About Chiramel Kuries Private Limited
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Chiramel Kuries Private Limited is a private limited company based in Thrissur, Kerala, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 10 July 2008 and has been in existence for over 18 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65992KL2008PTC022760. Its GSTIN is 32AADCC5293R1Z6 (Kerala).
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹25 Lakh. It is led by directors including Joshy Chiramal (Managing Director) and Chirammal Jose Neppo.
Its last annual general meeting (AGM) was held on 20 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at T.C. X/37/140 Adam Bazar Eastern Bazar, Thrissur, Kerala, India – 680001.
As per the financials filed for FY 2025, the company reported a revenue of ₹35.47 Lakh, a growth of 100% compared to the previous year. For the same year it recorded a net profit of ₹12.63 Lakh (net margin 35.6%) and EBITDA of ₹20.05 Lakh (EBITDA margin 56.5%). Revenue has declined at a compounded annual rate (CAGR) of 15% over three years and 12% over five years.
As per MCA filings, the company has open charges of ₹9 Lakh and satisfied charges of ₹9 Lakh on record. Court records list 99 cases involving the company, including 99 filed by the company; 17 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website chiramels.com.
Company details
Contact details
Chiramel Kuries Private Limited's registered office is in Thrissur, Kerala. Its website is chiramels.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Registered AddressT.C. X/37/140 Adam Bazar Eastern Bazar, Thrissur, Kerala, India – 680001
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Chiramel Kuries Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Chiramel Kuries is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Chiramel Kuries Private Limited, buy the company report.
Financials of Chiramel Kuries Private Limited
FY 2025 filings availableChiramel Kuries Private Limited reported revenue of ₹35.47 Lakh (up 100% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 100% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 12%. EBITDA rose 344% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹20.05 Lakh | ||||
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| Net Profit (PAT) | ₹12.63 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 56.5% | ||||
| Net Profit Margin | 35.6% | ||||
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To see the full financial statements and ratios of Chiramel Kuries Private Limited, buy the company report.
Board of directors of Chiramel Kuries Private Limited
Chiramel Kuries has 8 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Chirammal Jose Neppo | Director | 25 Jul 2016 | 10 Years 3 Months | Current |
| Chiramalputhenmaru Sunny Jelson Also directs: Chiramel Nidhi Limited | Director | 25 Jul 2016 | 10 Years 3 Months | Current |
| Jose Chiramel Chakkoru Also directs: Chiramel Nidhi Limited | Director | 25 Jul 2016 | 10 Years 3 Months | Current |
| Chiramel Devassy Jose Also directs: Chiramel Nidhi Limited | Director | 10 Jul 2008 | 18 Years 3 Months | Current |
| Joshy Chiramal Also directs: Chiramel Nidhi Limited | Managing Director | 19 Aug 2019 | 7 Years 2 Months | Current |
| Tomy Chiramel Joseph Also directs: Chiramel Nidhi Limited | Director | 19 Aug 2019 | 7 Years 2 Months | Current |
Peer comparison
Chiramel Kuries Private Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Srisaithirumala Chitfunds India Private Limited | ₹36.11 Lakh (FY 2019) | -19.0% | Warangal, Telangana, India | |||
| Edha Mithra Nidhi Limited | ₹35.99 Lakh (FY 2024) | 4.0% | Kottarakara, Kollam, Kerala, India | |||
| Aryanshekar Chit Funds Private Limited | ₹35.73 Lakh (FY 2025) | 36.0% | Hyderabad, Telangana, India | |||
| Chiramel Kuries Private Limitedthis company | ₹35.47 Lakh (FY 2025) | ₹12.63 Lakh | 35.6% | 100.0% | Thrissur, Kerala, India | |
| Kadamba Chits (Karnataka) Private Limited | ₹35.22 Lakh (FY 2024) | 29.0% | Bangalore, Karnataka, India | |||
| Mazhil Nidhi Limited | ₹35.14 Lakh (FY 2020) | 237.0% | Theni, Tamil Nadu, India | |||
| General Kuries and Loans Pvt Ltd | ₹35.09 Lakh (FY 2025) | -54.0% | Thrissur, Kerala, India |
To see the full peer comparison of Chiramel Kuries Private Limited, buy the company report.
Auditor
Chiramel Kuries Private Limited is audited by ARUN BIJOY & CO for the financial year 2019.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| ARUN BIJOY & CO | FY 2019 | 013105S |
Shareholding
The shareholding of Chiramel Kuries Private Limited is on record for 3 financial years, the latest being FY 2019, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2019 | FY 2017 | FY 2016 |
|---|---|---|---|
| Promoters | |||
| Domestic institutional investors (DII) | |||
| Foreign institutional investors (FII) | |||
| Public | |||
| Others |
To see the full shareholding pattern of Chiramel Kuries Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 23 Nov 2020 | 100395037 | The South Indian Bank Limited | ₹9 Lakh | Satisfied |
To see the full charge records of Chiramel Kuries Private Limited, buy the company report.
Total charge records: 1 View all charges
Legal cases
Chiramel Kuries Private Limited has 99 court cases on record: 99 filed by Chiramel Kuries. 17 cases are pending and 82 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 99 | 0 | 17 |
Cases on record (5 of 99)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against an individual | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Pending |
| District court, Thrissur, Kerala | Execution petition | Filed by the company against individuals | Pending |
To see the full case history of Chiramel Kuries Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Chiramel Kuries Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Chiramel Kuries has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 32AADCC5293R1Z6 | Kerala | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Chiramel Kuries Private Limited, buy the company report.
Recent activity
Chiramel Kuries Private Limited has 22 board changes on record since 2008: 15 appointments and 7 cessations. The latest: Raphael Chiramel Paul ceased to be Director on 08 Jun 2023.
15 earlier events are in the company report.
Frequently asked questions
Chiramel Kuries is an active private limited company based in Thrissur, Kerala, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 10 July 2008 (18+ years old) and is registered under CIN U65992KL2008PTC022760.
Chiramel Kuries has 8 current directors:
- Joshy Chiramal - Managing Director
- Chirammal Jose Neppo - Director
- Chiramalputhenmaru Sunny Jelson - Director
- Jose Chiramel Chakkoru - Director
- Chiramel Devassy Jose - Director
- Tomy Chiramel Joseph - Director
- Davis Chakkappan Pullokkaran - Director
- Varghese Chiramel Porinchu - Director
The latest financial statements of Chiramel Kuries on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 20 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Chiramel Kuries is 32AADCC5293R1Z6, registered in Kerala.
The CIN (Corporate Identification Number) of Chiramel Kuries is U65992KL2008PTC022760. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Chiramel Kuries has 99 court cases on record: 99 filed by the company. 17 are pending.
Chiramel Kuries was incorporated on 10 July 2008, making it 18+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Chiramel Kuries by revenue are Srisaithirumala Chitfunds India Private Limited, Edha Mithra Nidhi Limited, Aryanshekar Chit Funds Private Limited, Kadamba Chits (Karnataka) Private Limited, Mazhil Nidhi Limited and 1 more, all in the BFSI industry (Micro Finance), with the same principal business activity (other financial activities).
Raphael Chiramel Paul ceased to be Director on 08 Jun 2023. Paul Chiramel Kurian ceased to be Director on 22 Dec 2020. Chiramel Ouseph Poulose ceased to be Director on 22 Sep 2019. Chiramel Kuries has 22 board changes on record in total.
Chiramel Kuries can be reached through the website chiramels.com. Its registered office is in Thrissur, Kerala, India.
The registered office of Chiramel Kuries is at T.C. X37140 Adam Bazar Eastern Bazar, Thrissur, Kerala, India – 680001.