Chungathara Nidhi Limited - financial services in Chungathara, Kerala, India. FY 2026 financials & compliance.
CIN U65990KL2020PLN064320 Incorporated 12 September 2020 ROC Ernakulam HQ Chungathara, Kerala, India
Active Nidhi Company financial services
Revenue · FY 2025
₹58.24 Lakh
▲ 4% YoY
Net profit · FY 2025
₹4,000
Net margin 0.1%
EBITDA · FY 2025
₹27.06 Lakh
EBITDA margin 46.5%
Authorised capital
₹50 Lakh
Registered with MCA
Paid-up capital
₹32.61 Lakh
Issued & subscribed
Company age
6 yrs
Est. 2020
Directors on board
6
As per MCA filings
Last financials
Mar 2025
Balance sheet date

About Chungathara Nidhi Limited

Data last updated:

Chungathara Nidhi Limited is a nidhi company based in Chungathara, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 12 September 2020 and has been in existence for over 6 years.

The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65990KL2020PLN064320.

The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹32.61 Lakh. It is led by directors including Anju Palakuzhiyil Manoj (Managing Director) and Sreekala.

Its last annual general meeting (AGM) was held on 23 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Room No. Cp – 16/10735 And 10736 1st Floor Kunjamina Tower Cng Road, Chungathara, Kerala, India – 679334.

As per the financials filed for FY 2025, the company reported a revenue of ₹58.24 Lakh, a growth of 4% compared to the previous year. For the same year it recorded a net profit of ₹4,000 (net margin 0.1%) and EBITDA of ₹27.06 Lakh (EBITDA margin 46.5%). Revenue has grown at a compounded annual rate (CAGR) of 49% over three years.

Court records list 1 case involving the company, including 1 filed by the company; 1 case is pending.

Company details

CIN U65990KL2020PLN064320
Registration Number 064320
Incorporation Date 12 September 2020
ROC Ernakulam
Listing Status Unlisted
Company Status Active

Contact details

Chungathara Nidhi Limited's registered office is in Chungathara, Kerala. Its e-mail address is in the company report.

  • Email
  • Registered Address
    Room No. Cp – 16/10735 And 10736 1st Floor Kunjamina Tower Cng Road, Chungathara, Kerala, India – 679334
  • Industry
    Financial Services, Other Financial Intermediation

To see the full contact details of Chungathara Nidhi Limited, buy the company report.

Comprehensive company report
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  • Historical financials and ratios
  • Shareholding pattern and group structure
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  • Legal cases, compliance and MCA filings
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Business activity

The main business activity of Chungathara Nidhi is financial and insurance service. In detail, this covers other financial activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance ServiceK8Other financial activities

To see the full business activity and turnover split of Chungathara Nidhi Limited, buy the company report.

Financials of Chungathara Nidhi Limited

FY 2025 filings available

Chungathara Nidhi Limited reported revenue of ₹58.24 Lakh (up 4% YoY) for FY 2025.

Revenue · FY 2025
₹58.24 Lakh ▲ 4%
Net profit · FY 2025
₹4,000 margin 0.1%
EBITDA · FY 2025
₹27.06 Lakh margin 46.5%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 4%
3 years · compounded
▲ 49%
EBITDA CAGR growth
1 year
▲ 112%
3 years · compounded
▲ 55%

Revenue has grown at a compounded annual rate (CAGR) of 49% over three years, including 4% growth in the latest year. EBITDA rose 112% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹27.06 Lakh
Profit Before Tax
Tax Expense
Net Profit (PAT)₹4,000
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin46.5%
Net Profit Margin0.1%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Chungathara Nidhi Limited, buy the company report.

Board of directors of Chungathara Nidhi Limited

Chungathara Nidhi has 6 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
SreekalaDirector16 Aug 20233 Years 2 MonthsCurrent
Santhosh Kumar PaikkadanDirector16 Aug 20233 Years 2 MonthsCurrent
Sreenath PerumbilavilDirector02 Dec 20205 Years 11 MonthsCurrent
Sanjay Kumar KudumbathilDirector12 Sep 20206 Years 2 MonthsCurrent
Girija ChandrasekharanDirector17 May 20251 Years 5 MonthsCurrent
Anju Palakuzhiyil ManojManaging Director17 May 20251 Years 5 MonthsCurrent

Peer comparison

Chungathara Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Betala Motor Finance Limited₹58.31 Lakh (FY 2025)11.0%Guwahati, Assam, India
Shroff Financial Services Pvt Ltd₹58.3 Lakh (FY 2025)-51.0%Kolkata, West Bengal, India
Lexus Agencies Pvt Ltd₹58.29 Lakh (FY 2024)48.0%Kolkata, West Bengal, India
Dhruva Thare Chits Private Limited₹58.28 Lakh (FY 2025)62.0%Math School Marathahalli Post, Karnataka, India
Vijay Finlease Limited₹58.24 Lakh (FY 2025)4.0%New Delhi, Delhi, India
Chungathara Nidhi Limitedthis company₹58.24 Lakh (FY 2025)₹4,0000.1%4.0%Chungathara, Kerala, India
Sarnam Trading and Mercantile Private Limited₹58.23 Lakh (FY 2024)83.0%Mumbai, Maharashtra, India
Mitra Risk Management Services Private Limited₹58.21 Lakh (FY 2023)-8.0%Hyderabad, Telangana, India
Salem Jai Kalyani Chits Private Limited₹58.2 Lakh (FY 2023)7.0%Salem, Tamil Nadu, India
R K Commercial Ltd₹58.2 Lakh (FY 2023)-56.0%Kolkata, West Bengal, India
Coronet Industries Ltd₹58.18 Lakh (FY 2024)-22.0%Kolkata, West Bengal, India

To see the full peer comparison of Chungathara Nidhi Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Chungathara Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

GST

No GST registration is on our record for Chungathara Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.

Recent activity

Chungathara Nidhi Limited has 14 board changes on record since 2020: 7 appointments and 7 cessations. The latest: Anju Palakuzhiyil Manoj ceased to be Director on 12 Jun 2025.

AGM
Chungathara Nidhi Limited last Annual general meeting of members was held on 23 Aug 2025 as per latest MCA records.
Ceased
Anju Palakuzhiyil Manoj ceased to be Director.
Appointed
Anju Palakuzhiyil Manoj was appointed as Managing Director.
Ceased
Aswathi Chandran ceased to be Director.
Appointed
Girija Chandrasekharan was appointed as Director.
Filing
Chungathara Nidhi Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam.
Ceased
Kallungal Velayudhan Satheesh Kumar ceased to be Director.
Ceased
Sanjay Kumar Kudumbathil ceased to be Director.
Ceased
Parakkal Chandrasekharan ceased to be Director.
Appointed
Santhosh Kumar Paikkadan was appointed as Director.
Appointed
Sreekala was appointed as Director.
Ceased
Puthuparampil Karunakaran Soman ceased to be Director.

5 earlier events are in the company report.

Frequently asked questions

Chungathara Nidhi is an active nidhi company based in Chungathara, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 12 September 2020 (6+ years old) and is registered under CIN U65990KL2020PLN064320.

Chungathara Nidhi has 6 current directors:

The latest financial statements of Chungathara Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 23 August 2025. Year-wise statements from FY 2021 are in the company report.

The CIN (Corporate Identification Number) of Chungathara Nidhi is U65990KL2020PLN064320. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Chungathara Nidhi has 1 court case on record: 1 filed by the company. 1 is pending.

Chungathara Nidhi was incorporated on 12 September 2020, making it 6+ years old. It is registered with the Registrar of Companies, Ernakulam.

The peers of Chungathara Nidhi by revenue are Betala Motor Finance Limited, Shroff Financial Services Pvt Ltd, Lexus Agencies Pvt Ltd, Dhruva Thare Chits Private Limited, Vijay Finlease Limited and 5 more, all in the same principal business activity (other financial activities).

Anju Palakuzhiyil Manoj ceased to be Director on 12 Jun 2025. Anju Palakuzhiyil Manoj was appointed as Managing Director on 17 May 2025. Aswathi Chandran ceased to be Director on 17 May 2025. Chungathara Nidhi has 14 board changes on record in total.

The registered office of Chungathara Nidhi is at Room No. Cp – 1610735 And 10736 1st Floor Kunjamina Tower Cng Road, Chungathara, Kerala, India – 679334.

Chungathara Nidhi operates in the financial services industry, in the other financial intermediation segment.

Chungathara Nidhi can be reached at its registered office: Room No. Cp – 1610735 And 10736 1st Floor Kunjamina Tower Cng Road, Chungathara, Kerala, India – 679334.