About Credfine Digital India Private Limited
Data last updated: 17 February 2026
Credfine Digital India Private Limited is a private limited company based in Thane, Maharashtra, India, recognised as a startup by DPIIT. It specialises in diversified financial services, a part of the broader financial services sector. Incorporated on 07 January 2020, the company has been in operation for over 6 years.
Registered with ROC Mumbai under CIN U74140MH2020PTC335644.
Capital: an authorised share capital of ₹5 Lakh and a paid-up capital of ₹100. Formerly known as Credfine Digital India Private Limited and Inobela Finanza India Private Limited. It is led by directors including Rahul Munnalal Maurya and Hitesh Mehta.
Last AGM: 30 September 2023. Financial statements filed for year ended 31 March 2023. Office: C – 701 Gaurav Residency Chs Ltd. Phase Nr Mayor Bungalow Kanakia Road, Thane, Maharashtra, India – 401107.
As per the financials filed for FY 2023, the company reported a revenue of ₹49,258, a growth of 31% compared to the previous year.
The company has a workforce of approximately 20 employees as per the latest available data.
The company is associated with 1 brand - Credfine.
For more details, the company can be reached via its website credfine.com.
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Email*****@*****.com
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Telephone+91-****-******
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Website
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Social Media
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Registered AddressC – 701 Gaurav Residency Chs Ltd. Phase Nr Mayor Bungalow Kanakia Road, Thane, Maharashtra, India – 401107
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IndustryFinancial Services, Diversified Financial Services
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Name History of Credfine Digital India Private Limited
Credfine Digital India Private Limited has undergone 2 name changes throughout its history. The company was previously known as Credfine Digital India Private Limited, and Inobela Finanza India Private Limited. The current legal name is Credfine Digital India Private Limited, reflecting the company's evolution and rebranding over time.
| Company Name | Status |
|---|---|
| Credfine Digital India Private Limited | Current |
| Inobela Finanza India Private Limited | Previous |
Associated Brands with Credfine Digital India Private Limited
Credfine Digital India Private Limited operates one associated brand: CredFine. These brands represent Credfine Digital India Private Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Marketplace for consumer and business loans is facilitated using AI. | credfine.com |
Competitors & Alternatives of Credfine Digital India Private Limited
Brands and companies operating in the same space as Credfine Digital India Private Limited include Epimoney, Tala, i2i and 4 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
Epimoney
|
Consumer and business loans are facilitated via an online platform. | Chennai, India, India | 1995 |
Tala
|
Fintech services for credit, savings, and payments are delivered globally. | Santa Monica, United States, United States | 2011 |
i2i
|
Borrowers are connected with investors through P2P lending services. | Noida, India, India | 2015 |
Finzy
|
Online P2P marketplace for consumer and business loans is operated. | Bengaluru, India, India | 2016 |
IndiaLends
|
Online platform providing loans and credit cards from various financial institutions | Gurugram, India, India | 2014 |
TrillionLoans
|
Gold loans are facilitated via an online consumer marketplace. | Mumbai, India, India | 2018 |
Namaste Credit
|
API-enabled loan automation solutions are provided for banks and lenders. | Bengaluru, India, India | 2015 |
Business Activity of Credfine Digital India Private Limited
Credfine Digital India Private Limited is engaged in the principal business activity of financial and insurance service, with detailed activities including other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | ********* |
Auditor Details of Credfine Digital India Private Limited
Credfine Digital India Private Limited is audited by Varma & Associates for the financial year 2023. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Varma & Associates | blur-value | blur-value | blur-value |
Board of Directors of Credfine Digital India Private Limited
Credfine Digital India Private Limited is currently managed by 3 directors, with 2 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
|
Rahul Munnalal Maurya
Also directs:
Inobela Finanza Llp, Mubera Technologies Private Limited
|
Additional Director | 07 Jan 2020 | 6 Years 6 Months | Current |
|
Hitesh Mehta
Also directs:
Cloud Cheer Ventures Llp
|
Director | 04 Jul 2022 | 4 Years 0 Months | Current |
|
Harmesh Kishan Suri
Also directs:
Inobela Finanza Llp
|
Director | 04 Apr 2022 | 4 Years 3 Months | Current |
Financials of Credfine Digital India Private Limited FY 2023 filings available
Credfine Digital India Private Limited reported revenue of ₹49,258 (up 31% YoY) for FY 2023. Profit growth despite declining revenue indicates effective cost management and margin discipline.
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| Insurance | ***** | ***** | ***** | ***** | ***** |
| Power & Fuel | ***** | ***** | ***** | ***** | ***** |
| Interest | ***** | ***** | ***** | ***** | ***** |
| Depreciation | ***** | ***** | ***** | ***** | ***** |
| Other Expenses | ***** | ***** | ***** | ***** | ***** |
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| Profit Before Tax | ***** | ***** | ***** | ***** | ***** |
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| Money Against Warrants | ***** | ***** | ***** | ***** | ***** |
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| Long-Term Borrowings | ***** | ***** | ***** | ***** | ***** |
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| Other Non-Current Liabilities | ***** | ***** | ***** | ***** | ***** |
| Long-Term Provisions | ***** | ***** | ***** | ***** | ***** |
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| Short-Term Borrowings | ***** | ***** | ***** | ***** | ***** |
| Trade Payables | ***** | ***** | ***** | ***** | ***** |
| Other Current Liabilities | ***** | ***** | ***** | ***** | ***** |
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| Total Equity & Liabilities | ***** | ***** | ***** | ***** | ***** |
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| Tangible Assets | ***** | ***** | ***** | ***** | ***** |
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| Capital WIP | ***** | ***** | ***** | ***** | ***** |
| Intangibles Under Dev | ***** | ***** | ***** | ***** | ***** |
| Investments | ***** | ***** | ***** | ***** | ***** |
| Deferred Tax Assets | ***** | ***** | ***** | ***** | ***** |
| LT Loans & Advances | ***** | ***** | ***** | ***** | ***** |
| Other Non-Current Assets | ***** | ***** | ***** | ***** | ***** |
| Current Assets | |||||
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| Trade Receivables | ***** | ***** | ***** | ***** | ***** |
| Cash & Bank Balance | ***** | ***** | ***** | ***** | ***** |
| ST Loans & Advances | ***** | ***** | ***** | ***** | ***** |
| Other Current Assets | ***** | ***** | ***** | ***** | ***** |
| Total Assets | ***** | ***** | ***** | ***** | ***** |
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| Cash from Operating Activities (CFO) | |||||
| Profit Before Tax | ***** | ***** | ***** | ***** | ***** |
| Non-Cash Adjustments | ***** | ***** | ***** | ***** | ***** |
| + Interest Expense | ***** | ***** | ***** | ***** | ***** |
| + Depreciation | ***** | ***** | ***** | ***** | ***** |
| +/- Unrealized Forex | ***** | ***** | ***** | ***** | ***** |
| - Dividend Income | ***** | ***** | ***** | ***** | ***** |
| - Interest Income | ***** | ***** | ***** | ***** | ***** |
| +/- Other Non-Cash Items | ***** | ***** | ***** | ***** | ***** |
| Changes in Working Capital | ***** | ***** | ***** | ***** | ***** |
| +/- Inventory | ***** | ***** | ***** | ***** | ***** |
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| +/- Creditors | ***** | ***** | ***** | ***** | ***** |
| Reconciliation Adjustments | ***** | ***** | ***** | ***** | ***** |
| Cash Generated from Operations | ***** | ***** | ***** | ***** | ***** |
| Income Taxes Paid | ***** | ***** | ***** | ***** | ***** |
| Net CFO (Cash from Operations) | ***** | ***** | ***** | ***** | ***** |
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| Acquisitions & Disposals | ***** | ***** | ***** | ***** | ***** |
| Disposal of Subsidiaries | ***** | ***** | ***** | ***** | ***** |
| Acquisition of Subsidiaries | ***** | ***** | ***** | ***** | ***** |
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| Purchase of Fixed Assets | ***** | ***** | ***** | ***** | ***** |
| Sale of Fixed Assets | ***** | ***** | ***** | ***** | ***** |
| Other Investing Cash Flows | ***** | ***** | ***** | ***** | ***** |
| Net CFI (Cash from Investing) | ***** | ***** | ***** | ***** | ***** |
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| Equity Issuance | ***** | ***** | ***** | ***** | ***** |
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| Dividends Paid | ***** | ***** | ***** | ***** | ***** |
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| Net CFF (Cash from Financing) | ***** | ***** | ***** | ***** | ***** |
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| Net Change in Cash (Pre-Forex) | ***** | ***** | ***** | ***** | ***** |
| Closing Cash & Equivalents | ***** | ***** | ***** | ***** | ***** |
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| Inventory Days | ***** | ***** | ***** | ***** | ***** |
| Debtor Days | ***** | ***** | ***** | ***** | ***** |
| Creditor Days | ***** | ***** | ***** | ***** | ***** |
| Cash Conversion Cycle | ***** | ***** | ***** | ***** | ***** |
| Asset Turnover | ***** | ***** | ***** | ***** | ***** |
| Profitability | |||||
| Net Profit Margin % | ***** | ***** | ***** | ***** | ***** |
| Operating Margin % | ***** | ***** | ***** | ***** | ***** |
| ROE % | ***** | ***** | ***** | ***** | ***** |
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| D/E Ratio | ***** | ***** | ***** | ***** | ***** |
| ICR | ***** | ***** | ***** | ***** | ***** |
Consolidated Statements
Income Statement, Balance Sheet, Cash Flow & Ratios available in the full report.
Shareholding Pattern of Credfine Digital India Private Limited
As of FY 2023, Credfine Digital India Private Limited's shareholding pattern shows 100.00% by promoters. The promoters hold a majority stake, indicating strong promoter control.
| Year | 2025 |
|---|---|
| Promoters | 33.19% |
| DII | 23.22% |
| FII | 18.28% |
| Public | 22.89% |
| Others | 2.42% |
Charges & Borrowings Credfine Digital India Private Limited
Credfine Digital India Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Credfine Digital India Private Limited
Credfine Digital India Private Limited has a workforce of 20 employees as of Mar 29, 2024.
Employee Count & EPFO Data of Credfine Digital India Private Limited
Access employee headcount trends, monthly PF payment records, EPFO establishment details, and compliance data.
GST Compliance of Credfine Digital India Private Limited
GSTIN & GST Filing Data of Credfine Digital India Private Limited
Access GSTIN registrations, state-wise filing compliance, HSN/SAC codes, and detailed goods & services data.
Credit Ratings, Litigation & Regulatory Alerts for Credfine Digital India Private Limited
Credit Ratings, Legal Cases & Regulatory Alerts of Credfine Digital India Private Limited
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MSME Payment Delays by Credfine Digital India Private Limited
MSME Payment Delays by Credfine Digital India Private Limited
Track payments outstanding to micro and small enterprise vendors, as disclosed in half-yearly MSME-1 returns filed with the MCA.
Subsidiaries & Group Companies of Credfine Digital India Private Limited
Subsidiaries & Group Companies of Credfine Digital India Private Limited
See the full corporate group - holding company, subsidiaries, associates and joint ventures of Credfine Digital India Private Limited with ownership details.
MCA Filings & Documents of Credfine Digital India Private Limited
MCA Filings & Documents of Credfine Digital India Private Limited
Download official documents filed with the Ministry of Corporate Affairs - from incorporation papers to the latest annual filings.
Recent Activity on Credfine Digital India Private Limited
Frequently Asked Questions about Credfine Digital India Private Limited
Credfine Digital India Private Limited is an active private limited company in the financial services sector based in Thane, Maharashtra, India. It was incorporated on 07 January 2020 (6+ years old) and is registered under CIN U74140MH2020PTC335644. The company has 20 employees.
Credfine Digital India Private Limited reported revenue of ₹49,258 for FY 2023 (up 31.00% YoY).
The current directors of Credfine Digital India Private Limited are:
The primary industry of Credfine Digital India Private Limited is financial services. The company specifically operates in diversified financial services. The company is currently active in this sector.
Yes, Credfine Digital India Private Limited is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).
Credfine Digital India Private Limited can be reached at the registered office: C – 701 Gaurav Residency Chs Ltd. Phase Nr Mayor Bungalow Kanakia Road, Thane, Maharashtra, India – 401107, or through the website credfine.com.