Concord Credit Limited - Company Profile

It is a financial services public limited company based in Ernakulam, Kerala, India, established in 1984.
1984 Ernakulam, Kerala, India Active
Last Updated:
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About Concord Credit Limited

Concord Credit Limited, a active public limited company, was established on 02 April 1984 in Ernakulam, Kerala, India. Engaging in nbfc within the financial services sector, it holds CIN: U65923KL1984PLC003951. Registered under ROC Roc Ernakulam. it is unlisted. It has an authorized capital of ₹5.00 Cr and a paid-up capital of ₹3.95 Cr.

It upholds a compliant status. Its leadership includes Rohit George Kurian (Director), Kurian Chirathalattu George (Managing Director), Betsy Elizabeth Kurian (Director). Past directors included Kurian Chirathalattu George, Parimal Moghabhai Desai. It holds no open charges and ₹14.85 Cr settled loans. Its latest AGM occurred on 30 September 2025, with the balance sheet filed on 31 March 2025. It is based at 2Nd Floor2Nd Floor Chittoor Road, Ernakulam, Kerala, 682018.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
    **********
  • Social Media
    **********
  • Apps
    **********

Company Details

  • CIN/LLPIN

    U65923KL1984PLC003951

  • Registration Number

    003951

  • Incorporation Date

    02 April 1984

  • Authorized Capital

    ₹5.00 Cr

  • Paid-Up Capital

    ₹3.95 Cr

  • ROC Code

    Roc Ernakulam

  • Listing Status

    Unlisted

  • Company Status

    Active

Key Metrics
  • Authorised Capital ₹ 5.00 Cr
  • Paid Up Capital ₹ 3.95 Cr
  • Company Age 41 Year, 10 Months
  • Last Filing with ROC 31 Mar 2025
  • Satisfied Charges ₹ 14.85 Cr
  • Revenue Growth **** -43.09%
  • Profit Growth **** -51.86%
  • Ebitda **** -63.16%
  • Net Worth -0.79%
  • Total Assets -1.02%
Company report

Concord Credit Limited

Company Report FY 2025-2026

Comprehensive Company Insights

Explore comprehensive insights into Concord Credit Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Concord Credit Limited?
Current Directors
Name Designation Appointment Date Status
Rohit George Kurian Director 30 Sep 2005 Current
Kurian Chirathalattu George Managing Director 02 Apr 1984 Current
Betsy Elizabeth Kurian Director 30 Sep 2003 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Managing Director 30 Sep 2018 Past
Pramod Abcsdd Director 10 Mar 2009 Past

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Financial Performance of Concord Credit.

Concord Credit Limited, for the financial year ended 2017, experienced significant reduction in revenue, with a 43.09% decrease. The company also saw a substantial fall in profitability, with a 51.86% decrease in profit. The company's net worth dipped by a decrease of 0.79%.

Concord Credit revenue growth over time
Concord Credit profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
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 -43.09%
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*******
*******
Revenue from Operations
*******
 -43.38%
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*******
*******
*******
Total Assets
*******
 -1.02%
*******
*******
*******
*******
Profit or Loss
*******
 -51.86%
*******
*******
*******
*******
Net Worth
*******
 -0.79%
*******
*******
*******
*******
EBITDA
*******
 -63.16%
*******
*******
*******
*******

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What is the Ownership and Shareholding Structure of Concord Credit?

In 2017, Concord Credit had a promoter holding of 100.00%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

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Charges (Loans)
Open Charges

₹0

Satisfied Charges

₹148,500,000.00

Charges Breakdown by Lending Institutions
  • P M Thomas : 8.00 Cr
  • The South Indian Banklimited : 4.50 Cr
  • P.P. Zibi Jose (P.C.Secrt.) : 2.00 Cr
  • The Federal Bank Limited : 0.35 Cr
Latest Charge Details
Date Lender Amount Status
24 Sep 2010 The South Indian Banklimited ₹4.50 Cr Satisfied
02 Oct 2009 P M Thomas ₹8.00 Cr Satisfied
12 Aug 1999 P.P. Zibi Jose (P.C.Secrt.) ₹2.00 Cr Satisfied
28 Nov 1991 The Federal Bank Limited ₹3.50 M Satisfied

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How Many Employees Work at Concord Credit?

Unlock and access historical data on people associated with Concord Credit, such as employment history, contributions to the Employees' Provident Fund Organization (EPFO), and related information.

Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Concord Credit, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Concord Credit's trajectory.

Rating
Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts
Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Concord Credit
Recent Activity within the Organization
  • Annual General Meeting

    Concord Credit Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records. was recorded as a recent event.

  • Balance Sheet

    The activity Concord Credit Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Ernakulam. was completed.

  • Charges

    A charge registered on 02 Oct 2009 via Charge ID 10176954 with P M Thomas was fully satisfied on 02 Jan 2023. was recorded as a recent event.

  • Charges

    The activity A charge registered on 12 Aug 1999 via Charge ID 90022471 with P.P. Zibi Jose (P.C.Secrt.) was fully satisfied on 16 Dec 2022. was completed.

  • Charges

    Progress on A charge registered on 24 Sep 2010 via Charge ID 10244247 with The South Indian Banklimited was fully satisfied on 28 Nov 2022. was documented.

  • Charges

    A charge with The South Indian Banklimited of Rs. 4.50 Cr registered on 24 Sep 2010 with Charge ID 10244247 was modified on 28 Feb 2013. was recorded as a recent event.

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Frequently Asked Questions
What is the CIN of Concord Credit Limited?

The CIN of Concord Credit Limited is U65923KL1984PLC003951.

Where is Concord Credit Limited headquartered?

Concord Credit Limited is headquartered at 2Nd Floor2Nd Floor Chittoor Road, Ernakulam, Kerala, 682018.

When was Concord Credit Limited incorporated?

Concord Credit Limited was incorporated on 02 April 1984.

Who are the current directors of Concord Credit Limited?

The current directors of Concord Credit Limited are

What is the primary industry of Concord Credit Limited?

The primary industry of Concord Credit Limited is Financial Services.

Is Concord Credit Limited a listed company?

Concord Credit Limited is unlisted.

What is the capital structure of Concord Credit Limited?

The authorized capital of Concord Credit Limited is ₹5.00 Cr, and the paid-up capital is ₹3.95 Cr.

What is the compliance status of Concord Credit Limited?

The compliance status of Concord Credit Limited is Compliant.

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