Creditaccess Grameen Limited Company Logo

Creditaccess Grameen Limited - Company Profile

It is a financial services public limited company based in Bangalore South, Karnataka, India, established in 1991.

1991 | Bangalore South, Karnataka, India | Active
Last Updated:

About Creditaccess Grameen Limited

Creditaccess Grameen Limited, a active public limited company, was established on 12 June 1991 in Bangalore South, Karnataka, India. Engaging in microfinance institutions within the financial and insurance service sector, it holds CIN: L51216KA1991PLC053425. Registered under ROC Roc Bangalore. it is listed on BSE: 541770 and NSE: CREDITACC. It has an authorized capital of ₹170.00 Cr and a paid-up capital of ₹159.98 Cr.

Formerly known as Sanni Collection Pvt Ltd, Grameen Financial Services Private Limited. It upholds a compliant status. In 2024, it reported revenue of ₹5,172.65 Cr and a net worth of ₹6,569.95 Cr. Employing 19,395 professional, Its leadership includes Ganesh Narayanan (Ceo), Udaya Kumar Hebbar (Nominee Director), Rekha Gopal Warriar (Director). Past directors included Sriram Rajagopalan Iyer, George Joseph, Daksha Niranjan Shah. It holds ₹35,068.79 Cr open charges and ₹39,778.57 Cr settled loans. Its latest AGM occurred on 30 July 2025, with the balance sheet filed on 31 March 2025. It is based at New No.49(Oldno725),46Th Cross,, 8Th Block, Jayanagar (Next To Rajalakshmi Kalyana Mantapa),, Bangalore South, Karnataka, 560070.

Company Details

  • CIN/LLPIN

    L51216KA1991PLC053425

  • Registration Number

    053425

  • Incorporation Date

    12 June 1991

  • Authorized Capital

    ₹170.00 Cr

  • Paid-Up Capital

    ₹159.98 Cr

  • ROC Code

    Roc Bangalore

  • Listing Status

    Listed (BSE: 541770, NSE: CREDITACC)

  • Company Status

    Active

Key Indicators

  • Authorised Capital ₹ 170.00 Cr
  • Paid Up Capital ₹ 159.98 Cr
  • Company Age 34 Year, 6 Months
  • Last Filing with ROC 31 Mar 2025
  • Open Charges ₹ 35,068.79 Cr
  • Satisfied Charges ₹ 39,778.57 Cr
  • Revenue Growth 45.68%
  • Profit Growth 75.05%
  • Ebitda 57.20%
  • Net Worth 28.65%
  • Total Assets 31.97%
Company report

Creditaccess Grameen Limited

Company Report FY 2025-2026

Explore comprehensive insights into Creditaccess Grameen Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Creditaccess Grameen Limited?

Current Directors

NameDesignationAppointment DateStatus
Ganesh NarayananCeo01 Aug 2023Current
Udaya Kumar HebbarNominee Director05 Aug 2025Current
Rekha Gopal WarriarDirector21 Oct 2022Current
Massimo VitaNominee Director25 Jul 2017Current
Sumit KumarNominee Director16 Aug 2016Current
Paolo BrichettiDirector21 Oct 2022Current

Past Directors

NameDesignationCessationStatus
Pramod AbcsddDirector06 Mar 2010Past
Pramod AbcsddDirector12 Jan 2018Past
Pramod AbcsddDirector03 May 2014Past
Pramod AbcsddAdditional Director15 Jul 2015Past
Pramod AbcsddDirector28 Mar 2014Past
Pramod AbcsddCompany Secretary22 Jan 2020Past

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Financial Performance of Creditaccess Grameen.

Creditaccess Grameen Limited, for the financial year ended 2024, experienced significant growth in revenue, with a 45.68% increase. The company also saw a substantial improvement in profitability, with a 75.05% increase in profit. The company's net worth Soared by an impressive increase of 28.65%.

Creditaccess Grameen revenue growth over time
Creditaccess Grameen profit and loss trends over time
  • Key Matrics
  • Balance Sheet
  • Profit and Loss
  • Cash Flow
  • Ratios
Metrics
(FY 2023)YOY Growth
(FY 2022)(FY 2021)(FY 2020)(FY 2019)
Total Revenue
45.68%
Revenue from Operations
45.74%
Total Assets
31.97%
Profit or Loss
75.05%
Net Worth
28.65%
EBITDA
57.20%

What is the Ownership and Shareholding Structure of Creditaccess Grameen?

In 2024, Creditaccess Grameen had a promoter holding of 66.58% and a public holding of 33.41%. The company had 1 Subsidiary. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Indicator graph

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Charges (Loans)

Open Charges

₹350,687,850,000.00

Satisfied Charges

₹397,785,660,000.00

Charges Breakdown by Lending Institutions

  • Others : 23791.29 Cr
  • Axis Bank Limited : 2500.00 Cr
  • Sidbi : 2200.00 Cr
  • Yes Bank Limited : 1875.00 Cr
  • Hdfc Bank Limited : 1400.00 Cr
  • Others : 3302.50 Cr

Latest Charge Details

DateLenderAmountStatus
05 Dec 2025Others₹449.62 CrOpen
19 Nov 2025Others₹500.00 CrOpen
18 Nov 2025Others₹90.00 CrOpen
29 Oct 2025Others₹80.00 CrOpen
24 Oct 2025Others₹100.00 CrOpen

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How Many Employees Work at Creditaccess Grameen?

Creditaccess Grameen has a workforce of 19395 employees as of Mar 10, 2025. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee growth trends for Creditaccess Grameen Limited

Deals i

Graph showing company valuation over time

Gain comprehensive insights into the Deals and Valuation data of Creditaccess Grameen, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Creditaccess Grameen's trajectory.

Rating

Graph displaying rating trends over time

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Alert Indicator

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

Latest Updates, News, and FAQs on Creditaccess Grameen

Recent Activity within the Organization

  • Charges

    A charge with Others amounted to Rs. 449.62 Cr with Charge ID 101196898 was registered on 05 Dec 2025. was recorded as a recent event.

  • Charges

    A charge registered on 02 Nov 2022 via Charge ID 100626017 with Others was fully satisfied on 03 Dec 2025. was recorded as a recent event.

  • Charges

    Progress on A charge with Others amounted to Rs. 500.00 Cr with Charge ID 101196879 was registered on 19 Nov 2025. was documented.

  • Charges

    Progress on A charge with Others amounted to Rs. 90.00 Cr with Charge ID 101185691 was registered on 18 Nov 2025. was documented.

  • Charges

    A charge with Others of Rs. 222.40 Cr registered on 30 Oct 2024 with Charge ID 101000628 was modified on 14 Nov 2025. was recorded as a recent event.

  • Charges

    A charge with Others of Rs. 258.59 Cr registered on 06 Feb 2023 with Charge ID 100672003 was modified on 14 Nov 2025. was recorded as a recent event.

Recent News, Updates & Announcement

Frequently Asked Questions

  • What is the CIN of Creditaccess Grameen Limited?

    The CIN of Creditaccess Grameen Limited is L51216KA1991PLC053425.

  • Where is Creditaccess Grameen Limited headquartered?

    Creditaccess Grameen Limited is headquartered at New No.49(Oldno725),46Th Cross,, 8Th Block, Jayanagar (Next To Rajalakshmi Kalyana Mantapa),, Bangalore South, Karnataka, 560070.

  • When was Creditaccess Grameen Limited incorporated?

    Creditaccess Grameen Limited was incorporated on 12 June 1991.

  • Who are the current directors of Creditaccess Grameen Limited?

    The current directors of Creditaccess Grameen Limited are

  • What is the primary industry of Creditaccess Grameen Limited?

    The primary industry of Creditaccess Grameen Limited is Financial And Insurance Service.

  • Is Creditaccess Grameen Limited a listed company?

    Creditaccess Grameen Limited is listed. It is listed on BSE: 541770 and NSE: CREDITACC.

  • What is the capital structure of Creditaccess Grameen Limited?

    The authorized capital of Creditaccess Grameen Limited is ₹170.00 Cr, and the paid-up capital is ₹159.98 Cr.

  • What is the compliance status of Creditaccess Grameen Limited?

    The compliance status of Creditaccess Grameen Limited is Compliant.

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