Composit Credits Private Limited
About Composit Credits Private Limited
Data last updated:
Composit Credits Private Limited is a private limited company based in Delhi, India. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 09 March 1995 and has been in existence for over 31 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74899DL1995PTC066214.
The company has an authorised share capital of ₹1.8 Cr and a paid-up capital of ₹1.8 Cr. It is led by directors including Aneel Goenka and Soorya Vikram Goenka.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at B – 38 1st Floor, Anand Vihar, Delhi, India – 110092.
As per the financials filed for FY 2025, the company reported a revenue of ₹80.74 Lakh, a decline of 5% compared to the previous year. For the same year it recorded a net loss of ₹76.19 Lakh (net margin -94.4%) and EBITDA of -₹1.06 Cr (EBITDA margin -130.8%). Revenue has grown at a compounded annual rate (CAGR) of 5% over three years and 9% over five years.
As per MCA filings, the company has open charges of ₹13 Lakh on record.
The current compliance status is marked as compliant by the Registrar of Companies.
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- Registered AddressB – 38 1st Floor, Anand Vihar, Delhi, India – 110092
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Composit Credits Private Limited
The main business activity of Composit Credits is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Composit Credits Private Limited FY 2025 filings available
Composit Credits Private Limited reported revenue of ₹80.74 Lakh (down 5% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Composit Credits Private Limited
Revenue fell 5% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 9%. EBITDA rose 13% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Composit Credits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | •••• | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | -₹1.06 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹76.19 Lakh | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• | •••• |
Financial Ratios of Composit Credits Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | -130.8% | •••• | •••• | •••• | •••• |
| Net Profit Margin | -94.4% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Composit Credits are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Composit Credits Private Limited
Composit Credits Private Limited is compared with the companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Fyl Fot Trade & Commerce Pvt Ltd | ₹80.84 Lakh (FY 2025) | •••• | •••• | -56.0% | •••• | Kolkata, West Bengal, India |
| Sirohia Finvest Company Private Limited. | ₹80.81 Lakh (FY 2025) | •••• | •••• | -3.0% | •••• | Kolkata, West Bengal, India |
| Vatsalya Dealers Pvt Ltd | ₹80.81 Lakh (FY 2025) | •••• | •••• | 7.0% | •••• | Kolkata, West Bengal, India |
| Andaz Builders Private Limited | ₹80.76 Lakh (FY 2025) | •••• | •••• | -83.0% | •••• | Delhi, India |
| Oliver Vyapar Pvt Ltd | ₹80.74 Lakh (FY 2024) | •••• | •••• | -13.0% | •••• | Kolkata, West Bengal, India |
| Composit Credits Private Limited this company | ₹80.74 Lakh (FY 2025) | •••• | •••• | -5.0% | •••• | Delhi, India |
| VPG Finsec Private Limited | ₹80.69 Lakh (FY 2024) | •••• | •••• | 381.0% | •••• | New Delhi, Delhi, India |
| Dhanpati Marketiers Private Limited. | ₹80.69 Lakh (FY 2025) | •••• | •••• | 13.0% | •••• | Ahmedabad, Gujarat, India |
| Wattkins Commerce Pvt Ltd | ₹80.64 Lakh (FY 2025) | •••• | •••• | 24.0% | •••• | Mumbai, Maharashtra, India |
| Ranni General Finance and Hire Purchase Limited | ₹80.6 Lakh (FY 2025) | •••• | •••• | 53.0% | •••• | Pathanamthitta, Kerala, India |
| Collocate Merchants Pvt Ltd | ₹80.41 Lakh (FY 2025) | •••• | •••• | 31.0% | •••• | Kolkata, West Bengal, India |
Peers are the five companies nearest above and the five nearest below Composit Credits by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Composit Credits Private Limited
Composit Credits Private Limited is audited by DOKANIA S KUMAR AND CO for the financial year 2022.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| DOKANIA S KUMAR AND CO | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Composit Credits Private Limited
Composit Credits has 4 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Aneel Goenka Also directs: Agmc SSG Projects Private Limited, Goenka Artfed GMV Projects Private Limited, Asomssg Handloom Private Limited and 5 more | Director | 21 May 2010 | 16 Years 4 Months | Current |
| Soorya Vikram Goenka Also directs: Agmc SSG Projects Private Limited, Goenka Artfed GMV Projects Private Limited, Asomssg Handloom Private Limited and 5 more | Director | 11 Jan 2021 | 5 Years 9 Months | Current |
| Adeetya Vikram Goenka | Director | 11 Jan 2021 | 5 Years 9 Months | Current |
| Loonkaran Bothra Also directs: Agmc SSG Projects Private Limited, Goenka Artfed GMV Projects Private Limited, Asomssg Handloom Private Limited and 1 more | Director | 29 May 2024 | 2 Years 4 Months | Current |
Ownership and Shareholding of Composit Credits Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Composit Credits Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 17 Oct 2020 | Hdfc Bank Limited | ₹13 Lakh | Open |
Total charge records: 1 View all charges
Employees and EPFO Compliance at Composit Credits Private Limited
Employment history and EPFO contributions of people linked to Composit Credits.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Composit Credits Private Limited
Composit Credits Private Limited has 9 board changes on record since 2010: 4 appointments and 5 cessations. The latest: Rina Goenka ceased to be Director on 31 May 2024.
1 earlier event is listed in the company report.
Credit Ratings, Litigation & Regulatory Alerts for Composit Credits Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Composit Credits Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Composit Credits Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Composit Credits Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Composit Credits Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Composit Credits Private Limited
Composit Credits is an active private limited company based in Delhi, India. The company works in nbfc, within the financial services industry. It was incorporated on 09 March 1995 (31+ years old) and is registered under CIN U74899DL1995PTC066214.
Composit Credits reported revenue of ₹80.74 Lakh for FY 2025 (down 5% YoY).
Composit Credits has 4 current directors:
- Aneel Goenka - Director
- Soorya Vikram Goenka - Director
- Adeetya Vikram Goenka - Director
- Loonkaran Bothra - Director
Composit Credits reported a net loss of ₹76.19 Lakh (net margin -94.4%) and EBITDA of -₹1.06 Cr (EBITDA margin -130.8%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Composit Credits is 5% over three years and 9% over five years. In the latest year (FY 2025) revenue fell 5%. CAGR is the steady yearly rate that links the first and the last year.
The CIN (Corporate Identification Number) of Composit Credits is U74899DL1995PTC066214. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Composit Credits was incorporated on 09 March 1995, making it 31+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Composit Credits by revenue are Fyl Fot Trade & Commerce Pvt Ltd, Sirohia Finvest Company Private Limited, Vatsalya Dealers Pvt Ltd, Andaz Builders Private Limited, Oliver Vyapar Pvt Ltd and 5 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC).
Rina Goenka ceased to be Director on 31 May 2024. Loonkaran Bothra was appointed as Director on 29 May 2024. Adeetya Vikram Goenka was appointed as Director on 11 Jan 2021. Composit Credits has 9 board changes on record in total.
The registered office of Composit Credits is at B – 38 1st Floor, Anand Vihar, Delhi, India – 110092.
Composit Credits has an authorised share capital of ₹1.8 Cr and a paid-up capital of ₹1.8 Cr.