Fortune India 500 2025 edition
Rank#491- Total income
- ₹4,726 Cr
- Profit
- ₹990 Cr
Credila Financial Services Limited - financial services in Mumbai, Maharashtra, India. FY 2026 financials & compliance.
Revenue · FY 2025
₹4,726 Cr
▲ 71% YoY
Net profit · FY 2025
₹989.96 Cr
Net margin 20.9%
EBITDA · FY 2025
₹4,219.41 Cr
EBITDA margin 89.3%
Authorised capital
₹300 Cr
Registered with MCA
Paid-up capital
₹218.79 Cr
Issued & subscribed
Open charges
₹50,086 Cr
Satisfied ₹10,471 Cr
Company age
20 yrs
Est. 2006
Employees · EPFO
893
Provident fund records
About Credila Financial Services Limited
Data last updated:
Credila Financial Services Limited is a public limited company based in Mumbai, Maharashtra, India, a subsidiary of Housing Development Finance Corporation Limited. It operates in the non-banking financial services (NBFC) segment of the financial services sector. It was incorporated on 01 February 2006 and has been in existence for over 20 years.
Credila Financial Services is ranked #491 on the Fortune India 500 (2025).
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U67190MH2006PLC159411. Its GSTIN is 27AACCC8789P1ZN (Maharashtra). The company holds 12 GST registrations, of which 9 are active.
The company has an authorised share capital of ₹300 Cr and a paid-up capital of ₹218.79 Cr. It was formerly known as Credila Financial Services Pvt Ltd and Hdfc Credila Financial Services Private Limited. It is led by directors including Arijit Sanyal (Managing Director) and Satish Kumar Pillai.
Its last annual general meeting (AGM) was held on 26 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Mumbai, Maharashtra.
As per the financials filed for FY 2025, the company reported a revenue of ₹4,726 Cr, a growth of 71% compared to the previous year. For the same year it recorded a net profit of ₹989.96 Cr (net margin 20.9%) and EBITDA of ₹4,219.41 Cr (EBITDA margin 89.3%). Revenue has grown at a compounded annual rate (CAGR) of 79% over three years and 45% over five years.
The company has about 893 employees on its provident fund (EPFO) records.
The company is associated with 3 brands: Credila, Credila and HDFC Pension. As per MCA filings, the company has open charges of ₹50,086 Cr and satisfied charges of ₹10,471 Cr on record. Court records list 148 cases involving the company, including 125 filed by the company and 23 filed against it; 39 cases are pending. The company has 28 deals on record (15 funding rounds, 10 rights issues, 3 secondary share transfers), with disclosed funding of ₹3,203.77 Cr; the latest was in October 2024. Its 3 peer companies in the BFSI industry (Large NBFC, NBFC Investment and Credit Companies, Systemically Important Non Deposit NBFC), with the same principal business activity (activities auxiliary to financial service and insurance activities) are compared by revenue, 2 larger and 1 smaller; the largest is Shanghvi Finance Private Limited with revenue of ₹5,059.13 Cr.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website hdfccredila.com.
Company details
CIN U67190MH2006PLC159411
Registration Number 159411
Incorporation Date 01 February 2006
ROC Mumbai
Listing Status Unlisted
Company Status Active
Parent Company Housing Development Finance Corporation Limited
Compliance Status Active Compliant
Name history
Credila Financial Services has undergone 2 name changes throughout its history. The company was previously known as Credila Financial Services Pvt Ltd, and Hdfc Credila Financial Services Private Limited. The current legal name is Credila Financial Services Limited.
| Company Name | Status |
|---|---|
| Credila Financial Services Limited | Current |
| Credila Financial Services Pvt Ltd | Previous |
| Hdfc Credila Financial Services Private Limited | Previous |
CIN history
Credila Financial Services has 2 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U67190MH2006PLC159411, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U67190MH2006PLC159411 | Current |
| U65990MH2006PTC159411 | Previous |
| U67190MH2006PTC159411 | Previous |
Key People
Arijit Sanyal Managing Director Manjeet Pawankumar Bijlani Cfo Satish Kumar Pillai Director Recognitions & Rankings of Credila Financial Services
Contact details
Credila Financial Services Limited's registered office is in Mumbai, Maharashtra. Its website is hdfccredila.com. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Website
- Social Media
- Registered Address2nd Floor Allcargo House, Cst Road Kalina Santacruz (East), Mumbai, Maharashtra, India – 400098
- IndustryFinancial Services, NBFC, Investment & Credit NBFC
To see the full contact details of Credila Financial Services Limited, buy the company report.
Comprehensive company report
Credila Financial Services Limited - one report that includes everything
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
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Brands
Credila Financial Services operates multiple associated brands including Credila, Credila, and HDFC Pension. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Secured education loans are offered to Indian students by Credila. | credila.com | |
| Education loans are provided by Credila for students in India. | hdfccredila.com | |
| Provides pension schemes and investment options for retirement security. | hdfcpension.com |
Business activity
The main business activity of Credila Financial Services is financial and insurance activities. In detail, this covers activities auxiliary to financial service and insurance activities.
| Main activity group code | Main activity | Business activity code | Business activity | Share of turnover |
|---|---|---|---|---|
| K | Financial and insurance activities | 66 | Activities auxiliary to financial service and insurance activities |
To see the full business activity and turnover split of Credila Financial Services Limited, buy the company report.
Financials of Credila Financial Services Limited
FY 2025 filings availableCredila Financial Services Limited reported revenue of ₹4,726 Cr (up 71% YoY) for FY 2025.
Revenue · FY 2025
₹4,726 Cr ▲ 71%
Net profit · FY 2025
₹989.96 Cr margin 20.9%
EBITDA · FY 2025
₹4,219.41 Cr margin 89.3%
Compounded Annual Growth Rate (CAGR)
Revenue CAGR growth
1 year
▲ 71%
3 years · compounded
▲ 79%
5 years · compounded
▲ 45%
EBITDA CAGR growth
1 year
▲ 73%
3 years · compounded
▲ 81%
5 years · compounded
▲ 46%
Revenue has grown at a compounded annual rate (CAGR) of 45% over five years, including 71% growth in the latest year. EBITDA rose 73% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | ₹4,726 Cr | ||||
| Other Income | |||||
| Total Revenue | |||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹4,219.41 Cr | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹989.96 Cr | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 89.3% | ||||
| Net Profit Margin | 20.9% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Credila Financial Services Limited, buy the company report.
Board of directors and KMP of Credila Financial Services Limited
Credila Financial Services Limited currently reports 13 directors and 1 key managerial person. 31 former directors have served the organization.
Current Directors and KMP
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Satish Kumar Pillai Also directs: Tcof Management Consultants LLP, Docfuai Solutions Private Limited | Director | 28 Jun 2024 | 2 Years 4 Months | Current |
| Bharat Dhirajlal Shah | Director | 20 Mar 2024 | 2 Years 7 Months | Current |
| Anuranjita Kumar | Director | 20 Mar 2024 | 2 Years 7 Months | Current |
| Sundaram Damodarannair Also directs: Schneider Electric Infrastructure Limited, Crompton Greaves Consumer Electricals Limited, Infosys Limited and 2 more | Director | 20 Mar 2024 | 2 Years 7 Months | Current |
| Ankit Singhal Also directs: Varthana Finance Private Limited, Bandhan Amc Limited | Director | 12 Nov 2024 | 2 Years 0 Months | Current |
| Manjeet Pawankumar Bijlani | Cfo | 11 May 2020 | 6 Years 6 Months | Current |
Showing 6 of 14 current directors and KMP. View all directors and KMP
Peer comparison
Credila Financial Services Limited is compared with the 3 companies closest to it by revenue in the BFSI industry (Large NBFC, NBFC Investment and Credit Companies, Systemically Important Non Deposit NBFC), with the same principal business activity (activities auxiliary to financial service and insurance activities), from the latest filed financials of each company.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Shanghvi Finance Private Limited | ₹5,059.13 Cr (FY 2024) | 118.0% | Mumbai, Maharashtra, India | |||
| Kotak Mahindra Prime Limited | ₹4,904.43 Cr (FY 2025) | 25.0% | Mumbai, Maharashtra, India | |||
| Credila Financial Services Limitedthis company | ₹4,726 Cr (FY 2025) | ₹989.96 Cr | 20.9% | 71.0% | 893 | Mumbai, Maharashtra, India |
| Poonawalla Fincorp Limited | ₹4,222.84 Cr (FY 2025) | 34.0% | Pune, Maharashtra, India |
To see the full peer comparison of Credila Financial Services Limited, buy the company report.
Auditor
Credila Financial Services Limited is audited by Price Waterhouse LLP for the financial year 2025.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| Price Waterhouse LLP | FY 2025 | 301112E/E300264 |
Shareholding
The shareholding of Credila Financial Services Limited is on record for 5 financial years, the latest being FY 2025, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Promoters | |||||
| Domestic institutional investors (DII) | |||||
| Foreign institutional investors (FII) | |||||
| Public | |||||
| Others |
To see the full shareholding pattern of Credila Financial Services Limited, buy the company report.
Charges & borrowings
Open charges
₹50,086 Cr
Satisfied charges
₹10,471 Cr
Breakdown by lending institutions
Latest charge details
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 30 Sep 2025 | 101172499 | Others | ₹50 Cr | Open | |
| 26 Sep 2025 | 101168341 | Others | ₹500 Cr | Open | |
| 26 Sep 2025 | 101164582 | Others | ₹250 Cr | Open | |
| 18 Sep 2025 | 101169366 | Idbi Trusteeship Services Limited | ₹225 Cr | Open | |
| 16 Sep 2025 | 101161000 | Others | ₹85 Cr | Open |
To see the full charge records of Credila Financial Services Limited, buy the company report.
Total charge records: 158 View all charges
Deals & funding
Credila Financial Services Limited has 28 deals on record (15 funding rounds, 10 rights issues, 3 secondary share transfers), with disclosed funding of ₹3,203.77 Cr; the latest was in October 2024.
Total deals
28
Funding rounds
15
Rights issues
10
Secondary share transfers
3
Disclosed funding
₹3,203.77 Cr
Deals on record (5 of 28)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Oct 2024 | Funding round | ₹269.73 Cr | Investors: HDFC Life Insurance Company Limited |
| Mar 2024 | Secondary share transfer | Undisclosed | Buyer: EQT Private Capital Asia (Baring Private Equity Asia), ChrysCapital Investment Advisors India Seller: HDFC Bank Limited , ESOP - Hdfc Credila Financial Services Limited |
| Jun 2023 | Rights issue | ₹700 Cr | Investors: HDFC Bank Limited |
| Nov 2022 | Rights issue | ₹779.51 Cr | Investors: HDFC Bank Limited |
| Mar 2020 | Rights issue | ₹200 Cr | Investors: HDFC Bank Limited |
To see the full deal history of Credila Financial Services Limited, buy the company report.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Legal cases
Credila Financial Services Limited has 148 court cases on record: 125 filed by Credila Financial Services, 23 filed against it. 39 cases are pending and 109 are disposed.
Total cases
148
Filed by the company
125
Filed against the company
23
Pending
39
Disposed
109
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 135 | 11 | 35 |
| High courts | 11 | 10 | 3 |
| Supreme Court | 2 | 2 | 1 |
Cases on record (5 of 148)
| Court | Type of case | Party | Status |
|---|---|---|---|
| Supreme Court | Court case | Filed against the company by an individual | Pending |
| District court, Mumbai City Civil Court, Maharashtra | Court case (Cri.Rev.App.) | Filed against the company by an individual | Pending |
| District court, Ferozepur, Punjab | Civil suit | Filed against the company | Pending |
| District court, Ludhiana, Punjab | Civil suit | Filed against the company by an individual | Pending |
| High Court of Kerala | Appeal | Filed against the company by an individual | Pending |
To see the full case history of Credila Financial Services Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit ratings & regulatory alerts
Credila Financial Services Limited was last rated by Care on 30 Aug 2022.
| Rating agency | Rated on | Rating |
|---|---|---|
| Care | 30 Aug 2022 |
To see the full credit ratings and regulatory alerts of Credila Financial Services Limited, buy the company report.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Credila Financial Services Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
Employees & EPFO
Credila Financial Services Limited has a workforce of 893 employees on its EPFO records as of May 2026.
Employee count
893
Employee growth
12.5%
Headcount by financial year
| Financial year | Employees (EPFO) |
|---|---|
| FY 2026-27 | 893 |
| FY 2025-26 | |
| FY 2024-25 | |
| FY 2023-24 | |
| FY 2022-23 | |
| FY 2021-22 | |
| FY 2020-21 | |
| FY 2019-20 | |
| FY 2018-19 | |
| FY 2017-18 | |
| FY 2016-17 |
To see the full employee and EPFO history of Credila Financial Services Limited, buy the company report.
GST
Credila Financial Services has 12 GST registrations: 9 active and 3 cancelled or inactive. The first 4 active GSTINs are listed below.
Total GSTINs
12
Active
9
Cancelled / inactive
3
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AACCC8789P1ZN | Maharashtra | Active | 01 Jul 2017 |
| 07AACCC8789P1ZP | Delhi | Active | 01 Jul 2017 |
| 19AACCC8789P1ZK | West Bengal | Active | 01 Jul 2017 |
| 24AACCC8789P1ZT | Gujarat | Active | 01 Jul 2017 |
To see the full GST registrations and return filing status of Credila Financial Services Limited, buy the company report.
Recent activity
Credila Financial Services Limited has 42 board changes on record since 2007: 14 appointments and 28 cessations. The latest: Saurav Sinha was appointed as Additional Director on 16 Dec 2025.
Appointed
Saurav Sinha was appointed as Additional Director.
Charges
A charge registered on 29 Sep 2023 via Charge ID 100787386 with Canara Bank was fully satisfied on 21 Nov 2025.
Charges
A charge registered on 30 Sep 2024 via Charge ID 100990617 with Others was fully satisfied on 29 Oct 2025.
Charges
A charge with Others amounted to Rs. 50.00 Cr with Charge ID 101172499 was registered on 30 Sep 2025.
AGM
Credila Financial Services Limited last Annual general meeting of members was held on 26 Sep 2025 as per latest MCA records.
Charges
A charge with Others amounted to Rs. 500.00 Cr with Charge ID 101168341 was registered on 26 Sep 2025.
Charges
A charge with Others amounted to Rs. 250.00 Cr with Charge ID 101164582 was registered on 26 Sep 2025.
Charges
A charge with Idbi Trusteeship Services Limited amounted to Rs. 225.00 Cr with Charge ID 101169366 was registered on 18 Sep 2025.
Charges
A charge with Others amounted to Rs. 85.00 Cr with Charge ID 101161000 was registered on 16 Sep 2025.
Charges
A charge with Bank Of India amounted to Rs. 500.00 Cr with Charge ID 101157294 was registered on 15 Sep 2025.
Charges
A charge with Others amounted to Rs. 50.00 Cr with Charge ID 101154503 was registered on 30 Aug 2025.
Charges
A charge with Canara Bank amounted to Rs. 500.00 Cr with Charge ID 101142196 was registered on 30 Jul 2025.
259 earlier events are in the company report.
News
Frequently asked questions
Credila Financial Services is an active public limited company based in Mumbai, Maharashtra, India. The company works in nbfc, within the financial services industry. It was incorporated on 01 February 2006 (20+ years old) and is registered under CIN U67190MH2006PLC159411.
Credila Financial Services has 14 current directors and KMP:
- Arijit Sanyal - Managing Director
- Satish Kumar Pillai - Director
- Bharat Dhirajlal Shah - Director
- Anuranjita Kumar - Director
- Sundaram Damodarannair - Director
- Ankit Singhal - Director
- Vedanthachari Srinivasa Rangan - Nominee Director
- Jimmy Lachmandas Mahtani - Director
- Seung Hyo Han - Director
- Ashish Agrawal - Director
- Rajnish Kumar - Director
- Abhijit Sen - Director
- Saurav Sinha - Additional Director
- Manjeet Pawankumar Bijlani - Cfo
The latest financial statements of Credila Financial Services on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 26 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Credila Financial Services is 27AACCC8789P1ZN, registered in Maharashtra. The company has 12 GST registrations in all, of which 9 are active and 3 are cancelled or inactive. Other active GSTINs include 07AACCC8789P1ZP (Delhi), 19AACCC8789P1ZK (West Bengal), 24AACCC8789P1ZT (Gujarat).
The CIN (Corporate Identification Number) of Credila Financial Services is U67190MH2006PLC159411. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Credila Financial Services has 148 court cases on record: 125 filed by the company and 23 filed against it. 39 are pending. Most are in the district courts.
Credila Financial Services was incorporated on 01 February 2006, making it 20+ years old. It is registered with the Registrar of Companies, Mumbai.
Credila Financial Services has 28 deals on record (15 funding rounds, 10 rights issues, 3 secondary share transfers), with disclosed funding of ₹3,203.77 Cr; the latest was in October 2024.
The peers of Credila Financial Services by revenue are Shanghvi Finance Private Limited, Kotak Mahindra Prime Limited, Poonawalla Fincorp Limited, all in the BFSI industry (Large NBFC, NBFC Investment and Credit Companies, Systemically Important Non Deposit NBFC), with the same principal business activity (activities auxiliary to financial service and insurance activities).
Saurav Sinha was appointed as Additional Director on 16 Dec 2025. Ankit Singhal ceased to be Additional Director on 22 Dec 2024. Ankit Singhal was appointed as Director on 12 Nov 2024. Credila Financial Services has 42 board changes on record in total.
Credila Financial Services can be reached through the website hdfccredila.com. Its registered office is in Mumbai, Maharashtra, India.
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