Credifin Limited Company Logo

Credifin Limited - Company Profile

It is a financial services public limited company based in Jalandhar - I, Punjab, India, established in 1992.

1992 | Jalandhar - I, Punjab, India | Active
Last Updated:

About Credifin Limited

Credifin Limited, a active public limited company, was established on 20 July 1992 in Jalandhar - I, Punjab, India. Engaging in asset financing companies within the financial and insurance service sector, it holds CIN: L65110PB1992PLC012488. Registered under ROC Roc Chandigarh. it is listed. It has an authorized capital of ₹40.00 Cr and a paid-up capital of ₹30.83 Cr.

It upholds a compliant status. In 2023, it reported revenue of ₹17.75 Cr and a net worth of ₹27.24 Cr. Employing 297 professional, Its leadership includes Vijay Kumar Sareen (Whole-Time Director), Meghal Gupta (Director), Aditi Kapur (Director). Past directors included Vijay Kumar Sareen, Neelam Kohli, Jagdish Lal Gaba. It holds ₹258.21 Cr open charges and ₹61.68 Cr settled loans. Its latest AGM occurred on 19 September 2024, with the balance sheet filed on 31 March 2024. It is based at 87, Radio Colony, Jalandhar, Jalandhar - I, Punjab, 144001.

Company Details

  • CIN/LLPIN

    L65110PB1992PLC012488

  • Registration Number

    012488

  • Incorporation Date

    20 July 1992

  • Authorized Capital

    ₹40.00 Cr

  • Paid-Up Capital

    ₹30.83 Cr

  • ROC Code

    Roc Chandigarh

  • Listing Status

    Listed

  • Company Status

    Active

Key Indicators

  • Authorised Capital ₹ 40.00 Cr
  • Paid Up Capital ₹ 30.83 Cr
  • Company Age 33 Year, 4 Months
  • Last Filing with ROC 31 Mar 2024
  • Open Charges ₹ 258.21 Cr
  • Satisfied Charges ₹ 61.68 Cr
  • Revenue Growth 105.54%
  • Profit Growth 63.12%
  • Ebitda 78.68%
  • Net Worth 153.35%
  • Total Assets 96.87%
Company report

Credifin Limited

Company Report FY 2025-2026

Explore comprehensive insights into Credifin Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Credifin Limited?

Current Directors

NameDesignationAppointment DateStatus
Vijay Kumar SareenWhole-Time Director07 Mar 2020Current
Meghal GuptaDirector20 May 2021Current
Aditi KapurDirector26 Jun 2021Current
Kumar Gupta ShalyaCeo18 Apr 2023Current
Ashwani Kumar JindalDirector07 Mar 2020Current
Sunil Kumar MehtaAdditional Director06 Mar 2025Current

Past Directors

NameDesignationCessationStatus
Pramod AbcsddDirector06 May 2021Past
Pramod AbcsddDirector19 May 2021Past
Pramod AbcsddDirector06 Jan 2016Past
Pramod AbcsddDirector25 Jun 2014Past
Pramod AbcsddCompany Secretary-Past
Pramod AbcsddAdditional Director23 Sep 2021Past

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Financial Performance of Credifin.

Credifin Limited, for the financial year ended 2023, experienced significant growth in revenue, with a 105.54% increase. The company also saw a substantial improvement in profitability, with a 63.12% increase in profit. The company's net worth Soared by an impressive increase of 153.35%.

Credifin revenue growth over time
Credifin profit and loss trends over time
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023)YOY Growth
(FY 2022)(FY 2021)(FY 2020)(FY 2019)
Total Revenue
105.54%
Revenue from Operations
107.38%
Total Assets
96.87%
Profit or Loss
63.12%
Net Worth
153.35%
EBITDA
78.68%

What is the Ownership and Shareholding Structure of Credifin?

In 2023, Credifin had a promoter holding of 5.65% and a public holding of 94.36%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

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Charges (Loans)

Open Charges

₹2,582,131,000.00

Satisfied Charges

₹616,765,700.00

Charges Breakdown by Lending Institutions

  • Others : 232.61 Cr
  • State Bank Of India : 25.00 Cr
  • Indian Bank : 0.31 Cr
  • Col. (Retd.) Gurdeep Singh : 0.29 Cr

Latest Charge Details

DateLenderAmountStatus
08 Sep 2025Others₹5.00 CrOpen
24 Jul 2025Others₹7.50 CrOpen
30 Jun 2025Others₹10.00 CrOpen
29 May 2025Others₹5.00 CrOpen
28 May 2025Others₹6.00 CrOpen

Explore comprehensive loan charge details -

How Many Employees Work at Credifin?

Credifin has a workforce of 297 employees as of Mar 27, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee growth trends for Credifin Limited

Deals i

Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Credifin, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Credifin's trajectory.

Rating

Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

Latest Updates, News, and FAQs on Credifin

Recent Activity within the Organization

  • Charges

    Progress on A charge with Others of Rs. 10.00 Cr registered on 26 Mar 2025 with Charge ID 101078236 was modified on 07 Oct 2025. was documented.

  • Charges

    Progress on A charge with Others of Rs. 5.00 Cr registered on 13 Jun 2024 with Charge ID 100937221 was modified on 07 Oct 2025. was documented.

  • Charges

    Progress on A charge registered on 23 Aug 2022 via Charge ID 100603669 with Others was fully satisfied on 23 Sep 2025. was documented.

  • Charges

    The activity A charge registered on 29 Aug 2023 via Charge ID 100783497 with Others was fully satisfied on 16 Sep 2025. was completed.

  • Charges

    A charge with Others amounted to Rs. 5.00 Cr with Charge ID 101158694 was registered on 08 Sep 2025. was recorded as a recent event.

  • Charges

    The activity A charge with Others amounted to Rs. 7.50 Cr with Charge ID 101133181 was registered on 24 Jul 2025. was completed.

Frequently Asked Questions

  • What is the CIN of Credifin Limited?

    The CIN of Credifin Limited is L65110PB1992PLC012488.

  • Where is Credifin Limited headquartered?

    Credifin Limited is headquartered at 87, Radio Colony, Jalandhar, Jalandhar - I, Punjab, 144001.

  • When was Credifin Limited incorporated?

    Credifin Limited was incorporated on 20 July 1992.

  • Who are the current directors of Credifin Limited?

    The current directors of Credifin Limited are

  • What is the primary industry of Credifin Limited?

    The primary industry of Credifin Limited is Financial And Insurance Service.

  • Is Credifin Limited a listed company?

    Credifin Limited is listed.

  • What is the capital structure of Credifin Limited?

    The authorized capital of Credifin Limited is ₹40.00 Cr, and the paid-up capital is ₹30.83 Cr.

  • What is the compliance status of Credifin Limited?

    The compliance status of Credifin Limited is Compliant.

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