Credential Fintech Private Limited
About Credential Fintech Private Limited
Data last updated:
Credential Fintech Private Limited is a private limited company based in Kolkata, West Bengal, India. It was incorporated on 25 July 2024.
The company is registered with the Registrar of Companies (ROC), Kolkata, under CIN U66190WB2024PTC272325.
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹15 Lakh. It is led by directors Vijay Darak Kumar and Richa Darak.
Its last annual general meeting (AGM) was held on 24 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Kolkata, West Bengal.
Company details
Contact details
Credential Fintech Private Limited's registered office is in Kolkata, West Bengal.
- Registered Address41A Ajc Bose Road, 5th Floor Unit 506, Kolkata, West Bengal, India – 700017
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Credential Fintech Private Limited
FY 2025 filings availableCredential Fintech Private Limited reported revenue of ₹7,449 for FY 2025.
Financial Statement Summary
| Metrics | FY 2024-25 |
|---|---|
| Profit and Loss Statement | |
| Revenue from Operations | |
| Other Income | |
| Total Revenue | |
| Cost of Materials Consumed | |
| Employee Benefit Expense | |
| Finance Costs | |
| Depreciation and Amortisation | |
| Other Expenses | |
| Total Expenses | |
| EBITDA | |
| Profit Before Tax | |
| Tax Expense | |
| Net Profit (PAT) | |
| Balance Sheet | |
| Share Capital | |
| Reserves and Surplus | |
| Net Worth (Total Equity) | |
| Long-term Borrowings | |
| Short-term Borrowings | |
| Trade Payables | |
| Total Liabilities | |
| Fixed Assets | |
| Investments | |
| Inventories | |
| Trade Receivables | |
| Cash and Bank Balance | |
| Total Assets | |
Financial Ratios
| Metrics | FY 2024-25 |
|---|---|
| Profitability | |
| EBITDA Margin | |
| Net Profit Margin | |
| Return on Equity (ROE) | |
| Return on Capital Employed (ROCE) | |
| Return on Assets (ROA) | |
| Liquidity and Debt | |
| Current Ratio | |
| Quick Ratio | |
| Debt-to-Equity Ratio | |
| Interest Coverage Ratio | |
| Efficiency and Growth | |
| Asset Turnover | |
| Receivable Days | |
| Payable Days | |
| Inventory Days | |
| Revenue Growth | |
| Net Profit Growth | |
To see the full financial statements and ratios of Credential Fintech Private Limited, buy the company report.
Board of directors of Credential Fintech Private Limited
Credential Fintech has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Vijay Darak Kumar | Director | 25 Jul 2024 | 2 Years 3 Months | Current |
| Richa Darak | Director | 25 Jul 2024 | 2 Years 3 Months | Current |
Peer comparison
Credential Fintech Private Limited is compared with the 10 companies closest to it by revenue in the BFSI industry (Fintech), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Accufinity Fintech Private Limited | ₹8,760 (FY 2025) | -94.0% | Ahmedabad, Gujarat, India | |||
| I S Brothers Fintech Private Limited | ₹8,690 (FY 2024) | Darbhanga, Bihar, India | ||||
| Bluemoon Fintech Private Limited | ₹8,110 (FY 2025) | -71.0% | Tuticorin, Tamil Nadu, India | |||
| Bibek Sahayata Fintech Private Limited | ₹7,755 (FY 2024) | -98.0% | Kolkata, West Bengal, India | |||
| D&H Fintech Solutions Private Limited | ₹7,685 (FY 2024) | Mumbai, Maharashtra, India | ||||
| Credential Fintech Private Limitedthis company | ₹7,449 (FY 2025) | Kolkata, West Bengal, India | ||||
| Adharva Fintech Private Limited | ₹7,066 (FY 2025) | -67.0% | Ernakulam, Kerala, India | |||
| Raaga Fintech Solutions (OPC) Private Limited | ₹6,506 (FY 2025) | -98.0% | Noida, Uttar Pradesh, India | |||
| Ascoin Fintech Private Limited | ₹6,415 (FY 2023) | 7.0% | Bangalore, Karnataka, India | |||
| Bi Fintech Service Private Limited | ₹6,332 (FY 2024) | 56.0% | Bokaro, Jharkhand, India | |||
| Perfect Fintech Private Limited | ₹5,995 (FY 2024) | -35.0% | Hyderabad, Telangana, India |
To see the full peer comparison of Credential Fintech Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Credential Fintech Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Credential Fintech Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Credential Fintech Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Credential Fintech Private Limited has 2 board changes on record since 2024: 2 appointments. The latest: Richa Darak was appointed as Director on 25 Jul 2024.
Frequently asked questions
Credential Fintech is an active private limited company based in Kolkata, West Bengal, India. It was incorporated on 25 July 2024 (2+ years old) and is registered under CIN U66190WB2024PTC272325.
Credential Fintech has 2 current directors:
- Vijay Darak Kumar - Director
- Richa Darak - Director
The latest financial statements of Credential Fintech on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 24 September 2025. Year-wise statements from FY 2025 are in the company report.
The CIN (Corporate Identification Number) of Credential Fintech is U66190WB2024PTC272325. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Credential Fintech was incorporated on 25 July 2024, making it 2+ years old. It is registered with the Registrar of Companies, Kolkata.
The peers of Credential Fintech by revenue are Accufinity Fintech Private Limited, I S Brothers Fintech Private Limited, Bluemoon Fintech Private Limited, Bibek Sahayata Fintech Private Limited, D&H Fintech Solutions Private Limited and 5 more, all in the BFSI industry (Fintech).
Richa Darak was appointed as Director on 25 Jul 2024. Vijay Darak Kumar was appointed as Director on 25 Jul 2024.
The registered office of Credential Fintech is at 41A Ajc Bose Road, 5th Floor Unit 506, Kolkata, West Bengal, India – 700017.
Credential Fintech can be reached at its registered office: 41A Ajc Bose Road, 5th Floor Unit 506, Kolkata, West Bengal, India – 700017.
Credential Fintech is registered under the jurisdiction of the Registrar of Companies (ROC), Kolkata.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
