About Competent Finman Private Limited
Data last updated:
Competent Finman Private Limited is a private limited company based in Chandigarh, India. It operates in the brokerage and trading services segment of the financial services sector. It was incorporated on 24 May 2000 and has been in existence for over 26 years.
The company is registered with the Registrar of Companies (ROC), Chandigarh, under CIN U65921CH2000PTC023731. Its GSTIN is 04AABCC4854G1ZX (Chandigarh). The company holds 6 GST registrations, of which 5 are active.
The company has an authorised share capital of ₹10 Cr and a paid-up capital of ₹2.5 Cr. It is led by directors Ranjan Chawla (Managing Director) and Priya Sanjay Tandon (Whole-Time Director).
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 348, Sector 21 A, Chandigarh, India – 160022.
As per the financials filed for FY 2025, the company reported a revenue of ₹18.86 Cr, a growth of 16% compared to the previous year. For the same year it recorded a net profit of ₹1.92 Cr (net margin 10.2%) and EBITDA of ₹10.39 Cr (EBITDA margin 55.1%). Revenue has grown at a compounded annual rate (CAGR) of 5% over three years and 10% over five years.
The company has about 39 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Competent Finman. As per MCA filings, the company has open charges of ₹25.2 Cr on record. Court records list 14 cases involving the company, including 8 filed by the company and 4 filed against it; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website competentfinman.com.
- EmailLocked
- TelephoneLocked
- Website
- Social MediaLocked
- Registered Address348, Sector 21 A, Chandigarh, India – 160022
- IndustryFinancial Services, Brokerage & Trading Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Competent Finman Private Limited
The main business activity of Competent Finman is financial and insurance service. In detail, this covers financial advisory, brokerage and consultancy services.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K7 | Financial Advisory, brokerage and Consultancy Services | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Competent Finman Private Limited FY 2025 filings available
Competent Finman Private Limited reported revenue of ₹18.86 Cr (up 16% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Competent Finman Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 10% over five years, including 16% growth in the latest year. EBITDA rose 15% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Competent Finman Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹10.39 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹1.92 Cr | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Competent Finman Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 55.1% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 10.2% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Competent Finman are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Competent Finman Private Limited
Competent Finman Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Broking Services). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| JML Financial Services Private Limited | ₹18.98 Cr (FY 2025) | •••• | •••• | -40.0% | •••• | Kolkata, West Bengal, India |
| Vikram Investment Company Private Limited | ₹18.97 Cr (FY 2025) | •••• | •••• | 20.0% | •••• | Kolkata, West Bengal, India |
| Inventure Sejal Realtors Private Limited | ₹18.95 Cr (FY 2024) | •••• | •••• | 110.0% | •••• | Mumbai, Maharashtra, India |
| Pee Aar Securities Limited | ₹18.94 Cr (FY 2025) | •••• | •••• | 11.0% | •••• | Faridabad, Haryana, India |
| Discovery Wealth Management Services Private Limited | ₹18.91 Cr (FY 2023) | •••• | •••• | 45.0% | •••• | Delhi, India |
| Competent Finman Private Limited this company | ₹18.86 Cr (FY 2025) | •••• | •••• | 16.0% | •••• | Chandigarh, India |
| Abans Commodities (I) Private Limited | ₹18.83 Cr (FY 2025) | •••• | •••• | 2213.0% | •••• | Mumbai, Maharashtra, India |
| Ams Shares and Stock Limited | ₹18.82 Cr (FY 2024) | •••• | •••• | 167.0% | •••• | Delhi, India |
| Apollo Vintrade Private Limited | ₹18.81 Cr (FY 2025) | •••• | •••• | 12.0% | •••• | Kolkata, West Bengal, India |
| Well Worth Multyfin Pvt. Ltd. | ₹18.78 Cr (FY 2025) | •••• | •••• | -14.0% | •••• | Kolkata, West Bengal, India |
| Beeline Broking Limited | ₹18.73 Cr (FY 2025) | •••• | •••• | -23.0% | •••• | Ahmedabad, Gujarat, India |
Peers are the five companies nearest above and the five nearest below Competent Finman by revenue in the BFSI industry (Broking Services), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Competent Finman Private Limited
Competent Finman Private Limited is audited by MEHAN ASSOCIATES for the financial year 2022.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| MEHAN ASSOCIATES | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Competent Finman Private Limited
Competent Finman has 2 current directors and 1 former director. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Priya Sanjay Tandon Also directs: New Pankhuri Developers Private Limited | Whole-Time Director | 16 Jun 2000 | 26 Years 3 Months | Current |
| Ranjan Chawla | Managing Director | 24 May 2000 | 26 Years 4 Months | Current |
Ownership and Shareholding of Competent Finman Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Competent Finman Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 04 Feb 2022 | Axis Bank Limited | ₹20 Lakh | Open |
| 16 Dec 2020 | Hdfc Bank Limited | ₹15 Cr | Open |
| 05 Jun 2006 | State Bank of Travancore | ₹10 Cr | Open |
Total charge records: 3 View all charges
Legal Cases of Competent Finman Private Limited
Competent Finman Private Limited has 14 court cases on record: 8 filed by Competent Finman, 4 filed against it, 2 where it is another party. 1 case is pending and 13 are disposed. Status as checked between 28 Sep 2026 and 04 Oct 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 13 | 3 | 1 |
| High courts | 1 | 1 | 0 |
Cases on record (5 of 14)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Chandigarh | Arbitration matter | Filed against the company by an individual | Pending |
| District court, Jalandhar, Punjab | Arbitration matter | Filed against the company by an individual | Disposed |
| District court, Chandigarh | Court case (CS CJ) | Filed against the company by an individual | Disposed |
| District court, Chandigarh | Criminal miscellaneous application | Company is another party | Disposed |
| District court, SAS Nagar, Punjab | Court case (SUCC) | Company is another party | Disposed |
Full case history
All 14 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Associated Brands with Competent Finman Private Limited
Competent Finman operates one associated brand: Competent Finman. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Online investment platform for multiple assets | competentfinman.com |
Employees and EPFO Compliance at Competent Finman Private Limited
Competent Finman Private Limited has a workforce of 39 employees as of Apr 05, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Competent Finman Private Limited
Competent Finman Private Limited has 3 board changes on record since 2000: 2 appointments and 1 cessation. The latest: Priya Sanjay Tandon ceased to be Whole-Time Director on 18 Dec 2006.
Credit Ratings, Litigation & Regulatory Alerts for Competent Finman Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Competent Finman Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Competent Finman Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Competent Finman Private Limited
Competent Finman has 6 GST registrations: 5 active and 1 cancelled or inactive. The first 4 active GSTINs are listed below.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 04AABCC4854G1ZX | Chandigarh | Active | 01 Jul 2017 |
| 06AABCC4854G1ZT | Haryana | Active | 05 Jul 2017 |
| 07AABCC4854G1ZR | Delhi | Active | 14 Jul 2017 |
| 03AABCC4854G1ZZ | Punjab | Active | 16 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Competent Finman Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Competent Finman Private Limited
Competent Finman is an active private limited company based in Chandigarh, India. The company works in brokerage and trading services, within the financial services industry. It was incorporated on 24 May 2000 (26+ years old) and is registered under CIN U65921CH2000PTC023731.
Competent Finman reported revenue of ₹18.86 Cr for FY 2025 (up 16% YoY).
Competent Finman has 2 current directors:
- Ranjan Chawla - Managing Director
- Priya Sanjay Tandon - Whole-Time Director
Competent Finman reported a net profit of ₹1.92 Cr (net margin 10.2%) and EBITDA of ₹10.39 Cr (EBITDA margin 55.1%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Competent Finman is 5% over three years and 10% over five years. In the latest year (FY 2025) revenue rose 16%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Competent Finman is 04AABCC4854G1ZX, registered in Chandigarh. The company has 6 GST registrations in all, of which 5 are active and 1 is cancelled or inactive. Other active GSTINs include 06AABCC4854G1ZT (Haryana), 07AABCC4854G1ZR (Delhi), 03AABCC4854G1ZZ (Punjab).
The CIN (Corporate Identification Number) of Competent Finman is U65921CH2000PTC023731. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Competent Finman has 14 court cases on record: 8 filed by the company and 4 filed against it. 1 is pending. Most are in the district courts.
Competent Finman was incorporated on 24 May 2000, making it 26+ years old. It is registered with the Registrar of Companies, Chandigarh.
The peers of Competent Finman by revenue are JML Financial Services Private Limited, Vikram Investment Company Private Limited, Inventure Sejal Realtors Private Limited, Pee Aar Securities Limited, Discovery Wealth Management Services Private Limited and 5 more, all in the BFSI industry (Broking Services).
Priya Sanjay Tandon ceased to be Whole-Time Director on 18 Dec 2006. Priya Sanjay Tandon was appointed as Whole-Time Director on 16 Jun 2000. Ranjan Chawla was appointed as Managing Director on 24 May 2000.