MSME (Udyam registered) Ministry of MSME
- Category
- Micro (2024-25)
- Udyam number
- UDYAM-TN-02-0065021
Credible Capital Services Private Limited
Credible Capital Services Private Limited - financial services in Chennai, Tamil Nadu, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹3.09 Cr
▼ 5% YoY
Net profit · FY 2025
₹10.39 Lakh
Net margin 3.4%
EBITDA · FY 2025
₹17.66 Lakh
EBITDA margin 5.7%
Authorised capital
₹10 Lakh
Registered with MCA
Paid-up capital
₹10 Lakh
Issued & subscribed
Open charges
₹22.46 Lakh
Secured borrowings
Company age
15 yrs
Est. 2011
Employees · EPFO
18
Provident fund records
About Credible Capital Services Private Limited
Data last updated:
Credible Capital Services Private Limited is a private limited company based in Chennai, Tamil Nadu, India. It operates in the diversified financial services segment of the financial services sector. It was incorporated on 14 July 2011 and has been in existence for over 15 years.
The company is registered with the Registrar of Companies (ROC), Chennai, under CIN U65190TN2011PTC081489. Its GSTIN is 33AAECC4605J1ZX (Tamil Nadu).
The company has an authorised share capital of ₹10 Lakh and a paid-up capital of ₹10 Lakh. It is led by directors Israel Selvaraj (Managing Director) and Christina Israel.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No.2 South Road West Cit Nagar Nandhanam, Chennai, Tamil Nadu, India – 600035.
As per the financials filed for FY 2025, the company reported a revenue of ₹3.09 Cr, a decline of 5% compared to the previous year. For the same year it recorded a net profit of ₹10.39 Lakh (net margin 3.4%) and EBITDA of ₹17.66 Lakh (EBITDA margin 5.7%). Revenue has grown at a compounded annual rate (CAGR) of 32% over three years and 10% over five years.
The company has about 18 employees on its provident fund (EPFO) records.
As per MCA filings, the company has open charges of ₹22.46 Lakh on record.
Credible Capital Services Private Limited is registered as a micro enterprise under the Udyam registration framework (Reg. No. UDYAM-TN-02-0065021). The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN U65190TN2011PTC081489
Registration Number 081489
Incorporation Date 14 July 2011
ROC Chennai
Listing Status Unlisted
Company Status Active
Date of Last AGM 30 September 2025
Date of Balance Sheet 31 March 2025
Compliance Status Active Compliant
MSME Classification Micro
Udyam Registration UDYAM-TN-02-0065021
Recognitions & Rankings of Credible Capital Services
Contact details
Credible Capital Services Private Limited's registered office is in Chennai, Tamil Nadu. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressNo.2 South Road West Cit Nagar Nandhanam, Chennai, Tamil Nadu, India – 600035
- IndustryFinancial Services, Diversified Financial Services
To see the full contact details of Credible Capital Services Private Limited, buy the company report.
Comprehensive company report
Credible Capital Services Private Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included
Business activity
The main business activity of Credible Capital Services is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Credible Capital Services Private Limited, buy the company report.
Financials of Credible Capital Services Private Limited
FY 2025 filings availableCredible Capital Services Private Limited reported revenue of ₹3.09 Cr (down 5% YoY) for FY 2025.
Revenue · FY 2025
₹3.09 Cr ▼ 5%
Net profit · FY 2025
₹10.39 Lakh margin 3.4%
EBITDA · FY 2025
₹17.66 Lakh margin 5.7%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▼ 5%
3 years · compounded
▲ 32%
5 years · compounded
▲ 10%
EBITDA CAGR growth
1 year
▼ 15%
3 years · compounded
▲ 87%
5 years · compounded
▼ 4%
Revenue fell 5% in the latest year, but over five years it has grown at a compounded annual rate (CAGR) of 10%. EBITDA fell 15% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹17.66 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹10.39 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 5.7% | ||||
| Net Profit Margin | 3.4% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Credible Capital Services Private Limited, buy the company report.
Board of directors of Credible Capital Services Private Limited
Credible Capital Services has 2 directors on record. No former directors are listed.
Current Directors
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Christina Israel Also directs: Icdl Business Credit Private Limited | Director | 14 Jul 2011 | 15 Years 3 Months | Current |
| Israel Selvaraj Also directs: Icdl Business Credit Private Limited, Kria Management Ventures LLP | Managing Director | 14 Jul 2011 | 15 Years 3 Months | Current |
Peer comparison
Credible Capital Services Private Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (Capital Services, Other Financial Services), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Sownaka Finance Private Limited | ₹3.09 Cr (FY 2025) | -25.0% | Chennai, Tamil Nadu, India | |||
| Credible Capital Services Private Limitedthis company | ₹3.09 Cr (FY 2025) | ₹10.39 Lakh | 3.4% | -5.0% | 18 | Chennai, Tamil Nadu, India |
| Swan Holdings Private Limited | ₹3.07 Cr (FY 2025) | 17.0% | Indore, Madhya Pradesh, India | |||
| Ushma Investments Pvt Ltd | ₹3.07 Cr (FY 2024) | 215.0% | Mumbai, Maharashtra, India | |||
| Time Leverage Instruments Private Limited | ₹3.07 Cr (FY 2025) | 700.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Credible Capital Services Private Limited, buy the company report.
Auditor
Credible Capital Services Private Limited is audited by Palamalai & Co for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Palamalai & Co | FY 2022 | 028447 |
Shareholding
The shareholding of Credible Capital Services Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Credible Capital Services Private Limited, buy the company report.
Charges & borrowings
Open charges
₹22.46 Lakh
Satisfied charges
None
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 31 Jul 2025 | 101152679 | Hdfc Bank Limited | ₹12 Lakh | Open | |
| 01 Jun 2023 | 100737839 | Hdfc Bank Limited | ₹10.46 Lakh | Open |
Total charge records: 2 View all charges
Legal cases
No court or tribunal cases involving Credible Capital Services Private Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Credible Capital Services Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Credible Capital Services Private Limited has a workforce of 18 employees on its EPFO records as of Apr 06, 2024, across 1 active EPFO establishment.
Employee count
18
Active EPFO establishments
1
Employee growth
12.5%
GST
Credible Capital Services has 1 GST registration: 1 active.
Total GSTINs
1
Active
1
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 33AAECC4605J1ZX | Tamil Nadu | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Credible Capital Services Private Limited, buy the company report.
Recent activity
Credible Capital Services Private Limited has 2 board changes on record since 2011: 2 appointments. The latest: Christina Israel was appointed as Director on 14 Jul 2011.
AGM
Credible Capital Services Private Limited last Annual general meeting of members was held on 30 Sep 2025 as per latest MCA records.
Charges
A charge with Hdfc Bank Limited amounted to Rs. 12.00 Lakh with Charge ID 101152679 was registered on 31 Jul 2025.
Filing
Credible Capital Services Private Limited has filed its annual Financial statements for the year ended 31 Mar 2025 with Roc Chennai.
Charges
A charge with Hdfc Bank Limited amounted to Rs. 10.46 Lakh with Charge ID 100737839 was registered on 01 Jun 2023.
Appointed
Christina Israel was appointed as Director.
Appointed
Israel Selvaraj was appointed as Managing Director.
Incorporation
14 Jul 2011
Credible Capital Services Private Limited was registered on 14 Jul 2011 with Roc Chennai & aged 15 years 3 months as per MCA records.
Frequently asked questions
Credible Capital Services is an active private limited company based in Chennai, Tamil Nadu, India. The company works in diversified financial services, within the financial services industry. It was incorporated on 14 July 2011 (15+ years old) and is registered under CIN U65190TN2011PTC081489.
Credible Capital Services has 2 current directors:
- Israel Selvaraj - Managing Director
- Christina Israel - Director
The latest financial statements of Credible Capital Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Credible Capital Services is 33AAECC4605J1ZX, registered in Tamil Nadu.
The CIN (Corporate Identification Number) of Credible Capital Services is U65190TN2011PTC081489. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Credible Capital Services was incorporated on 14 July 2011, making it 15+ years old. It is registered with the Registrar of Companies, Chennai.
The peers of Credible Capital Services by revenue are Sownaka Finance Private Limited, Swan Holdings Private Limited, Ushma Investments Pvt Ltd, Time Leverage Instruments Private Limited, all in the BFSI industry (Capital Services, Other Financial Services), with the same principal business activity (other financial activities).
Christina Israel was appointed as Director on 14 Jul 2011. Israel Selvaraj was appointed as Managing Director on 14 Jul 2011.
Yes, Credible Capital Services is registered as a micro enterprise under Udyam registration (number: UDYAM-TN-02-0065021).
The registered office of Credible Capital Services is at No.2 South Road West Cit Nagar Nandhanam, Chennai, Tamil Nadu, India – 600035.
Credible Capital Services operates in the financial services industry, in the diversified financial services segment.
Sample company reports
The same report you get when you buy one: financials, directors, ownership, deals, charges, legal cases, brands and filings, with the Excel workbook alongside.
Swiggy Limited Listed company · 92 pages
BharatPe (Resilient Innovations Pvt Ltd) Unlisted company · 78 pages