Credila Financial Services Limited

Credila Financial Services Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
CIN U67190MH2006PLC159411 Incorporated 01 February 2006 ROC Mumbai HQ Mumbai, Maharashtra, India
Active Public Limited Company financial services Fortune India 500 · #491
Revenue · FY 2025
₹4,726 Cr
▲ 71% YoY
Net profit · FY 2025
₹989.96 Cr
Net margin 20.9%
EBITDA · FY 2025
₹4,219.41 Cr
EBITDA margin 89.3%
Authorised capital
₹300 Cr
Registered with MCA
Paid-up capital
₹218.79 Cr
Issued & subscribed
Open charges
₹50,086 Cr
Satisfied ₹10,471 Cr
Company age
20 yrs
Est. 2006
Employees · EPFO
893
Provident fund records

About Credila Financial Services Limited

Data last updated:

Credila Financial Services Limited is a public limited company based in Mumbai, Maharashtra, India, a subsidiary of Housing Development Finance Corporation Limited. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 01 February 2006 and has been in existence for over 20 years.

Credila Financial Services is ranked #491 on the Fortune India 500 (2025).

The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U67190MH2006PLC159411. Its GSTIN is 27AACCC8789P1ZN (Maharashtra). The company holds 12 GST registrations, of which 9 are active.

The company has an authorised share capital of ₹300 Cr and a paid-up capital of ₹218.79 Cr. It was formerly known as Credila Financial Services Pvt Ltd and Hdfc Credila Financial Services Private Limited. It is led by directors including Arijit Sanyal (Managing Director) and Satish Kumar Pillai.

Its last annual general meeting (AGM) was held on 26 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Mumbai, Maharashtra.

As per the financials filed for FY 2025, the company reported a revenue of ₹4,726 Cr, a growth of 71% compared to the previous year. For the same year it recorded a net profit of ₹989.96 Cr (net margin 20.9%) and EBITDA of ₹4,219.41 Cr (EBITDA margin 89.3%). Revenue has grown at a compounded annual rate (CAGR) of 79% over three years and 45% over five years.

The company has about 893 employees on its provident fund (EPFO) records.

The company is associated with 3 brands: Credila, Credila and HDFC Pension. As per MCA filings, the company has open charges of ₹50,086 Cr and satisfied charges of ₹10,471 Cr on record. Court records list 148 cases involving the company, including 125 filed by the company and 23 filed against it; 39 cases are pending. The company has 28 deals on record (15 funding rounds, 10 rights issues, 3 secondary share transfers), with disclosed funding of ₹3,203.77 Cr; the latest was in October 2024. Its 3 peer companies in the BFSI industry (Large NBFC, NBFC Investment and Credit Companies, Systemically Important Non Deposit NBFC), with the same principal business activity (activities auxiliary to financial service and insurance activities) are compared by revenue, 2 larger and 1 smaller; the largest is Shanghvi Finance Private Limited with revenue of ₹5,059.13 Cr.

The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website hdfccredila.com.

Company details

CIN U67190MH2006PLC159411
Registration Number 159411
Incorporation Date 01 February 2006
ROC Mumbai
Listing Status Unlisted
Company Status Active
Parent Company Housing Development Finance Corporation Limited
Compliance Status Active Compliant

Name history

Credila Financial Services has undergone 2 name changes throughout its history. The company was previously known as Credila Financial Services Pvt Ltd, and Hdfc Credila Financial Services Private Limited. The current legal name is Credila Financial Services Limited.

Company NameStatus
Credila Financial Services LimitedCurrent
Credila Financial Services Pvt LtdPrevious
Hdfc Credila Financial Services Private LimitedPrevious

CIN history

Credila Financial Services has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U67190MH2006PLC159411, which is the unique identifier assigned by the Registrar of Companies.

CINStatus
U67190MH2006PLC159411Current
U65990MH2006PTC159411Previous
U67190MH2006PTC159411Previous

Recognitions & Rankings of Credila Financial Services

Fortune India 500 2025 edition
Rank#491
Total income
₹4,726 Cr
Profit
₹990 Cr

Contact details

Credila Financial Services Limited's registered office is in Mumbai, Maharashtra. Its website is hdfccredila.com. Its e-mail address and telephone number are in the company report.

  • Email
  • Telephone
  • Social Media
  • Registered Address
    2nd Floor Allcargo House, Cst Road Kalina Santacruz (East), Mumbai, Maharashtra, India – 400098
  • Industry
    Financial Services, NBFC, Investment & Credit NBFC

To see the full contact details of Credila Financial Services Limited, buy the company report.

Comprehensive company report
Credila Financial Services Limited - one report that includes everything
  • Company details, directors and signatories
  • Historical financials and ratios
  • Shareholding pattern and group structure
  • Charges with holder and property details
  • Legal cases, compliance and MCA filings
₹799 ₹999 20% off excluding 18% GST
Secure checkout · GST invoice included

Brands

Credila Financial Services operates multiple associated brands including Credila, Credila, and HDFC Pension. Each brand links to its own profile.

BrandDescriptionWebsite
Secured education loans are offered to Indian students by Credila.credila.com
Education loans are provided by Credila for students in India.hdfccredila.com
Provides pension schemes and investment options for retirement security.hdfcpension.com

Business activity

The main business activity of Credila Financial Services is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.

Main activity group codeMain activityBusiness activity codeBusiness activityShare of turnover
KFinancial and insurance activities66Activities auxiliary to financial service and insurance activities

To see the full business activity and turnover split of Credila Financial Services Limited, buy the company report.

Financials of Credila Financial Services Limited

FY 2025 filings available

Credila Financial Services Limited reported revenue of ₹4,726 Cr (up 71% YoY) for FY 2025.

Revenue · FY 2025
₹4,726 Cr ▲ 71%
Net profit · FY 2025
₹989.96 Cr margin 20.9%
EBITDA · FY 2025
₹4,219.41 Cr margin 89.3%

Compounded Annual Growth Rate (CAGR)

Revenue CAGR growth
1 year
▲ 71%
3 years · compounded
▲ 79%
5 years · compounded
▲ 45%
EBITDA CAGR growth
1 year
▲ 73%
3 years · compounded
▲ 81%
5 years · compounded
▲ 46%

Revenue has grown at a compounded annual rate (CAGR) of 45% over five years, including 71% growth in the latest year. EBITDA rose 73% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.

Financial Statement Summary

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profit and Loss Statement
Revenue from Operations₹4,726 Cr
Other Income
Total Revenue
Cost of Materials Consumed
Employee Benefit Expense
Finance Costs
Depreciation and Amortisation
Other Expenses
Total Expenses
EBITDA₹4,219.41 Cr
Profit Before Tax
Tax Expense
Net Profit (PAT)₹989.96 Cr
Balance Sheet
Share Capital
Reserves and Surplus
Net Worth (Total Equity)
Long-term Borrowings
Short-term Borrowings
Trade Payables
Total Liabilities
Fixed Assets
Investments
Inventories
Trade Receivables
Cash and Bank Balance
Total Assets

Financial Ratios

MetricsFY 2024-25FY 2023-24FY 2022-23FY 2021-22FY 2020-21
Profitability
EBITDA Margin89.3%
Net Profit Margin20.9%
Return on Equity (ROE)
Return on Capital Employed (ROCE)
Return on Assets (ROA)
Liquidity and Debt
Current Ratio
Quick Ratio
Debt-to-Equity Ratio
Interest Coverage Ratio
Efficiency and Growth
Asset Turnover
Receivable Days
Payable Days
Inventory Days
Revenue Growth
Net Profit Growth

To see the full financial statements and ratios of Credila Financial Services Limited, buy the company report.

Board of directors and KMP of Credila Financial Services Limited

Credila Financial Services Limited currently reports 13 directors and 1 key managerial person. 31 former directors have served the organization.

Current Directors and KMP
NameDesignationAppointment DateTenureStatus
Satish Kumar PillaiDirector28 Jun 20242 Years 4 MonthsCurrent
Bharat Dhirajlal ShahDirector20 Mar 20242 Years 7 MonthsCurrent
Anuranjita KumarDirector20 Mar 20242 Years 7 MonthsCurrent
Sundaram DamodarannairDirector20 Mar 20242 Years 7 MonthsCurrent
Ankit SinghalDirector12 Nov 20242 Years 0 MonthsCurrent
Manjeet Pawankumar BijlaniCfo11 May 20206 Years 6 MonthsCurrent
Showing 6 of 14 current directors and KMP. View all directors and KMP

Peer comparison

Credila Financial Services Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Large NBFC, NBFC Investment and Credit Companies, Systemically Important Non Deposit NBFC), with the same principal business activity (activities auxiliary to financial service and insurance activities), from the latest filed financials of each company.

CompanyRevenueNet profitMarginGrowth (1 yr)EmployeesLocation
Shanghvi Finance Private Limited₹5,059.13 Cr (FY 2024)118.0%Mumbai, Maharashtra, India
Kotak Mahindra Prime Limited₹4,904.43 Cr (FY 2025)25.0%Mumbai, Maharashtra, India
Credila Financial Services Limitedthis company₹4,726 Cr (FY 2025)₹989.96 Cr20.9%71.0%893Mumbai, Maharashtra, India
Poonawalla Fincorp Limited₹4,222.84 Cr (FY 2025)34.0%Pune, Maharashtra, India

To see the full peer comparison of Credila Financial Services Limited, buy the company report.

Auditor

Credila Financial Services Limited is audited by Price Waterhouse LLP for the financial year 2025.

Auditor firmFinancial yearFirm registration number
Price Waterhouse LLPFY 2025301112E/E300264

Shareholding

The shareholding of Credila Financial Services Limited is on record for 5 financial years, the latest being FY 2025, split between promoters, domestic institutions, foreign institutions, public shareholders and others.

Shareholder categoryFY 2025FY 2024FY 2023FY 2022FY 2021
Promoters
Domestic institutional investors (DII)
Foreign institutional investors (FII)
Public
Others

To see the full shareholding pattern of Credila Financial Services Limited, buy the company report.

Charges & borrowings

Open charges
₹50,086 Cr
Satisfied charges
₹10,471 Cr
Breakdown by lending institutions
Others₹21,184.95 Cr
Idbi Trusteeship Services Limited₹15,325.57 Cr
Hdfc Bank Limited₹3,450.00 Cr
Canara Bank₹2,500.00 Cr
State Bank of India₹2,100.00 Cr
Others₹5,525.00 Cr
Latest charge details
DateCharge IDLenderAmountStatusModified or satisfied on
30 Sep 2025101172499Others₹50 CrOpen
26 Sep 2025101168341Others₹500 CrOpen
26 Sep 2025101164582Others₹250 CrOpen
18 Sep 2025101169366Idbi Trusteeship Services Limited₹225 CrOpen
16 Sep 2025101161000Others₹85 CrOpen

To see the full charge records of Credila Financial Services Limited, buy the company report.

Total charge records: 158 View all charges

Deals & funding

Credila Financial Services Limited has 28 deals on record (15 funding rounds, 10 rights issues, 3 secondary share transfers), with disclosed funding of ₹3,203.77 Cr; the latest was in October 2024.

Total deals
28
Funding rounds
15
Rights issues
10
Secondary share transfers
3
Disclosed funding
₹3,203.77 Cr

Deals on record (5 of 28)

WhenDealAmountParties
Oct 2024Funding round₹269.73 CrInvestors: HDFC Life Insurance Company Limited
Mar 2024Secondary share transferUndisclosedBuyer: EQT Private Capital Asia (Baring Private Equity Asia), ChrysCapital Investment Advisors India
Seller: HDFC Bank Limited , ESOP - Hdfc Credila Financial Services Limited
Jun 2023Rights issue₹700 CrInvestors: HDFC Bank Limited
Nov 2022Rights issue₹779.51 CrInvestors: HDFC Bank Limited
Mar 2020Rights issue₹200 CrInvestors: HDFC Bank Limited

To see the full deal history of Credila Financial Services Limited, buy the company report.

Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.

Credit ratings & regulatory alerts

Credila Financial Services Limited was last rated by Care on 30 Aug 2022.

Rating agencyRated onRating
Care30 Aug 2022

To see the full credit ratings and regulatory alerts of Credila Financial Services Limited, buy the company report.

MSME payment delays

No delayed payments to MSME suppliers are on our record for Credila Financial Services Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.

Employees & EPFO

Credila Financial Services Limited has a workforce of 893 employees on its EPFO records as of May 2026.

Employee count
893
Employee growth
12.5%

Headcount by financial year

Financial yearEmployees (EPFO)
FY 2026-27893
FY 2025-26
FY 2024-25
FY 2023-24
FY 2022-23
FY 2021-22
FY 2020-21
FY 2019-20
FY 2018-19
FY 2017-18
FY 2016-17

To see the full employee and EPFO history of Credila Financial Services Limited, buy the company report.

GST

Credila Financial Services has 12 GST registrations: 9 active and 3 cancelled or inactive. The first 4 active GSTINs are listed below.

Total GSTINs
12
Active
9
Cancelled / inactive
3
GSTINStateStatusRegistered on
27AACCC8789P1ZNMaharashtraActive01 Jul 2017
07AACCC8789P1ZPDelhiActive01 Jul 2017
19AACCC8789P1ZKWest BengalActive01 Jul 2017
24AACCC8789P1ZTGujaratActive01 Jul 2017

To see the full GST registrations and return filing status of Credila Financial Services Limited, buy the company report.

Recent activity

Credila Financial Services Limited has 42 board changes on record since 2007: 14 appointments and 28 cessations. The latest: Saurav Sinha was appointed as Additional Director on 16 Dec 2025.

Appointed
Saurav Sinha was appointed as Additional Director.
Charges
A charge registered on 29 Sep 2023 via Charge ID 100787386 with Canara Bank was fully satisfied on 21 Nov 2025.
Charges
A charge registered on 30 Sep 2024 via Charge ID 100990617 with Others was fully satisfied on 29 Oct 2025.
Charges
A charge with Others amounted to Rs. 50.00 Cr with Charge ID 101172499 was registered on 30 Sep 2025.
AGM
Credila Financial Services Limited last Annual general meeting of members was held on 26 Sep 2025 as per latest MCA records.
Charges
A charge with Others amounted to Rs. 500.00 Cr with Charge ID 101168341 was registered on 26 Sep 2025.
Charges
A charge with Others amounted to Rs. 250.00 Cr with Charge ID 101164582 was registered on 26 Sep 2025.
Charges
A charge with Idbi Trusteeship Services Limited amounted to Rs. 225.00 Cr with Charge ID 101169366 was registered on 18 Sep 2025.
Charges
A charge with Others amounted to Rs. 85.00 Cr with Charge ID 101161000 was registered on 16 Sep 2025.
Charges
A charge with Bank Of India amounted to Rs. 500.00 Cr with Charge ID 101157294 was registered on 15 Sep 2025.
Charges
A charge with Others amounted to Rs. 50.00 Cr with Charge ID 101154503 was registered on 30 Aug 2025.
Charges
A charge with Canara Bank amounted to Rs. 500.00 Cr with Charge ID 101142196 was registered on 30 Jul 2025.

259 earlier events are in the company report.

Frequently asked questions

Credila Financial Services is an active public limited company based in Mumbai, Maharashtra, India. The company works in nbfc, within the financial services industry. It was incorporated on 01 February 2006 (20+ years old) and is registered under CIN U67190MH2006PLC159411.

Credila Financial Services has 14 current directors and KMP:

The latest financial statements of Credila Financial Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 26 September 2025. Year-wise statements from 2015 are in the company report.

The GSTIN of Credila Financial Services is 27AACCC8789P1ZN, registered in Maharashtra. The company has 12 GST registrations in all, of which 9 are active and 3 are cancelled or inactive. Other active GSTINs include 07AACCC8789P1ZP (Delhi), 19AACCC8789P1ZK (West Bengal), 24AACCC8789P1ZT (Gujarat).

The CIN (Corporate Identification Number) of Credila Financial Services is U67190MH2006PLC159411. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.

Credila Financial Services has 148 court cases on record: 125 filed by the company and 23 filed against it. 39 are pending. Most are in the district courts.

Credila Financial Services was incorporated on 01 February 2006, making it 20+ years old. It is registered with the Registrar of Companies, Mumbai.

Credila Financial Services has 28 deals on record (15 funding rounds, 10 rights issues, 3 secondary share transfers), with disclosed funding of ₹3,203.77 Cr; the latest was in October 2024.

The peers of Credila Financial Services by revenue are Shanghvi Finance Private Limited, Kotak Mahindra Prime Limited, Poonawalla Fincorp Limited, all in the BFSI industry (Large NBFC, NBFC Investment and Credit Companies, Systemically Important Non Deposit NBFC), with the same principal business activity (activities auxiliary to financial service and insurance activities).

Saurav Sinha was appointed as Additional Director on 16 Dec 2025. Ankit Singhal ceased to be Additional Director on 22 Dec 2024. Ankit Singhal was appointed as Director on 12 Nov 2024. Credila Financial Services has 42 board changes on record in total.

Credila Financial Services can be reached through the website hdfccredila.com. Its registered office is in Mumbai, Maharashtra, India.