About Creditech Technology Private Limited
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Creditech Technology Private Limited is a private limited company based in Gurgaon, Haryana, India, recognised as a startup by DPIIT. It operates in the online financial services segment of the internet and digital services sector. It was incorporated on 01 April 2020 and has been in existence for over 6 years.
The company is registered with the Registrar of Companies (ROC), Haryana, under CIN U72900HR2020PTC086006. Its GSTIN is 06AAICC6948G1ZF (Haryana).
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹1.18 Lakh. It is led by directors Sukhbir Singh and Mukesh.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at 901 DLF City Court Sikanderpur M.G.Road Gurgaon, Haryana, India – 122002.
As per the financials filed for FY 2024, the company reported a revenue of ₹37.67 Lakh, a decline of 90% compared to the previous year. For the same year it recorded a net loss of ₹1.6 Cr (net margin -424.8%) and EBITDA of -₹1.52 Cr (EBITDA margin -403%). Revenue has grown at a compounded annual rate (CAGR) of 5% over three years.
The company is associated with 1 brand: Money Loji.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website moneyloji.com.
- EmailLocked
- TelephoneLocked
- Website
- Social MediaLocked
- Registered Address901 DLF City Court Sikanderpur M.G.Road Gurgaon, Haryana, India – 122002
- IndustryInternet, Online Financial Services
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Associated Brands with Creditech Technology Private Limited
Creditech Technology operates one associated brand: Money Loji. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Online platform for instant personal loans, comparisons, and financial services via app. | moneyloji.com |
Competitors & Alternatives of Creditech Technology Private Limited
Brands and companies operating in the same space as Creditech Technology Private Limited include Stashfin, Money View, LendenClub and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
 Stashfin | Digital lending and instant credit lines are provided to individuals. | Gurugram, India | 2016 |
 Money View | Loans, credit cards, gold investments, insurance, and UPI are provided. | Bengaluru, India | 2014 |
 LendenClub | Developer of a P2P lending platform for personal loans | Mumbai, India | 2015 |
 Kissht | Personal, business, and property loans are provided by Kissht. | Mumbai, India | 2015 |
 Fibe | Fibe is recognized as India's largest lending platform for instant credit solutions. | Pune, India | 2015 |
 mPokket | Provider of a digital lending platform offering instant personal loans to underserved youth, providing financial solutions through a mobile app | Kolkata, India | 2016 |
 CASHe | Online instant personal loans are provided to salaried professionals. | Mumbai, India | 2016 |
 Branch | Branch is focused on providing faster workforce payment solutions. | Minneapolis, United States | 2015 |
 Finnable | Online personal loans with minimal documentation are offered digitally. | Bengaluru, India | 2015 |
 True Balance | Personal loans and prepaid instruments are provided via mobile wallet. | Gurugram, India | 2014 |
Business Activity of Creditech Technology Private Limited
The main business activity of Creditech Technology is financial and insurance service. In detail, this covers other financial activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| K | Financial and insurance Service | K8 | Other financial activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Creditech Technology Private Limited
Creditech Technology Private Limited is audited by T. Ranjan & Co. for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| T. Ranjan & Co. | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Creditech Technology Private Limited
Creditech Technology has 2 current directors and 6 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Sukhbir Singh Also directs: Moneda Landbase LLP, Suraj Landbase Private Limited, Moneda Finvest Private Limited and 1 more | Director | 01 Apr 2020 | 6 Years 6 Months | Current |
| Mukesh | Director | 02 Jul 2025 | 1 Years 3 Months | Current |
Financials of Creditech Technology Private Limited FY 2025 filings available
Creditech Technology Private Limited reported revenue of ₹37.67 Lakh (down 90% YoY) for FY 2024.
Compounded Annual Growth Rate (CAGR) of Creditech Technology Private Limited
Revenue fell 90% in the latest year, but over three years it has grown at a compounded annual rate (CAGR) of 5%. EBITDA fell 198% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Creditech Technology Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|
| Profit and Loss Statement | ||||
| Revenue from Operations | •••• | •••• | •••• | •••• |
| Other Income | •••• | •••• | •••• | •••• |
| Total Revenue | •••• | •••• | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• | •••• | •••• |
| Employee Benefit Expense | •••• | •••• | •••• | •••• |
| Finance Costs | •••• | •••• | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• | •••• | •••• |
| Other Expenses | •••• | •••• | •••• | •••• |
| Total Expenses | •••• | •••• | •••• | •••• |
| EBITDA | -₹1.52 Cr | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | -₹1.6 Cr | •••• | •••• | •••• |
| Balance Sheet | ||||
| Share Capital | •••• | •••• | •••• | •••• |
| Reserves and Surplus | •••• | •••• | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• | •••• | •••• |
| Long-term Borrowings | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• |
| Trade Payables | •••• | •••• | •••• | •••• |
| Total Liabilities | •••• | •••• | •••• | •••• |
| Fixed Assets | •••• | •••• | •••• | •••• |
| Investments | •••• | •••• | •••• | •••• |
| Inventories | •••• | •••• | •••• | •••• |
| Trade Receivables | •••• | •••• | •••• | •••• |
| Cash and Bank Balance | •••• | •••• | •••• | •••• |
| Total Assets | •••• | •••• | •••• | •••• |
Financial Ratios of Creditech Technology Private Limited
| Metrics | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|
| Profitability | ||||
| EBITDA Margin | -403% | •••• | •••• | •••• |
| Net Profit Margin | -424.8% | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• |
| Liquidity and Debt | ||||
| Current Ratio | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• |
| Efficiency and Growth | ||||
| Asset Turnover | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• |
| Revenue Growth | •••• | •••• | •••• | •••• |
| Net Profit Growth | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Creditech Technology are in the company report.
Financial statements from FY 2021
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Creditech Technology Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Creditech Technology Private Limited
Creditech Technology Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Creditech Technology Private Limited
Creditech Technology Private Limited has a workforce of 0 employees as of Mar 29, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Creditech Technology Private Limited
Creditech Technology has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 06AAICC6948G1ZF | Haryana | Active | 21 May 2020 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Credit Ratings, Litigation & Regulatory Alerts for Creditech Technology Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Creditech Technology Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Creditech Technology Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Creditech Technology Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Creditech Technology Private Limited
Recent News on Creditech Technology Private Limited
Frequently Asked Questions about Creditech Technology Private Limited
Creditech Technology is an active private limited company based in Gurgaon, Haryana, India. The company works in online financial services, within the internet industry. It was incorporated on 01 April 2020 (6+ years old) and is registered under CIN U72900HR2020PTC086006.
Creditech Technology reported revenue of ₹37.67 Lakh for FY 2024 (down 90% YoY).
Creditech Technology has 2 current directors:
- Sukhbir Singh - Director
- Mukesh - Director
Creditech Technology reported a net loss of ₹1.6 Cr (net margin -424.8%) and EBITDA of -₹1.52 Cr (EBITDA margin -403%) for FY 2024, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Creditech Technology is 5% over three years. In the latest year (FY 2024) revenue fell 90%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Creditech Technology is 06AAICC6948G1ZF, registered in Haryana.
The CIN (Corporate Identification Number) of Creditech Technology is U72900HR2020PTC086006. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Creditech Technology was incorporated on 01 April 2020, making it 6+ years old. It is registered with the Registrar of Companies, Haryana.
Yes, Creditech Technology is recognised as a startup by the Department for Promotion of Industry and Internal Trade (DPIIT).