Credible Credits Private Limited
About Credible Credits Private Limited
Data last updated:
Credible Credits Private Limited is a private limited company based in New Delhi, Delhi, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 12 November 1987 and has been in existence for over 39 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74899DL1987PTC029756.
The company has an authorised share capital of ₹2 Cr and a paid-up capital of ₹2 Cr. It is led by directors Avtar Singh and Satinder Kaur.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at T – 2393 Faiz Road Karol, Bagh, New Delhi, Delhi, India – 110005.
As per the financials filed for FY 2025, the company reported a revenue of ₹12.84 Lakh, a growth of 10% compared to the previous year. For the same year it recorded a net profit of ₹1.58 Lakh (net margin 12.3%) and EBITDA of ₹2.11 Lakh (EBITDA margin 16.4%). Revenue has declined at a compounded annual rate (CAGR) of 8% over three years and 2% over five years.
Court records list 1 case involving the company, including 1 filed by the company.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Credible Credits Private Limited's registered office is in New Delhi, Delhi. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressT – 2393 Faiz Road Karol, Bagh, New Delhi, Delhi, India – 110005
- IndustryFinancial Services, Financial Activities
To see the full contact details of Credible Credits Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Credible Credits is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Credible Credits Private Limited, buy the company report.
Financials of Credible Credits Private Limited
FY 2025 filings availableCredible Credits Private Limited reported revenue of ₹12.84 Lakh (up 10% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue rose 10% in the latest year, though over five years it has declined at a compounded annual rate (CAGR) of 2%. EBITDA rose 5% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹2.11 Lakh | ||||
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| Tax Expense | |||||
| Net Profit (PAT) | ₹1.58 Lakh | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 16.4% | ||||
| Net Profit Margin | 12.3% | ||||
| Return on Equity (ROE) | |||||
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To see the full financial statements and ratios of Credible Credits Private Limited, buy the company report.
Board of directors of Credible Credits Private Limited
Credible Credits has 2 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Avtar Singh | Director | 29 Apr 1993 | 33 Years 6 Months | Current |
| Satinder Kaur | Director | 29 Apr 1993 | 33 Years 6 Months | Current |
Peer comparison
Credible Credits Private Limited is compared with the 4 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Kumpepar Consturction Pvt Ltd | ₹12.95 Lakh (FY 2025) | -80.0% | Kolkata, West Bengal, India | |||
| Credible Credits Private Limitedthis company | ₹12.84 Lakh (FY 2025) | ₹1.58 Lakh | 12.3% | 10.0% | New Delhi, Delhi, India | |
| Cox & Kings Financial Service Limited | ₹12.76 Lakh (FY 2018) | Raigarh, Maharashtra, India | ||||
| Purbachal Financial Services Pvt.Ltd. | ₹12.74 Lakh (FY 2025) | -43.0% | Kolkata, West Bengal, India | |||
| Kanishka Marketing Pvt. Ltd. | ₹12.74 Lakh (FY 2025) | 39.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Credible Credits Private Limited, buy the company report.
Auditor
Credible Credits Private Limited is audited by PAWAN CHADHA & ASSOCIATES for the financial year 2017.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| PAWAN CHADHA & ASSOCIATES | FY 2017 | 014235N |
Shareholding
The shareholding of Credible Credits Private Limited is on record for 2 financial years, the latest being FY 2017, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2017 | FY 2016 |
|---|---|---|
| Promoters | ||
| Domestic institutional investors (DII) | ||
| Foreign institutional investors (FII) | ||
| Public | ||
| Others |
To see the full shareholding pattern of Credible Credits Private Limited, buy the company report.
Legal cases
Credible Credits Private Limited has 1 court case on record: 1 filed by Credible Credits. All case is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 1 | 0 | 0 |
Cases on record (1 of 1)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Central, Delhi | Civil suit | Filed by the company against individuals | Disposed |
To see the full case history of Credible Credits Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Credible Credits Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Credible Credits Private Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Credible Credits Private Limited has 2 board changes on record since 1993: 2 appointments. The latest: Avtar Singh was appointed as Director on 29 Apr 1993.
Frequently asked questions
Credible Credits is an active private limited company based in New Delhi, Delhi, India. The company works in financial activities, within the financial services industry. It was incorporated on 12 November 1987 (39+ years old) and is registered under CIN U74899DL1987PTC029756.
Credible Credits has 2 current directors:
- Avtar Singh - Director
- Satinder Kaur - Director
The latest financial statements of Credible Credits on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Credible Credits is U74899DL1987PTC029756. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Credible Credits has 1 court case on record: 1 filed by the company.
Credible Credits was incorporated on 12 November 1987, making it 39+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Credible Credits by revenue are Kumpepar Consturction Pvt Ltd, Cox & Kings Financial Service Limited, Purbachal Financial Services Pvt.Ltd, Kanishka Marketing Pvt. Ltd, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Avtar Singh was appointed as Director on 29 Apr 1993. Satinder Kaur was appointed as Director on 29 Apr 1993.
The registered office of Credible Credits is at T – 2393 Faiz Road Karol, Bagh, New Delhi, Delhi, India – 110005.
Credible Credits operates in the financial services industry, in the financial activities segment.
The compliance status of Credible Credits is compliant as of 08 August 2026. The company is actively filing with the Registrar of Companies.
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