About Credifin Limited
Data last updated: 14 July 2026
Credifin Limited is a public limited company based in Jalandhar - I, Punjab, India. It specialises in asset financing companies, a part of the broader financial services sector. Incorporated on 20 July 1992, the company has been in operation for over 34 years.
Registered with ROC Chandigarh under CIN L65110PB1992PLC012488. Listed.
Capital: an authorised share capital of ₹40 Cr and a paid-up capital of ₹30.83 Cr. It is led by directors including Meghal Gupta and Ashwani Kumar Jindal.
Last AGM: 19 September 2025. Financial statements filed for year ended 31 March 2025. Office: Jalandhar – I, Punjab.
As per the financials filed for FY 2023, the company reported a revenue of ₹17.75 Cr, a growth of 105.54% compared to the previous year.
The company has a workforce of approximately 297 employees as per the latest available data.
The company is associated with 1 brand - Phf Leasing. As per MCA filings, the company has open charges of ₹382.7 Cr and satisfied charges of ₹77.68 Cr on record.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website phfleasing.com.
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Registered Address87 Radio Colony, Jalandhar, Jalandhar – I, Punjab, India – 144001
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IndustryFinancial Services, Asset Financing Companies, NBFC, Investment & Credit NBFC
- Historical Financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Litigation, compliance and MCA filings
- PDF report delivered after checkout
Associated Brands with Credifin Limited
Credifin Limited operates one associated brand: PHF Leasing. These brands represent Credifin Limited's diversified market presence and brand portfolio.
| Brand | Description | Website |
|---|---|---|
| Financial services encompassing loans for homes, vehicles, education, and businesses in India. | phfleasing.com |
Business Activity of Credifin Limited
Credifin Limited operates primarily in the financial and insurance service sector. The company has 1 registered business activity segment, reflecting its diverse operational portfolio.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| Locked | Financial and insurance Service | Locked | Financial and Credit leasing activities | Locked |
Detailed business activity records for Credifin Limited
Activity codes and turnover contribution percentages require an active report plan.
- Activity group codes
- Detailed activity codes
- Turnover contribution
Verified entity values are shown only after access is granted.
Auditor Details of Credifin Limited
Credifin Limited is audited by Ms Gurpreet Kaur for the financial year 2019. The auditor plays a crucial role in ensuring financial transparency and compliance with accounting standards.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Ms Gurpreet Kaur | Locked | Locked | Locked |
Complete auditor history for Credifin Limited
Appointment status, appointment dates, cessation dates, and historical auditor changes require an active report plan.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Credifin Limited
Credifin Limited is currently managed by 6 directors, with 16 former directors having served the organization. The current Directors play a crucial role in shaping the company's strategic direction and governance.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Meghal Gupta | Director | 20 May 2021 | 5 Years 3 Months | Current |
| Ashwani Kumar Jindal | Director | 07 Mar 2020 | 6 Years 5 Months | Current |
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Vijay Kumar Sareen
Also directs:
Credifin Capital Private Limited
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Whole-Time Director | 07 Mar 2020 | 6 Years 5 Months | Current |
| Aditi Kapur | Director | 26 Jun 2021 | 5 Years 1 Months | Current |
|
Kumar Shalya Gupta
Also directs:
Credifin Capital Private Limited
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Managing Director | 04 Aug 2025 | 1 Years 0 Months | Current |
| Sunil Kumar Mehta | Director | 06 Mar 2025 | 1 Years 5 Months | Current |
Financials of Credifin Limited FY 2025 filings available
Credifin Limited reported revenue of ₹17.75 Cr (up 105.54% YoY) for FY 2023.
Ten-year financial statements for Credifin Limited
Historical statement values and trend charts require an active report plan.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Credifin Limited
Shareholding and ownership data for Credifin Limited
Promoter, institutional, public, and beneficial ownership values require an active report plan.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Credifin Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 07 Jun 2026 | Hdfc Bank Limited | ₹50 Cr | Open |
| 31 May 2026 | Others | ₹5 Cr | Open |
| 08 May 2026 | Hdfc Bank Limited | ₹70 Lakh | Open |
| 18 Apr 2026 | Others | ₹8.18 Cr | Open |
| 30 Mar 2026 | Others | ₹5 Cr | Open |
Total charge records: 138 View all charges
Employees and EPFO Compliance at Credifin Limited
Credifin Limited has a workforce of 297 employees as of Mar 27, 2024.
Employee and EPFO history for Credifin Limited
Monthly headcount, contribution history, establishment records, and filing compliance require an active report plan.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Credifin Limited
GST registrations and filing compliance for Credifin Limited
State-wise registrations, return filing status, HSN and SAC details, and jurisdiction records require an active report plan.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
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Credit Ratings, Litigation & Regulatory Alerts for Credifin Limited
Credit ratings, litigation, and regulatory alerts for Credifin Limited
Agency ratings, court records, regulatory events, and entity-specific compliance alerts require an active report plan.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Credifin Limited
MSME payment history for Credifin Limited
Amounts outstanding to micro and small suppliers, delay reasons, and MSME-1 filing history require an active report plan.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
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Subsidiaries & Group Companies of Credifin Limited
Corporate group structure for Credifin Limited
Parent, subsidiary, associate, joint venture, and ownership records require an active report plan.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Credifin Limited
MCA filings and documents for Credifin Limited
Official forms, annual returns, financial statements, charge filings, and document dates require an active report plan.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Credifin Limited
Frequently Asked Questions about Credifin Limited
Credifin Limited is an active public limited company in the financial services sector based in Jalandhar - I, Punjab, India. It was incorporated on 20 July 1992 (34+ years old) and is registered under CIN L65110PB1992PLC012488. The company has 297 employees.
Credifin Limited reported revenue of ₹17.75 Cr for FY 2023 (up 105.54% YoY).
The current directors of Credifin Limited are:
- Meghal Gupta - Director
- Ashwani Kumar Jindal - Director
- Vijay Kumar Sareen - Whole-Time Director
- Aditi Kapur - Director
- Kumar Shalya Gupta - Managing Director
- Sunil Kumar Mehta - Director
The primary industry of Credifin Limited is financial services. The company specifically operates in asset financing companies. The company is currently active in this sector.
Yes, Credifin Limited is a listed company.
Credifin Limited can be reached at the registered office: 87 Radio Colony, Jalandhar, Jalandhar – I, Punjab, India – 144001, or through the website phfleasing.com.