Credibility Financial Services Private Limited
About Credibility Financial Services Private Limited
Data last updated:
Credibility Financial Services Private Limited is a private limited company based in Mumbai, Maharashtra, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 01 August 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U65990MH1994PTC079979.
The company has an authorised share capital of ₹1 Cr and a paid-up capital of ₹55 Lakh. It is led by directors including Darius Dinshaw Pandole and Anahita Darius Pandole.
Its last annual general meeting (AGM) was held on 26 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at R 408 4th Floor Shreyas Chambers 175 Dr. D N Road Fort., Mumbai, Maharashtra, India – 400001.
As per the financials filed for FY 2025, the company reported a revenue of ₹1.44 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹1.15 Cr (net margin 79.8%) and EBITDA of ₹1.4 Cr (EBITDA margin 97.5%). Revenue has grown at a compounded annual rate (CAGR) of 214% over three years and 135% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Credibility Financial Services Private Limited's registered office is in Mumbai, Maharashtra. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressR 408 4th Floor Shreyas Chambers 175 Dr. D N Road Fort., Mumbai, Maharashtra, India – 400001
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Credibility Financial Services Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Credibility Financial Services is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Credibility Financial Services Private Limited, buy the company report.
Financials of Credibility Financial Services Private Limited
FY 2025 filings availableCredibility Financial Services Private Limited reported revenue of ₹1.44 Cr (up 2150% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 135% over five years. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹1.4 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹1.15 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 97.5% | ||||
| Net Profit Margin | 79.8% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Credibility Financial Services Private Limited, buy the company report.
Board of directors of Credibility Financial Services Private Limited
Credibility Financial Services has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Darius Dinshaw Pandole | Director | 01 Aug 1994 | 32 Years 2 Months | Current |
| Anahita Darius Pandole | Director | 01 Aug 1994 | 32 Years 2 Months | Current |
| Dinshaw Phiroze Pandole | Director | 22 Feb 1996 | 30 Years 8 Months | Current |
Auditor
Credibility Financial Services Private Limited is audited by Y.K BHAGWAGAR & Co. for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Y.K BHAGWAGAR & Co. | FY 2023 | 034236 |
Shareholding
The shareholding of Credibility Financial Services Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Credibility Financial Services Private Limited, buy the company report.
Legal cases
No court or tribunal cases involving Credibility Financial Services Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Credibility Financial Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Credibility Financial Services Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Credibility Financial Services Private Limited has 3 board changes on record since 1994: 3 appointments. The latest: Dinshaw Phiroze Pandole was appointed as Director on 22 Feb 1996.
Frequently asked questions
Credibility Financial Services is an active private limited company based in Mumbai, Maharashtra, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 01 August 1994 (32+ years old) and is registered under CIN U65990MH1994PTC079979.
Credibility Financial Services has 3 current directors:
- Darius Dinshaw Pandole - Director
- Anahita Darius Pandole - Director
- Dinshaw Phiroze Pandole - Director
The latest financial statements of Credibility Financial Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 26 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Credibility Financial Services is U65990MH1994PTC079979. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Credibility Financial Services was incorporated on 01 August 1994, making it 32+ years old. It is registered with the Registrar of Companies, Mumbai.
Dinshaw Phiroze Pandole was appointed as Director on 22 Feb 1996. Anahita Darius Pandole was appointed as Director on 01 Aug 1994. Darius Dinshaw Pandole was appointed as Director on 01 Aug 1994.
The registered office of Credibility Financial Services is at R 408 4th Floor Shreyas Chambers 175 Dr. D N Road Fort., Mumbai, Maharashtra, India – 400001.
Credibility Financial Services operates in the financial services industry, in the diversified financial services segment.
The compliance status of Credibility Financial Services is compliant as of 06 September 2026. The company is actively filing with the Registrar of Companies.
Credibility Financial Services can be reached at its registered office: R 408 4th Floor Shreyas Chambers 175 Dr. D N Road Fort, Mumbai, Maharashtra, India – 400001.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
