About Creditail Technologies Private Limited
Data last updated:
Creditail Technologies Private Limited is a private limited company based in Bangalore, Karnataka, India, recognised as a startup by DPIIT. The company is currently under liquidation, meaning its assets are being sold to settle outstanding debts. It may not have the legal capacity to fulfil new contracts. It operates in the digital payment solutions segment of the financial services sector. It was incorporated on 07 April 2022.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U72500KA2022PTC159794. Its GSTIN is 29AAKCC2201J1ZS (Karnataka).
The company has an authorised share capital of ₹10.5 Lakh and a paid-up capital of ₹1.41 Lakh. It is led by directors including Kala Agarwal (Irp/Rp/Liquidator) and Shubham Khetan.
Its last annual general meeting (AGM) was held on 17 April 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at No. 133/2 4th Floor Janardhan Towers Residency Road, Bangalore, Karnataka, India – 560025.
As per the financials filed for FY 2025, the company reported a revenue of ₹83.89 Lakh, a decline of 14% compared to the previous year. For the same year it recorded a net profit of ₹25.16 Lakh (net margin 30%) and EBITDA of ₹32.77 Lakh (EBITDA margin 39.1%).
The company is associated with 1 brand: Creditail. As per MCA filings, the company has satisfied charges of ₹1 Cr on record. The company has 1 deal on record (1 funding round), with disclosed funding of ₹18.7 Cr; the latest was in October 2023. Its 10 peer companies in the BFSI industry (Payment Solution Providers) are compared by revenue, 5 larger and 5 smaller; the largest is Plutus Paytech Private Limited with revenue of ₹88.75 Lakh.
The last known website on record is creditail.in.
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- Registered AddressNo. 133/2 4th Floor Janardhan Towers Residency Road, Bangalore, Karnataka, India – 560025
- IndustryFinancial Services, Digital Payment Solutions
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Business Activity of Creditail Technologies Private Limited
The main business activity of Creditail Technologies is information and communication. In detail, this covers other information & communication service activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J8 | Other information & communication service activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Creditail Technologies Private Limited FY 2025 filings available
Creditail Technologies Private Limited reported revenue of ₹83.89 Lakh (down 14% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Creditail Technologies Private Limited
Revenue fell 14% in the latest year. EBITDA rose 121% in the latest year. All are worked out from the filed statements.
Financial Statement Summary of Creditail Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|
| Profit and Loss Statement | |||
| Revenue from Operations | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• |
| EBITDA | ₹32.77 Lakh | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• |
| Net Profit (PAT) | ₹25.16 Lakh | •••• | •••• |
| Balance Sheet | |||
| Share Capital | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• |
Financial Ratios of Creditail Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 |
|---|---|---|---|
| Profitability | |||
| EBITDA Margin | 39.1% | •••• | •••• |
| Net Profit Margin | 30% | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• |
| Liquidity and Debt | |||
| Current Ratio | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• |
| Efficiency and Growth | |||
| Asset Turnover | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Creditail Technologies are in the company report.
Financial statements from FY 2023
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Creditail Technologies Private Limited
Creditail Technologies Private Limited is compared with the companies closest to it by revenue in the BFSI industry (Payment Solution Providers). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Plutus Paytech Private Limited | ₹88.75 Lakh (FY 2025) | •••• | •••• | •••• | Noida, Uttar Pradesh, India | |
| Aaba Pay Private Limited | ₹87.46 Lakh (FY 2025) | •••• | •••• | 66.0% | •••• | Thane, Maharashtra, India |
| Aimcashless Infosolutions Private Limited | ₹85.69 Lakh (FY 2024) | •••• | •••• | 88.0% | •••• | Jaipur, Rajasthan, India |
| Otava India Private Limited | ₹85.31 Lakh (FY 2025) | •••• | •••• | -70.0% | •••• | Mumbai, Maharashtra, India |
| A2h Payment Network Private Limited | ₹85.27 Lakh (FY 2024) | •••• | •••• | 329.0% | •••• | Delhi, India |
| Creditail Technologies Private Limited this company | ₹83.89 Lakh (FY 2025) | •••• | •••• | -14.0% | •••• | Bangalore, Karnataka, India |
| Plutos One Technology Private Limited | ₹82.46 Lakh (FY 2025) | •••• | •••• | 361.0% | •••• | New Delhi, Delhi, India |
| Pink Pay Infotech Private Limited | ₹82.07 Lakh (FY 2025) | •••• | •••• | 987.0% | •••• | Jaipur, Rajasthan, India |
| Flipbill Technologies Private Limited | ₹80.17 Lakh (FY 2024) | •••• | •••• | 444.0% | •••• | Bangalore, Karnataka, India |
| Albashar Technologies Private Limited | ₹79.25 Lakh (FY 2024) | •••• | •••• | -28.0% | •••• | Sitarganj, Uttarakhand, India |
| Paynol Solutions Private Limited | ₹78.85 Lakh (FY 2024) | •••• | •••• | 29.0% | •••• | New Delhi, Delhi, India |
Peers are the five companies nearest above and the five nearest below Creditail Technologies by revenue in the BFSI industry (Payment Solution Providers), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Board of Directors of Creditail Technologies Private Limited
Creditail Technologies has 3 directors on record. No former directors are listed.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Kala Agarwal | Irp/Rp/Liquidator | 22 May 2025 | 1 Years 4 Months | As last reported |
| Shubham Khetan Also directs: Gumption Technologies Private Limited | Director | 07 Apr 2022 | 4 Years 6 Months | As last reported |
| Apurv Dave | Director | 07 Apr 2022 | 4 Years 6 Months | As last reported |
Charges & Borrowings of Creditail Technologies Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 01 Jul 2023 | Others | ₹1 Cr | Satisfied |
Total charge records: 1 View all charges
Deals & Funding of Creditail Technologies Private Limited
Creditail Technologies Private Limited has 1 deal on record (1 funding round), with disclosed funding of ₹18.7 Cr; the latest was in October 2023.
Deals on record (1 of 1)
| When | Deal | Amount | Parties |
|---|---|---|---|
| Oct 2023 | Funding round · Seed | ₹18.7 Cr | Investors: 8i Ventures, Saison Capital |
Full deal history
All 1 deals with amounts, valuations, instruments and every party are in the company report.
- Every funding round and share transfer
- Amounts and valuations
- Investors, buyers and sellers
- Instruments and deal dates
Verified entity values are shown only after access is granted.
Deal records are compiled from filings and public sources; amounts are shown only where the source reported them.
Associated Brands with Creditail Technologies Private Limited
Creditail Technologies operates one associated brand: Creditail. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Provider of business transaction & financing services | creditail.in |
Employees and EPFO Compliance at Creditail Technologies Private Limited
Employment history and EPFO contributions of people linked to Creditail Technologies.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Creditail Technologies Private Limited
Creditail Technologies Private Limited has 3 board changes on record since 2022: 3 appointments. The latest: Kala Agarwal was appointed as Irp/Rp/Liquidator on 22 May 2025.
Credit Ratings, Litigation & Regulatory Alerts for Creditail Technologies Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Creditail Technologies Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Creditail Technologies Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Creditail Technologies Private Limited
Creditail Technologies has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAKCC2201J1ZS | Karnataka | Active | 02 Oct 2022 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Creditail Technologies Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Creditail Technologies Private Limited
Creditail Technologies is currently "Under Liquidation" as per MCA records. The company's assets are being sold to settle outstanding debts owed to creditors. A company under liquidation may not have the legal capacity to fulfil new contracts, and creditors are prioritised in the distribution of proceeds. This is a high-risk status - caution is strongly advised.
Creditail Technologies is a company under liquidation, formerly operating as a private limited company based in Bangalore, Karnataka, India. The company works in digital payment solutions, within the financial services industry. It was incorporated on 07 April 2022 and is registered under CIN U72500KA2022PTC159794. Caution is advised - the company may not have the legal capacity to fulfil new agreements.
Creditail Technologies reported revenue of ₹83.89 Lakh for FY 2025 (down 14% YoY).
Creditail Technologies has 3 current directors:
- Shubham Khetan - Director
- Apurv Dave - Director
- Kala Agarwal - Irp/Rp/Liquidator
Creditail Technologies reported a net profit of ₹25.16 Lakh (net margin 30%) and EBITDA of ₹32.77 Lakh (EBITDA margin 39.1%) for FY 2025, as per its filed financial statements.
The CIN (Corporate Identification Number) of Creditail Technologies is U72500KA2022PTC159794. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Creditail Technologies has no open charges and satisfied charges of ₹1 Cr as per latest MCA filings.
Creditail Technologies was incorporated on 07 April 2022. It is registered with the Registrar of Companies, Bangalore.
Creditail Technologies has 1 deal on record (1 funding round), with disclosed funding of ₹18.7 Cr; the latest was in October 2023.
The peers of Creditail Technologies by revenue are Plutus Paytech Private Limited, Aaba Pay Private Limited, Aimcashless Infosolutions Private Limited, Otava India Private Limited, A2h Payment Network Private Limited and 5 more, all in the BFSI industry (Payment Solution Providers).
Kala Agarwal was appointed as Irp/Rp/Liquidator on 22 May 2025. Apurv Dave was appointed as Director on 07 Apr 2022. Shubham Khetan was appointed as Director on 07 Apr 2022.