
Chungathara Nidhi Limited
About Chungathara Nidhi Limited
Data last updated:
Chungathara Nidhi Limited is a nidhi company based in Chungathara, Kerala, India. It operates in the financial intermediation and lending segment of the financial services sector. It was incorporated on 12 September 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Ernakulam, under CIN U65990KL2020PLN064320.
The company has an authorised share capital of ₹50 Lakh and a paid-up capital of ₹32.61 Lakh. It is led by directors including Anju Palakuzhiyil Manoj (Managing Director) and Sreekala.
Its last annual general meeting (AGM) was held on 23 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Room No. Cp – 16/10735 And 10736 1st Floor Kunjamina Tower Cng Road, Chungathara, Kerala, India – 679334.
As per the financials filed for FY 2025, the company reported a revenue of ₹58.24 Lakh, a growth of 4% compared to the previous year. For the same year it recorded a net profit of ₹4,000 (net margin 0.1%) and EBITDA of ₹27.06 Lakh (EBITDA margin 46.5%). Revenue has grown at a compounded annual rate (CAGR) of 49% over three years.
Court records list 1 case involving the company, including 1 filed by the company; 1 case is pending.
Company details
Contact details
Chungathara Nidhi Limited's registered office is in Chungathara, Kerala. Its e-mail address is in the company report.
- Email
- Registered AddressRoom No. Cp – 16/10735 And 10736 1st Floor Kunjamina Tower Cng Road, Chungathara, Kerala, India – 679334
- IndustryFinancial Services, Other Financial Intermediation
To see the full contact details of Chungathara Nidhi Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Chungathara Nidhi is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Chungathara Nidhi Limited, buy the company report.
Financials of Chungathara Nidhi Limited
FY 2025 filings availableChungathara Nidhi Limited reported revenue of ₹58.24 Lakh (up 4% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 49% over three years, including 4% growth in the latest year. EBITDA rose 112% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹27.06 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹4,000 | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 46.5% | ||||
| Net Profit Margin | 0.1% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Chungathara Nidhi Limited, buy the company report.
Board of directors of Chungathara Nidhi Limited
Chungathara Nidhi has 6 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sreekala | Director | 16 Aug 2023 | 3 Years 2 Months | Current |
| Santhosh Kumar Paikkadan | Director | 16 Aug 2023 | 3 Years 2 Months | Current |
| Sreenath Perumbilavil | Director | 02 Dec 2020 | 5 Years 11 Months | Current |
| Sanjay Kumar Kudumbathil | Director | 12 Sep 2020 | 6 Years 2 Months | Current |
| Girija Chandrasekharan | Director | 17 May 2025 | 1 Years 5 Months | Current |
| Anju Palakuzhiyil Manoj | Managing Director | 17 May 2025 | 1 Years 5 Months | Current |
Peer comparison
Chungathara Nidhi Limited is compared with the 10 companies closest to it by revenue in the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Betala Motor Finance Limited | ₹58.31 Lakh (FY 2025) | 11.0% | Guwahati, Assam, India | |||
| Shroff Financial Services Pvt Ltd | ₹58.3 Lakh (FY 2025) | -51.0% | Kolkata, West Bengal, India | |||
| Lexus Agencies Pvt Ltd | ₹58.29 Lakh (FY 2024) | 48.0% | Kolkata, West Bengal, India | |||
| Dhruva Thare Chits Private Limited | ₹58.28 Lakh (FY 2025) | 62.0% | Math School Marathahalli Post, Karnataka, India | |||
| Vijay Finlease Limited | ₹58.24 Lakh (FY 2025) | 4.0% | New Delhi, Delhi, India | |||
| Chungathara Nidhi Limitedthis company | ₹58.24 Lakh (FY 2025) | ₹4,000 | 0.1% | 4.0% | Chungathara, Kerala, India | |
| Sarnam Trading and Mercantile Private Limited | ₹58.23 Lakh (FY 2024) | 83.0% | Mumbai, Maharashtra, India | |||
| Mitra Risk Management Services Private Limited | ₹58.21 Lakh (FY 2023) | -8.0% | Hyderabad, Telangana, India | |||
| Salem Jai Kalyani Chits Private Limited | ₹58.2 Lakh (FY 2023) | 7.0% | Salem, Tamil Nadu, India | |||
| R K Commercial Ltd | ₹58.2 Lakh (FY 2023) | -56.0% | Kolkata, West Bengal, India | |||
| Coronet Industries Ltd | ₹58.18 Lakh (FY 2024) | -22.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Chungathara Nidhi Limited, buy the company report.
Legal cases
Chungathara Nidhi Limited has 1 court case on record: 1 filed by Chungathara Nidhi. All case is pending.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| High courts | 1 | 0 | 1 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| High Court | Writ petition | Filed by the company against Union of India and 4 others | Pending |
To see the full case history of Chungathara Nidhi Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Chungathara Nidhi Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Chungathara Nidhi Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Chungathara Nidhi Limited has 14 board changes on record since 2020: 7 appointments and 7 cessations. The latest: Anju Palakuzhiyil Manoj ceased to be Director on 12 Jun 2025.
5 earlier events are in the company report.
Frequently asked questions
Chungathara Nidhi is an active nidhi company based in Chungathara, Kerala, India. The company works in other financial intermediation, within the financial services industry. It was incorporated on 12 September 2020 (6+ years old) and is registered under CIN U65990KL2020PLN064320.
Chungathara Nidhi has 6 current directors:
- Anju Palakuzhiyil Manoj - Managing Director
- Sreekala - Director
- Santhosh Kumar Paikkadan - Director
- Sreenath Perumbilavil - Director
- Sanjay Kumar Kudumbathil - Director
- Girija Chandrasekharan - Director
The latest financial statements of Chungathara Nidhi on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 23 August 2025. Year-wise statements from FY 2021 are in the company report.
The CIN (Corporate Identification Number) of Chungathara Nidhi is U65990KL2020PLN064320. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Chungathara Nidhi has 1 court case on record: 1 filed by the company. 1 is pending.
Chungathara Nidhi was incorporated on 12 September 2020, making it 6+ years old. It is registered with the Registrar of Companies, Ernakulam.
The peers of Chungathara Nidhi by revenue are Betala Motor Finance Limited, Shroff Financial Services Pvt Ltd, Lexus Agencies Pvt Ltd, Dhruva Thare Chits Private Limited, Vijay Finlease Limited and 5 more, all in the same principal business activity (other financial activities).
Anju Palakuzhiyil Manoj ceased to be Director on 12 Jun 2025. Anju Palakuzhiyil Manoj was appointed as Managing Director on 17 May 2025. Aswathi Chandran ceased to be Director on 17 May 2025. Chungathara Nidhi has 14 board changes on record in total.
The registered office of Chungathara Nidhi is at Room No. Cp – 1610735 And 10736 1st Floor Kunjamina Tower Cng Road, Chungathara, Kerala, India – 679334.
Chungathara Nidhi operates in the financial services industry, in the other financial intermediation segment.
Chungathara Nidhi can be reached at its registered office: Room No. Cp – 1610735 And 10736 1st Floor Kunjamina Tower Cng Road, Chungathara, Kerala, India – 679334.

