About Crediwatch Information Analytics Private Limited
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Crediwatch Information Analytics Private Limited is a private limited company based in Bangalore South, Karnataka, India, recognised as a startup by DPIIT. It operates in the online service marketplaces segment of the internet and digital services sector. It was incorporated on 27 September 2016 and has been in existence for over 10 years.
The company is registered with the Registrar of Companies (ROC), Bangalore, under CIN U74999KA2016PTC096782. Its GSTIN is 29AAGCC6576Q1ZO (Karnataka).
The company has an authorised share capital of ₹25 Lakh and a paid-up capital of ₹10.75 Lakh. It is led by directors including Meghna Suryakumar (Managing Director) and Sandeep Anandampillai Ramanujapuram (Whole-Time Director).
Its last annual general meeting (AGM) was held on 29 September 2025, and its latest financial statements are for the year ended 31 March 2025. The registered office is at Bangalore South, Karnataka.
As per the financials filed for FY 2025, the company reported a revenue of ₹6.46 Cr, a growth of 6% compared to the previous year. For the same year it recorded a net profit of ₹1.01 Cr (net margin 15.6%) and EBITDA of ₹1.13 Cr (EBITDA margin 17.6%). Revenue has grown at a compounded annual rate (CAGR) of 2% over three years and 24% over five years.
The company has about 40 employees on its provident fund (EPFO) records.
The company is associated with 1 brand: Crediwatch. As per MCA filings, the company has open charges of ₹95 Lakh and satisfied charges of ₹11.49 Cr on record. Court records list 2 cases involving the company, including 2 filed against it.
The current compliance status is marked as compliant by the Registrar of Companies. For more details, the company can be reached via its website crediwatch.com.
- EmailLocked
- TelephoneLocked
- Website
- Social Media
- Registered AddressSona Towers II 2nd Floor No. 8/1 Old No.1382, 32nd E Cross Bcc Layout 4th T Block, Bangalore South, Karnataka, India – 560041
- IndustryInternet, Online Service Marketplaces
- Company details, directors and signatories
- Historical financials and ratios
- Shareholding pattern and group structure
- Charges with holder and property details
- Legal cases, compliance and MCA filings
- One PDF report, delivered after checkout
Associated Brands with Crediwatch Information Analytics Private Limited
Crediwatch Information Analytics operates one associated brand: Crediwatch. Each brand links to its own profile.
| Brand | Description | Website |
|---|---|---|
| Business insights and risk analytics are delivered via cloud platform. | crediwatch.com |
Competitors & Alternatives of Crediwatch Information Analytics Private Limited
Brands and companies operating in the same space as Crediwatch Information Analytics Private Limited include IDnow, Quantexa, Craft and 7 more.
| Competitor | Description | Location | Founded |
|---|---|---|---|
 IDnow | Automated and expert-led identity verification services are provided. | Munich, Germany | 2010 |
 Quantexa | AI-powered data and decision intelligence solutions are provided for businesses. | London, United Kingdom | 2016 |
 Craft | Craft is recognized for providing supply chain resilience solutions. | Francisco, United States | 2014 |
 Parallel Markets | Software solutions for private market investors | New York, United States | 2018 |
 Alloy | Identity decisioning platform is provided for banks and fintech firms. | New York, United States | 2015 |
 Anaplan | Operational planning and forecasting solutions are offered to businesses. | San Francisco, United States | 2006 |
 Feedzai | Cloud-based big data and fraud prevention solutions are offered. | San Mateo, United States | 2011 |
 Socure | AI-based identity verification and fraud detection are provided. | New York, United States | 2012 |
 ION Group | Treasury management solutions are provided for financial institutions and banks. | New York, United States | 1998 |
 Advance Intelligence Group | Provides loans, risk management solutions and merchant service platform | Singapore | 2016 |
Business Activity of Crediwatch Information Analytics Private Limited
The main business activity of Crediwatch Information Analytics is information and communication. In detail, this covers other information & communication service activities.
| Main Activity Group Code | Description of Main Activity | Business Activity Code | Description of Business Activity | Turnover Percentage |
|---|---|---|---|---|
| J | Information and communication | J8 | Other information & communication service activities | Locked |
Business activity turnover details
Turnover share and past changes in activity are in the company report.
- Turnover contribution
- Historical classifications
- Filing-level activity changes
Verified entity values are shown only after access is granted.
Auditor Details of Crediwatch Information Analytics Private Limited
Crediwatch Information Analytics Private Limited is audited by Umesh Hegde for the financial year 2023.
| Name | Status | Appointment Date | Cessation Date |
|---|---|---|---|
| Umesh Hegde | Locked | Locked | Locked |
Complete auditor history
Appointment and cessation dates and past auditor changes are in the company report.
- Appointment status
- Appointment dates
- Cessation dates
- Auditor changes
Verified entity values are shown only after access is granted.
Board of Directors of Crediwatch Information Analytics Private Limited
Crediwatch Information Analytics has 5 current directors and 5 former directors. Current directors are listed first, with their designation and appointment date.
| Name | Designation | Appointment Date | Tenure | Status |
|---|---|---|---|---|
| Ganapathy Ramakrishna Golikere | Director | 28 Sep 2018 | 8 Years 0 Months | Current |
| Sandeep Anandampillai Ramanujapuram Also directs: 7 Tastes LLP | Whole-Time Director | 27 Sep 2016 | 10 Years 0 Months | Current |
| Meghna Suryakumar | Managing Director | 27 Sep 2016 | 10 Years 0 Months | Current |
| Vijaykumar Mahabirprasad Jatia Also directs: Chiklate Mercantile LLP, Ishwarshakti Holdings & Traders Limited, Modern India Limited and 5 more | Director | 15 Jun 2017 | 9 Years 3 Months | Current |
| Robert Allan Riemer | Nominee Director | 18 Sep 2025 | 1 Years 0 Months | Current |
Financials of Crediwatch Information Analytics Private Limited FY 2025 filings available
Crediwatch Information Analytics Private Limited reported revenue of ₹6.46 Cr (up 6% YoY) for FY 2025.
Compounded Annual Growth Rate (CAGR) of Crediwatch Information Analytics Private Limited
Revenue has grown at a compounded annual rate (CAGR) of 24% over five years, including 6% growth in the latest year. EBITDA rose 132% in the latest year. Three- and five-year figures are compounded annual growth rates (CAGR): the steady yearly rate that links the first and the last year. All are worked out from the filed statements.
Financial Statement Summary of Crediwatch Information Analytics Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
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| Employee Benefit Expense | •••• | •••• | •••• | •••• | •••• |
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| Depreciation and Amortisation | •••• | •••• | •••• | •••• | •••• |
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| Total Expenses | •••• | •••• | •••• | •••• | •••• |
| EBITDA | ₹1.13 Cr | •••• | •••• | •••• | •••• |
| Profit Before Tax | •••• | •••• | •••• | •••• | •••• |
| Tax Expense | •••• | •••• | •••• | •••• | •••• |
| Net Profit (PAT) | ₹1.01 Cr | •••• | •••• | •••• | •••• |
| Balance Sheet | |||||
| Share Capital | •••• | •••• | •••• | •••• | •••• |
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| Long-term Borrowings | •••• | •••• | •••• | •••• | •••• |
| Short-term Borrowings | •••• | •••• | •••• | •••• | •••• |
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Financial Ratios of Crediwatch Information Analytics Private Limited
| Metrics | FY 2024-25 | FY 2023-24 | FY 2022-23 | FY 2021-22 | FY 2020-21 |
|---|---|---|---|---|---|
| Profitability | |||||
| EBITDA Margin | 17.6% | •••• | •••• | •••• | •••• |
| Net Profit Margin | 15.6% | •••• | •••• | •••• | •••• |
| Return on Equity (ROE) | •••• | •••• | •••• | •••• | •••• |
| Return on Capital Employed (ROCE) | •••• | •••• | •••• | •••• | •••• |
| Return on Assets (ROA) | •••• | •••• | •••• | •••• | •••• |
| Liquidity and Debt | |||||
| Current Ratio | •••• | •••• | •••• | •••• | •••• |
| Quick Ratio | •••• | •••• | •••• | •••• | •••• |
| Debt-to-Equity Ratio | •••• | •••• | •••• | •••• | •••• |
| Interest Coverage Ratio | •••• | •••• | •••• | •••• | •••• |
| Efficiency and Growth | |||||
| Asset Turnover | •••• | •••• | •••• | •••• | •••• |
| Receivable Days | •••• | •••• | •••• | •••• | •••• |
| Payable Days | •••• | •••• | •••• | •••• | •••• |
| Inventory Days | •••• | •••• | •••• | •••• | •••• |
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| Net Profit Growth | •••• | •••• | •••• | •••• | •••• |
Paid data: the figures shown as dots are available after purchase of the company report. Figures as filed with the MCA in Form AOC-4. The full year-wise statements and ratios of Crediwatch Information Analytics are in the company report.
Financial statements from FY 2017
Earlier years and trend charts are in the company report.
- Income statements
- Balance sheets
- Cash-flow statements
- Ratios and benchmarks
Verified entity values are shown only after access is granted.
Ownership and Shareholding of Crediwatch Information Analytics Private Limited
Shareholding and ownership data
Promoter, institutional, public and beneficial ownership figures are in the company report.
- Ownership categories
- Historical changes
- Group structure
- FII and DII holdings
Verified entity values are shown only after access is granted.
Charges & Borrowings of Crediwatch Information Analytics Private Limited
| Date | Lender | Amount | Status |
|---|---|---|---|
| 05 Aug 2025 | Hdfc Bank Limited | ₹95 Lakh | Open |
| 30 Apr 2021 | Others | ₹2.04 Cr | Satisfied |
| 04 Jun 2020 | The Hongkong and Shanghai Banking Corporation Limited | ₹4.15 Cr | Satisfied |
| 28 Feb 2020 | Others | ₹2 Cr | Satisfied |
| 08 Mar 2019 | Others | ₹3 Cr | Satisfied |
Total charge records: 6 View all charges
Employees and EPFO Compliance at Crediwatch Information Analytics Private Limited
Crediwatch Information Analytics Private Limited has a workforce of 40 employees as of Apr 03, 2024.
Employee and EPFO history
Monthly headcount, contribution history and filing status are in the company report.
- Monthly headcount
- PF contributions
- ECR filing status
- Establishment history
Verified entity values are shown only after access is granted.
GST Compliance of Crediwatch Information Analytics Private Limited
Crediwatch Information Analytics has 1 GST registration: 1 active.
| GSTIN | State | Status | Registered on |
|---|---|---|---|
| 29AAGCC6576Q1ZO | Karnataka | Active | 01 Jul 2017 |
GST registrations and filing compliance
State-wise GST registrations, return filing status and HSN or SAC codes are in the company report.
- GSTIN registrations
- State-wise filing status
- HSN and SAC details
- Tax jurisdiction records
Verified entity values are shown only after access is granted.
Legal Cases of Crediwatch Information Analytics Private Limited
Crediwatch Information Analytics Private Limited has 2 court cases on record: 2 filed against it. All cases are disposed. Status as checked between 29 Sep 2026 and 30 Sep 2026.
Cases by court
| Court | Cases | Against the company | Pending |
|---|---|---|---|
| District courts | 2 | 2 | 0 |
Cases on record (2 of 2)
| Court | Type of case | Party | Status |
|---|---|---|---|
| District court, South East, Delhi | Commercial suit | Filed against the company by Praxis Consulting and Information Services Private Limited. | Disposed |
| District court, BENGALURU, Karnataka | Criminal case | Filed against the company by an individual | Disposed |
Full case history
All 2 cases with case numbers, court, year-wise trend, opposite parties and decision dates are in the company report.
- Every case with its case number
- Year-wise trend
- Opposite parties
- Decision dates and orders
Verified entity values are shown only after access is granted.
Case records are compiled from court listings and may lag the court's own records. A case filed against a company is not a finding against it.
Credit Ratings, Litigation & Regulatory Alerts for Crediwatch Information Analytics Private Limited
Credit ratings, litigation, and regulatory alerts
Credit ratings, court records and regulatory alerts are in the company report.
- Rating history
- Court and tribunal cases
- Regulatory alerts
- Director-linked violations
Verified entity values are shown only after access is granted.
MSME Payment Delays by Crediwatch Information Analytics Private Limited
MSME payment history
Amounts due to small suppliers, the reasons given and MSME-1 filings are in the company report.
- Outstanding amounts
- Delay periods and reasons
- MSME-1 filing history
- Vendor payment signals
Verified entity values are shown only after access is granted.
Subsidiaries & Group Companies of Crediwatch Information Analytics Private Limited
Corporate group structure
Parent, subsidiary, associate and joint venture records with holdings are in the company report.
- Parent company
- Subsidiaries and ownership
- Associates and joint ventures
- Entity investments
Verified entity values are shown only after access is granted.
MCA Filings & Documents of Crediwatch Information Analytics Private Limited
MCA filings and documents
Filed forms, annual returns, financial statements and charge filings with their dates are in the company report.
- Incorporation documents
- Annual returns and statements
- Charge filings
- Complete filing index
Verified entity values are shown only after access is granted.
Recent Activity on Crediwatch Information Analytics Private Limited
Recent News on Crediwatch Information Analytics Private Limited
Frequently Asked Questions about Crediwatch Information Analytics Private Limited
Crediwatch Information Analytics is an active private limited company based in Bangalore South, Karnataka, India. The company works in online service marketplaces, within the internet industry. It was incorporated on 27 September 2016 (10+ years old) and is registered under CIN U74999KA2016PTC096782.
Crediwatch Information Analytics reported revenue of ₹6.46 Cr for FY 2025 (up 6% YoY).
Crediwatch Information Analytics has 5 current directors:
- Meghna Suryakumar - Managing Director
- Sandeep Anandampillai Ramanujapuram - Whole-Time Director
- Ganapathy Ramakrishna Golikere - Director
- Vijaykumar Mahabirprasad Jatia - Director
- Robert Allan Riemer - Nominee Director
Crediwatch Information Analytics reported a net profit of ₹1.01 Cr (net margin 15.6%) and EBITDA of ₹1.13 Cr (EBITDA margin 17.6%) for FY 2025, as per its filed financial statements.
The compounded annual growth rate (CAGR) of the revenue of Crediwatch Information Analytics is 2% over three years and 24% over five years. In the latest year (FY 2025) revenue rose 6%. CAGR is the steady yearly rate that links the first and the last year.
The GSTIN of Crediwatch Information Analytics is 29AAGCC6576Q1ZO, registered in Karnataka.
The CIN (Corporate Identification Number) of Crediwatch Information Analytics is U74999KA2016PTC096782. It is issued by the Ministry of Corporate Affairs under the Companies Act, 2013, and uniquely identifies the company in India.
Crediwatch Information Analytics has 2 court cases on record: 2 filed against it.
Crediwatch Information Analytics was incorporated on 27 September 2016, making it 10+ years old. It is registered with the Registrar of Companies, Bangalore.