Credible Nivesh Limited
About Credible Nivesh Limited
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Credible Nivesh Limited is a public limited company based in Delhi, India. It operates in the investment and credit NBFC segment of the financial services sector. It was incorporated on 18 February 1994 and has been in existence for over 32 years.
The company is registered with the Registrar of Companies (ROC), Delhi, under CIN U74899DL1994PLC057482.
The company has an authorised share capital of ₹5 Cr and a paid-up capital of ₹5 Cr. It is led by directors including Sunil Kedia and Vikas Kapoor.
Its last annual general meeting (AGM) was held on 29 September 2023, and its latest financial statements are for the year ended 31 March 2023. The registered office is at Flat No. 207 – 208 2nd Floor 4/1 D.B. Gupta Road Paharganj, Delhi, India – 110055.
As per the financials filed for FY 2022, the company reported a revenue of ₹3.41 Cr, a decline of 24% compared to the previous year. For the same year it recorded a net profit of ₹38.21 Lakh (net margin 11.2%) and EBITDA of ₹3.36 Cr (EBITDA margin 98.5%). Revenue has declined at a compounded annual rate (CAGR) of 11% over three years and 6% over five years.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
Contact details
Credible Nivesh Limited's registered office is in Delhi, Delhi. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressFlat No. 207 – 208 2nd Floor 4/1 D.B. Gupta Road Paharganj, Delhi, India – 110055
- IndustryFinancial Services, Investment & Credit NBFC, NBFC
To see the full contact details of Credible Nivesh Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Business activity
The main business activity of Credible Nivesh is financial and insurance service. In detail, this covers other financial activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities |
To see the full business activity and turnover split of Credible Nivesh Limited, buy the company report.
Financials of Credible Nivesh Limited
FY 2023 filings availableCredible Nivesh Limited reported revenue of ₹3.41 Cr (down 24% YoY) for FY 2022.
Compounded Annual Growth Rate (CAGR)
Revenue has declined at a compounded annual rate (CAGR) of 6% over five years, including a 24% fall in the latest year. EBITDA fell 24% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | ₹3.41 Cr | ||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
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| Total Expenses | |||||
| EBITDA | ₹3.36 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹38.21 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
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| Trade Payables | |||||
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Financial Ratios
| Metrics | FY 2021-22 | FY 2020-21 | FY 2019-20 | FY 2018-19 | FY 2017-18 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 98.5% | ||||
| Net Profit Margin | 11.2% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
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| Receivable Days | |||||
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| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Credible Nivesh Limited, buy the company report.
Board of directors of Credible Nivesh Limited
Credible Nivesh has 3 current directors and 7 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sunil Kedia Also directs: Krishna Mohan Solvex Private Limited, Suraj Mal Anil Kumar Private Limited, Srijan Traders Pvt Ltd and 2 more | Director | 01 Jul 2013 | 13 Years 4 Months | Current |
| Vikas Kapoor Also directs: Gains Impex and Traders Private Limited | Director | 10 Nov 2009 | 16 Years 11 Months | Current |
| Anil Kumar Kyal Also directs: Lakshya Technology Private Limited | Director | 11 Sep 2009 | 17 Years 1 Months | Current |
Peer comparison
Credible Nivesh Limited is compared with the 6 companies closest to it by revenue in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Mantra Capital Limited | ₹3.43 Cr (FY 2025) | 2692.0% | Mumbai, Maharashtra, India | |||
| Isha Estates & Investments Private Limited | ₹3.42 Cr (FY 2025) | 69.0% | Kolkata, West Bengal, India | |||
| Spark Finwiz Private Limited | ₹3.42 Cr (FY 2019) | -63.0% | Kolkata, West Bengal, India | |||
| Credible Nivesh Limitedthis company | ₹3.41 Cr (FY 2022) | ₹38.21 Lakh | 11.2% | -24.0% | Delhi, India | |
| Goyal Associates Limited | ₹3.41 Cr (FY 2023) | 125.0% | Vadodara, Gujarat, India | |||
| Rani Sati Mercantiles Pvt Ltd | ₹3.39 Cr (FY 2025) | 9.0% | Kolkata, West Bengal, India | |||
| Dico Transport Corporation Private Ltd | ₹3.39 Cr (FY 2025) | -28.0% | Kolkata, West Bengal, India |
To see the full peer comparison of Credible Nivesh Limited, buy the company report.
Auditor
Credible Nivesh Limited is audited by BHAGI BHARDWAJ GAUR & Co. for the financial year 2022.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| BHAGI BHARDWAJ GAUR & Co. | FY 2022 | 007895N |
Shareholding
The shareholding of Credible Nivesh Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Credible Nivesh Limited, buy the company report.
Legal cases
No court or tribunal cases involving Credible Nivesh Limited are on our record; a case search with case numbers, parties and status is in the company report Buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Credible Nivesh Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
No GST registration is on our record for Credible Nivesh Limited; the GSTIN and return-filing check is in the company report Buy the company report.
Recent activity
Credible Nivesh Limited has 10 board changes on record since 2009: 3 appointments and 7 cessations. The latest: Sunil Kedia ceased to be Additional Director on 14 Sep 2013.
1 earlier event is in the company report.
Frequently asked questions
Credible Nivesh is an active public limited company based in Delhi, India. The company works in investment and credit nbfc, within the financial services industry. It was incorporated on 18 February 1994 (32+ years old) and is registered under CIN U74899DL1994PLC057482.
Credible Nivesh has 3 current directors:
- Sunil Kedia - Director
- Vikas Kapoor - Director
- Anil Kumar Kyal - Director
The latest financial statements of Credible Nivesh on record with the MCA are for the year ended 31 March 2023. Its last annual general meeting was held on 29 September 2023. Year-wise statements from 2015 are in the company report.
The CIN (Corporate Identification Number) of Credible Nivesh is U74899DL1994PLC057482. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Credible Nivesh was incorporated on 18 February 1994, making it 32+ years old. It is registered with the Registrar of Companies, Delhi.
The peers of Credible Nivesh by revenue are Mantra Capital Limited, Isha Estates & Investments Private Limited, Spark Finwiz Private Limited, Goyal Associates Limited, Rani Sati Mercantiles Pvt Ltd and 1 more, all in the BFSI industry (NBFC Investment and Credit Companies, Small Non Deposit NBFC), with the same principal business activity (other financial activities).
Sunil Kedia ceased to be Additional Director on 14 Sep 2013. Bharat Kumar ceased to be Director on 15 Jul 2013. Sunil Kedia was appointed as Director on 01 Jul 2013. Credible Nivesh has 10 board changes on record in total.
The registered office of Credible Nivesh is at Flat No. 207 – 208 2nd Floor 41 D.B. Gupta Road Paharganj, Delhi, India – 110055.
Credible Nivesh operates in the financial services industry, in the investment and credit nbfc segment.
The compliance status of Credible Nivesh is compliant as of 26 September 2026. The company is actively filing with the Registrar of Companies.
Credible Nivesh can be reached at its registered office: Flat No. 207 – 208 2nd Floor 41 D.B. Gupta Road Paharganj, Delhi, India – 110055.
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