as Director on 14 Dec 1990. Ramaratnam Rajeswari was appointed as Director on 14 Dec 1990.
The registered office of Chettiar Finance is at Plot No. 31 K.K. Nagar, Madurai, Tamil Nadu, India – 625020.
Chettiar Finance operates in the financial services industry, in the nbfc segment.
The compliance status of Chettiar Finance is compliant as of 30 August 2026. The company is actively filing with the Registrar of Companies.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
