Chirayu Chits Private Limited
About Chirayu Chits Private Limited
Data last updated:
Chirayu Chits Private Limited is a private limited company based in Bangalore, Karnataka, India. It operates in the microfinance institutions segment of the financial services sector. It was incorporated on 11 July 2012 and has been in existence for over 14 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U65992KA2012PTC064807. Its GSTIN is 29AAECC9218K1Z9 (Karnataka).
The company has an authorised share capital of ₹20 Lakh and a paid-up capital of ₹20 Lakh. It is led by directors Chikkanna Char Pushpavathi and Shivashankarachari Komaleshwara.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No. 67 68 Belmar Industrial Estate Chokkasandra Nagasandra Post, Bangalore, Karnataka, India – 560073.
As per the financials filed for FY 2025, the company reported a revenue of ₹2.25 Cr, a growth of 37% compared to the previous year. For the same year it recorded a net profit of ₹24.26 Lakh (net margin 10.8%) and EBITDA of ₹58.54 Lakh (EBITDA margin 26%). Revenue has grown at a compounded annual rate (CAGR) of 18% over three years and 14% over five years.
As per MCA filings, the company has open charges of ₹68.84 Lakh on record. Court records list 18 cases involving the company, including 17 filed by the company and 1 filed against it.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Chirayu Chits Private Limited's registered office is in Bangalore, Karnataka. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressNo. 67 68 Belmar Industrial Estate Chokkasandra Nagasandra Post, Bangalore, Karnataka, India – 560073
- IndustryFinancial Services, Microfinance Institutions
To see the full contact details of Chirayu Chits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Chirayu Chits is financial and insurance activities. In detail, this covers financial service activities, except insurance and pension funding.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 64 | Financial service activities, except insurance and pension funding |
To see the full business activity and turnover split of Chirayu Chits Private Limited, buy the company report.
Financials of Chirayu Chits Private Limited
FY 2025 filings availableChirayu Chits Private Limited reported revenue of ₹2.25 Cr (up 37% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 14% over five years, including 37% growth in the latest year. EBITDA rose 6% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹58.54 Lakh | ||||
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| Net Profit (PAT) | ₹24.26 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| Profitability | |||||
| EBITDA Margin | 26% | ||||
| Net Profit Margin | 10.8% | ||||
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To see the full financial statements and ratios of Chirayu Chits Private Limited, buy the company report.
Board of directors of Chirayu Chits Private Limited
Chirayu Chits has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Chikkanna Char Pushpavathi | Director | 11 Jul 2012 | 14 Years 3 Months | Current |
| Shivashankarachari Komaleshwara | Director | 11 Jul 2012 | 14 Years 3 Months | Current |
Auditor
Chirayu Chits Private Limited is audited by RAO N & ASSOCIATES for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| RAO N & ASSOCIATES | FY 2023 | 226204 |
Shareholding
The shareholding of Chirayu Chits Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2016 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Chirayu Chits Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 15 Apr 2023 | 100752952 | Hdfc Bank Limited | ₹51.2 Lakh | Open | |
| 20 Dec 2019 | 100318827 | Others | ₹6.89 Lakh | Open | |
| 22 Feb 2019 | 100256749 | Others | ₹10.75 Lakh | Open |
Total charge records: 3 View all charges
Legal cases
Chirayu Chits Private Limited has 18 court cases on record: 17 filed by Chirayu Chits, 1 filed against it. All cases are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 18 | 1 | 0 |
Cases on record (5 of 18)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, BENGALURU, Karnataka | Appeal | Filed against the company by an individual | Disposed |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Disposed |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Disposed |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Disposed |
| District court, BENGALURU, Karnataka | Criminal complaint | Filed by the company against an individual | Disposed |
To see the full case history of Chirayu Chits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Chirayu Chits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Chirayu Chits has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAECC9218K1Z9 | Karnataka | Active | 20 Dec 2018 |
To see the full GST registrations and return filing status of Chirayu Chits Private Limited, buy the company report.
Recent activity
Chirayu Chits Private Limited has 2 board changes on record since 2012: 2 appointments. The latest: Chikkanna Char Pushpavathi was appointed as Director on 11 Jul 2012.
Frequently asked questions
Chirayu Chits is an active private limited company based in Bangalore, Karnataka, India. The company works in microfinance institutions, within the financial services industry. It was incorporated on 11 July 2012 (14+ years old) and is registered under CIN U65992KA2012PTC064807.
Chirayu Chits has 2 current directors:
- Chikkanna Char Pushpavathi - Director
- Shivashankarachari Komaleshwara - Director
The latest financial statements of Chirayu Chits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Chirayu Chits is 29AAECC9218K1Z9, registered in Karnataka.
The CIN (Corporate Identification Number) of Chirayu Chits is U65992KA2012PTC064807. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Chirayu Chits has 18 court cases on record: 17 filed by the company and 1 filed against it.
Chirayu Chits was incorporated on 11 July 2012, making it 14+ years old. It is registered with the Registrar of Companies, Bangalore.
Chikkanna Char Pushpavathi was appointed as Director on 11 Jul 2012. Shivashankarachari Komaleshwara was appointed as Director on 11 Jul 2012.
The registered office of Chirayu Chits is at No. 67 68 Belmar Industrial Estate Chokkasandra Nagasandra Post, Bangalore, Karnataka, India – 560073.
Chirayu Chits operates in the financial services industry, in the microfinance institutions segment.
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