Creditaccess Grameen Limited - Company Profile

Q: Where is Creditaccess Grameen Limited headquartered?

Creditaccess Grameen Limited is headquartered at New No.49Oldno725,46Th Cross,, 8Th Block, Jayanagar Next To Rajalakshmi Kalyana Mantapa,, Bangalore South, Karnataka, 560070.

Q: Who are the current directors of Creditaccess Grameen Limited?

The current directors of Creditaccess Grameen Limited are Ganesh Narayanan, Udaya Kumar Hebbar, Rekha Gopal Warriar, Mahadev Prakash Jayakumar Matada, Massimo Vita, Mahadev Prakash, Sumit Kumar, Paolo Brichetti, Manoj Kumar, Lilian Jessie Paul, Mahadev Prakash Jayakumar Matada, Nilesh Shrikrishna Dalvi, Ramani Deepti.

It is a financial services public limited company based in Bangalore South, Karnataka, India, established in 1991.

1991 Bangalore South, Karnataka, India Active

Last Updated: January 05, 2026

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About Creditaccess Grameen Limited

Creditaccess Grameen Limited, a active public limited company, was established on 12 June 1991 in Bangalore South, Karnataka, India. Engaging in microfinance institutions within the financial and insurance service sector, it holds CIN: L51216KA1991PLC053425. Registered under ROC Roc Bangalore. it is listed on BSE: 541770 and NSE: CREDITACC. It has an authorized capital of ₹170.00 Cr and a paid-up capital of ₹160.01 Cr.

Formerly known as Sanni Collection Pvt Ltd, Grameen Financial Services Private Limited. It upholds a compliant status. In 2024, it reported revenue of ₹5,172.65 Cr and a net worth of ₹6,569.95 Cr. Employing 19,395 professional, Its leadership includes Ganesh Narayanan (Ceo), Udaya Kumar Hebbar (Nominee Director), Rekha Gopal Warriar (Director). Past directors included Sriram Rajagopalan Iyer, George Joseph, Daksha Niranjan Shah. It holds ₹35,082.74 Cr open charges and ₹39,778.57 Cr settled loans. Its latest AGM occurred on 30 July 2025, with the balance sheet filed on 31 March 2025. It is based at New No.49(Oldno725),46Th Cross,, 8Th Block, Jayanagar (Next To Rajalakshmi Kalyana Mantapa),, Bangalore South, Karnataka, 560070.

Company Details

CIN/LLPIN
L51216KA1991PLC053425
Registration Number
053425
Incorporation Date
12 June 1991
Authorized Capital
₹170.00 Cr
Paid-Up Capital
₹160.01 Cr
ROC Code
Roc Bangalore
Listing Status
Listed (BSE: 541770, NSE: CREDITACC)
Company Status
Active

Key Metrics

Authorised Capital ₹ 170.00 Cr as on 05-01-2026
Paid Up Capital ₹ 160.01 Cr as on 05-01-2026
Company Age 34 Year, 8 Months
Last Filing with ROC 31 Mar 2025
Open Charges ₹ 35,082.74 Cr as on 05-01-2026
Satisfied Charges ₹ 39,778.57 Cr as on 05-01-2026
Revenue Growth **** 45.68% (FY 2024)
Profit Growth **** 75.05% (FY 2024)
Ebitda **** 57.20% (FY 2024)
Net Worth 28.65% (FY 2024)
Total Assets **** 31.97% (FY 2024)

Comprehensive Company Insights

Explore comprehensive insights into Creditaccess Grameen Limited — covering financial performance, compliance records, Competitor, shareholding patterns, directors, key metrics, and litigation history. Unlock to see detailed insights and stay informed.

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Who are the key members and board of directors at Creditaccess Grameen Limited?

Current Directors

Name	Designation	Appointment Date	Status
Ganesh Narayanan	Ceo	01 Aug 2023	Current
Udaya Kumar Hebbar	Nominee Director	05 Aug 2025	Current
Rekha Gopal Warriar	Director	21 Oct 2022	Current
Mahadev Prakash Jayakumar Matada	Company Secretary	22 Jan 2020	Current
Massimo Vita	Nominee Director	25 Jul 2017	Current
Sumit Kumar	Nominee Director	16 Aug 2016	Current

Past Directors

Name	Designation	Cessation	Status
Pramod Abcsdd	Director	06 Mar 2010	Past
Pramod Abcsdd	Additional Director	29 Jun 2016	Past
Pramod Abcsdd	Director	03 May 2014	Past
Pramod Abcsdd	Additional Director	05 Aug 2025	Past
Pramod Abcsdd	Additional Director	15 Jul 2015	Past
Pramod Abcsdd	Director	28 Mar 2014	Past

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Financial Performance of Creditaccess Grameen.

Creditaccess Grameen Limited, for the financial year ended 2024, experienced significant growth in revenue, with a 45.68% increase. The company also saw a substantial improvement in profitability, with a 75.05% increase in profit. The company's net worth Soared by an impressive increase of 28.65%.

Date	Amount	Transaction Name	Valuation	Lead Investors	Investors
Jul, 2021	Amount	Post-IPO - Grab	Valuation	investors	Emtek
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners
Jan, 2021	Amount	Post-IPO - Grab	Valuation	investors	Hana Financial Group , GGV Capital
Feb, 2021	Amount	Post-IPO - Grab	Valuation	investors	Signite Partners

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Key Matrics
Balance Sheet
Profit and Loss
Cash Flow
Ratios

Metrics

(FY 2023)

YOY Growth

(FY 2022)

(FY 2021)

(FY 2020)

(FY 2019)

Total Revenue

********

45.68%

*******

Revenue from Operations

*******

45.74%

*******

Total Assets

*******

31.97%

*******

Profit or Loss

*******

75.05%

*******

Net Worth

*******

28.65%

*******

EBITDA

*******

57.20%

*******

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What is the Ownership and Shareholding Structure of Creditaccess Grameen?

In 2024, Creditaccess Grameen had a promoter holding of 66.58% and a public holding of 33.41%. The company had 1 Subsidiary. Access key insights, ownership, including shareholding patterns, funding, foreign investors, KMP remuneration, group structure, and overseas investments.

Shareholding Pattern (FY 2024)

Promoters: 92.83%
Public: 4.10%
Others: 3.07%

Shareholding Pattern over the Year

	FY (2024)	FY (2023)	FY (2022)	FY (2021)	FY (2020)
Promoters	92.83	94.62	94.55	94.55	94.55
Public	4.10	3.89	3.95	3.96	3.98
Others	3.07	1.49	1.50	1.49	1.47

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Charges (Loans)

Open Charges

₹350,827,402,412.00

Satisfied Charges

₹397,785,660,000.00

Charges Breakdown by Lending Institutions

Others : 23805.24 Cr
Axis Bank Limited : 2500.00 Cr
Sidbi : 2200.00 Cr
Yes Bank Limited : 1875.00 Cr
Hdfc Bank Limited : 1400.00 Cr
Others : 3302.50 Cr

Latest Charge Details

Date	Lender	Amount	Status
17 Dec 2025	Others	₹13.96 Cr	Open
05 Dec 2025	Others	₹449.62 Cr	Open
19 Nov 2025	Others	₹500.00 Cr	Open
18 Nov 2025	Others	₹90.00 Cr	Open
29 Oct 2025	Others	₹80.00 Cr	Open

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How Many Employees Work at Creditaccess Grameen?

Creditaccess Grameen has a workforce of 19395 employees as of Mar 10, 2025. Unlock access to detailed historical data on individuals associated with the company, including employment records, contributions to the Employees' Provident Fund Organization (EPFO), and other related insights.

Employee Date	Number of Employees
2020	78,000
2021	80,500
2022	83,200
2023	86,000
2024	89,500
2025	92,000

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Deals i

Gain comprehensive insights into the Deals and Valuation data of Creditaccess Grameen, offering detailed information on various transactions, including security allotment data. Explore the intricate details of financial agreements, mergers, acquisitions, divestitures, and strategic partnerships that have shaped Creditaccess Grameen's trajectory.

Rating

Access the credit rating data, providing valuable insights into the company's creditworthiness and financial stability. Explore assessments from leading credit rating agencies, evaluating factors such as debt obligations, liquidity, profitability, and overall financial health.

Alerts

Stay informed about regulatory alerts and litigation involving and associated companies. Receive timely updates on legal proceedings, regulatory changes, and compliance issues that may impact the company's operations, reputation, and financial performance. Monitor litigation involving subsidiaries, joint ventures, and other affiliated entities to assess potential risks and liabilities.

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Latest Updates, News, and FAQs on Creditaccess Grameen

Recent Activity within the Organization

Charges

The activity A charge with Others amounted to Rs. 13.96 Cr with Charge ID 101206133 was registered on 17 Dec 2025. was completed.
17 Dec 2025
Charges

Progress on A charge with Others of Rs. 222.40 Cr registered on 30 Oct 2024 with Charge ID 101000628 was modified on 15 Dec 2025. was documented.
15 Dec 2025
Charges

A charge with Others of Rs. 116.37 Cr registered on 20 May 2022 with Charge ID 100578858 was modified on 15 Dec 2025. was recorded as a recent event.
15 Dec 2025
Charges

A charge with Others amounted to Rs. 449.62 Cr with Charge ID 101196898 was registered on 05 Dec 2025. was recorded as a recent event.
05 Dec 2025
Charges

Progress on A charge registered on 02 Nov 2022 via Charge ID 100626017 with Others was fully satisfied on 03 Dec 2025. was documented.
03 Dec 2025
Charges

The activity A charge with Others amounted to Rs. 500.00 Cr with Charge ID 101196879 was registered on 19 Nov 2025. was completed.
19 Nov 2025

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