About Credicxo Technologies Private Limited
Data last updated:
Credicxo Technologies Private Limited was a private limited company based in Delhi, India, operated as a subsidiary of Uninav Developers Private Limited. The company has been struck off by the Registrar of Companies, typically due to non-filing of annual returns or failure to commence business. It is no longer operational and cannot enter into any legal contracts or agreements. It operated in the microfinance institutions segment of the financial services sector. It was incorporated on 06 March 2013.
The company was registered with the Registrar of Companies (ROC), Delhi, under CIN U93000DL2013PTC249180.
The company had an authorised share capital of ₹1 Lakh and a paid-up capital of ₹1 Lakh. It was formerly known as Credicxo Technology Private Limited and Uninav Infrastructures Private Limited. It was led by directors Naman Gupta and Amitesh Kumar Singh.
Its last annual general meeting (AGM) was held on 04 August 2020, and its latest financial statements are for the year ended 31 March 2020. The registered office was at B – 39 First Floor Near Pvr Plaza Middle Circle Connaught Place, Delhi, India – 110001.
As per the financials filed for FY 2019, the company reported a revenue of ₹41,780, a growth of 109% compared to the previous year. For the same year it recorded a net profit of ₹7,356 (net margin 17.6%) and EBITDA of ₹10,695 (EBITDA margin 25.6%). Revenue has declined at a compounded annual rate (CAGR) of 17% over three years.
The company was associated with 1 brand: Credicxo.
The last known website on record is credicxo.com.
Name History
Credicxo Technologies has undergone 3 name changes throughout its history. The company was previously known as Credicxo Technology Private Limited, Uninav Infrastructures Private Limited, and Uninav Ventures & Investments Private Limited. The current legal name is Credicxo Technologies Private Limited.
| Company Name | Status |
|---|---|
| Credicxo Technologies Private Limited | Current |
| Credicxo Technology Private Limited | Previous |
| Uninav Infrastructures Private Limited | Previous |
| Uninav Ventures & Investments Private Limited | Previous |
CIN History
Credicxo Technologies has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U93000DL2013PTC249180, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U93000DL2013PTC249180 | Current |
| U70109DL2013PTC249180 | Previous |
| U67190DL2013PTC249180 | Previous |
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered AddressB – 39 First Floor Near Pvr Plaza Middle Circle Connaught Place, Delhi, India – 110001
- IndustryFinancial Services, Microfinance Institutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Associated Brands
Credicxo Technologies operates one associated brand: Credicxo. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Operates an online platform for convenient personal loan services. | credicxo.com |
Financials of Credicxo Technologies Private Limited
FY 2020 filings availableCredicxo Technologies Private Limited reported revenue of ₹41,780 (up 109% YoY) for FY 2019.
Compounded Annual Growth Rate (CAGR)
Revenue rose 109% in the latest year, though over three years it has declined at a compounded annual rate (CAGR) of 17%. EBITDA rose 17% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2018-19 | FY 2014-15 to FY 2017-18in the company report |
|---|---|---|
| Profit and Loss Statement | ||
| Revenue from Operations | ₹41,780 | |
| Other Income | •••• | |
| Total Revenue | •••• | |
| Cost of Materials Consumed | •••• | |
| Employee Benefit Expense | •••• | |
| Finance Costs | •••• | |
| Depreciation and Amortisation | •••• | |
| Other Expenses | •••• | |
| Total Expenses | •••• | |
| EBITDA | ₹10,695 | |
| Profit Before Tax | •••• | |
| Tax Expense | •••• | |
| Net Profit (PAT) | ₹7,356 | |
| Balance Sheet | ||
| Share Capital | •••• | |
| Reserves and Surplus | •••• | |
| Net Worth (Total Equity) | •••• | |
| Long-term Borrowings | •••• | |
| Short-term Borrowings | •••• | |
| Trade Payables | •••• | |
| Total Liabilities | •••• | |
| Fixed Assets | •••• | |
| Investments | •••• | |
| Inventories | •••• | |
| Trade Receivables | •••• | |
| Cash and Bank Balance | •••• | |
| Total Assets | •••• | |
Financial Ratios
| Metrics | FY 2018-19 | FY 2014-15 to FY 2017-18in the company report |
|---|---|---|
| Profitability | ||
| EBITDA Margin | 25.6% | |
| Net Profit Margin | 17.6% | |
| Return on Equity (ROE) | •••• | |
| Return on Capital Employed (ROCE) | •••• | |
| Return on Assets (ROA) | •••• | |
| Liquidity and Debt | ||
| Current Ratio | •••• | |
| Quick Ratio | •••• | |
| Debt-to-Equity Ratio | •••• | |
| Interest Coverage Ratio | •••• | |
| Efficiency and Growth | ||
| Asset Turnover | •••• | |
| Receivable Days | •••• | |
| Payable Days | •••• | |
| Inventory Days | •••• | |
| Revenue Growth | •••• | |
| Net Profit Growth | •••• | |
Paid data: the figures shown as dots, and every line for FY 2014-15 to FY 2017-18, are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Credicxo Technologies are in the company report.
Financial statements from 2015
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Board of Directors of Credicxo Technologies Private Limited
Credicxo Technologies has 2 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Naman Gupta Also directs: Credicxo Tech Private Limited | Director | 01 Aug 2019 | 7 Years 2 Months | As last reported |
| Amitesh Kumar Singh Also directs: Credicxo Tech Private Limited | Director | 12 Sep 2019 | 7 Years 1 Months | As last reported |
Auditor Details
Credicxo Technologies Private Limited is audited by P SAHNI & ASSOCIATES for the financial year 2019.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| P SAHNI & ASSOCIATES | Locked | Locked | Locked |
: available in the company report
Ownership and Shareholding
: available in the company report
Charges & Borrowings
Credicxo Technologies Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance
Employment history and EPFO contributions of people linked to Credicxo Technologies.
: available in the company report
Recent Activity
Credicxo Technologies Private Limited has 6 board changes on record since 2019: 2 appointments and 4 cessations. The latest: Amitesh Kumar Singh ceased to be Additional Director on 30 Sep 2019.
Credit Ratings, Litigation & Regulatory Alerts
: available in the company report
MSME Payment Delays
: available in the company report
Subsidiaries & Group Companies
: available in the company report
GST Compliance
: available in the company report
MCA Filings & Documents
: available in the company report
Frequently Asked Questions
Credicxo Technologies has a status of "Struck Off" as per MCA records. This means the company has been officially removed from the Register of Companies, typically due to non-filing of annual returns or failure to commence business within one year of incorporation. A struck-off company cannot enter into any legal contracts or agreements, and any dealings with such an entity carry significant legal and financial risk.
Credicxo Technologies was a private limited company based in Delhi, India. The company worked in microfinance institutions, within the financial services industry. It was incorporated on 06 March 2013 and is registered under CIN U93000DL2013PTC249180. The company has been struck off by the Registrar of Companies and is no longer operational.
Credicxo Technologies had 2 directors:
- Naman Gupta - Director
- Amitesh Kumar Singh - Director
The CIN (Corporate Identification Number) of Credicxo Technologies is U93000DL2013PTC249180. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
The registered office of Credicxo Technologies is at B – 39 First Floor Near Pvr Plaza Middle Circle Connaught Place, Delhi, India – 110001.
Credicxo Technologies was incorporated on 06 March 2013. It is registered with the Registrar of Companies, Delhi.
Credicxo Technologies can be reached through the website credicxo.com. Its registered office is in Delhi, India.
The latest financial statements of Credicxo Technologies on record with the MCA are for the year ended 31 March 2020. Its last annual general meeting was held on 04 August 2020. Year-wise statements from 2015 are in the company report.
Credicxo Technologies operated in the financial services industry, in the microfinance institutions segment. It worked in this industry before it was struck off.
Amitesh Kumar Singh ceased to be Additional Director on 30 Sep 2019. Naman Gupta ceased to be Additional Director on 30 Sep 2019. Amitesh Kumar Singh was appointed as Director on 12 Sep 2019. Credicxo Technologies has 6 board changes on record in total.