About Credify Technologies Private Limited
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Credify Technologies Private Limited is a private limited company based in Mumbai, Maharashtra, India. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 19 April 2017 and has been in existence for over 9 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U74999MH2017PTC294052. Its GSTIN is 27AAGCC9593F1Z8 (Maharashtra).
The company has an authorised share capital of ₹2.46 Cr and a paid-up capital of ₹26.8 Lakh. It is led by directors including Naresh Nanikram Shahani and Adarsh Rajivbhai Mehta.
Its last annual general meeting (AGM) was held on 30 September 2024, and its latest financial statements are for the year ended 31 March 2024. The registered office is at 205 2nd Floor Embassy Centre Nariman Point, Mumbai, Maharashtra, India – 400021.
As per the financials filed for FY 2025, the company reported a revenue of ₹43.11 Cr, a growth of 74% compared to the previous year. For the same year it recorded a net profit of ₹10.84 Cr (net margin 25.1%) and EBITDA of ₹20.96 Cr (EBITDA margin 48.6%). Revenue has grown at a compounded annual rate (CAGR) of 46% over three years and 128% over five years.
The company has about 59 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Creditt. As per MCA filings, the company has satisfied charges of ₹8.33 Cr on record. Court records list 19 cases involving the company, including 19 filed against it; 1 case is pending.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website creditt.in.
Company details
Contact details
Credify Technologies Private Limited's registered office is in Mumbai, Maharashtra. Its website is creditt.in. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Apps
- Registered Address205 2nd Floor Embassy Centre Nariman Point, Mumbai, Maharashtra, India – 400021
- IndustryInternet, Online Financial Services
To see the full contact details of Credify Technologies Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Brands
Credify Technologies operates one associated brand: Creditt. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| An online platform that offers instant personal loan application and management services to salaried individuals | creditt.in |
Business activity
The main business activity of Credify Technologies is information and communication. In detail, this covers publishing of computer operating systems, system software, application software, games, etc..
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| J | Information and communication | J2 | Publishing of computer operating systems, system software, application software, games, etc. |
To see the full business activity and turnover split of Credify Technologies Private Limited, buy the company report.
Financials of Credify Technologies Private Limited
FY 2024 filings availableCredify Technologies Private Limited reported revenue of ₹43.11 Cr (up 74% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 128% over five years, including 74% growth in the latest year. EBITDA rose 72% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
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| EBITDA | ₹20.96 Cr | ||||
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| Net Profit (PAT) | ₹10.84 Cr | ||||
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Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 48.6% | ||||
| Net Profit Margin | 25.1% | ||||
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To see the full financial statements and ratios of Credify Technologies Private Limited, buy the company report.
Board of directors of Credify Technologies Private Limited
Credify Technologies has 4 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Naresh Nanikram Shahani Also directs: Awp India Private Limited, Aero Digital Solution Private Limited, Digitectura Technologies Private Limited and 3 more | Director | 19 Apr 2017 | 9 Years 6 Months | Current |
| Adarsh Rajivbhai Mehta Also directs: Aero Digital Solution Private Limited | Director | 19 Apr 2017 | 9 Years 6 Months | Current |
| Parag Chandulal Mehta | Director | 19 Apr 2017 | 9 Years 6 Months | Current |
| Zulfikar Mohamed Chandoo Also directs: A-Mo-Zing Panlams Private Limited | Nominee Director | 03 Oct 2025 | 1 Years 1 Months | Current |
Auditor
Credify Technologies Private Limited is audited by C R SHARE DALAL AND CO for the financial year 2023.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| C R SHARE DALAL AND CO | FY 2023 | 109943W |
Shareholding
The shareholding of Credify Technologies Private Limited is on record for 5 financial years, the latest being FY 2023, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Credify Technologies Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 05 Jul 2022 | 100699706 | Others | ₹8.33 Cr | Satisfied |
To see the full charge records of Credify Technologies Private Limited, buy the company report.
Total charge records: 1 View all charges
Legal cases
Credify Technologies Private Limited has 19 court cases on record: 19 filed against it. 1 case is pending and 18 are disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 14 | 14 | 1 |
| NCLAT | 4 | 4 | 0 |
| NCLT | 1 | 1 | 0 |
Cases on record (5 of 19)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Thane, Maharashtra | Court case (R.C.C.) | Filed against the company by an individual | Pending |
| District court, Ahmedabad, Gujarat | Criminal complaint | Filed against the company by an individual | Disposed |
| District court, Ahmedabad, Gujarat | Court case (CR-EN) | Filed against the company by The State of Gujarat | Disposed |
| NCLAT, Court II | Tribunal matter | Filed against the company by individuals | Disposed |
| District court, Ahmedabad, Gujarat | Criminal complaint | Filed against the company by The State of Gujarat | Disposed |
To see the full case history of Credify Technologies Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Credify Technologies Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Credify Technologies Private Limited has a workforce of 59 employees on its EPFO records as of May 2026, across 1 active EPFO establishment.
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2026-27 | 59 |
| FY 2025-26 | |
| FY 2024-25 | |
| FY 2023-24 | |
| FY 2022-23 | |
| FY 2021-22 | |
| FY 2020-21 |
To see the full employee and EPFO history of Credify Technologies Private Limited, buy the company report.
GST
Credify Technologies has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AAGCC9593F1Z8 | Maharashtra | Active | 20 Oct 2017 |
To see the full GST registrations and return filing status of Credify Technologies Private Limited, buy the company report.
Recent activity
Credify Technologies Private Limited has 6 board changes on record since 2017: 4 appointments and 2 cessations. The latest: Zulfikar Mohamed Chandoo was appointed as Nominee Director on 03 Oct 2025.
Frequently asked questions
Credify Technologies is an active private limited company based in Mumbai, Maharashtra, India. The company works in online financial services, within the internet industry. It was incorporated on 19 April 2017 (9+ years old) and is registered under CIN U74999MH2017PTC294052.
Credify Technologies has 4 current directors:
- Naresh Nanikram Shahani - Director
- Adarsh Rajivbhai Mehta - Director
- Parag Chandulal Mehta - Director
- Zulfikar Mohamed Chandoo - Nominee Director
The latest financial statements of Credify Technologies on record with the MCA are for the year ended 31 March 2024. Its last annual general meeting was held on 30 September 2024. Year-wise statements from FY 2018 are in the company report.
The GSTIN of Credify Technologies is 27AAGCC9593F1Z8, registered in Maharashtra.
The CIN (Corporate Identification Number) of Credify Technologies is U74999MH2017PTC294052. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Credify Technologies has 19 court cases on record: 19 filed against it. 1 is pending. Most are in the district courts.
Credify Technologies was incorporated on 19 April 2017, making it 9+ years old. It is registered with the Registrar of Companies, Mumbai.
Zulfikar Mohamed Chandoo was appointed as Nominee Director on 03 Oct 2025. Namra Kautilyabhai Parikh ceased to be Director on 30 Jan 2023. Tejas Pradipbhai Shah ceased to be Director on 30 Jan 2023. Credify Technologies has 6 board changes on record in total.
Credify Technologies can be reached through the website creditt.in. Its registered office is in Mumbai, Maharashtra, India.
The registered office of Credify Technologies is at 205 2nd Floor Embassy Centre Nariman Point, Mumbai, Maharashtra, India – 400021.
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