Credit Gate Private Limited
About Credit Gate Private Limited
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Credit Gate Private Limited is a private limited company based in Mumbai, Maharashtra, India. It operates in the financial services and investment segment of the financial services sector. It was incorporated on 30 March 1990 and has been in existence for over 36 years.
The company is registered with the Registrar of Companies (ROC), Mumbai, under CIN U46498MH1990PTC295796. Its GSTIN is 27AABCR2026B1Z0 (Maharashtra).
The company has an authorised share capital of ₹2.3 Cr and a paid-up capital of ₹2.3 Cr. It was formerly known as Royal Computers Pvt Ltd. It is led by directors Babita Vikas Agarwal and Vikas Sagarmal Agarwal.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at B – 1011 Kanakia Wall Street Near Chakala Signal Andheri (East), Mumbai, Maharashtra, India – 400059.
As per the financials filed for FY 2020, the company reported a revenue of ₹1.97 Cr, reflecting significant growth compared to the previous year. For the same year it recorded a net profit of ₹44.59 Lakh (net margin 22.7%) and EBITDA of ₹58.26 Lakh (EBITDA margin 29.6%). Revenue has grown at a compounded annual rate (CAGR) of 169% over three years and 225% over five years.
As per MCA filings, the company has satisfied charges of ₹4 Cr on record. Court records list 3 cases involving the company, including 2 filed by the company and 1 filed against it; 2 cases are pending.
The current compliance status is marked as compliant by the Registrar of Companies.
Company details
CIN history
Credit Gate has 3 previous CINs, indicating changes in the company's corporate structure or registration details. The current CIN is U46498MH1990PTC295796, which is the unique identifier assigned by the Registrar of Companies.
| CIN | Status |
|---|---|
| U46498MH1990PTC295796 | Current |
| U65100MH1990PTC295796 | Previous |
| U30007WB1990PTC048740 | Previous |
| U65100WB1990PTC048740 | Previous |
Contact details
Credit Gate Private Limited's registered office is in Mumbai, Maharashtra. Its e-mail address and telephone number are in the company report.
- Email
- Telephone
- Registered AddressB – 1011 Kanakia Wall Street Near Chakala Signal Andheri (East), Mumbai, Maharashtra, India – 400059
- IndustryFinancial Services, Financial Activities
To see the full contact details of Credit Gate Private Limited, buy the company report.
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
Financials of Credit Gate Private Limited
FY 2025 filings availableCredit Gate Private Limited reported revenue of ₹1.97 Cr (up 469% YoY) for FY 2020.
Compounded Annual Growth Rate (CAGR)
Revenue has grown at a compounded annual rate (CAGR) of 225% over five years, including 469% growth in the latest year. EBITDA rose 483% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary
| Metrics | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 |
|---|---|---|---|---|---|
| Profit and Loss Statement | |||||
| Revenue from Operations | |||||
| Other Income | |||||
| Total Revenue | ₹1.97 Cr | ||||
| Cost of Materials Consumed | |||||
| Employee Benefit Expense | |||||
| Finance Costs | |||||
| Depreciation and Amortisation | |||||
| Other Expenses | |||||
| Total Expenses | |||||
| EBITDA | ₹58.26 Lakh | ||||
| Profit Before Tax | |||||
| Tax Expense | |||||
| Net Profit (PAT) | ₹44.59 Lakh | ||||
| Balance Sheet | |||||
| Share Capital | |||||
| Reserves and Surplus | |||||
| Net Worth (Total Equity) | |||||
| Long-term Borrowings | |||||
| Short-term Borrowings | |||||
| Trade Payables | |||||
| Total Liabilities | |||||
| Fixed Assets | |||||
| Investments | |||||
| Inventories | |||||
| Trade Receivables | |||||
| Cash and Bank Balance | |||||
| Total Assets | |||||
Financial Ratios
| Metrics | FY 2019-20 | FY 2018-19 | FY 2017-18 | FY 2016-17 | FY 2015-16 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 29.6% | ||||
| Net Profit Margin | 22.7% | ||||
| Return on Equity (ROE) | |||||
| Return on Capital Employed (ROCE) | |||||
| Return on Assets (ROA) | |||||
| Liquidity and Debt | |||||
| Current Ratio | |||||
| Quick Ratio | |||||
| Debt-to-Equity Ratio | |||||
| Interest Coverage Ratio | |||||
| Efficiency and Growth | |||||
| Asset Turnover | |||||
| Receivable Days | |||||
| Payable Days | |||||
| Inventory Days | |||||
| Revenue Growth | |||||
| Net Profit Growth | |||||
To see the full financial statements and ratios of Credit Gate Private Limited, buy the company report.
Board of directors of Credit Gate Private Limited
Credit Gate has 2 current directors and 4 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Babita Vikas Agarwal | Director | 01 Mar 2016 | 10 Years 7 Months | Current |
| Vikas Sagarmal Agarwal Also directs: Eterna Legacy Advisors Private Limited | Director | 01 Mar 2016 | 10 Years 7 Months | Current |
Auditor
Credit Gate Private Limited is audited by JANGID & ASSOCIATES for the financial year 2020.
| Auditor firm | Financial year | Firm registration number |
|---|---|---|
| JANGID & ASSOCIATES | FY 2020 | 104045W |
Shareholding
The shareholding of Credit Gate Private Limited is on record for 4 financial years, the latest being FY 2020, split between promoters, domestic institutions, foreign institutions, public shareholders and others.
| Shareholder category | FY 2020 | FY 2019 | FY 2017 | FY 2016 |
|---|---|---|---|---|
| Promoters | ||||
| Domestic institutional investors (DII) | ||||
| Foreign institutional investors (FII) | ||||
| Public | ||||
| Others |
To see the full shareholding pattern of Credit Gate Private Limited, buy the company report.
Charges & borrowings
| Date | Charge ID | Lender | Amount | Status | Modified or satisfied on |
|---|---|---|---|---|---|
| 11 Sep 2020 | 100381168 | Others | ₹4 Cr | Satisfied |
To see the full charge records of Credit Gate Private Limited, buy the company report.
Total charge records: 1 View all charges
Legal cases
Credit Gate Private Limited has 3 court cases on record: 2 filed by Credit Gate, 1 filed against it. 2 cases are pending and 1 is disposed.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2 | 1 | 1 |
| High courts | 1 | 0 | 1 |
Cases on record (3 of 3)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, Mumbai City Civil Court, Maharashtra | Court case (SPL CASE) | Filed against the company by Asst. Registrar of Companies Maharashtra | Pending |
| High Court, MAHARASHTRA | Writ petition | Filed by the company against Reserve Bank of India and Ors and 2 others | Pending |
| District court, Pune, Maharashtra | Civil suit | Filed by the company against an individual | Disposed |
To see the full case history of Credit Gate Private Limited, buy the company report.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
MSME payment delays
No delayed payments to MSME suppliers are on our record for Credit Gate Private Limited; the supplier-wise MSME Form 1 check is in the company report Buy the company report.
GST
Credit Gate has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 27AABCR2026B1Z0 | Maharashtra | Active | 22 Mar 2018 |
To see the full GST registrations and return filing status of Credit Gate Private Limited, buy the company report.
Recent activity
Credit Gate Private Limited has 6 board changes on record since 2009: 2 appointments and 4 cessations. The latest: Bimal Kumar Khaitan ceased to be Director on 11 Jul 2016.
Frequently asked questions
Credit Gate is an active private limited company based in Mumbai, Maharashtra, India. The company works in financial activities, within the financial services industry. It was incorporated on 30 March 1990 (36+ years old) and is registered under CIN U46498MH1990PTC295796.
Credit Gate has 2 current directors:
- Babita Vikas Agarwal - Director
- Vikas Sagarmal Agarwal - Director
The latest financial statements of Credit Gate on record with the MCA are for the year ended 31 March 2025. Its last annual general meeting was held on 30 September 2025. Year-wise statements from 2015 are in the company report.
The GSTIN of Credit Gate is 27AABCR2026B1Z0, registered in Maharashtra.
The CIN (Corporate Identification Number) of Credit Gate is U46498MH1990PTC295796. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Credit Gate has 3 court cases on record: 2 filed by the company and 1 filed against it. 2 are pending. Most are in the district courts.
Credit Gate was incorporated on 30 March 1990, making it 36+ years old. It is registered with the Registrar of Companies, Mumbai.
Bimal Kumar Khaitan ceased to be Director on 11 Jul 2016. Bindu Khaitan ceased to be Director on 11 Jul 2016. Babita Vikas Agarwal was appointed as Director on 01 Mar 2016. Credit Gate has 6 board changes on record in total.
The registered office of Credit Gate is at B – 1011 Kanakia Wall Street Near Chakala Signal Andheri East, Mumbai, Maharashtra, India – 400059.
Credit Gate operates in the financial services industry, in the financial activities segment.