Credifin Limited - Company Profile

It is a financial services public limited company based in Jalandhar - I, Punjab, India, established in 1992.
1992 Jalandhar - I, Punjab, India Active
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About Credifin Limited

Credifin Limited, a active public limited company, was established on 20 July 1992 in Jalandhar - I, Punjab, India. Engaging in asset financing companies within the financial and insurance service sector, it holds CIN: L65110PB1992PLC012488. Registered under ROC Roc Chandigarh. it is listed. It has an authorized capital of ₹40.00 Cr and a paid-up capital of ₹30.83 Cr.

It upholds a compliant status. In 2023, it reported revenue of ₹17.75 Cr and a net worth of ₹27.24 Cr. Employing 297 professional, Its leadership includes Vijay Kumar Sareen (Nodal Officer), Meghal Gupta (Director), Aditi Kapur (Director). Past directors included Vijay Kumar Sareen, Neelam Kohli, Jagdish Lal Gaba. It holds ₹270.71 Cr open charges and ₹66.68 Cr settled loans. Its latest AGM occurred on 19 September 2025, with the balance sheet filed on 31 March 2025. It is based at 87, Radio Colony, Jalandhar, Jalandhar - I, Punjab, 144001.

Company Details
  • Email
    **********
  • Telephone

    +91-XXXXXXXXXX

  • Website
    **********
  • Social Media
    **********
  • Apps
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Company Details

  • CIN/LLPIN

    L65110PB1992PLC012488

  • Registration Number

    012488

  • Incorporation Date

    20 July 1992

  • Authorized Capital

    ₹40.00 Cr

  • Paid-Up Capital

    ₹30.83 Cr

  • ROC Code

    Roc Chandigarh

  • Listing Status

    Listed

  • Company Status

    Active

Key Metrics
  • Authorised Capital ₹ 40.00 Cr
  • Paid Up Capital ₹ 30.83 Cr
  • Company Age 33 Year, 6 Months
  • Last Filing with ROC 31 Mar 2025
  • Open Charges ₹ 270.71 Cr
  • Satisfied Charges ₹ 66.68 Cr
  • Revenue Growth **** 105.54%
  • Profit Growth **** 63.12%
  • Ebitda **** 78.68%
  • Net Worth 153.35%
  • Total Assets **** 96.87%
Company report

Credifin Limited

Company Report FY 2025-2026

Comprehensive Company Insights

Explore comprehensive insights into Credifin Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Credifin Limited?
Current Directors
Name Designation Appointment Date Status
Vijay Kumar Sareen Nodal Officer 16 Sep 2021 Current
Meghal Gupta Director 20 May 2021 Current
Aditi Kapur Director 26 Jun 2021 Current
Kumar Gupta Shalya Ceo 18 Apr 2023 Current
Ashwani Kumar Jindal Director 07 Mar 2020 Current
Sunil Kumar Mehta Director 06 Mar 2025 Current
Past Directors
Name Designation Cessation Status
Pramod Abcsdd Director 06 May 2021 Past
Pramod Abcsdd Director 19 May 2021 Past
Pramod Abcsdd Director 06 Jan 2016 Past
Pramod Abcsdd Director 25 Jun 2014 Past
Pramod Abcsdd Company Secretary - Past
Pramod Abcsdd Additional Director 23 Sep 2021 Past

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Financial Performance of Credifin.

Credifin Limited, for the financial year ended 2023, experienced significant growth in revenue, with a 105.54% increase. The company also saw a substantial improvement in profitability, with a 63.12% increase in profit. The company's net worth Soared by an impressive increase of 153.35%.

Credifin revenue growth over time
Credifin profit and loss trends over time
Date Amount Transaction Name Valuation Lead Investors Investors
Jul, 2021 Amount Post-IPO - Grab Valuation

investors
Emtek
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
Jan, 2021 Amount Post-IPO - Grab Valuation

investors
Hana Financial Group , GGV Capital
Feb, 2021 Amount Post-IPO - Grab Valuation

investors
Signite Partners
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023) YOY Growth
(FY 2022) (FY 2021) (FY 2020) (FY 2019)
Total Revenue
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 105.54%
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*******
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Revenue from Operations
*******
 107.38%
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*******
*******
Total Assets
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 96.87%
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*******
*******
Profit or Loss
*******
 63.12%
*******
*******
*******
*******
Net Worth
*******
 153.35%
*******
*******
*******
*******
EBITDA
*******
 78.68%
*******
*******
*******
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What is the Ownership and Shareholding Structure of Credifin?

In 2023, Credifin had a promoter holding of 5.65% and a public holding of 94.36%. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)
shareholding
  • Promoters: 92.83%
  • Public: 4.10%
  • Others: 3.07%
Shareholding Pattern over the Year
FY (2024) FY (2023) FY (2022) FY (2021) FY (2020)
Promoters 92.83 94.62 94.55 94.55 94.55
Public 4.10 3.89 3.95 3.96 3.98
Others 3.07 1.49 1.50 1.49 1.47

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Charges (Loans)
Open Charges

₹2,707,131,000.00

Satisfied Charges

₹666,765,700.00

Charges Breakdown by Lending Institutions
  • Others : 245.11 Cr
  • State Bank Of India : 25.00 Cr
  • Indian Bank : 0.31 Cr
  • Col. (Retd.) Gurdeep Singh : 0.29 Cr
Latest Charge Details
Date Lender Amount Status
27 Nov 2025 Others ₹10.00 Cr Open
27 Oct 2025 Others ₹7.50 Cr Open
08 Sep 2025 Others ₹5.00 Cr Open
24 Jul 2025 Others ₹7.50 Cr Open
30 Jun 2025 Others ₹10.00 Cr Open

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How Many Employees Work at Credifin?

Credifin has a workforce of 297 employees as of Mar 27, 2024. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date Number of Employees
2020 78,000
2021 80,500
2022 83,200
2023 86,000
2024 89,500
2025 92,000
Deals i
Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Credifin, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Credifin's trajectory.

Rating
Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts
Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Credifin
Recent Activity within the Organization
  • Charges

    The activity A charge with Others amounted to Rs. 10.00 Cr with Charge ID 101203319 was registered on 27 Nov 2025. was completed.

  • Charges

    The activity A charge registered on 17 Sep 2022 via Charge ID 100612651 with Others was fully satisfied on 13 Nov 2025. was completed.

  • Charges

    Progress on A charge registered on 18 Aug 2023 via Charge ID 100780731 with Others was fully satisfied on 12 Nov 2025. was documented.

  • Charges

    The activity A charge registered on 30 Sep 2023 via Charge ID 100797956 with Others was fully satisfied on 29 Oct 2025. was completed.

  • Charges

    A charge with Others amounted to Rs. 7.50 Cr with Charge ID 101179863 was registered on 27 Oct 2025. was recorded as a recent event.

  • Charges

    Progress on A charge with Others of Rs. 2.00 Cr registered on 20 May 2025 with Charge ID 101101495 was modified on 16 Oct 2025. was documented.

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Frequently Asked Questions
What is the CIN of Credifin Limited?

The CIN of Credifin Limited is L65110PB1992PLC012488.

Where is Credifin Limited headquartered?

Credifin Limited is headquartered at 87, Radio Colony, Jalandhar, Jalandhar - I, Punjab, 144001.

When was Credifin Limited incorporated?

Credifin Limited was incorporated on 20 July 1992.

Who are the current directors of Credifin Limited?

The current directors of Credifin Limited are

What is the primary industry of Credifin Limited?

The primary industry of Credifin Limited is Financial And Insurance Service.

Is Credifin Limited a listed company?

Credifin Limited is listed.

What is the capital structure of Credifin Limited?

The authorized capital of Credifin Limited is ₹40.00 Cr, and the paid-up capital is ₹30.83 Cr.

What is the compliance status of Credifin Limited?

The compliance status of Credifin Limited is Compliant.

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