Creditsavvy Technologies Private Limited
About Creditsavvy Technologies Private Limited
Data last updated:
Creditsavvy Technologies Private Limited is a private limited company based in Noida, Uttar Pradesh, India. The company is currently undergoing Corporate Insolvency Resolution Process (CIRP) under the Insolvency and Bankruptcy Code, 2016. Management control has been transferred to an insolvency professional. It was incorporated on 16 June 2023.
The company is registered with the Registrar of Companies (ROC), Uttar Pradesh, under CIN U62099UP2023PTC184092.
The company has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹5 Lakh. It is led by directors Pushpendra Rajak and Ram Avtar Maurya.
Its last annual general meeting (AGM) was held on 30 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Sector 62, Noida, Uttar Pradesh.
As per the financials filed for FY 2025, the company reported a revenue of ₹373.33 Cr. For the same year it recorded a net profit of ₹22,090 (net margin 0%) and EBITDA of ₹30,090 (EBITDA margin 0%).
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- Registered AddressOffice No. – 2414, The Corenthum Sector 62, Noida, Uttar Pradesh, India – 201301
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Business Activity of Creditsavvy Technologies Private Limited
The main business activity of Creditsavvy Technologies is information and communication. In detail, this covers computer programming, consultancy and related activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | 62 | Computer programming, consultancy and related activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Financials of Creditsavvy Technologies Private Limited FY 2025 filings available
Creditsavvy Technologies Private Limited reported revenue of ₹373.33 Cr for FY 2025.
Financial Statement Summary of Creditsavvy Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 |
|---|---|---|
| Profit and Loss Statement | ||
| Revenue from Operations | ₹373.33 Cr | •••• |
| Other Income | •••• | •••• |
| Total Revenue | •••• | •••• |
| Cost of Materials Consumed | •••• | •••• |
| Employee Benefit Expense | •••• | •••• |
| Finance Costs | •••• | •••• |
| Depreciation and Amortisation | •••• | •••• |
| Other Expenses | •••• | •••• |
| Total Expenses | •••• | •••• |
| EBITDA | ₹30,090 | •••• |
| Profit Before Tax | •••• | •••• |
| Tax Expense | •••• | •••• |
| Net Profit (PAT) | ₹22,090 | •••• |
| Balance Sheet | ||
| Share Capital | •••• | •••• |
| Reserves and Surplus | •••• | •••• |
| Net Worth (Total Equity) | •••• | •••• |
| Long-term Borrowings | •••• | •••• |
| Short-term Borrowings | •••• | •••• |
| Trade Payables | •••• | •••• |
| Total Liabilities | •••• | •••• |
| Fixed Assets | •••• | •••• |
| Investments | •••• | •••• |
| Inventories | •••• | •••• |
| Trade Receivables | •••• | •••• |
| Cash and Bank Balance | •••• | •••• |
| Total Assets | •••• | •••• |
Financial Ratios of Creditsavvy Technologies Private Limited
| Metrics | FY 2024-25 | FY 2023-24 |
|---|---|---|
| Profitability | ||
| EBITDA Margin | 0% | •••• |
| Net Profit Margin | 0% | •••• |
| Return on Equity (ROE) | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• |
| Liquidity and Debt | ||
| Current Ratio | •••• | •••• |
| Quick Ratio | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• |
| Efficiency and Growth | ||
| Asset Turnover | •••• | •••• |
| Receivable Days | •••• | •••• |
| Payable Days | •••• | •••• |
| Inventory Days | •••• | •••• |
| Revenue Growth | •••• | •••• |
| Net Profit Growth | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Creditsavvy Technologies are in the company report.
Financial statements from FY 2024
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Peer Comparison of Creditsavvy Technologies Private Limited
Creditsavvy Technologies Private Limited is compared with the companies closest to it by revenue in the same principal business activity (Computer programming, consultancy and related activities). Net profit, margin and employee counts of each company are in the company report.
| Company | Revenue | Net profit | Margin | Growth (1 yr) | Employees | Location |
|---|---|---|---|---|---|---|
| Herman Miller Furniture (India) Private Limited | ₹385.11 Cr (FY 2025) | •••• | •••• | 10.0% | •••• | Bangalore, Karnataka, India |
| Acevector Limited | ₹384.74 Cr (FY 2024) | •••• | •••• | -1.0% | •••• | New Delhi, Delhi, India |
| Adenza India Private Limited | ₹378.82 Cr (FY 2025) | •••• | •••• | 38.0% | •••• | Mumbai, Maharashtra, India |
| Zarthi Private Limited | ₹378.62 Cr (FY 2025) | •••• | •••• | 128.0% | •••• | Delhi, India |
| Nusummit Cybersecurity Limited | ₹377.84 Cr (FY 2025) | •••• | •••• | 2.0% | •••• | Bangalore, Karnataka, India |
| Creditsavvy Technologies Private Limited this company | ₹373.33 Cr (FY 2025) | •••• | •••• | •••• | Noida, Uttar Pradesh, India | |
| Srit India Limited | ₹372.9 Cr (FY 2025) | •••• | •••• | 47.0% | •••• | Bangalore, Karnataka, India |
| Ust Global Technology Services (India) Private Limited | ₹367.67 Cr (FY 2025) | •••• | •••• | 17.0% | •••• | Kochi, Kerala, India |
| Marketxpander Services Private Limited | ₹366.34 Cr (FY 2025) | •••• | •••• | 13.0% | •••• | Bangalore, Karnataka, India |
| Headstrong Services India Private Limited | ₹365.73 Cr (FY 2025) | •••• | •••• | 1.0% | •••• | Delhi, India |
| Mobileum (India) Private Limited | ₹361.54 Cr (FY 2025) | •••• | •••• | 15.0% | •••• | Mumbai, Maharashtra, India |
Peers are the five companies nearest above and the five nearest below Creditsavvy Technologies by revenue in the same principal business activity (Computer programming, consultancy and related activities), from the latest filed financials of each company. Net profit, margin and employee counts of each peer are in the company report.
Auditor Details of Creditsavvy Technologies Private Limited
Creditsavvy Technologies Private Limited is audited by GEETA AND COMPANY for the financial year 2025.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| GEETA AND COMPANY | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Creditsavvy Technologies Private Limited
Creditsavvy Technologies has 2 current directors and 2 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Pushpendra Rajak | Director | 09 Mar 2024 | 2 Years 7 Months | As last reported |
| Ram Avtar Maurya | Director | 09 Mar 2024 | 2 Years 7 Months | As last reported |
Ownership and Shareholding of Creditsavvy Technologies Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Creditsavvy Technologies Private Limited
Creditsavvy Technologies Private Limited does not have any charges (loans) registered with the Registrar of Companies.
Employees and EPFO Compliance at Creditsavvy Technologies Private Limited
Employment history and EPFO contributions of people linked to Creditsavvy Technologies.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
Recent Activity on Creditsavvy Technologies Private Limited
Creditsavvy Technologies Private Limited has 4 board changes on record since 2024: 2 appointments and 2 cessations. The latest: Apoorv Mehra ceased to be Director on 12 Mar 2024.
Credit Ratings, Litigation & Regulatory Alerts for Creditsavvy Technologies Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Creditsavvy Technologies Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Creditsavvy Technologies Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
GST Compliance of Creditsavvy Technologies Private Limited
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Creditsavvy Technologies Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Frequently Asked Questions about Creditsavvy Technologies Private Limited
Creditsavvy Technologies is undergoing "Corporate Insolvency Resolution Process" (CIRP) under the Insolvency and Bankruptcy Code, 2016. Management control has been transferred to an insolvency resolution professional. The company may not be able to independently enter into new commitments during this period. This is a high-risk status - verify the resolution status before any engagement.
Creditsavvy Technologies is a company under insolvency, formerly operating as a private limited company based in Noida, Uttar Pradesh, India. It was incorporated on 16 June 2023 and is registered under CIN U62099UP2023PTC184092. Caution is advised - the company may not have the legal capacity to fulfil new agreements.
Creditsavvy Technologies reported revenue of ₹373.33 Cr for FY 2025.
Creditsavvy Technologies has 2 current directors:
- Pushpendra Rajak - Director
- Ram Avtar Maurya - Director
Creditsavvy Technologies reported a net profit of ₹22,090 (net margin 0%) and EBITDA of ₹30,090 (EBITDA margin 0%) for FY 2025, as per its filed financial statements.
The CIN (Corporate Identification Number) of Creditsavvy Technologies is U62099UP2023PTC184092. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Creditsavvy Technologies was incorporated on 16 June 2023. It is registered with the Registrar of Companies, Uttar Pradesh.
The peers of Creditsavvy Technologies by revenue are Herman Miller Furniture (India) Private Limited, Acevector Limited, Adenza India Private Limited, Zarthi Private Limited, Nusummit Cybersecurity Limited and 5 more, all in the same principal business activity (Computer programming, consultancy and related activities).
Apoorv Mehra ceased to be Director on 12 Mar 2024. Sagar Singhal ceased to be Director on 12 Mar 2024. Pushpendra Rajak was appointed as Director on 09 Mar 2024. Creditsavvy Technologies has 4 board changes on record in total.
The registered office of Creditsavvy Technologies is at Office No. – 2414, The Corenthum Sector 62, Noida, Uttar Pradesh, India – 201301.
Creditsavvy Technologies has an authorised share capital of ₹15 Lakh and a paid-up capital of ₹5 Lakh.