Concerto Software & Systems Private Limited

Concerto Software & Systems Private Limited - financial services in Thane, Maharashtra, India. FY 2026 financials & compliance.
CIN U72900MH2008PTC182792 Incorporated 28 May 2008 ROC Mumbai HQ Thane, Maharashtra, India
Active Private Limited Company financial services MSME
Data last updated
Revenue · FY 2025
₹121.02 Cr
▲ 10% YoY
Net profit · FY 2025
₹13.54 Cr
Net margin 11.2%
EBITDA · FY 2025
₹19.24 Cr
EBITDA margin 15.9%
Authorised capital
₹5 Cr
Registered with MCA
Paid-up capital
₹4.04 Cr
Issued & subscribed
Open charges
₹6.19 Cr
Satisfied ₹1.72 Cr
Company age
18 yrs
Est. 2008
Employees · EPFO
597
Provident fund records

About Concerto Software & Systems Private Limited

Data last updated:

Concerto Software & Systems Private Limited is a private limited company based in Thane, Maharashtra, India. It operates in the digital payment solutions segment of the financial services sector. It was incorporated on 28 May 2008 and has been in existence for over 18 years.

The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U72900MH2008PTC182792. Its GSTIN is 27AADCC4006C1ZB (Maharashtra).

The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹4.04 Cr. It is led by directors including Siddhartha Premananda Pande and Jitesh Janardhanan Nair.

Its last annual general meeting (AGM) was held on 06 August 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Building No 305 2nd Floor Millennium Business Park Sector 2 Mahape Navi Mumbai, Thane, Maharashtra, India – 400710.

As per the financials filed for FY 2025, the company reported a revenue of ₹121.02 Cr, a growth of 10% compared to the previous year. For the same year it recorded a net profit of ₹13.54 Cr (net margin 11.2%) and EBITDA of ₹19.24 Cr (EBITDA margin 15.9%). Revenue has grown at a compounded annual rate (CAGR) of 24% over three years and 18% over five years.

The company has about 597 employees on its provident fund (EPFO) records.

The company is associated with 1 brand: Concerto Software and Systems. As per MCA filings, the company has open charges of ₹6.19 Cr and satisfied charges of ₹1.72 Cr on record. Court records list 1 case involving the company, including 1 filed by the company; 1 case is pending. The company has 23 deals on record (20 secondary share transfers, 3 funding rounds), with disclosed funding of ₹1.33 Cr; the latest was in January 2024. The company has 11 MSME Form 1 returns on record between 2019 and 2024, listing 47 overdue payments to 8 micro and small suppliers.

Concerto Software & Systems Private Limited is registered as an MSME under the Udyam registration framework (Reg. No. UDYAM-MH-27-0010994). The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website concertosoft.com.

Company details

CIN U72900MH2008PTC182792
Registration Number 182792
Incorporation Date 28 May 2008
ROC Mumbai
Listing Status Unlisted
Company Status Active
Date of Last AGM 06 August 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification MSME
Udyam Registration UDYAM-MH-27-0010994

Recognitions & Rankings of Concerto Software & Systems

MSME (Udyam registered) Ministry of MSME
Udyam number
UDYAM-MH-27-0010994

Contact details

Concerto Software & Systems Private Limited's registered office is in Thane, Maharashtra. Its website is concertosoft.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Social Media
  • Registered Address
    Building No 305 2nd Floor Millennium Business Park Sector 2 Mahape Navi Mumbai, Thane, Maharashtra, India – 400710
  • Industry
    Financial Services, Digital Payment Solutions

To see the full contact details of Concerto Software & Systems Private Limited, buy the company report.

Comprehensive company report
Concerto Software & Systems Private Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
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Brands

Concerto Software & Systems operates one associated brand: Concerto Software and Systems. Each brand links to its own profile.

BrandDescriptionWebsite
API solutions for electronic payments and monitoring tools are provided.concertosoft.com

Business activity

The main business activity of Concerto Software & Systems is information and communication. In detail, this covers computer programming, consultancy and related activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
JInformation and communicationJ6Computer programming, consultancy and related activities

To see the full business activity and turnover split of Concerto Software & Systems Private Limited, buy the company report.

Financials of Concerto Software & Systems Private Limited

FY 2025 filings available

Concerto Software & Systems Private Limited reported revenue of ₹121.02 Cr (up 10% YoY) for FY 2025.

Revenue · FY 2025
₹121.02 Cr ▲ 10%
Net profit · FY 2025
₹13.54 Cr margin 11.2%
EBITDA · FY 2025
₹19.24 Cr margin 15.9%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 10%
3 years · compounded
▲ 24%
5 years · compounded
▲ 18%
EBITDA CAGR growth
1 year
▲ 17%
3 years · compounded
▲ 36%
5 years · compounded
▲ 19%

Revenue has grown at a compounded annual rate (CAGR) of 18% over five years, including 10% growth in the latest year. EBITDA rose 17% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹19.24 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)₹13.54 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin15.9%
Net Profit Margin11.2%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Concerto Software & Systems Private Limited, buy the company report.

Board of directors of Concerto Software & Systems Private Limited

Concerto Software & Systems has 6 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.

Current Directors
NameDesignationAppointment DateTenureStatus
Siddhartha Premananda PandeDirector28 May 200818 Years 5 MonthsCurrent
Jitesh Janardhanan NairDirector01 Oct 200818 Years 1 MonthsCurrent
Saju Kalluvilayil VargheseDirector28 Aug 201016 Years 2 MonthsCurrent
Jiss Manampurath JoseDirector28 May 200818 Years 5 MonthsCurrent
Sushant Bala RawoolDirector01 Oct 200818 Years 1 MonthsCurrent
Benedict Clifford RavindranDirector01 Oct 200818 Years 1 MonthsCurrent

Auditor

Concerto Software & Systems Private Limited is audited by Sharp & Tannan for the financial year 2023.

Auditor firmFinancial yearFirm registration number
Sharp & TannanFY 2023109982W

Shareholding

The shareholding of Concerto Software & Systems Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2023FY 2022FY 2021FY 2020FY 2019
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Concerto Software & Systems Private Limited, buy the company report.

Charges & borrowings

Open charges
₹6.19 Cr
Satisfied charges
₹1.72 Cr
Breakdown by lending institutions
Others₹5.03 Cr
Hdfc Bank Limited₹0.82 Cr
Axis Bank Limited₹0.34 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
29 Aug 2024100970525Hdfc Bank Limited₹6.55 LakhOpen
07 Jun 2024100940447Hdfc Bank Limited₹23.5 LakhOpen
20 Apr 2024100916151Others₹42.49 LakhOpen
12 Apr 2024100900762Others₹17.25 LakhOpen
27 Mar 2024100896991Others₹19 LakhOpen

To see the full charge records of Concerto Software & Systems Private Limited, buy the company report.

Total charge records: 13 View all charges

Deals & funding

Concerto Software & Systems Private Limited has 23 deals on record (20 secondary share transfers, 3 funding rounds), with disclosed funding of ₹1.33 Cr; the latest was in January 2024.

Total deals
23
Secondary share transfers
20
Funding rounds
3
Disclosed funding
₹1.33 Cr

Deals on record (5 of 23)

WhenDealAmountParties
Jan 2024Secondary share transferUndisclosedBuyer: 2 individuals
Seller: an individual
Nov 2023Secondary share transferUndisclosedBuyer: an individual
Seller: an individual
Aug 2023Secondary share transferUndisclosedBuyer: an individual
Seller: Concerto Employees Welfare Trust
Feb 2023Secondary share transferUndisclosedBuyer: 4 individuals
Seller: Concerto Employees Welfare Trust
Oct 2022Secondary share transferUndisclosedBuyer: an individual
Seller: Concerto Employees Welfare Trust

To see the full deal history of Concerto Software & Systems Private Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

MSME payment delays

Concerto Software & Systems Private Limited has 11 MSME Form 1 returns on record between 2019 and 2024, listing 47 overdue payments to 8 micro and small suppliers. Companies must report dues to micro and small suppliers that stay unpaid for more than 45 days in a half-yearly MSME Form 1 return.

Suppliers with reported dues (5 of 8)

SupplierAmount dueDue sinceReported on
Securesearch Screening Services Private Limited
Paysquare Consultancy Limited
an individual supplier
an individual supplier
QRC Infosol Private Limited

To see the full MSME payment records of Concerto Software & Systems Private Limited, buy the company report.

Individuals and sole proprietors among the suppliers are not named.

Employees & EPFO

Concerto Software & Systems Private Limited has a workforce of 597 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.

Employee count
597
Active EPFO establishments
1
Employee growth
13.5%

Headcount by financial year

Financial yearEmployees (EPFO)
FY 2026-27597
FY 2025-26
FY 2024-25
FY 2023-24
FY 2022-23
FY 2021-22
FY 2020-21
FY 2019-20
FY 2018-19
FY 2017-18
FY 2016-17

To see the full employee and EPFO history of Concerto Software & Systems Private Limited, buy the company report.

GST

Concerto Software & Systems has 1 GST registration: 1 active.

Total GSTINs
1
Active
1
GSTINStateStatusRegistered on
27AADCC4006C1ZBMaharashtraActive01 Jul 2017

To see the full GST registrations and return filing status of Concerto Software & Systems Private Limited, buy the company report.

Recent activity

Concerto Software & Systems Private Limited has 8 board changes on record since 2008: 6 appointments and 2 cessations. The latest: Saju Kalluvilayil Varghese ceased to be Additional Director on 30 Sep 2010.

AGM
Concerto Software & Systems Private Limited last Annual general meeting of members was held on 06 Aug 2025 as per latest MCA records.
Charges
A charge with Others of Rs. 4.00 Cr registered on 08 Mar 2023 with Charge ID 100690033 was modified on 04 Jul 2025.
Filing
Concerto Software & Systems Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Mumbai.
Charges
A charge with Hdfc Bank Limited amounted to Rs. 0.07 Cr with Charge ID 100970525 was registered on 29 Aug 2024.
Charges
A charge with Hdfc Bank Limited amounted to Rs. 0.24 Cr with Charge ID 100940447 was registered on 07 Jun 2024.
Charges
A charge with Others amounted to Rs. 0.42 Cr with Charge ID 100916151 was registered on 20 Apr 2024.
Charges
A charge with Others amounted to Rs. 0.17 Cr with Charge ID 100900762 was registered on 12 Apr 2024.
Charges
A charge with Others amounted to Rs. 0.19 Cr with Charge ID 100896991 was registered on 27 Mar 2024.
Charges
A charge with Hdfc Bank Limited amounted to Rs. 0.14 Cr with Charge ID 100895858 was registered on 16 Mar 2024.
Charges
A charge with Hdfc Bank Limited amounted to Rs. 0.20 Cr with Charge ID 100872111 was registered on 02 Feb 2024.
Charges
A charge with Others amounted to Rs. 4.00 Cr with Charge ID 100690033 was registered on 08 Mar 2023.
Charges
A charge registered on 31 Oct 2013 via Charge ID 10461832 with Icici Bank Limited was fully satisfied on 03 Mar 2023.

15 earlier events are in the company report.

Frequently asked questions

Concerto Software & Systems is an active private limited company based in Thane, Maharashtra, India. The company works in digital payment solutions, within the financial services industry. It was incorporated on 28 May 2008 (18+ years old) and is registered under CIN U72900MH2008PTC182792.

Concerto Software & Systems has 6 current directors:

The latest financial statements of Concerto Software & Systems on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 06 August 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Concerto Software & Systems is 27AADCC4006C1ZB, registered in Maharashtra.

The CIN (Corporate Identification Number) of Concerto Software & Systems is U72900MH2008PTC182792. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Concerto Software & Systems has 1 court case on record: 1 filed by the company. 1 is pending.

Concerto Software & Systems was incorporated on 28 May 2008, making it 18+ years old. It is registered with the Registrar of Companies, Mumbai.

Concerto Software & Systems has 23 deals on record (20 secondary share transfers, 3 funding rounds), with disclosed funding of ₹1.33 Cr; the latest was in January 2024.

Saju Kalluvilayil Varghese ceased to be Additional Director on 30 Sep 2010. Saju Kalluvilayil Varghese was appointed as Director on 28 Aug 2010. Benedict Clifford Ravindran was appointed as Director on 01 Oct 2008. Concerto Software & Systems has 8 board changes on record in total.

Yes, Concerto Software & Systems is registered as an MSME under Udyam registration (number: UDYAM-MH-27-0010994).

Concerto Software & Systems has 11 MSME Form 1 returns on record between 2019 and 2024, listing 47 overdue payments to 8 micro and small suppliers. The latest return was filed on 29 Apr 2024.